Beacon Federal
Mortgage Loan Application
Totals and Details
for 2007
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Beacon Federal.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Beacon Federal 6311 Court Street Road East Syracuse, NY 13057 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,507 |
| Total Mortgage Loan Application Amount | $156,618,000 |
| Average Mortgage Loan Application Amount | $104,666 |
| Highest Mortgage Loan Application Amount | $2,600,000 |
| Average Applicant Income | $81,666 |
| Highest Applicant Income | $950,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Onondaga County New York | 682 | $ 67,908,000 | $ 99,000 | $ 85,000 |
| Oneida County New York | 115 | $ 5,449,000 | $ 47,000 | $ 61,000 |
| Monroe County New York | 92 | $ 10,993,000 | $ 119,000 | $ 104,000 |
| Oswego County New York | 89 | $ 5,565,000 | $ 62,000 | $ 58,000 |
| Smith County Texas | 83 | $ 4,971,000 | $ 59,000 | $ 62,000 |
| Madison County New York | 75 | $ 15,920,000 | $ 212,000 | $ 73,000 |
| Warren County Tennessee | 66 | $ 2,582,000 | $ 39,000 | $ 49,000 |
| Cayuga County New York | 33 | $ 1,522,000 | $ 46,000 | $ 66,000 |
| Middlesex County Massachusetts | 31 | $ 8,607,000 | $ 277,000 | $ 118,000 |
| Jefferson County New York | 20 | $ 2,242,000 | $ 112,000 | $ 101,000 |
| Rutherford County Tennessee | 14 | $ 1,091,000 | $ 77,000 | $ 66,000 |
| Wayne County New York | 9 | $ 744,000 | $ 82,000 | $ 69,000 |
| Herkimer County New York | 8 | $ 994,000 | $ 124,000 | $ 48,000 |
| Davidson County Tennessee | 8 | $ 2,894,000 | $ 361,000 | $ 204,000 |
| Seneca County New York | 7 | $ 50,000 | $ 7,000 | $ 64,000 |
| Suffolk County Massachusetts | 6 | $ 2,491,000 | $ 415,000 | $ 196,000 |
| Ontario County New York | 6 | $ 844,000 | $ 140,000 | $ 150,000 |
| Williamson County Tennessee | 6 | $ 3,035,000 | $ 505,000 | $ 253,000 |
| Henderson County Texas | 6 | $ 548,000 | $ 91,000 | $ 85,000 |
| Cortland County New York | 5 | $ 451,000 | $ 90,000 | $ 61,000 |
| Lewis County New York | 5 | $ 205,000 | $ 41,000 | $ 65,000 |
| St. Lawrence County New York | 5 | $ 422,000 | $ 84,000 | $ 121,000 |
| Coffee County Tennessee | 5 | $ 211,000 | $ 42,000 | $ 55,000 |
| Grundy County Tennessee | 5 | $ 157,000 | $ 31,000 | $ 57,000 |
| Van Buren County Tennessee | 5 | $ 11,000 | $ 2,000 | $ 25,000 |
| Hillsborough County New Hampshire | 4 | $ 691,000 | $ 172,000 | $ 126,000 |
| Livingston County New York | 4 | $ 446,000 | $ 111,000 | $ 87,000 |
| Otsego County New York | 4 | $ 606,000 | $ 151,000 | $ 209,000 |
| Cherokee County Texas | 4 | $ 451,000 | $ 112,000 | $ 42,000 |
| Rusk County Texas | 4 | $ 254,000 | $ 63,000 | $ 92,000 |
| Essex County Massachusetts | 3 | $ 1,144,000 | $ 381,000 | $ 178,000 |
| Wyoming County New York | 3 | $ 266,000 | $ 88,000 | $ 48,000 |
| Cannon County Tennessee | 3 | $ 168,000 | $ 56,000 | $ 33,000 |
| DeKalb County Tennessee | 3 | $ 18,000 | $ 6,000 | $ 26,000 |
| Putnam County Tennessee | 3 | $ 83,000 | $ 27,000 | $ 52,000 |
| Clark County Arkansas | 2 | $ 4,000 | $ 2,000 | $ 33,000 |
| Clarke County Georgia | 2 | $ 8,000 | $ 4,000 | $ 49,000 |
| Barnstable County Massachusetts | 2 | $ 1,134,000 | $ 567,000 | $ 0 |
| Norfolk County Massachusetts | 2 | $ 1,230,000 | $ 615,000 | $ 242,000 |
| Hudson County New Jersey | 2 | $ 690,000 | $ 345,000 | $ 276,000 |
| Broome County New York | 2 | $ 280,000 | $ 140,000 | $ 141,000 |
| Cattaraugus County New York | 2 | $ 192,000 | $ 96,000 | $ 83,000 |
| Chenango County New York | 2 | $ 13,000 | $ 6,000 | $ 41,000 |
| Clinton County New York | 2 | $ 11,000 | $ 5,000 | $ 92,000 |
| Erie County New York | 2 | $ 591,000 | $ 295,000 | $ 103,000 |
| Tompkins County New York | 2 | $ 8,000 | $ 4,000 | $ 52,000 |
| Yates County New York | 2 | $ 7,000 | $ 3,000 | $ 42,000 |
| Maury County Tennessee | 2 | $ 364,000 | $ 182,000 | $ 115,000 |
| Sumner County Tennessee | 2 | $ 324,000 | $ 162,000 | $ 67,000 |
| Anderson County Texas | 2 | $ 165,000 | $ 82,000 | $ 72,000 |
| Van Zandt County Texas | 2 | $ 120,000 | $ 60,000 | $ 51,000 |
| Wood County Texas | 2 | $ 75,000 | $ 37,000 | $ 57,000 |
| Madison County Georgia | 1 | $ 2,000 | $ 2,000 | $ 29,000 |
| Plymouth County Massachusetts | 1 | $ 836,000 | $ 836,000 | $ 137,000 |
| DeSoto County Mississippi | 1 | $ 1,000 | $ 1,000 | $ 55,000 |
| Marshall County Mississippi | 1 | $ 2,000 | $ 2,000 | $ 18,000 |
| Tippah County Mississippi | 1 | $ 1,000 | $ 1,000 | $ 34,000 |
| Belknap County New Hampshire | 1 | $ 560,000 | $ 560,000 | $ 655,000 |
| Chemung County New York | 1 | $ 60,000 | $ 60,000 | $ 51,000 |
| Franklin County New York | 1 | $ 1,000 | $ 1,000 | $ 24,000 |
| Fulton County New York | 1 | $ 10,000 | $ 10,000 | $ 53,000 |
| Genesee County New York | 1 | $ 60,000 | $ 60,000 | $ 31,000 |
| Hamilton County New York | 1 | $ 170,000 | $ 170,000 | $ 107,000 |
| Montgomery County New York | 1 | $ 3,000 | $ 3,000 | $ 75,000 |
| Suffolk County New York | 1 | $ 390,000 | $ 390,000 | $ 127,000 |
| Tioga County New York | 1 | $ 221,000 | $ 221,000 | $ 85,000 |
| Bucks County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 165,000 |
| Bedford County Tennessee | 1 | $ 54,000 | $ 54,000 | $ 62,000 |
| Overton County Tennessee | 1 | $ 2,000 | $ 2,000 | $ 102,000 |
| White County Tennessee | 1 | $ 3,000 | $ 3,000 | $ 27,000 |
| Freestone County Texas | 1 | $ 3,000 | $ 3,000 | $ 36,000 |
| Gregg County Texas | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Harris County Texas | 1 | $ 40,000 | $ 40,000 | $ 23,000 |
| Harrison County Texas | 1 | $ 96,000 | $ 96,000 | $ 70,000 |
| Travis County Texas | 1 | $ 366,000 | $ 366,000 | $ 358,000 |
| Lamoille County Vermont | 1 | $ 920,000 | $ 920,000 | $ 572,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Beacon Federal in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 728 | $111,125,000 | $152,000 | $2,600,000 | $93,000 | $950,000 |
| Home Improvement | 516 | $5,426,000 | $10,000 | $200,000 | $59,000 | $300,000 |
| Refinancing | 263 | $40,067,000 | $152,000 | $1,080,000 | $93,000 | $780,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,105 | $119,215,000 | $107,000 | $1,080,000 | $88,000 | $950,000 |
| Not Provided | 297 | $7,836,000 | $26,000 | $560,000 | $66,000 | $656,000 |
| Not applicable | 35 | $22,735,000 | $649,000 | $2,600,000 | $0 | $0 |
| Black or African American | 28 | $1,702,000 | $60,000 | $255,000 | $61,000 | $219,000 |
| Asian | 20 | $3,632,000 | $181,000 | $751,000 | $126,000 | $307,000 |
| Hispanic | 18 | $1,316,000 | $73,000 | $417,000 | $56,000 | $147,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $110,000 | $55,000 | $60,000 | $57,000 | $82,000 |
| American Indian or Alaskan Native | 2 | $72,000 | $36,000 | $69,000 | $40,000 | $41,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,507 | $156,618,000 | $103,000 | $2,600,000 | $81,000 | $950,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 785 | $84,358,000 | $107,000 | $2,600,000 | $81,000 | $780,000 |
| Loan Purchased By The Institution | 321 | $49,598,000 | $154,000 | $1,025,000 | $100,000 | $950,000 |
| Application Denied By Financial Institution | 223 | $6,992,000 | $31,000 | $751,000 | $56,000 | $307,000 |
| Application Approved But Not Accepted | 82 | $6,345,000 | $77,000 | $340,000 | $82,000 | $276,000 |
| Application Withdrawn By Applicant | 57 | $5,037,000 | $88,000 | $610,000 | $70,000 | $320,000 |
| File Closed For Incompleteness | 17 | $1,336,000 | $78,000 | $225,000 | $107,000 | $541,000 |
| Preapproval Denied by Financial Institution | 13 | $1,839,000 | $141,000 | $480,000 | $54,000 | $144,000 |
| Preapproval Approved but not Accepted | 9 | $1,113,000 | $123,000 | $300,000 | $84,000 | $205,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 116 | $3,987,000 | $34,000 | $480,000 | $54,000 | $208,000 |
| Credit History | 104 | $3,013,000 | $28,000 | $480,000 | $53,000 | $174,000 |
| Collateral | 6 | $556,000 | $92,000 | $170,000 | $77,000 | $118,000 |
| Other | 3 | $824,000 | $274,000 | $751,000 | $143,000 | $307,000 |
| Employment History | 3 | $27,000 | $9,000 | $19,000 | $36,000 | $71,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $236,000 | $118,000 | $128,000 | $78,000 | $86,000 |
| Credit Application Incomplete | 2 | $188,000 | $94,000 | $171,000 | $87,000 | $132,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.