Beacon Federal
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Beacon Federal.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Beacon Federal 6311 Court Street Road East Syracuse, NY 13057 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 997 |
| Total Mortgage Loan Application Amount | $79,364,000 |
| Average Mortgage Loan Application Amount | $114,666 |
| Highest Mortgage Loan Application Amount | $3,200,000 |
| Average Applicant Income | $81,333 |
| Highest Applicant Income | $1,018,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Onondaga County New York | 506 | $ 36,968,000 | $ 73,000 | $ 75,000 |
| Oswego County New York | 68 | $ 2,910,000 | $ 42,000 | $ 69,000 |
| Madison County New York | 67 | $ 3,223,000 | $ 48,000 | $ 61,000 |
| Smith County Texas | 66 | $ 3,938,000 | $ 59,000 | $ 62,000 |
| Warren County Tennessee | 52 | $ 3,396,000 | $ 65,000 | $ 74,000 |
| Cayuga County New York | 25 | $ 1,237,000 | $ 49,000 | $ 74,000 |
| Oneida County New York | 21 | $ 320,000 | $ 15,000 | $ 53,000 |
| Rutherford County Tennessee | 15 | $ 1,597,000 | $ 106,000 | $ 59,000 |
| Cortland County New York | 9 | $ 448,000 | $ 49,000 | $ 67,000 |
| Middlesex County Massachusetts | 8 | $ 4,094,000 | $ 511,000 | $ 190,000 |
| Williamson County Tennessee | 8 | $ 3,042,000 | $ 380,000 | $ 173,000 |
| Clark County Arkansas | 6 | $ 10,000 | $ 1,000 | $ 28,000 |
| Jefferson County New York | 6 | $ 26,000 | $ 4,000 | $ 56,000 |
| Grundy County Tennessee | 6 | $ 47,000 | $ 7,000 | $ 29,000 |
| Rusk County Texas | 6 | $ 113,000 | $ 18,000 | $ 94,000 |
| Davidson County Tennessee | 5 | $ 2,386,000 | $ 477,000 | $ 284,000 |
| Gregg County Texas | 5 | $ 220,000 | $ 44,000 | $ 39,000 |
| Chenango County New York | 4 | $ 35,000 | $ 8,000 | $ 53,000 |
| Tompkins County New York | 4 | $ 21,000 | $ 5,000 | $ 57,000 |
| Coffee County Tennessee | 4 | $ 23,000 | $ 5,000 | $ 47,000 |
| Wilson County Tennessee | 4 | $ 574,000 | $ 143,000 | $ 70,000 |
| Cherokee County Texas | 4 | $ 196,000 | $ 49,000 | $ 112,000 |
| Henderson County Texas | 4 | $ 50,000 | $ 12,000 | $ 58,000 |
| Van Zandt County Texas | 4 | $ 282,000 | $ 70,000 | $ 79,000 |
| Ontario County New York | 3 | $ 43,000 | $ 14,000 | $ 73,000 |
| Wayne County New York | 3 | $ 245,000 | $ 81,000 | $ 90,000 |
| DeKalb County Tennessee | 3 | $ 210,000 | $ 70,000 | $ 69,000 |
| Maury County Tennessee | 3 | $ 706,000 | $ 235,000 | $ 71,000 |
| Hernando County Florida | 2 | $ 194,000 | $ 97,000 | $ 11,000 |
| Clarke County Georgia | 2 | $ 35,000 | $ 17,000 | $ 108,000 |
| Erie County New York | 2 | $ 7,000 | $ 3,000 | $ 57,000 |
| Herkimer County New York | 2 | $ 333,000 | $ 166,000 | $ 34,000 |
| Montgomery County New York | 2 | $ 6,000 | $ 3,000 | $ 73,000 |
| Van Buren County Tennessee | 2 | $ 6,000 | $ 3,000 | $ 62,000 |
| Upshur County Texas | 2 | $ 128,000 | $ 64,000 | $ 49,000 |
| Hillsborough County Florida | 1 | $ 15,000 | $ 15,000 | $ 180,000 |
| Sarasota County Florida | 1 | $ 800,000 | $ 800,000 | $ 140,000 |
| Will County Illinois | 1 | $ 15,000 | $ 15,000 | $ 86,000 |
| Cumberland County Maine | 1 | $ 650,000 | $ 650,000 | $ 340,000 |
| Barnstable County Massachusetts | 1 | $ 592,000 | $ 592,000 | $ 223,000 |
| Essex County Massachusetts | 1 | $ 360,000 | $ 360,000 | $ 100,000 |
| Tippah County Mississippi | 1 | $ 2,000 | $ 2,000 | $ 32,000 |
| Grafton County New Hampshire | 1 | $ 1,199,000 | $ 1,199,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 3,000 | $ 3,000 | $ 60,000 |
| Hunterdon County New Jersey | 1 | $ 6,000 | $ 6,000 | $ 137,000 |
| Morris County New Jersey | 1 | $ 8,000 | $ 8,000 | $ 80,000 |
| Somerset County New Jersey | 1 | $ 17,000 | $ 17,000 | $ 146,000 |
| Broome County New York | 1 | $ 3,000 | $ 3,000 | $ 107,000 |
| Lewis County New York | 1 | $ 3,000 | $ 3,000 | $ 65,000 |
| Seneca County New York | 1 | $ 3,000 | $ 3,000 | $ 80,000 |
| St. Lawrence County New York | 1 | $ 4,000 | $ 4,000 | $ 59,000 |
| Yates County New York | 1 | $ 3,000 | $ 3,000 | $ 43,000 |
| Bedford County Tennessee | 1 | $ 204,000 | $ 204,000 | $ 147,000 |
| Cumberland County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 18,000 |
| Lawrence County Tennessee | 1 | $ 1,000 | $ 1,000 | $ 65,000 |
| Putnam County Tennessee | 1 | $ 1,000 | $ 1,000 | $ 50,000 |
| Harrison County Texas | 1 | $ 1,000 | $ 1,000 | $ 88,000 |
| Hidalgo County Texas | 1 | $ 30,000 | $ 30,000 | $ 65,000 |
| Hockley County Texas | 1 | $ 81,000 | $ 81,000 | $ 56,000 |
| Houston County Texas | 1 | $ 15,000 | $ 15,000 | $ 204,000 |
| Nacogdoches County Texas | 1 | $ 199,000 | $ 199,000 | $ 112,000 |
| Taylor County Texas | 1 | $ 104,000 | $ 104,000 | $ 35,000 |
| Wood County Texas | 1 | $ 50,000 | $ 50,000 | $ 81,000 |
| Windham County Vermont | 1 | $ 2,900,000 | $ 2,900,000 | $ 1,018,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Beacon Federal in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 546 | $5,975,000 | $10,000 | $417,000 | $61,000 | $207,000 |
| Home Purchase | 297 | $45,483,000 | $153,000 | $1,600,000 | $90,000 | $666,000 |
| Refinancing | 154 | $27,906,000 | $181,000 | $3,200,000 | $93,000 | $1,018,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 579 | $58,977,000 | $101,000 | $3,200,000 | $86,000 | $1,018,000 |
| Not Provided | 313 | $8,032,000 | $25,000 | $798,000 | $67,000 | $340,000 |
| Black or African American | 39 | $1,289,000 | $33,000 | $228,000 | $58,000 | $250,000 |
| Not applicable | 38 | $8,846,000 | $232,000 | $1,600,000 | $2,000 | $61,000 |
| Hispanic | 20 | $1,563,000 | $78,000 | $900,000 | $50,000 | $205,000 |
| American Indian or Alaskan Native | 5 | $476,000 | $95,000 | $336,000 | $95,000 | $261,000 |
| Asian | 2 | $178,000 | $89,000 | $176,000 | $69,000 | $94,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $3,000 | $3,000 | $3,000 | $49,000 | $49,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 997 | $79,364,000 | $79,000 | $3,200,000 | $75,000 | $1,018,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 450 | $39,900,000 | $88,000 | $3,200,000 | $79,000 | $1,018,000 |
| Application Denied By Financial Institution | 264 | $8,282,000 | $31,000 | $427,000 | $53,000 | $282,000 |
| Loan Purchased By The Institution | 150 | $21,289,000 | $141,000 | $880,000 | $102,000 | $651,000 |
| Application Approved But Not Accepted | 51 | $1,802,000 | $35,000 | $300,000 | $67,000 | $178,000 |
| Application Withdrawn By Applicant | 43 | $3,638,000 | $84,000 | $900,000 | $94,000 | $298,000 |
| Preapproval Denied by Financial Institution | 18 | $2,523,000 | $140,000 | $400,000 | $65,000 | $231,000 |
| Preapproval Approved but not Accepted | 13 | $1,294,000 | $99,000 | $155,000 | $60,000 | $94,000 |
| File Closed For Incompleteness | 8 | $636,000 | $79,000 | $185,000 | $73,000 | $150,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 147 | $6,094,000 | $41,000 | $427,000 | $50,000 | $172,000 |
| Credit History | 114 | $2,283,000 | $20,000 | $176,000 | $54,000 | $150,000 |
| Collateral | 7 | $521,000 | $74,000 | $130,000 | $79,000 | $211,000 |
| Other | 6 | $718,000 | $119,000 | $417,000 | $72,000 | $104,000 |
| Employment History | 4 | $285,000 | $71,000 | $158,000 | $33,000 | $67,000 |
| Credit Application Incomplete | 2 | $512,000 | $256,000 | $400,000 | $144,000 | $231,000 |
| Unverifiable Information | 1 | $368,000 | $368,000 | $368,000 | $282,000 | $282,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $24,000 | $24,000 | $24,000 | $49,000 | $49,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.