Beacon Federal
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Beacon Federal.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Beacon Federal 6311 Court Street Road East Syracuse, NY 13057 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,364 |
| Total Mortgage Loan Application Amount | $143,297,000 |
| Average Mortgage Loan Application Amount | $54,346 |
| Highest Mortgage Loan Application Amount | $962,000 |
| Average Applicant Income | $68,730 |
| Highest Applicant Income | $999,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Onondaga County New York | 1,130 | $ 68,188,000 | $ 60,000 | $ 59,000 |
| Smith County Texas | 264 | $ 20,903,000 | $ 79,000 | $ 63,000 |
| Warren County Tennessee | 262 | $ 15,371,000 | $ 58,000 | $ 45,000 |
| Oswego County New York | 140 | $ 7,531,000 | $ 53,000 | $ 65,000 |
| Madison County New York | 127 | $ 6,688,000 | $ 52,000 | $ 103,000 |
| Cayuga County New York | 89 | $ 4,716,000 | $ 52,000 | $ 70,000 |
| Rutherford County Tennessee | 60 | $ 4,100,000 | $ 68,000 | $ 71,000 |
| Oneida County New York | 39 | $ 2,562,000 | $ 65,000 | $ 60,000 |
| Coffee County Tennessee | 30 | $ 1,812,000 | $ 60,000 | $ 45,000 |
| Shelby County Tennessee | 15 | $ 61,000 | $ 4,000 | $ 48,000 |
| Cortland County New York | 13 | $ 787,000 | $ 60,000 | $ 71,000 |
| DeKalb County Tennessee | 13 | $ 488,000 | $ 37,000 | $ 42,000 |
| Henderson County Texas | 13 | $ 713,000 | $ 54,000 | $ 46,000 |
| Middlesex County Massachusetts | 12 | $ 1,627,000 | $ 135,000 | $ 103,000 |
| Cannon County Tennessee | 10 | $ 434,000 | $ 43,000 | $ 46,000 |
| Rusk County Texas | 9 | $ 284,000 | $ 31,000 | $ 37,000 |
| Cherokee County Texas | 8 | $ 524,000 | $ 65,000 | $ 49,000 |
| Van Zandt County Texas | 8 | $ 284,000 | $ 35,000 | $ 56,000 |
| Jefferson County New York | 7 | $ 419,000 | $ 59,000 | $ 78,000 |
| Grundy County Tennessee | 6 | $ 349,000 | $ 58,000 | $ 41,000 |
| Van Buren County Tennessee | 6 | $ 153,000 | $ 25,000 | $ 34,000 |
| Marshall County Mississippi | 5 | $ 29,000 | $ 5,000 | $ 38,000 |
| Chenango County New York | 5 | $ 291,000 | $ 58,000 | $ 59,000 |
| Wood County Texas | 5 | $ 228,000 | $ 45,000 | $ 62,000 |
| White County Tennessee | 4 | $ 292,000 | $ 73,000 | $ 28,000 |
| Williamson County Tennessee | 4 | $ 173,000 | $ 43,000 | $ 106,000 |
| Gregg County Texas | 4 | $ 108,000 | $ 27,000 | $ 121,000 |
| Upshur County Texas | 4 | $ 188,000 | $ 47,000 | $ 44,000 |
| Herkimer County New York | 3 | $ 117,000 | $ 39,000 | $ 40,000 |
| Seneca County New York | 3 | $ 122,000 | $ 40,000 | $ 59,000 |
| Wayne County New York | 3 | $ 211,000 | $ 70,000 | $ 58,000 |
| Overton County Tennessee | 3 | $ 261,000 | $ 87,000 | $ 74,000 |
| Suffolk County Massachusetts | 2 | $ 160,000 | $ 80,000 | $ 31,000 |
| Monroe County New York | 2 | $ 146,000 | $ 73,000 | $ 53,000 |
| Saratoga County New York | 2 | $ 133,000 | $ 66,000 | $ 70,000 |
| Tompkins County New York | 2 | $ 87,000 | $ 43,000 | $ 56,000 |
| Fayette County Tennessee | 2 | $ 9,000 | $ 4,000 | $ 31,000 |
| Franklin County Tennessee | 2 | $ 142,000 | $ 71,000 | $ 50,000 |
| Anderson County Texas | 2 | $ 106,000 | $ 53,000 | $ 67,000 |
| Dallas County Texas | 2 | $ 4,000 | $ 2,000 | $ 93,000 |
| Jackson County Alabama | 1 | $ 2,000 | $ 2,000 | $ 67,000 |
| Maricopa County Arizona | 1 | $ 10,000 | $ 10,000 | $ 105,000 |
| Clark County Arkansas | 1 | $ 8,000 | $ 8,000 | $ 73,000 |
| Dallas County Arkansas | 1 | $ 3,000 | $ 3,000 | $ 41,000 |
| Hot Spring County Arkansas | 1 | $ 2,000 | $ 2,000 | $ 20,000 |
| Orange County California | 1 | $ 10,000 | $ 10,000 | $ 87,000 |
| Fairfield County Connecticut | 1 | $ 2,000 | $ 2,000 | $ 106,000 |
| Clay County Florida | 1 | $ 5,000 | $ 5,000 | $ 27,000 |
| Pinellas County Florida | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| Clarke County Georgia | 1 | $ 3,000 | $ 3,000 | $ 31,000 |
| Paulding County Georgia | 1 | $ 3,000 | $ 3,000 | $ 68,000 |
| Rapides County Louisiana | 1 | $ 5,000 | $ 5,000 | $ 18,000 |
| Barnstable County Massachusetts | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Berkshire County Massachusetts | 1 | $ 107,000 | $ 107,000 | $ 66,000 |
| Essex County Massachusetts | 1 | $ 347,000 | $ 347,000 | $ 70,000 |
| Hampden County Massachusetts | 1 | $ 93,000 | $ 93,000 | $ 100,000 |
| Hampshire County Massachusetts | 1 | $ 138,000 | $ 138,000 | $ 94,000 |
| Norfolk County Massachusetts | 1 | $ 92,000 | $ 92,000 | $ 63,000 |
| Benton County Mississippi | 1 | $ 2,000 | $ 2,000 | $ 34,000 |
| Belknap County New Hampshire | 1 | $ 43,000 | $ 43,000 | $ 44,000 |
| Hillsborough County New Hampshire | 1 | $ 60,000 | $ 60,000 | $ 56,000 |
| Broome County New York | 1 | $ 2,000 | $ 2,000 | $ 87,000 |
| Erie County New York | 1 | $ 74,000 | $ 74,000 | $ 87,000 |
| Hamilton County New York | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Otsego County New York | 1 | $ 15,000 | $ 15,000 | $ 61,000 |
| Rensselaer County New York | 1 | $ 5,000 | $ 5,000 | $ 33,000 |
| St. Lawrence County New York | 1 | $ 34,000 | $ 34,000 | $ 71,000 |
| Suffolk County New York | 1 | $ 260,000 | $ 260,000 | $ 96,000 |
| Yates County New York | 1 | $ 7,000 | $ 7,000 | $ 57,000 |
| Mecklenburg County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 40,000 |
| New Hanover County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 80,000 |
| Cumberland County Pennsylvania | 1 | $ 320,000 | $ 320,000 | $ 300,000 |
| Providence County Rhode Island | 1 | $ 8,000 | $ 8,000 | $ 35,000 |
| Davidson County Tennessee | 1 | $ 216,000 | $ 216,000 | $ 119,000 |
| Hardeman County Tennessee | 1 | $ 3,000 | $ 3,000 | $ 36,000 |
| Marshall County Tennessee | 1 | $ 73,000 | $ 73,000 | $ 44,000 |
| Putnam County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 70,000 |
| Sumner County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 80,000 |
| Harrison County Texas | 1 | $ 108,000 | $ 108,000 | $ 56,000 |
| Houston County Texas | 1 | $ 82,000 | $ 82,000 | $ 98,000 |
| Kaufman County Texas | 1 | $ 64,000 | $ 64,000 | $ 23,000 |
| Tarrant County Texas | 1 | $ 2,000 | $ 2,000 | $ 60,000 |
| Titus County Texas | 1 | $ 5,000 | $ 5,000 | $ 37,000 |
| Wichita County Texas | 1 | $ 7,000 | $ 7,000 | $ 36,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Beacon Federal in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,867 | $134,119,000 | $120,000 | $962,000 | $103,333 | $999,000 |
| Home Improvement (one-to-four family) | 437 | $4,002,000 | $6,933 | $170,000 | $57,600 | $200,000 |
| Home Purchase (one-to-four family) | 60 | $5,176,000 | $117,800 | $347,000 | $60,600 | $184,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,833 | $121,364,000 | $73,900 | $962,000 | $88,200 | $999,000 |
| Information not provided by applicant in mail or telephone application | 371 | $13,869,000 | $18,250 | $260,000 | $57,833 | $300,000 |
| Black | 77 | $3,124,000 | $20,666 | $180,000 | $40,166 | $173,000 |
| Hispanic | 29 | $1,440,000 | $37,000 | $122,000 | $60,000 | $128,000 |
| Asian or Pacific Islander | 23 | $1,722,000 | $83,666 | $184,000 | $84,000 | $185,000 |
| American Indian or Alaskan Native | 17 | $750,000 | $45,333 | $114,000 | $50,666 | $116,000 |
| Other | 14 | $1,028,000 | $73,500 | $126,000 | $62,500 | $149,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,364 | $143,297,000 | $44,000 | $962,000 | $73,000 | $999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,577 | $101,888,000 | $66,545 | $962,000 | $82,363 | $999,000 |
| Application Denied By Financial Institution | 572 | $28,448,000 | $27,454 | $866,000 | $51,545 | $400,000 |
| Application Withdrawn By Applicant | 79 | $4,949,000 | $62,333 | $276,000 | $84,666 | $999,000 |
| File Closed For Incompleteness | 73 | $4,129,000 | $68,000 | $150,000 | $69,500 | $136,000 |
| Application Approved But Not Accepted | 63 | $3,883,000 | $68,400 | $405,000 | $75,000 | $293,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 265 | $12,384,000 | $27,375 | $200,000 | $43,875 | $400,000 |
| Credit History | 171 | $7,268,000 | $43,875 | $347,000 | $60,125 | $155,000 |
| Collateral | 84 | $5,404,000 | $71,000 | $230,000 | $67,333 | $300,000 |
| Other | 35 | $2,171,000 | $38,250 | $866,000 | $39,250 | $197,000 |
| Employment History | 12 | $673,000 | $63,750 | $102,000 | $37,750 | $62,000 |
| Unverifiable Information | 5 | $548,000 | $92,500 | $260,000 | $54,000 | $143,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.