2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Beach First National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Beach First National Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Beach First National Bank 3751 Grissom Parkway, Suite 100 Myrtle Beach, SC 29577 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,070 |
| Total Mortgage Loan Application Amount | $263,276,000 |
| Average Mortgage Loan Application Amount | $231,666 |
| Highest Mortgage Loan Application Amount | $3,838,000 |
| Average Applicant Income | $82,666 |
| Highest Applicant Income | $3,835,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Beach First National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Beach First National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Beach First National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Beach First National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Beach First National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Beach First National Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Adams County Colorado | 1 | $ 178,000 | $ 178,000 | $ 43,000 |
| Adams County Pennsylvania | 2 | $ 323,000 | $ 161,000 | $ 56,000 |
| Alachua County Florida | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Alameda County California | 1 | $ 355,000 | $ 355,000 | $ 165,000 |
| Albemarle County Virginia | 1 | $ 379,000 | $ 379,000 | $ 169,000 |
| Alexandria County Virginia | 2 | $ 1,129,000 | $ 564,000 | $ 131,000 |
| Amherst County Virginia | 1 | $ 122,000 | $ 122,000 | $ 50,000 |
| Anne Arundel County Maryland | 4 | $ 1,119,000 | $ 279,000 | $ 107,000 |
| Arapahoe County Colorado | 1 | $ 256,000 | $ 256,000 | $ 78,000 |
| Arlington County Virginia | 4 | $ 1,643,000 | $ 410,000 | $ 131,000 |
| Aroostook County Maine | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Ascension County Louisiana | 1 | $ 193,000 | $ 193,000 | $ 93,000 |
| Atlantic County New Jersey | 1 | $ 146,000 | $ 146,000 | $ 65,000 |
| Augusta County Virginia | 1 | $ 235,000 | $ 235,000 | $ 54,000 |
| Avery County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 150,000 |
| Baltimore County Maryland | 2 | $ 716,000 | $ 358,000 | $ 84,000 |
| Barnstable County Massachusetts | 1 | $ 208,000 | $ 208,000 | $ 95,000 |
| Bartow County Georgia | 1 | $ 107,000 | $ 107,000 | $ 56,000 |
| Beaufort County South Carolina | 36 | $ 11,499,000 | $ 319,000 | $ 143,000 |
| Bedford County Virginia | 1 | $ 261,000 | $ 261,000 | $ 64,000 |
| Benton County Oregon | 1 | $ 281,000 | $ 281,000 | $ 130,000 |
| Berkeley County West Virginia | 2 | $ 444,000 | $ 222,000 | $ 52,000 |
| Berks County Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 102,000 |
| Bernalillo County New Mexico | 1 | $ 190,000 | $ 190,000 | $ 103,000 |
| Berrien County Michigan | 2 | $ 317,000 | $ 158,000 | $ 78,000 |
| Black Hawk County Iowa | 1 | $ 122,000 | $ 122,000 | $ 40,000 |
| Bladen County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Botetourt County Virginia | 1 | $ 193,000 | $ 193,000 | $ 50,000 |
| Boulder County Colorado | 1 | $ 288,000 | $ 288,000 | $ 93,000 |
| Bradley County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 34,000 |
| Brevard County Florida | 2 | $ 380,000 | $ 190,000 | $ 39,000 |
| Bristol County Massachusetts | 3 | $ 722,000 | $ 240,000 | $ 29,000 |
| Bronx County New York | 1 | $ 430,000 | $ 430,000 | $ 43,000 |
| Broward County Florida | 2 | $ 290,000 | $ 145,000 | $ 21,000 |
| Brunswick County North Carolina | 21 | $ 3,993,000 | $ 190,000 | $ 68,000 |
| Brunswick County Virginia | 1 | $ 127,000 | $ 127,000 | $ 41,000 |
| Bulloch County Georgia | 1 | $ 100,000 | $ 100,000 | $ 32,000 |
| Buncombe County North Carolina | 2 | $ 354,000 | $ 177,000 | $ 43,000 |
| Burke County North Carolina | 2 | $ 698,000 | $ 349,000 | $ 15,000 |
| Burleson County Texas | 1 | $ 164,000 | $ 164,000 | $ 46,000 |
| Burlington County New Jersey | 1 | $ 270,000 | $ 270,000 | $ 82,000 |
| Cabarrus County North Carolina | 3 | $ 404,000 | $ 134,000 | $ 43,000 |
| Caldwell County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 14,000 |
| Calhoun County Michigan | 2 | $ 221,000 | $ 110,000 | $ 45,000 |
| Camden County New Jersey | 2 | $ 339,000 | $ 169,000 | $ 32,000 |
| Canyon County Idaho | 1 | $ 240,000 | $ 240,000 | $ 60,000 |
| Caroline County Virginia | 1 | $ 72,000 | $ 72,000 | $ 17,000 |
| Carroll County Georgia | 1 | $ 97,000 | $ 97,000 | $ 32,000 |
| Carroll County New Hampshire | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Carteret County North Carolina | 2 | $ 608,000 | $ 304,000 | $ 99,000 |
| Cass County Michigan | 1 | $ 126,000 | $ 126,000 | $ 53,000 |
| Catawba County North Carolina | 4 | $ 430,000 | $ 107,000 | $ 52,000 |
| Cayuga County New York | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Charles County Maryland | 3 | $ 874,000 | $ 291,000 | $ 82,000 |
| Charleston County South Carolina | 6 | $ 1,380,000 | $ 230,000 | $ 98,000 |
| Charlotte County Florida | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Chatham County Georgia | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Chautauqua County New York | 1 | $ 85,000 | $ 85,000 | $ 21,000 |
| Cherokee County Georgia | 1 | $ 210,000 | $ 210,000 | $ 42,000 |
| Cherokee County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 30,000 |
| Chester County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 58,000 |
| Chesterfield County Virginia | 7 | $ 1,572,000 | $ 224,000 | $ 75,000 |
| Chowan County North Carolina | 2 | $ 256,000 | $ 128,000 | $ 42,000 |
| Citrus County Florida | 2 | $ 260,000 | $ 130,000 | $ 12,000 |
| Clarendon County South Carolina | 3 | $ 863,000 | $ 287,000 | $ 81,000 |
| Clay County Florida | 1 | $ 254,000 | $ 254,000 | $ 94,000 |
| Clay County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 17,000 |
| Clayton County Georgia | 2 | $ 239,000 | $ 119,000 | $ 27,000 |
| Cleveland County North Carolina | 2 | $ 224,000 | $ 112,000 | $ 27,000 |
| Clinton County Indiana | 1 | $ 230,000 | $ 230,000 | $ 60,000 |
| Clinton County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 17,000 |
| Cobb County Georgia | 1 | $ 129,000 | $ 129,000 | $ 71,000 |
| Colleton County South Carolina | 1 | $ 111,000 | $ 111,000 | $ 96,000 |
| Colonial Heights County Virginia | 1 | $ 140,000 | $ 140,000 | $ 29,000 |
| Columbia County Oregon | 1 | $ 212,000 | $ 212,000 | $ 70,000 |
| Columbia County Wisconsin | 1 | $ 244,000 | $ 244,000 | $ 57,000 |
| Columbus County North Carolina | 3 | $ 328,000 | $ 109,000 | $ 30,000 |
| Cook County Illinois | 6 | $ 1,407,000 | $ 234,000 | $ 75,000 |
| Coos County New Hampshire | 1 | $ 174,000 | $ 174,000 | $ 42,000 |
| Craven County North Carolina | 2 | $ 374,000 | $ 187,000 | $ 77,000 |
| Crow Wing County Minnesota | 1 | $ 206,000 | $ 206,000 | $ 35,000 |
| Culpeper County Virginia | 1 | $ 256,000 | $ 256,000 | $ 113,000 |
| Cumberland County Maine | 1 | $ 228,000 | $ 228,000 | $ 52,000 |
| Cumberland County North Carolina | 4 | $ 614,000 | $ 153,000 | $ 35,000 |
| Cumberland County Pennsylvania | 1 | $ 164,000 | $ 164,000 | $ 40,000 |
| Currituck County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 263,000 |
| Cuyahoga County Ohio | 4 | $ 429,000 | $ 107,000 | $ 24,000 |
| Dakota County Minnesota | 1 | $ 168,000 | $ 168,000 | $ 69,000 |
| Dane County Wisconsin | 1 | $ 221,000 | $ 221,000 | $ 64,000 |
| Danville County Virginia | 1 | $ 98,000 | $ 98,000 | $ 33,000 |
| Darke County Ohio | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Dauphin County Pennsylvania | 3 | $ 501,000 | $ 167,000 | $ 57,000 |
| Davidson County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 27,000 |
| Davie County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 36,000 |
| DeKalb County Georgia | 8 | $ 1,300,000 | $ 162,000 | $ 44,000 |
| DeKalb County Illinois | 1 | $ 201,000 | $ 201,000 | $ 58,000 |
| Delaware County Indiana | 1 | $ 315,000 | $ 315,000 | $ 150,000 |
| Delaware County Ohio | 2 | $ 526,000 | $ 263,000 | $ 86,000 |
| Delaware County Pennsylvania | 2 | $ 712,000 | $ 356,000 | $ 73,000 |
| Delta County Michigan | 1 | $ 139,000 | $ 139,000 | $ 35,000 |
| Denton County Texas | 1 | $ 163,000 | $ 163,000 | $ 41,000 |
| Denver County Colorado | 2 | $ 386,000 | $ 193,000 | $ 33,000 |
| District of Columbia County District Of Columbia | 15 | $ 5,183,000 | $ 345,000 | $ 91,000 |
| Douglas County Georgia | 1 | $ 90,000 | $ 90,000 | $ 0 |
| DuPage County Illinois | 1 | $ 240,000 | $ 240,000 | $ 60,000 |
| Duplin County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 35,000 |
| Durham County North Carolina | 10 | $ 1,799,000 | $ 179,000 | $ 59,000 |
| Dutchess County New York | 1 | $ 366,000 | $ 366,000 | $ 60,000 |
| El Paso County Colorado | 1 | $ 409,000 | $ 409,000 | $ 116,000 |
| Elbert County Colorado | 1 | $ 216,000 | $ 216,000 | $ 37,000 |
| Emmet County Michigan | 1 | $ 218,000 | $ 218,000 | $ 164,000 |
| Erie County New York | 1 | $ 78,000 | $ 78,000 | $ 43,000 |
| Erie County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 70,000 |
| Essex County Massachusetts | 2 | $ 546,000 | $ 273,000 | $ 70,000 |
| Essex County New Jersey | 2 | $ 453,000 | $ 226,000 | $ 71,000 |
| Essex County New York | 1 | $ 156,000 | $ 156,000 | $ 41,000 |
| Fairfax City County Virginia | 1 | $ 345,000 | $ 345,000 | $ 98,000 |
| Fairfax County Virginia | 15 | $ 6,759,000 | $ 450,000 | $ 145,000 |
| Fairfield County Connecticut | 1 | $ 153,000 | $ 153,000 | $ 52,000 |
| Fauquier County Virginia | 7 | $ 1,825,000 | $ 260,000 | $ 75,000 |
| Fayette County West Virginia | 1 | $ 180,000 | $ 180,000 | $ 33,000 |
| Fentress County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 37,000 |
| Florence County South Carolina | 5 | $ 618,000 | $ 123,000 | $ 34,000 |
| Forsyth County North Carolina | 4 | $ 501,000 | $ 125,000 | $ 50,000 |
| Fort Bend County Texas | 1 | $ 74,000 | $ 74,000 | $ 48,000 |
| Franklin County North Carolina | 1 | $ 216,000 | $ 216,000 | $ 61,000 |
| Franklin County Vermont | 1 | $ 178,000 | $ 178,000 | $ 74,000 |
| Franklin County Virginia | 1 | $ 166,000 | $ 166,000 | $ 40,000 |
| Frederick County Maryland | 5 | $ 1,399,000 | $ 279,000 | $ 103,000 |
| Fremont County Colorado | 1 | $ 119,000 | $ 119,000 | $ 26,000 |
| Fulton County Georgia | 5 | $ 794,000 | $ 158,000 | $ 55,000 |
| Galveston County Texas | 1 | $ 181,000 | $ 181,000 | $ 70,000 |
| Gaston County North Carolina | 2 | $ 466,000 | $ 233,000 | $ 71,000 |
| Georgetown County South Carolina | 14 | $ 6,015,000 | $ 429,000 | $ 149,000 |
| Gloucester County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 45,000 |
| Goodhue County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Graham County North Carolina | 1 | $ 380,000 | $ 380,000 | $ 69,000 |
| Greenville County South Carolina | 2 | $ 340,000 | $ 170,000 | $ 55,000 |
| Guilford County North Carolina | 11 | $ 2,650,000 | $ 240,000 | $ 80,000 |
| Gwinnett County Georgia | 1 | $ 320,000 | $ 320,000 | $ 224,000 |
| Hall County Georgia | 1 | $ 226,000 | $ 226,000 | $ 56,000 |
| Hampden County Massachusetts | 1 | $ 147,000 | $ 147,000 | $ 12,000 |
| Hampton County Virginia | 1 | $ 86,000 | $ 86,000 | $ 35,000 |
| Hancock County Ohio | 1 | $ 103,000 | $ 103,000 | $ 36,000 |
| Hanover County Virginia | 2 | $ 491,000 | $ 245,000 | $ 76,000 |
| Hardee County Florida | 1 | $ 168,000 | $ 168,000 | $ 40,000 |
| Harford County Maryland | 1 | $ 327,000 | $ 327,000 | $ 148,000 |
| Harnett County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 76,000 |
| Harris County Texas | 3 | $ 379,000 | $ 126,000 | $ 51,000 |
| Harrison County Mississippi | 1 | $ 72,000 | $ 72,000 | $ 35,000 |
| Hart County Georgia | 1 | $ 112,000 | $ 112,000 | $ 32,000 |
| Hartford County Connecticut | 2 | $ 261,000 | $ 130,000 | $ 60,000 |
| Haywood County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 41,000 |
| Henderson County North Carolina | 1 | $ 208,000 | $ 208,000 | $ 50,000 |
| Hendricks County Indiana | 1 | $ 202,000 | $ 202,000 | $ 157,000 |
| Hennepin County Minnesota | 4 | $ 1,025,000 | $ 256,000 | $ 74,000 |
| Henrico County Virginia | 8 | $ 2,079,000 | $ 259,000 | $ 86,000 |
| Henry County Georgia | 1 | $ 162,000 | $ 162,000 | $ 66,000 |
| Hillsborough County Florida | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Hillsborough County New Hampshire | 1 | $ 226,000 | $ 226,000 | $ 46,000 |
| Hoke County North Carolina | 3 | $ 426,000 | $ 142,000 | $ 57,000 |
| Horry County South Carolina | 231 | $ 65,315,000 | $ 282,000 | $ 139,000 |
| Howard County Maryland | 4 | $ 1,479,000 | $ 369,000 | $ 139,000 |
| Hudson County New Jersey | 1 | $ 408,000 | $ 408,000 | $ 0 |
| Indiana County Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 31,000 |
| Iredell County North Carolina | 2 | $ 429,000 | $ 214,000 | $ 90,000 |
| Isle of Wight County Virginia | 1 | $ 152,000 | $ 152,000 | $ 19,000 |
| Jackson County Georgia | 3 | $ 668,000 | $ 222,000 | $ 66,000 |
| Jackson County North Carolina | 1 | $ 334,000 | $ 334,000 | $ 82,000 |
| Jackson County Oregon | 1 | $ 238,000 | $ 238,000 | $ 85,000 |
| Jasper County South Carolina | 1 | $ 401,000 | $ 401,000 | $ 458,000 |
| Jefferson County Alabama | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Jefferson County Georgia | 1 | $ 98,000 | $ 98,000 | $ 33,000 |
| Jefferson County Kansas | 1 | $ 101,000 | $ 101,000 | $ 69,000 |
| Jefferson County Kentucky | 2 | $ 275,000 | $ 137,000 | $ 62,000 |
| Jefferson County West Virginia | 3 | $ 698,000 | $ 232,000 | $ 62,000 |
| Johnston County North Carolina | 9 | $ 1,767,000 | $ 196,000 | $ 55,000 |
| Kanawha County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Kendall County Illinois | 1 | $ 174,000 | $ 174,000 | $ 46,000 |
| Kennebec County Maine | 1 | $ 163,000 | $ 163,000 | $ 49,000 |
| Kent County Delaware | 3 | $ 733,000 | $ 244,000 | $ 68,000 |
| Kern County California | 1 | $ 335,000 | $ 335,000 | $ 124,000 |
| Kershaw County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 133,000 |
| King County Washington | 1 | $ 300,000 | $ 300,000 | $ 78,000 |
| King George County Virginia | 1 | $ 137,000 | $ 137,000 | $ 37,000 |
| Kings County California | 1 | $ 229,000 | $ 229,000 | $ 97,000 |
| Kings County New York | 2 | $ 1,175,000 | $ 587,000 | $ 47,000 |
| Kitsap County Washington | 1 | $ 460,000 | $ 460,000 | $ 81,000 |
| Knox County Tennessee | 1 | $ 328,000 | $ 328,000 | $ 105,000 |
| Kosciusko County Indiana | 1 | $ 200,000 | $ 200,000 | $ 74,000 |
| La Plata County Colorado | 1 | $ 167,000 | $ 167,000 | $ 35,000 |
| Lake County Illinois | 1 | $ 193,000 | $ 193,000 | $ 62,000 |
| Lake County Indiana | 2 | $ 276,000 | $ 138,000 | $ 70,000 |
| Laurens County South Carolina | 2 | $ 224,000 | $ 112,000 | $ 28,000 |
| Lee County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Lehigh County Pennsylvania | 1 | $ 102,000 | $ 102,000 | $ 29,000 |
| Lexington County South Carolina | 4 | $ 959,000 | $ 239,000 | $ 111,000 |
| Lincoln County Oregon | 1 | $ 156,000 | $ 156,000 | $ 29,000 |
| Lincoln County Tennessee | 1 | $ 146,000 | $ 146,000 | $ 51,000 |
| Lorain County Ohio | 1 | $ 140,000 | $ 140,000 | $ 33,000 |
| Los Angeles County California | 6 | $ 2,916,000 | $ 486,000 | $ 142,000 |
| Loudoun County Virginia | 17 | $ 5,217,000 | $ 306,000 | $ 97,000 |
| Louisa County Virginia | 2 | $ 488,000 | $ 244,000 | $ 162,000 |
| Lowndes County Georgia | 2 | $ 373,000 | $ 186,000 | $ 38,000 |
| Lynchburg County Virginia | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
| Madison County Alabama | 2 | $ 516,000 | $ 258,000 | $ 66,000 |
| Madison County Illinois | 1 | $ 149,000 | $ 149,000 | $ 72,000 |
| Manassas County Virginia | 2 | $ 428,000 | $ 214,000 | $ 41,000 |
| Maricopa County Arizona | 1 | $ 350,000 | $ 350,000 | $ 194,000 |
| Marion County Florida | 1 | $ 89,000 | $ 89,000 | $ 30,000 |
| Marion County Indiana | 1 | $ 139,000 | $ 139,000 | $ 48,000 |
| Marion County South Carolina | 1 | $ 47,000 | $ 47,000 | $ 9,000 |
| Marlboro County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| McCormick County South Carolina | 2 | $ 506,000 | $ 253,000 | $ 77,000 |
| McHenry County Illinois | 1 | $ 955,000 | $ 955,000 | $ 132,000 |
| Mecklenburg County North Carolina | 15 | $ 3,095,000 | $ 206,000 | $ 80,000 |
| Mercer County New Jersey | 1 | $ 224,000 | $ 224,000 | $ 57,000 |
| Miami-Dade County Florida | 5 | $ 1,061,000 | $ 212,000 | $ 60,000 |
| Middlesex County Connecticut | 1 | $ 242,000 | $ 242,000 | $ 116,000 |
| Middlesex County Massachusetts | 2 | $ 597,000 | $ 298,000 | $ 81,000 |
| Middlesex County New Jersey | 2 | $ 609,000 | $ 304,000 | $ 68,000 |
| Milwaukee County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Mobile County Alabama | 3 | $ 365,000 | $ 121,000 | $ 32,000 |
| Monmouth County New Jersey | 2 | $ 520,000 | $ 260,000 | $ 84,000 |
| Monroe County Pennsylvania | 1 | $ 329,000 | $ 329,000 | $ 79,000 |
| Monroe County Wisconsin | 1 | $ 213,000 | $ 213,000 | $ 72,000 |
| Montgomery County Indiana | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| Montgomery County Maryland | 25 | $ 7,853,000 | $ 314,000 | $ 107,000 |
| Montgomery County Tennessee | 1 | $ 133,000 | $ 133,000 | $ 52,000 |
| Montgomery County Texas | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Moore County North Carolina | 4 | $ 755,000 | $ 188,000 | $ 174,000 |
| Morrison County Minnesota | 1 | $ 71,000 | $ 71,000 | $ 26,000 |
| Muskegon County Michigan | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Nash County North Carolina | 3 | $ 523,000 | $ 174,000 | $ 53,000 |
| Nassau County New York | 1 | $ 451,000 | $ 451,000 | $ 83,000 |
| New Castle County Delaware | 1 | $ 252,000 | $ 252,000 | $ 84,000 |
| New Hanover County North Carolina | 3 | $ 685,000 | $ 228,000 | $ 81,000 |
| New London County Connecticut | 2 | $ 412,000 | $ 206,000 | $ 29,000 |
| New York County New York | 1 | $ 641,000 | $ 641,000 | $ 168,000 |
| Newaygo County Michigan | 1 | $ 144,000 | $ 144,000 | $ 34,000 |
| Newberry County South Carolina | 4 | $ 723,000 | $ 180,000 | $ 57,000 |
| Norfolk County Massachusetts | 1 | $ 280,000 | $ 280,000 | $ 73,000 |
| Northampton County North Carolina | 1 | $ 71,000 | $ 71,000 | $ 26,000 |
| Oakland County Michigan | 2 | $ 316,000 | $ 158,000 | $ 106,000 |
| Ocean County New Jersey | 2 | $ 572,000 | $ 286,000 | $ 99,000 |
| Olmsted County Minnesota | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
| Orange County California | 1 | $ 250,000 | $ 250,000 | $ 56,000 |
| Orange County Florida | 1 | $ 214,000 | $ 214,000 | $ 52,000 |
| Orange County New York | 1 | $ 295,000 | $ 295,000 | $ 67,000 |
| Orange County North Carolina | 4 | $ 912,000 | $ 228,000 | $ 107,000 |
| Orange County Virginia | 1 | $ 161,000 | $ 161,000 | $ 35,000 |
| Orleans County Louisiana | 1 | $ 152,000 | $ 152,000 | $ 45,000 |
| Osceola County Florida | 1 | $ 126,000 | $ 126,000 | $ 58,000 |
| Otsego County Michigan | 1 | $ 136,000 | $ 136,000 | $ 41,000 |
| Otsego County New York | 1 | $ 143,000 | $ 143,000 | $ 45,000 |
| Ouachita County Louisiana | 1 | $ 243,000 | $ 243,000 | $ 66,000 |
| Outagamie County Wisconsin | 1 | $ 371,000 | $ 371,000 | $ 60,000 |
| Page County Virginia | 1 | $ 163,000 | $ 163,000 | $ 82,000 |
| Pasco County Florida | 2 | $ 366,000 | $ 183,000 | $ 78,000 |
| Pasquotank County North Carolina | 1 | $ 206,000 | $ 206,000 | $ 62,000 |
| Pender County North Carolina | 2 | $ 439,000 | $ 219,000 | $ 69,000 |
| Philadelphia County Pennsylvania | 4 | $ 507,000 | $ 126,000 | $ 74,000 |
| Pickaway County Ohio | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Pickens County South Carolina | 3 | $ 503,000 | $ 167,000 | $ 43,000 |
| Pierce County Washington | 1 | $ 286,000 | $ 286,000 | $ 55,000 |
| Pike County Ohio | 1 | $ 134,000 | $ 134,000 | $ 46,000 |
| Pinellas County Florida | 1 | $ 135,000 | $ 135,000 | $ 28,000 |
| Pitt County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 32,000 |
| Plymouth County Massachusetts | 1 | $ 321,000 | $ 321,000 | $ 107,000 |
| Polk County Iowa | 2 | $ 299,000 | $ 149,000 | $ 32,000 |
| Polk County Oregon | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Powhatan County Virginia | 4 | $ 824,000 | $ 206,000 | $ 77,000 |
| Prince George's County Maryland | 28 | $ 8,156,000 | $ 291,000 | $ 81,000 |
| Prince William County Virginia | 15 | $ 3,956,000 | $ 263,000 | $ 101,000 |
| Providence County Rhode Island | 2 | $ 428,000 | $ 214,000 | $ 52,000 |
| Putnam County Florida | 1 | $ 180,000 | $ 180,000 | $ 65,000 |
| Queen Anne's County Maryland | 1 | $ 315,000 | $ 315,000 | $ 157,000 |
| Queens County New York | 2 | $ 937,000 | $ 468,000 | $ 86,000 |
| Rensselaer County New York | 2 | $ 344,000 | $ 172,000 | $ 75,000 |
| Richland County South Carolina | 4 | $ 693,000 | $ 173,000 | $ 59,000 |
| Richmond City County Virginia | 1 | $ 193,000 | $ 193,000 | $ 48,000 |
| Richmond County Georgia | 1 | $ 104,000 | $ 104,000 | $ 132,000 |
| Richmond County New York | 1 | $ 275,000 | $ 275,000 | $ 89,000 |
| Riverside County California | 2 | $ 394,000 | $ 197,000 | $ 26,000 |
| Robeson County North Carolina | 1 | $ 249,000 | $ 249,000 | $ 57,000 |
| Rockingham County New Hampshire | 1 | $ 208,000 | $ 208,000 | $ 136,000 |
| Rowan County North Carolina | 1 | $ 109,000 | $ 109,000 | $ 25,000 |
| Rutherford County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| Salem County New Jersey | 1 | $ 173,000 | $ 173,000 | $ 47,000 |
| Salem County Virginia | 1 | $ 193,000 | $ 193,000 | $ 53,000 |
| San Bernardino County California | 1 | $ 97,000 | $ 97,000 | $ 22,000 |
| San Diego County California | 4 | $ 821,000 | $ 205,000 | $ 51,000 |
| San Mateo County California | 1 | $ 605,000 | $ 605,000 | $ 163,000 |
| Sandoval County New Mexico | 1 | $ 111,000 | $ 111,000 | $ 40,000 |
| Santa Cruz County California | 1 | $ 489,000 | $ 489,000 | $ 128,000 |
| Sarasota County Florida | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Saratoga County New York | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Schenectady County New York | 1 | $ 260,000 | $ 260,000 | $ 220,000 |
| Sevier County Tennessee | 1 | $ 184,000 | $ 184,000 | $ 93,000 |
| Seward County Kansas | 1 | $ 145,000 | $ 145,000 | $ 108,000 |
| Shelby County Alabama | 2 | $ 345,000 | $ 172,000 | $ 66,000 |
| Shelby County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Shelby County Tennessee | 3 | $ 729,000 | $ 243,000 | $ 63,000 |
| Sonoma County California | 1 | $ 369,000 | $ 369,000 | $ 126,000 |
| Southampton County Virginia | 1 | $ 122,000 | $ 122,000 | $ 32,000 |
| Spartanburg County South Carolina | 1 | $ 151,000 | $ 151,000 | $ 48,000 |
| Spokane County Washington | 1 | $ 273,000 | $ 273,000 | $ 38,000 |
| Spotsylvania County Virginia | 5 | $ 1,413,000 | $ 282,000 | $ 96,000 |
| St. James County Louisiana | 1 | $ 98,000 | $ 98,000 | $ 54,000 |
| St. Johns County Florida | 1 | $ 355,000 | $ 355,000 | $ 0 |
| St. Louis County Missouri | 5 | $ 887,000 | $ 177,000 | $ 62,000 |
| St. Mary's County Maryland | 2 | $ 280,000 | $ 140,000 | $ 38,000 |
| Stafford County Virginia | 2 | $ 296,000 | $ 148,000 | $ 157,000 |
| Stokes County North Carolina | 3 | $ 679,000 | $ 226,000 | $ 76,000 |
| Suffolk County New York | 3 | $ 825,000 | $ 275,000 | $ 54,000 |
| Suffolk County Virginia | 1 | $ 160,000 | $ 160,000 | $ 22,000 |
| Summers County West Virginia | 1 | $ 81,000 | $ 81,000 | $ 143,000 |
| Sumner County Tennessee | 1 | $ 218,000 | $ 218,000 | $ 34,000 |
| Surry County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 45,000 |
| Sussex County Delaware | 3 | $ 933,000 | $ 311,000 | $ 98,000 |
| Sussex County New Jersey | 2 | $ 610,000 | $ 305,000 | $ 106,000 |
| Talbot County Georgia | 2 | $ 522,000 | $ 261,000 | $ 84,000 |
| Talladega County Alabama | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Tarrant County Texas | 1 | $ 68,000 | $ 68,000 | $ 40,000 |
| Torrance County New Mexico | 1 | $ 211,000 | $ 211,000 | $ 92,000 |
| Transylvania County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 46,000 |
| Trumbull County Ohio | 1 | $ 67,000 | $ 67,000 | $ 31,000 |
| Tuscaloosa County Alabama | 1 | $ 130,000 | $ 130,000 | $ 38,000 |
| Umatilla County Oregon | 1 | $ 181,000 | $ 181,000 | $ 60,000 |
| Union County New Jersey | 4 | $ 1,620,000 | $ 405,000 | $ 85,000 |
| Union County North Carolina | 3 | $ 488,000 | $ 162,000 | $ 36,000 |
| Van Zandt County Texas | 1 | $ 111,000 | $ 111,000 | $ 37,000 |
| Wake County North Carolina | 55 | $ 12,360,000 | $ 224,000 | $ 93,000 |
| Warren County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 40,000 |
| Warren County Virginia | 1 | $ 152,000 | $ 152,000 | $ 31,000 |
| Washington County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 119,000 | $ 119,000 | $ 39,000 |
| Watauga County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 45,000 |
| Waukesha County Wisconsin | 1 | $ 246,000 | $ 246,000 | $ 72,000 |
| Wayne County North Carolina | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Westchester County New York | 3 | $ 1,244,000 | $ 414,000 | $ 103,000 |
| Westmoreland County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Westmoreland County Virginia | 2 | $ 316,000 | $ 158,000 | $ 76,000 |
| Wicomico County Maryland | 1 | $ 155,000 | $ 155,000 | $ 14,000 |
| Wilkes County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Will County Illinois | 2 | $ 396,000 | $ 198,000 | $ 48,000 |
| Williamsburg County South Carolina | 1 | $ 204,000 | $ 204,000 | $ 74,000 |
| Wilson County North Carolina | 1 | $ 67,000 | $ 67,000 | $ 45,000 |
| Windham County Connecticut | 1 | $ 230,000 | $ 230,000 | $ 40,000 |
| Worcester County Massachusetts | 1 | $ 234,000 | $ 234,000 | $ 61,000 |
| York County Pennsylvania | 1 | $ 119,000 | $ 119,000 | $ 53,000 |
| York County Virginia | 1 | $ 190,000 | $ 190,000 | $ 108,000 |
Mortgage Loan Application Detail Totals for Beach First National Bank in 2008
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 748 | $184,963,000 | $247,000 | $3,838,000 | $88,000 | $3,835,000 |
| Home Purchase | 306 | $75,060,000 | $245,000 | $1,125,000 | $101,000 | $1,155,000 |
| Home Improvement | 16 | $3,253,000 | $203,000 | $1,700,000 | $59,000 | $361,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 548 | $136,796,000 | $249,000 | $3,838,000 | $119,000 | $3,835,000 |
| Not Provided | 340 | $72,428,000 | $213,000 | $1,300,000 | $60,000 | $402,000 |
| Black or African American | 85 | $20,270,000 | $238,000 | $494,000 | $76,000 | $224,000 |
| Not applicable | 45 | $21,979,000 | $488,000 | $2,600,000 | $0 | $0 |
| Hispanic | 31 | $6,420,000 | $207,000 | $408,000 | $67,000 | $155,000 |
| Asian | 17 | $4,556,000 | $268,000 | $729,000 | $153,000 | $607,000 |
| American Indian or Alaskan Native | 2 | $267,000 | $133,000 | $200,000 | $239,000 | $417,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $560,000 | $280,000 | $409,000 | $92,000 | $116,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 563 | $117,269,000 | $208,000 | $955,000 | $60,000 | $320,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 488 | $140,558,000 | $288,000 | $3,838,000 | $127,000 | $3,835,000 |
| VA-guaranteed (Veterans Administration) | 19 | $5,449,000 | $286,000 | $487,000 | $88,000 | $169,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 570 | $153,477,000 | $269,000 | $3,838,000 | $114,000 | $3,835,000 |
| Application Withdrawn By Applicant | 278 | $59,714,000 | $214,000 | $1,185,000 | $65,000 | $523,000 |
| Application Denied By Financial Institution | 107 | $21,201,000 | $198,000 | $1,300,000 | $53,000 | $320,000 |
| File Closed For Incompleteness | 95 | $23,296,000 | $245,000 | $1,125,000 | $71,000 | $300,000 |
| Application Approved But Not Accepted | 19 | $4,919,000 | $258,000 | $556,000 | $108,000 | $500,000 |
| Loan Purchased By The Institution | 1 | $669,000 | $669,000 | $669,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 65 | $11,917,000 | $183,000 | $1,300,000 | $43,000 | $264,000 |
| Debt-To-Income Ratio | 19 | $4,437,000 | $233,000 | $430,000 | $57,000 | $320,000 |
| Collateral | 8 | $1,546,000 | $193,000 | $355,000 | $80,000 | $165,000 |
| Unverifiable Information | 7 | $1,367,000 | $195,000 | $417,000 | $56,000 | $127,000 |
| Other | 5 | $1,085,000 | $217,000 | $310,000 | $101,000 | $220,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $849,000 | $283,000 | $409,000 | $78,000 | $119,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Beach First National Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Beach First National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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