2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Baytree Lending
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Baytree Lending 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Baytree Lending 10909 West Greenfield Ave Ste 208 West Allis, WI 53214 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 5,396 |
| Total Mortgage Loan Application Amount | $741,025,000 |
| Average Mortgage Loan Application Amount | $140,729 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $100,354 |
| Highest Applicant Income | $2,850,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Baytree Lending. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Baytree Lending's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Baytree Lending's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Baytree Lending serves its applicants.
Each category highlights the total number of mortgage applications processed by Baytree Lending, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Baytree Lending's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ada County Idaho | 76 | $ 11,638,000 | $ 153,000 | $ 75,000 |
| Adams County Wisconsin | 1 | $ 535,000 | $ 535,000 | $ 354,000 |
| Alameda County California | 3 | $ 825,000 | $ 275,000 | $ 69,000 |
| Alexander County Illinois | 1 | $ 66,000 | $ 66,000 | $ 68,000 |
| Alexander County North Carolina | 2 | $ 95,000 | $ 47,000 | $ 33,000 |
| Allegheny County Pennsylvania | 2 | $ 195,000 | $ 97,000 | $ 93,000 |
| Allen County Indiana | 23 | $ 1,183,000 | $ 51,000 | $ 138,000 |
| Allen County Ohio | 2 | $ 342,000 | $ 171,000 | $ 140,000 |
| Alpena County Michigan | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Anderson County Texas | 2 | $ 73,000 | $ 36,000 | $ 32,000 |
| Antrim County Michigan | 1 | $ 113,000 | $ 113,000 | $ 52,000 |
| Athens County Ohio | 2 | $ 89,000 | $ 44,000 | $ 56,000 |
| Barron County Wisconsin | 1 | $ 54,000 | $ 54,000 | $ 103,000 |
| Bartholomew County Indiana | 1 | $ 159,000 | $ 159,000 | $ 52,000 |
| Bay County Florida | 2 | $ 265,000 | $ 132,000 | $ 35,000 |
| Bayfield County Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 49,000 |
| Beaufort County South Carolina | 2 | $ 395,000 | $ 197,000 | $ 189,000 |
| Benton County Oregon | 31 | $ 4,375,000 | $ 141,000 | $ 79,000 |
| Benton County Washington | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Bexar County Texas | 27 | $ 2,162,000 | $ 80,000 | $ 122,000 |
| Blaine County Idaho | 1 | $ 309,000 | $ 309,000 | $ 63,000 |
| Boise County Idaho | 2 | $ 414,000 | $ 207,000 | $ 77,000 |
| Bonner County Idaho | 1 | $ 360,000 | $ 360,000 | $ 299,000 |
| Boone County Illinois | 3 | $ 271,000 | $ 90,000 | $ 39,000 |
| Boone County Kentucky | 1 | $ 420,000 | $ 420,000 | $ 98,000 |
| Broward County Florida | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Brown County Wisconsin | 25 | $ 1,168,000 | $ 46,000 | $ 51,000 |
| Brunswick County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 90,000 |
| Bullitt County Kentucky | 3 | $ 237,000 | $ 79,000 | $ 52,000 |
| Buncombe County North Carolina | 5 | $ 1,165,000 | $ 233,000 | $ 100,000 |
| Bureau County Illinois | 2 | $ 135,000 | $ 67,000 | $ 60,000 |
| Burke County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 27,000 |
| Burlington County New Jersey | 3 | $ 450,000 | $ 150,000 | $ 119,000 |
| Butler County Ohio | 6 | $ 671,000 | $ 111,000 | $ 79,000 |
| Cabarrus County North Carolina | 5 | $ 365,000 | $ 73,000 | $ 42,000 |
| Caldwell County North Carolina | 4 | $ 234,000 | $ 58,000 | $ 26,000 |
| Calumet County Wisconsin | 3 | $ 202,000 | $ 67,000 | $ 70,000 |
| Cameron County Texas | 2 | $ 79,000 | $ 39,000 | $ 66,000 |
| Campbell County Kentucky | 5 | $ 309,000 | $ 61,000 | $ 78,000 |
| Canyon County Idaho | 46 | $ 5,026,000 | $ 109,000 | $ 54,000 |
| Carteret County North Carolina | 5 | $ 426,000 | $ 85,000 | $ 16,000 |
| Casey County Kentucky | 2 | $ 203,000 | $ 101,000 | $ 57,000 |
| Catawba County North Carolina | 12 | $ 873,000 | $ 72,000 | $ 59,000 |
| Champaign County Illinois | 2 | $ 154,000 | $ 77,000 | $ 99,000 |
| Champaign County Ohio | 2 | $ 75,000 | $ 37,000 | $ 61,000 |
| Charleston County South Carolina | 4 | $ 1,261,000 | $ 315,000 | $ 144,000 |
| Charlevoix County Michigan | 2 | $ 260,000 | $ 130,000 | $ 88,000 |
| Chatham County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 58,000 |
| Chippewa County Wisconsin | 1 | $ 83,000 | $ 83,000 | $ 122,000 |
| Clackamas County Oregon | 169 | $ 41,813,000 | $ 247,000 | $ 89,000 |
| Clark County Indiana | 1 | $ 99,000 | $ 99,000 | $ 71,000 |
| Clark County Kentucky | 3 | $ 476,000 | $ 158,000 | $ 53,000 |
| Clark County Ohio | 4 | $ 188,000 | $ 47,000 | $ 77,000 |
| Clark County Washington | 97 | $ 18,915,000 | $ 195,000 | $ 145,000 |
| Clark County Wisconsin | 1 | $ 136,000 | $ 136,000 | $ 80,000 |
| Clatsop County Oregon | 6 | $ 1,062,000 | $ 177,000 | $ 89,000 |
| Clayton County Georgia | 8 | $ 604,000 | $ 75,000 | $ 93,000 |
| Clermont County Ohio | 5 | $ 308,000 | $ 61,000 | $ 55,000 |
| Clinton County Ohio | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Cobb County Georgia | 4 | $ 230,000 | $ 57,000 | $ 48,000 |
| Coles County Illinois | 1 | $ 162,000 | $ 162,000 | $ 164,000 |
| Collier County Florida | 2 | $ 456,000 | $ 228,000 | $ 275,000 |
| Columbia County Oregon | 27 | $ 3,220,000 | $ 119,000 | $ 65,000 |
| Columbia County Wisconsin | 7 | $ 345,000 | $ 49,000 | $ 79,000 |
| Colusa County California | 1 | $ 117,000 | $ 117,000 | $ 94,000 |
| Comal County Texas | 2 | $ 420,000 | $ 210,000 | $ 696,000 |
| Contra Costa County California | 3 | $ 1,423,000 | $ 474,000 | $ 204,000 |
| Cook County Illinois | 1,309 | $ 194,159,000 | $ 148,000 | $ 75,000 |
| Coos County Oregon | 1 | $ 166,000 | $ 166,000 | $ 221,000 |
| Cowlitz County Washington | 8 | $ 921,000 | $ 115,000 | $ 79,000 |
| Craig County Oklahoma | 2 | $ 128,000 | $ 64,000 | $ 93,000 |
| Crawford County Illinois | 1 | $ 12,000 | $ 12,000 | $ 34,000 |
| Crook County Oregon | 7 | $ 1,324,000 | $ 189,000 | $ 55,000 |
| Curry County Oregon | 1 | $ 225,000 | $ 225,000 | $ 138,000 |
| Cuyahoga County Ohio | 9 | $ 623,000 | $ 69,000 | $ 37,000 |
| Dakota County Minnesota | 2 | $ 716,000 | $ 358,000 | $ 0 |
| Dane County Wisconsin | 31 | $ 1,768,000 | $ 57,000 | $ 67,000 |
| Dauphin County Pennsylvania | 2 | $ 71,000 | $ 35,000 | $ 75,000 |
| Davidson County North Carolina | 3 | $ 185,000 | $ 61,000 | $ 86,000 |
| Dearborn County Indiana | 2 | $ 106,000 | $ 53,000 | $ 96,000 |
| Decatur County Indiana | 4 | $ 306,000 | $ 76,000 | $ 84,000 |
| DeKalb County Georgia | 3 | $ 221,000 | $ 73,000 | $ 60,000 |
| DeKalb County Illinois | 19 | $ 1,747,000 | $ 91,000 | $ 60,000 |
| Delaware County Ohio | 2 | $ 78,000 | $ 39,000 | $ 0 |
| Deschutes County Oregon | 170 | $ 30,593,000 | $ 179,000 | $ 75,000 |
| Dodge County Wisconsin | 13 | $ 679,000 | $ 52,000 | $ 67,000 |
| Door County Wisconsin | 5 | $ 325,000 | $ 65,000 | $ 68,000 |
| Douglas County Colorado | 1 | $ 21,000 | $ 21,000 | $ 41,000 |
| Douglas County Illinois | 1 | $ 183,000 | $ 183,000 | $ 41,000 |
| Douglas County Oregon | 1 | $ 160,000 | $ 160,000 | $ 53,000 |
| DuPage County Illinois | 161 | $ 30,502,000 | $ 189,000 | $ 108,000 |
| Eau Claire County Wisconsin | 1 | $ 12,000 | $ 12,000 | $ 79,000 |
| Elmore County Idaho | 1 | $ 92,000 | $ 92,000 | $ 49,000 |
| Erie County Ohio | 4 | $ 256,000 | $ 64,000 | $ 60,000 |
| Escambia County Florida | 1 | $ 493,000 | $ 493,000 | $ 222,000 |
| Fayette County Kentucky | 22 | $ 1,619,000 | $ 73,000 | $ 101,000 |
| Flagler County Florida | 1 | $ 175,000 | $ 175,000 | $ 125,000 |
| Florence County Wisconsin | 1 | $ 28,000 | $ 28,000 | $ 104,000 |
| Floyd County Kentucky | 1 | $ 147,000 | $ 147,000 | $ 72,000 |
| Fond du Lac County Wisconsin | 8 | $ 215,000 | $ 26,000 | $ 66,000 |
| Forsyth County North Carolina | 3 | $ 235,000 | $ 78,000 | $ 80,000 |
| Franklin County Ohio | 35 | $ 2,520,000 | $ 72,000 | $ 74,000 |
| Fulton County Georgia | 6 | $ 381,000 | $ 63,000 | $ 164,000 |
| Garrard County Kentucky | 2 | $ 114,000 | $ 57,000 | $ 72,000 |
| Gaston County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 111,000 |
| Gem County Idaho | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Genesee County Michigan | 6 | $ 369,000 | $ 61,000 | $ 33,000 |
| Gilliam County Oregon | 1 | $ 83,000 | $ 83,000 | $ 39,000 |
| Grand Traverse County Michigan | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Grant County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Green County Wisconsin | 5 | $ 262,000 | $ 52,000 | $ 67,000 |
| Green Lake County Wisconsin | 1 | $ 31,000 | $ 31,000 | $ 73,000 |
| Grundy County Illinois | 3 | $ 316,000 | $ 105,000 | $ 45,000 |
| Guilford County North Carolina | 6 | $ 433,000 | $ 72,000 | $ 29,000 |
| Hamilton County Illinois | 1 | $ 50,000 | $ 50,000 | $ 109,000 |
| Hamilton County Indiana | 3 | $ 678,000 | $ 226,000 | $ 16,000 |
| Hamilton County Ohio | 49 | $ 3,403,000 | $ 69,000 | $ 102,000 |
| Hancock County Indiana | 2 | $ 171,000 | $ 85,000 | $ 78,000 |
| Hardin County Kentucky | 2 | $ 59,000 | $ 29,000 | $ 43,000 |
| Henderson County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 36,000 |
| Hendricks County Indiana | 2 | $ 115,000 | $ 57,000 | $ 0 |
| Hennepin County Minnesota | 3 | $ 1,599,000 | $ 533,000 | $ 325,000 |
| Henry County Georgia | 6 | $ 432,000 | $ 72,000 | $ 46,000 |
| Henry County Illinois | 1 | $ 144,000 | $ 144,000 | $ 90,000 |
| Hillsdale County Michigan | 1 | $ 126,000 | $ 126,000 | $ 64,000 |
| Holmes County Florida | 1 | $ 119,000 | $ 119,000 | $ 35,000 |
| Hood River County Oregon | 11 | $ 1,894,000 | $ 172,000 | $ 78,000 |
| Ingham County Michigan | 3 | $ 133,000 | $ 44,000 | $ 36,000 |
| Ionia County Michigan | 2 | $ 133,000 | $ 66,000 | $ 77,000 |
| Iowa County Wisconsin | 3 | $ 151,000 | $ 50,000 | $ 94,000 |
| Iredell County North Carolina | 8 | $ 462,000 | $ 57,000 | $ 115,000 |
| Jackson County Georgia | 1 | $ 140,000 | $ 140,000 | $ 114,000 |
| Jackson County Illinois | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Jackson County Missouri | 2 | $ 63,000 | $ 31,000 | $ 0 |
| Jackson County Oregon | 5 | $ 1,307,000 | $ 261,000 | $ 99,000 |
| Jackson County Wisconsin | 1 | $ 33,000 | $ 33,000 | $ 48,000 |
| Jasper County Indiana | 2 | $ 79,000 | $ 39,000 | $ 52,000 |
| Jefferson County Kentucky | 30 | $ 2,926,000 | $ 97,000 | $ 77,000 |
| Jefferson County Ohio | 1 | $ 94,000 | $ 94,000 | $ 29,000 |
| Jefferson County Oregon | 30 | $ 3,971,000 | $ 132,000 | $ 79,000 |
| Jefferson County Tennessee | 2 | $ 88,000 | $ 44,000 | $ 41,000 |
| Jefferson County Washington | 1 | $ 440,000 | $ 440,000 | $ 188,000 |
| Jefferson County Wisconsin | 12 | $ 1,081,000 | $ 90,000 | $ 70,000 |
| Jessamine County Kentucky | 2 | $ 145,000 | $ 72,000 | $ 203,000 |
| Jo Daviess County Illinois | 1 | $ 53,000 | $ 53,000 | $ 180,000 |
| Johnson County Illinois | 2 | $ 105,000 | $ 52,000 | $ 35,000 |
| Josephine County Oregon | 1 | $ 403,000 | $ 403,000 | $ 303,000 |
| Juneau County Wisconsin | 1 | $ 78,000 | $ 78,000 | $ 36,000 |
| Kane County Illinois | 81 | $ 10,608,000 | $ 130,000 | $ 99,000 |
| Kankakee County Illinois | 18 | $ 988,000 | $ 54,000 | $ 95,000 |
| Kendall County Illinois | 14 | $ 1,773,000 | $ 126,000 | $ 74,000 |
| Kenosha County Wisconsin | 27 | $ 2,236,000 | $ 82,000 | $ 84,000 |
| Kent County Michigan | 1 | $ 107,000 | $ 107,000 | $ 29,000 |
| Kewaunee County Wisconsin | 2 | $ 95,000 | $ 47,000 | $ 42,000 |
| King County Washington | 6 | $ 1,558,000 | $ 259,000 | $ 138,000 |
| Kitsap County Washington | 2 | $ 162,000 | $ 81,000 | $ 55,000 |
| Klamath County Oregon | 1 | $ 36,000 | $ 36,000 | $ 64,000 |
| Klickitat County Washington | 5 | $ 609,000 | $ 121,000 | $ 47,000 |
| Knox County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 127,000 |
| Kootenai County Idaho | 1 | $ 142,000 | $ 142,000 | $ 83,000 |
| Kosciusko County Indiana | 10 | $ 945,000 | $ 94,000 | $ 48,000 |
| La Crosse County Wisconsin | 1 | $ 31,000 | $ 31,000 | $ 68,000 |
| Lafayette County Wisconsin | 1 | $ 234,000 | $ 234,000 | $ 75,000 |
| LaGrange County Indiana | 2 | $ 108,000 | $ 54,000 | $ 118,000 |
| Lake County Illinois | 108 | $ 18,070,000 | $ 167,000 | $ 85,000 |
| Lake County Indiana | 33 | $ 2,867,000 | $ 86,000 | $ 50,000 |
| Lake County Ohio | 1 | $ 98,000 | $ 98,000 | $ 42,000 |
| Lake County Oregon | 1 | $ 106,000 | $ 106,000 | $ 41,000 |
| Lane County Oregon | 8 | $ 1,228,000 | $ 153,000 | $ 68,000 |
| LaPorte County Indiana | 9 | $ 686,000 | $ 76,000 | $ 266,000 |
| LaSalle County Illinois | 6 | $ 658,000 | $ 109,000 | $ 79,000 |
| Lee County Florida | 2 | $ 455,000 | $ 227,000 | $ 180,000 |
| Lee County Illinois | 1 | $ 384,000 | $ 384,000 | $ 264,000 |
| Leelanau County Michigan | 1 | $ 272,000 | $ 272,000 | $ 283,000 |
| Lexington County South Carolina | 2 | $ 217,000 | $ 108,000 | $ 36,000 |
| Licking County Ohio | 2 | $ 213,000 | $ 106,000 | $ 84,000 |
| Lincoln County North Carolina | 2 | $ 174,000 | $ 87,000 | $ 43,000 |
| Lincoln County Oregon | 29 | $ 3,501,000 | $ 120,000 | $ 68,000 |
| Linn County Oregon | 114 | $ 12,692,000 | $ 111,000 | $ 68,000 |
| Livingston County Michigan | 2 | $ 150,000 | $ 75,000 | $ 156,000 |
| Los Angeles County California | 4 | $ 1,765,000 | $ 441,000 | $ 140,000 |
| Lucas County Ohio | 2 | $ 76,000 | $ 38,000 | $ 25,000 |
| Macomb County Michigan | 12 | $ 1,243,000 | $ 103,000 | $ 32,000 |
| Macon County Georgia | 1 | $ 347,000 | $ 347,000 | $ 118,000 |
| Madison County Illinois | 4 | $ 297,000 | $ 74,000 | $ 80,000 |
| Madison County Indiana | 16 | $ 513,000 | $ 32,000 | $ 98,000 |
| Madison County Kentucky | 5 | $ 238,000 | $ 47,000 | $ 47,000 |
| Mahoning County Ohio | 1 | $ 116,000 | $ 116,000 | $ 46,000 |
| Manitowoc County Wisconsin | 5 | $ 463,000 | $ 92,000 | $ 67,000 |
| Marathon County Wisconsin | 24 | $ 1,313,000 | $ 54,000 | $ 55,000 |
| Maricopa County Arizona | 5 | $ 1,431,000 | $ 286,000 | $ 26,000 |
| Marinette County Wisconsin | 1 | $ 96,000 | $ 96,000 | $ 120,000 |
| Marion County Indiana | 23 | $ 1,759,000 | $ 76,000 | $ 85,000 |
| Marion County Oregon | 146 | $ 19,746,000 | $ 135,000 | $ 71,000 |
| Marquette County Michigan | 1 | $ 106,000 | $ 106,000 | $ 83,000 |
| Marquette County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Mason County Washington | 2 | $ 897,000 | $ 448,000 | $ 110,000 |
| McHenry County Illinois | 77 | $ 9,596,000 | $ 124,000 | $ 78,000 |
| McLean County Illinois | 1 | $ 12,000 | $ 12,000 | $ 50,000 |
| Mecklenburg County North Carolina | 75 | $ 7,136,000 | $ 95,000 | $ 76,000 |
| Mecklenburg County Virginia | 2 | $ 131,000 | $ 65,000 | $ 69,000 |
| Miami County Indiana | 2 | $ 60,000 | $ 30,000 | $ 126,000 |
| Miami-Dade County Florida | 1 | $ 251,000 | $ 251,000 | $ 62,000 |
| Milwaukee County Wisconsin | 195 | $ 10,072,000 | $ 51,000 | $ 61,000 |
| Monroe County Wisconsin | 1 | $ 12,000 | $ 12,000 | $ 51,000 |
| Montgomery County Ohio | 4 | $ 138,000 | $ 34,000 | $ 61,000 |
| Montmorency County Michigan | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Moore County North Carolina | 2 | $ 218,000 | $ 109,000 | $ 108,000 |
| Multnomah County Oregon | 419 | $ 74,758,000 | $ 178,000 | $ 99,000 |
| Muskegon County Michigan | 1 | $ 119,000 | $ 119,000 | $ 24,000 |
| Nez Perce County Idaho | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Oakland County Michigan | 22 | $ 2,758,000 | $ 125,000 | $ 88,000 |
| Oconto County Wisconsin | 2 | $ 105,000 | $ 52,000 | $ 35,000 |
| Ogle County Illinois | 6 | $ 503,000 | $ 83,000 | $ 59,000 |
| Oldham County Kentucky | 2 | $ 610,000 | $ 305,000 | $ 318,000 |
| Oneida County Wisconsin | 3 | $ 78,000 | $ 26,000 | $ 62,000 |
| Onslow County North Carolina | 2 | $ 113,000 | $ 56,000 | $ 0 |
| Orange County California | 2 | $ 889,000 | $ 444,000 | $ 116,000 |
| Orange County Florida | 2 | $ 325,000 | $ 162,000 | $ 125,000 |
| Orangeburg County South Carolina | 2 | $ 186,000 | $ 93,000 | $ 58,000 |
| Outagamie County Wisconsin | 15 | $ 608,000 | $ 40,000 | $ 60,000 |
| Owsley County Kentucky | 2 | $ 63,000 | $ 31,000 | $ 0 |
| Owyhee County Idaho | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Ozaukee County Wisconsin | 23 | $ 1,764,000 | $ 76,000 | $ 101,000 |
| Pacific County Washington | 2 | $ 276,000 | $ 138,000 | $ 157,000 |
| Parke County Indiana | 1 | $ 113,000 | $ 113,000 | $ 59,000 |
| Perry County Illinois | 1 | $ 10,000 | $ 10,000 | $ 67,000 |
| Pierce County Washington | 2 | $ 190,000 | $ 95,000 | $ 37,000 |
| Pike County Ohio | 2 | $ 360,000 | $ 180,000 | $ 144,000 |
| Pinal County Arizona | 2 | $ 278,000 | $ 139,000 | $ 0 |
| Polk County Oregon | 29 | $ 4,572,000 | $ 157,000 | $ 76,000 |
| Polk County Wisconsin | 2 | $ 210,000 | $ 105,000 | $ 53,000 |
| Portage County Wisconsin | 2 | $ 38,000 | $ 19,000 | $ 70,000 |
| Porter County Indiana | 20 | $ 2,173,000 | $ 108,000 | $ 75,000 |
| Putnam County Ohio | 2 | $ 200,000 | $ 100,000 | $ 43,000 |
| Racine County Wisconsin | 23 | $ 1,412,000 | $ 61,000 | $ 65,000 |
| Richland County Ohio | 2 | $ 200,000 | $ 100,000 | $ 54,000 |
| Richland County South Carolina | 3 | $ 716,000 | $ 238,000 | $ 202,000 |
| Riverside County California | 4 | $ 1,198,000 | $ 299,000 | $ 215,000 |
| Rock County Wisconsin | 7 | $ 261,000 | $ 37,000 | $ 56,000 |
| Rock Island County Illinois | 1 | $ 65,000 | $ 65,000 | $ 91,000 |
| Rockingham County North Carolina | 3 | $ 288,000 | $ 96,000 | $ 39,000 |
| Roscommon County Michigan | 2 | $ 346,000 | $ 173,000 | $ 74,000 |
| Rowan County North Carolina | 2 | $ 204,000 | $ 102,000 | $ 55,000 |
| Sabine County Texas | 2 | $ 69,000 | $ 34,000 | $ 38,000 |
| Saginaw County Michigan | 1 | $ 45,000 | $ 45,000 | $ 0 |
| San Francisco County California | 1 | $ 588,000 | $ 588,000 | $ 140,000 |
| San Joaquin County California | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Sangamon County Illinois | 1 | $ 12,000 | $ 12,000 | $ 36,000 |
| Sanilac County Michigan | 1 | $ 206,000 | $ 206,000 | $ 83,000 |
| Sauk County Wisconsin | 2 | $ 80,000 | $ 40,000 | $ 52,000 |
| Scotland County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 55,000 |
| Scott County Minnesota | 2 | $ 1,200,000 | $ 600,000 | $ 312,000 |
| Seminole County Florida | 3 | $ 223,000 | $ 74,000 | $ 56,000 |
| Shawano County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 70,000 |
| Sheboygan County Wisconsin | 12 | $ 487,000 | $ 40,000 | $ 63,000 |
| Shelby County Illinois | 1 | $ 93,000 | $ 93,000 | $ 50,000 |
| Skamania County Washington | 3 | $ 456,000 | $ 152,000 | $ 56,000 |
| Snohomish County Washington | 3 | $ 813,000 | $ 271,000 | $ 63,000 |
| Spokane County Washington | 3 | $ 443,000 | $ 147,000 | $ 62,000 |
| Spotsylvania County Virginia | 1 | $ 132,000 | $ 132,000 | $ 44,000 |
| St. Clair County Illinois | 3 | $ 349,000 | $ 116,000 | $ 110,000 |
| St. Clair County Michigan | 8 | $ 1,112,000 | $ 139,000 | $ 79,000 |
| St. Johns County Florida | 3 | $ 1,790,000 | $ 596,000 | $ 370,000 |
| St. Joseph County Indiana | 2 | $ 60,000 | $ 30,000 | $ 0 |
| St. Joseph County Michigan | 4 | $ 151,000 | $ 37,000 | $ 60,000 |
| Stanislaus County California | 1 | $ 273,000 | $ 273,000 | $ 112,000 |
| Stark County Ohio | 2 | $ 118,000 | $ 59,000 | $ 57,000 |
| Starke County Indiana | 1 | $ 59,000 | $ 59,000 | $ 18,000 |
| Stephenson County Illinois | 3 | $ 164,000 | $ 54,000 | $ 20,000 |
| Stewart County Tennessee | 2 | $ 229,000 | $ 114,000 | $ 85,000 |
| Tazewell County Illinois | 2 | $ 145,000 | $ 72,000 | $ 65,000 |
| Tillamook County Oregon | 10 | $ 1,856,000 | $ 185,000 | $ 115,000 |
| Union County North Carolina | 15 | $ 1,095,000 | $ 73,000 | $ 89,000 |
| Union County Ohio | 2 | $ 96,000 | $ 48,000 | $ 111,000 |
| Union County Oregon | 2 | $ 345,000 | $ 172,000 | $ 66,000 |
| Valley County Idaho | 3 | $ 805,000 | $ 268,000 | $ 126,000 |
| Ventura County California | 2 | $ 1,588,000 | $ 794,000 | $ 305,000 |
| Vilas County Wisconsin | 2 | $ 242,000 | $ 121,000 | $ 82,000 |
| Wake County North Carolina | 2 | $ 429,000 | $ 214,000 | $ 53,000 |
| Walker County Georgia | 2 | $ 44,000 | $ 22,000 | $ 31,000 |
| Walla Walla County Washington | 2 | $ 209,000 | $ 104,000 | $ 79,000 |
| Walworth County Wisconsin | 17 | $ 2,433,000 | $ 143,000 | $ 113,000 |
| Wasco County Oregon | 9 | $ 1,346,000 | $ 149,000 | $ 64,000 |
| Washburn County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Washington County Oregon | 278 | $ 50,547,000 | $ 181,000 | $ 70,000 |
| Washington County Wisconsin | 36 | $ 1,848,000 | $ 51,000 | $ 72,000 |
| Washtenaw County Michigan | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Waukesha County Wisconsin | 109 | $ 7,026,000 | $ 64,000 | $ 104,000 |
| Waupaca County Wisconsin | 5 | $ 225,000 | $ 45,000 | $ 45,000 |
| Waushara County Wisconsin | 2 | $ 203,000 | $ 101,000 | $ 38,000 |
| Wayne County Michigan | 47 | $ 3,195,000 | $ 67,000 | $ 95,000 |
| Wells County Indiana | 2 | $ 132,000 | $ 66,000 | $ 95,000 |
| Whiteside County Illinois | 4 | $ 432,000 | $ 108,000 | $ 55,000 |
| Whitley County Indiana | 2 | $ 202,000 | $ 101,000 | $ 0 |
| Will County Illinois | 178 | $ 24,933,000 | $ 140,000 | $ 67,000 |
| Williamsburg County South Carolina | 1 | $ 69,000 | $ 69,000 | $ 41,000 |
| Williamson County Tennessee | 1 | $ 44,000 | $ 44,000 | $ 180,000 |
| Winnebago County Illinois | 14 | $ 1,002,000 | $ 71,000 | $ 41,000 |
| Winnebago County Wisconsin | 15 | $ 751,000 | $ 50,000 | $ 49,000 |
| Wood County Wisconsin | 6 | $ 138,000 | $ 23,000 | $ 47,000 |
| Yamhill County Oregon | 47 | $ 5,517,000 | $ 117,000 | $ 52,000 |
| York County South Carolina | 1 | $ 57,000 | $ 57,000 | $ 80,000 |
Mortgage Loan Application Detail Totals for Baytree Lending in 2005
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,952 | $407,042,000 | $158,600 | $2,000,000 | $112,750 | $2,850,000 |
| Refinancing | 2,357 | $328,664,000 | $144,590 | $1,512,000 | $82,090 | $880,000 |
| Home Improvement | 87 | $5,319,000 | $67,000 | $340,000 | $126,000 | $360,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,687 | $525,836,000 | $165,285 | $2,000,000 | $104,095 | $2,850,000 |
| Hispanic | 714 | $101,417,000 | $134,333 | $863,000 | $72,733 | $420,000 |
| Black or African American | 702 | $72,460,000 | $134,368 | $1,075,000 | $86,578 | $450,000 |
| Not Provided | 131 | $15,698,000 | $134,062 | $485,000 | $79,125 | $269,000 |
| Asian | 127 | $22,348,000 | $151,111 | $1,000,000 | $110,333 | $619,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $2,066,000 | $101,428 | $320,000 | $79,285 | $201,000 |
| American Indian or Alaskan Native | 15 | $1,200,000 | $57,000 | $310,000 | $61,000 | $132,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,272 | $722,286,000 | $139,720 | $2,000,000 | $89,640 | $2,850,000 |
| FHA-insured (Federal Housing Administration) | 124 | $18,739,000 | $153,166 | $246,000 | $48,666 | $332,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,560 | $522,882,000 | $156,363 | $2,000,000 | $102,136 | $2,850,000 |
| Application Denied By Financial Institution | 725 | $60,842,000 | $96,764 | $653,000 | $104,117 | $429,000 |
| Application Approved But Not Accepted | 657 | $89,590,000 | $151,631 | $992,000 | $84,210 | $504,000 |
| Application Withdrawn By Applicant | 454 | $67,711,000 | $175,611 | $1,425,000 | $83,500 | $745,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 275 | $29,883,000 | $97,882 | $653,000 | $98,352 | $429,000 |
| Unverifiable Information | 155 | $10,935,000 | $93,833 | $388,000 | $68,000 | $410,000 |
| Credit Application Incomplete | 119 | $7,441,000 | $48,600 | $308,000 | $71,800 | $220,000 |
| Collateral | 61 | $3,729,000 | $47,555 | $231,000 | $79,777 | $249,000 |
| Debt-To-Income Ratio | 57 | $4,616,000 | $114,500 | $400,000 | $100,000 | $225,000 |
| Credit History | 37 | $2,718,000 | $121,800 | $288,000 | $74,000 | $140,000 |
| Employment History | 21 | $1,520,000 | $64,000 | $340,000 | $63,000 | $193,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Baytree Lending's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Baytree Lending's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
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