Bay Equity Llc 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Bay Equity Llc 28 Liberty Shipway Suite 2800 Glendale, CA 94965 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
Total Number of Mortgage Applications | 14,302 |
Total Mortgage Loan Application Amount | $5,721,080,000 |
Average Mortgage Loan Application Amount | $380,000 |
Highest Mortgage Loan Application Amount | $4,255,000 |
Average Applicant Income | $159,000 |
Highest Applicant Income | $7,183,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Bay Equity Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bay Equity Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Bay Equity Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bay Equity Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Bay Equity Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bay Equity Llc's mortgage activity for 2023.
Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
AKRON, OH | 2 | $ 500,000 | $ 250,000 | $ 124,000 |
ALBANY, OR | 7 | $ 1,995,000 | $ 285,000 | $ 93,000 |
ALBUQUERQUE, NM | 72 | $ 19,900,000 | $ 276,000 | $ 120,000 |
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 9 | $ 3,225,000 | $ 358,000 | $ 100,000 |
ANAHEIM-SANTA ANA-IRVINE, CA | 68 | $ 48,630,000 | $ 715,000 | $ 306,000 |
ANN ARBOR, MI | 5 | $ 1,445,000 | $ 289,000 | $ 92,000 |
APPLETON, WI | 4 | $ 1,050,000 | $ 262,000 | $ 128,000 |
ASHEVILLE, NC | 60 | $ 24,960,000 | $ 416,000 | $ 178,000 |
ATHENS-CLARKE COUNTY, GA | 1 | $ 395,000 | $ 395,000 | $ 147,000 |
ATLANTA-SANDY SPRINGS-ROSWELL, GA | 439 | $ 171,795,000 | $ 391,000 | $ 164,000 |
ATLANTIC CITY-HAMMONTON, NJ | 4 | $ 1,160,000 | $ 290,000 | $ 92,000 |
AUBURN-OPELIKA, AL | 5 | $ 1,225,000 | $ 245,000 | $ 162,000 |
AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 260,000 | $ 130,000 | $ 66,500 |
AUSTIN-ROUND ROCK, TX | 204 | $ 91,930,000 | $ 450,000 | $ 198,000 |
BAKERSFIELD, CA | 17 | $ 5,475,000 | $ 322,000 | $ 128,000 |
BALTIMORE-COLUMBIA-TOWSON, MD | 268 | $ 107,740,000 | $ 402,000 | $ 162,000 |
BARNSTABLE TOWN, MA | 6 | $ 2,200,000 | $ 366,000 | $ 238,000 |
BATON ROUGE, LA | 10 | $ 2,050,000 | $ 205,000 | $ 92,000 |
BEAUMONT-PORT ARTHUR, TX | 3 | $ 585,000 | $ 195,000 | $ 203,000 |
BELLINGHAM, WA | 16 | $ 7,380,000 | $ 461,000 | $ 163,000 |
BEND-REDMOND, OR | 5 | $ 2,835,000 | $ 567,000 | $ 185,000 |
BILLINGS, MT | 2 | $ 770,000 | $ 385,000 | $ 86,000 |
BIRMINGHAM-HOOVER, AL | 9 | $ 2,205,000 | $ 245,000 | $ 111,000 |
BISMARCK, ND | 2 | $ 430,000 | $ 215,000 | $ 70,000 |
BLOOMINGTON, IL | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
BLOOMINGTON, IN | 1 | $ 205,000 | $ 205,000 | $ 108,000 |
BOISE CITY, ID | 63 | $ 25,175,000 | $ 399,000 | $ 168,000 |
BOSTON, MA | 70 | $ 37,900,000 | $ 541,000 | $ 197,000 |
BOULDER, CO | 13 | $ 7,055,000 | $ 542,000 | $ 262,000 |
BREMERTON-SILVERDALE, WA | 58 | $ 25,330,000 | $ 436,000 | $ 145,000 |
BRIDGEPORT-STAMFORD-NORWALK, CT | 15 | $ 7,565,000 | $ 504,000 | $ 188,000 |
BROWNSVILLE-HARLINGEN, TX | 6 | $ 1,090,000 | $ 181,000 | $ 106,000 |
BRUNSWICK, GA | 30 | $ 8,690,000 | $ 289,000 | $ 130,000 |
BURLINGTON, NC | 4 | $ 1,110,000 | $ 277,000 | $ 123,000 |
CALIFORNIA-LEXINGTON PARK, MD | 12 | $ 6,170,000 | $ 514,000 | $ 177,000 |
CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 78 | $ 46,420,000 | $ 595,000 | $ 211,000 |
CAMDEN, NJ | 38 | $ 13,940,000 | $ 366,000 | $ 132,000 |
CANTON-MASSILLON, OH | 2 | $ 470,000 | $ 235,000 | $ 99,000 |
CAPE CORAL-FORT MYERS, FL | 119 | $ 41,755,000 | $ 350,000 | $ 128,000 |
CARSON CITY, NV | 4 | $ 1,870,000 | $ 467,000 | $ 174,000 |
CHARLESTON-NORTH CHARLESTON, SC | 32 | $ 10,830,000 | $ 338,000 | $ 128,000 |
CHARLOTTE-CONCORD-GASTONIA, NC-SC | 114 | $ 42,980,000 | $ 391,500 | $ 144,500 |
CHARLOTTESVILLE, VA | 3 | $ 1,245,000 | $ 415,000 | $ 175,000 |
CHATTANOOGA, TN-GA | 21 | $ 7,925,000 | $ 400,000 | $ 175,500 |
CHEYENNE, WY | 6 | $ 2,140,000 | $ 356,000 | $ 120,000 |
CHICAGO-NAPERVILLE, IL | 1,131 | $ 335,115,000 | $ 296,000 | $ 131,000 |
CHICO, CA | 2 | $ 570,000 | $ 285,000 | $ 84,000 |
CINCINNATI, OH-KY-IN | 13 | $ 2,795,000 | $ 211,000 | $ 91,000 |
CLARKSVILLE, TN-KY | 14 | $ 4,750,000 | $ 339,000 | $ 123,000 |
CLEVELAND, TN | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
CLEVELAND-ELYRIA, OH | 24 | $ 4,750,000 | $ 197,000 | $ 90,000 |
COEUR D'ALENE, ID | 10 | $ 4,040,000 | $ 404,000 | $ 154,000 |
COLLEGE STATION-BRYAN, TX | 3 | $ 625,000 | $ 208,000 | $ 151,000 |
COLORADO SPRINGS, CO | 217 | $ 87,685,000 | $ 404,000 | $ 130,000 |
COLUMBIA, SC | 51 | $ 11,155,000 | $ 218,000 | $ 90,000 |
COLUMBUS, GA-AL | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
COLUMBUS, OH | 16 | $ 4,270,000 | $ 266,000 | $ 107,000 |
CORPUS CHRISTI, TX | 2 | $ 490,000 | $ 245,000 | $ 180,000 |
CORVALLIS, OR | 2 | $ 900,000 | $ 450,000 | $ 197,000 |
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 9 | $ 3,805,000 | $ 422,000 | $ 195,000 |
DALLAS-PLANO-IRVING, TX | 246 | $ 103,600,000 | $ 421,000 | $ 183,000 |
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $ 435,000 | $ 132,500 | $ 104,500 |
DAYTON-SPRINGFIELD-KETTERING, OH | 2 | $ 500,000 | $ 250,000 | $ 87,000 |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 62 | $ 17,170,000 | $ 276,000 | $ 107,000 |
DENVER-AURORA-LAKEWOOD, CO | 303 | $ 145,855,000 | $ 481,000 | $ 179,000 |
DES MOINES-WEST DES MOINES, IA | 9 | $ 2,025,000 | $ 225,000 | $ 124,000 |
DETROIT-DEARBORN-LIVONIA, MI | 11 | $ 2,135,000 | $ 194,000 | $ 121,000 |
DOVER, DE | 12 | $ 4,060,000 | $ 338,000 | $ 92,000 |
DULUTH, MN-WI | 9 | $ 1,445,000 | $ 149,000 | $ 71,000 |
DURHAM-CHAPEL HILL, NC | 25 | $ 8,465,000 | $ 338,000 | $ 145,000 |
EAU CLAIRE, WI | 1 | $ 175,000 | $ 175,000 | $ 602,000 |
EL PASO, TX | 4 | $ 1,020,000 | $ 255,000 | $ 92,000 |
ELGIN, IL | 107 | $ 30,935,000 | $ 289,000 | $ 128,000 |
ELKHART-GOSHEN, IN | 1 | $ 125,000 | $ 125,000 | $ 0 |
EUGENE, OR | 9 | $ 3,925,000 | $ 436,000 | $ 203,000 |
EVANSVILLE, IN-KY | 1 | $ 75,000 | $ 75,000 | $ 104,000 |
FARGO, ND-MN | 30 | $ 7,150,000 | $ 234,000 | $ 93,000 |
FAYETTEVILLE, NC | 2 | $ 410,000 | $ 205,000 | $ 70,000 |
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 3 | $ 725,000 | $ 241,000 | $ 466,000 |
FLAGSTAFF, AZ | 7 | $ 4,075,000 | $ 582,000 | $ 264,000 |
FLINT, MI | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
FOND DU LAC, WI | 2 | $ 310,000 | $ 155,000 | $ 104,000 |
FORT COLLINS, CO | 23 | $ 9,375,000 | $ 407,000 | $ 288,000 |
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 52 | $ 25,750,000 | $ 495,000 | $ 208,000 |
FORT WORTH-ARLINGTON, TX | 86 | $ 29,830,000 | $ 346,000 | $ 163,000 |
FRESNO, CA | 37 | $ 15,515,000 | $ 419,000 | $ 158,000 |
GADSDEN, AL | 1 | $ 65,000 | $ 65,000 | $ 97,000 |
GAINESVILLE, FL | 3 | $ 535,000 | $ 178,000 | $ 57,000 |
GAINESVILLE, GA | 6 | $ 2,080,000 | $ 346,000 | $ 216,000 |
GARY, IN | 9 | $ 2,465,000 | $ 273,000 | $ 119,000 |
GETTYSBURG, PA | 1 | $ 225,000 | $ 225,000 | $ 166,000 |
GOLDSBORO, NC | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
GRAND FORKS, ND-MN | 2 | $ 230,000 | $ 115,000 | $ 91,000 |
GRAND JUNCTION, CO | 18 | $ 6,810,000 | $ 378,000 | $ 143,000 |
GRAND RAPIDS-WYOMING, MI | 8 | $ 2,020,000 | $ 252,000 | $ 147,000 |
GRANTS PASS, OR | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
GREELEY, CO | 25 | $ 9,715,000 | $ 388,000 | $ 123,000 |
GREEN BAY, WI | 1 | $ 195,000 | $ 195,000 | $ 132,000 |
GREENSBORO-HIGH POINT, NC | 26 | $ 6,590,000 | $ 253,000 | $ 104,000 |
GREENVILLE-ANDERSON-MAULDIN, SC | 33 | $ 9,525,000 | $ 288,000 | $ 104,000 |
GULFPORT-BILOXI-PASCAGOULA, MS | 2 | $ 310,000 | $ 155,000 | $ 227,000 |
HAGERSTOWN-MARTINSBURG, MD-WV | 18 | $ 5,480,000 | $ 294,500 | $ 136,000 |
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 67 | $ 17,475,000 | $ 260,000 | $ 119,000 |
HICKORY-LENOIR-MORGANTON, NC | 6 | $ 1,520,000 | $ 253,000 | $ 124,000 |
HINESVILLE, GA | 1 | $ 295,000 | $ 295,000 | $ 245,000 |
HOMOSASSA SPRINGS, FL | 4 | $ 740,000 | $ 185,000 | $ 69,000 |
HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 232 | $ 77,190,000 | $ 332,000 | $ 156,000 |
HUNTSVILLE, AL | 7 | $ 2,515,000 | $ 359,000 | $ 133,000 |
IDAHO FALLS, ID | 1 | $ 355,000 | $ 355,000 | $ 70,000 |
INDIANAPOLIS-CARMEL-ANDERSON, IN | 45 | $ 13,455,000 | $ 299,000 | $ 121,000 |
JACKSON, MI | 1 | $ 105,000 | $ 105,000 | $ 516,000 |
JACKSONVILLE, FL | 31 | $ 9,745,000 | $ 314,000 | $ 118,000 |
JACKSONVILLE, NC | 2 | $ 490,000 | $ 245,000 | $ 66,000 |
JANESVILLE-BELOIT, WI | 1 | $ 275,000 | $ 275,000 | $ 144,000 |
JOHNSTOWN, PA | 1 | $ 175,000 | $ 175,000 | $ 102,000 |
JOPLIN, MO | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
KAHULUI-WAILUKU-LAHAINA, HI | 1 | $ 635,000 | $ 635,000 | $ 0 |
KALAMAZOO-PORTAGE, MI | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
KANKAKEE, IL | 4 | $ 680,000 | $ 170,000 | $ 81,000 |
KANSAS CITY, MO-KS | 97 | $ 32,155,000 | $ 320,000 | $ 130,500 |
KENNEWICK-RICHLAND, WA | 7 | $ 2,605,000 | $ 372,000 | $ 106,000 |
KILLEEN-TEMPLE, TX | 4 | $ 2,140,000 | $ 535,000 | $ 207,000 |
KNOXVILLE, TN | 37 | $ 9,615,000 | $ 259,000 | $ 138,000 |
LAFAYETTE, LA | 6 | $ 1,480,000 | $ 246,000 | $ 81,000 |
LAKE COUNTY-KENOSHA COUNTY, IL-WI | 166 | $ 49,580,000 | $ 272,000 | $ 124,000 |
LAKE HAVASU CITY-KINGMAN, AZ | 3 | $ 795,000 | $ 265,000 | $ 118,000 |
LAKELAND-WINTER HAVEN, FL | 26 | $ 7,400,000 | $ 284,000 | $ 122,000 |
LANSING-EAST LANSING, MI | 1 | $ 85,000 | $ 85,000 | $ 85,000 |
LAS CRUCES, NM | 3 | $ 695,000 | $ 231,000 | $ 83,000 |
LAS VEGAS-HENDERSON-PARADISE, NV | 104 | $ 34,600,000 | $ 332,000 | $ 167,000 |
LAWRENCE, KS | 1 | $ 325,000 | $ 325,000 | $ 93,000 |
LEWISTON, ID-WA | 70 | $ 19,520,000 | $ 280,500 | $ 102,500 |
LEWISTON-AUBURN, ME | 6 | $ 1,600,000 | $ 266,000 | $ 119,000 |
LEXINGTON-FAYETTE, KY | 6 | $ 1,520,000 | $ 253,000 | $ 175,000 |
LINCOLN, NE | 4 | $ 980,000 | $ 245,000 | $ 138,000 |
LONGVIEW, TX | 3 | $ 475,000 | $ 158,000 | $ 151,000 |
LONGVIEW, WA | 16 | $ 5,070,000 | $ 316,000 | $ 115,000 |
LOS ANGELES-LONG BEACH-GLENDALE, CA | 139 | $ 76,605,000 | $ 551,000 | $ 188,000 |
LOUISVILLE/JEFFERSON COUNTY, KY-IN | 59 | $ 13,275,000 | $ 201,000 | $ 148,500 |
LUBBOCK, TX | 1 | $ 75,000 | $ 75,000 | $ 259,000 |
MACON-BIBB COUNTY, GA | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
MADERA, CA | 3 | $ 1,185,000 | $ 395,000 | $ 119,000 |
MADISON, WI | 16 | $ 4,260,000 | $ 266,000 | $ 100,000 |
MANCHESTER-NASHUA, NH | 24 | $ 8,900,000 | $ 370,000 | $ 139,000 |
MANHATTAN, KS | 2 | $ 360,000 | $ 180,000 | $ 159,000 |
MANKATO-NORTH MANKATO, MN | 1 | $ 265,000 | $ 265,000 | $ 186,000 |
MANSFIELD, OH | 1 | $ 315,000 | $ 315,000 | $ 84,000 |
MEDFORD, OR | 1 | $ 355,000 | $ 355,000 | $ 123,000 |
MEMPHIS, TN-MS-AR | 6 | $ 2,180,000 | $ 383,500 | $ 141,000 |
MERCED, CA | 2 | $ 640,000 | $ 320,000 | $ 145,000 |
MIAMI-MIAMI BEACH-KENDALL, FL | 35 | $ 18,705,000 | $ 534,000 | $ 193,000 |
MIDLAND, TX | 4 | $ 820,000 | $ 205,000 | $ 128,000 |
MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 55 | $ 12,585,000 | $ 228,000 | $ 94,000 |
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 744 | $ 224,790,000 | $ 316,500 | $ 123,000 |
MISSOULA, MT | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
MODESTO, CA | 6 | $ 2,630,000 | $ 438,000 | $ 240,000 |
MONROE, MI | 1 | $ 125,000 | $ 125,000 | $ 122,000 |
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 57 | $ 23,205,000 | $ 407,000 | $ 163,000 |
MONTGOMERY, AL | 20 | $ 4,640,000 | $ 232,000 | $ 88,000 |
MORGANTOWN, WV | 1 | $ 325,000 | $ 325,000 | $ 0 |
MORRISTOWN, TN | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
MOUNT VERNON-ANACORTES, WA | 29 | $ 12,905,000 | $ 445,000 | $ 133,000 |
MUSKEGON, MI | 1 | $ 405,000 | $ 405,000 | $ 263,000 |
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 16 | $ 4,120,000 | $ 280,000 | $ 173,500 |
NA (OUTSIDE OF MSA/MD) | 1,962 | $ 830,850,000 | $ 287,309 | $ 156,166 |
NAPA, CA | 2 | $ 1,110,000 | $ 555,000 | $ 251,000 |
NAPLES-IMMOKALEE-MARCO ISLAND, FL | 19 | $ 8,365,000 | $ 440,000 | $ 391,000 |
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 56 | $ 27,830,000 | $ 496,000 | $ 215,000 |
NEW HAVEN-MILFORD, CT | 23 | $ 6,305,000 | $ 274,000 | $ 135,000 |
NEW ORLEANS-METAIRIE, LA | 26 | $ 6,940,000 | $ 266,000 | $ 128,000 |
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 22 | $ 12,940,000 | $ 588,000 | $ 191,000 |
NEW YORK-NEWARK, NY | 25 | $ 11,375,000 | $ 455,000 | $ 185,000 |
NEWARK, NJ-PA | 18 | $ 8,000,000 | $ 444,000 | $ 165,000 |
NILES-BENTON HARBOR, MI | 4 | $ 770,000 | $ 192,000 | $ 105,000 |
NORTH PORT-SARASOTA-BRADENTON, FL | 16 | $ 6,110,000 | $ 381,000 | $ 186,000 |
NORWICH-NEW LONDON, CT | 12 | $ 4,230,000 | $ 352,000 | $ 134,000 |
OAKLAND-HAYWARD-BERKELEY, CA | 131 | $ 90,955,000 | $ 694,000 | $ 235,000 |
OCALA, FL | 9 | $ 2,615,000 | $ 290,000 | $ 100,000 |
OCEAN CITY, NJ | 3 | $ 1,185,000 | $ 395,000 | $ 171,000 |
OGDEN-CLEARFIELD, UT | 13 | $ 6,355,000 | $ 488,000 | $ 143,000 |
OKLAHOMA CITY, OK | 47 | $ 12,705,000 | $ 270,000 | $ 145,000 |
OLYMPIA-TUMWATER, WA | 105 | $ 45,165,000 | $ 430,000 | $ 153,000 |
OMAHA-COUNCIL BLUFFS, NE-IA | 17 | $ 4,475,000 | $ 263,000 | $ 119,000 |
ORLANDO-KISSIMMEE-SANFORD, FL | 115 | $ 40,615,000 | $ 353,000 | $ 149,000 |
OSHKOSH-NEENAH, WI | 4 | $ 930,000 | $ 232,000 | $ 107,000 |
OXNARD-THOUSAND OAKS-VENTURA, CA | 4 | $ 1,490,000 | $ 372,000 | $ 130,000 |
PALM BAY-MELBOURNE-TITUSVILLE, FL | 35 | $ 10,915,000 | $ 311,000 | $ 137,000 |
PANAMA CITY, FL | 4 | $ 1,160,000 | $ 290,000 | $ 104,000 |
PENSACOLA-FERRY PASS-BRENT, FL | 11 | $ 3,175,000 | $ 288,000 | $ 117,000 |
PEORIA, IL | 1 | $ 355,000 | $ 355,000 | $ 206,000 |
PHILADELPHIA, PA | 36 | $ 11,770,000 | $ 326,000 | $ 179,000 |
PHOENIX-MESA-SCOTTSDALE, AZ | 483 | $ 186,495,000 | $ 386,000 | $ 152,000 |
PITTSBURGH, PA | 174 | $ 38,010,000 | $ 218,000 | $ 113,000 |
PITTSFIELD, MA | 2 | $ 360,000 | $ 180,000 | $ 61,000 |
PORT ST. LUCIE, FL | 64 | $ 24,220,000 | $ 378,000 | $ 119,000 |
PORTLAND-SOUTH PORTLAND, ME | 10 | $ 3,480,000 | $ 348,000 | $ 168,000 |
PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 239 | $ 101,555,000 | $ 422,500 | $ 156,500 |
PRESCOTT VALLEY-PRESCOTT, AZ | 19 | $ 7,505,000 | $ 395,000 | $ 160,000 |
PROVIDENCE-WARWICK, RI-MA | 55 | $ 19,595,000 | $ 376,000 | $ 149,000 |
PROVO-OREM, UT | 29 | $ 13,195,000 | $ 455,000 | $ 161,000 |
PUEBLO, CO | 17 | $ 4,375,000 | $ 257,000 | $ 99,000 |
PUNTA GORDA, FL | 18 | $ 5,610,000 | $ 311,000 | $ 120,000 |
RACINE, WI | 3 | $ 1,295,000 | $ 431,000 | $ 163,000 |
RALEIGH, NC | 49 | $ 19,595,000 | $ 399,000 | $ 140,000 |
RAPID CITY, SD | 1 | $ 465,000 | $ 465,000 | $ 197,000 |
READING, PA | 2 | $ 630,000 | $ 315,000 | $ 131,000 |
REDDING, CA | 1 | $ 365,000 | $ 365,000 | $ 109,000 |
RENO, NV | 75 | $ 35,445,000 | $ 472,000 | $ 210,000 |
RICHMOND, VA | 16 | $ 4,750,000 | $ 296,000 | $ 137,000 |
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 199 | $ 89,155,000 | $ 448,000 | $ 149,000 |
ROANOKE, VA | 1 | $ 135,000 | $ 135,000 | $ 127,000 |
ROCHESTER, MN | 24 | $ 5,720,000 | $ 238,000 | $ 94,000 |
ROCKFORD, IL | 6 | $ 1,010,000 | $ 168,000 | $ 73,000 |
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 13 | $ 4,675,000 | $ 359,000 | $ 129,000 |
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 123 | $ 65,785,000 | $ 534,000 | $ 231,000 |
SALEM, OR | 31 | $ 12,385,000 | $ 399,000 | $ 130,000 |
SALINAS, CA | 9 | $ 3,945,000 | $ 438,000 | $ 140,000 |
SALISBURY, MD-DE | 18 | $ 5,410,000 | $ 300,000 | $ 162,000 |
SALT LAKE CITY, UT | 51 | $ 24,625,000 | $ 482,000 | $ 170,000 |
SAN ANTONIO-NEW BRAUNFELS, TX | 84 | $ 27,350,000 | $ 325,000 | $ 158,000 |
SAN DIEGO-CARLSBAD, CA | 282 | $ 184,430,000 | $ 654,000 | $ 216,000 |
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 25 | $ 19,135,000 | $ 765,000 | $ 260,000 |
SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 23 | $ 21,325,000 | $ 927,000 | $ 294,000 |
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 12 | $ 7,410,000 | $ 617,000 | $ 229,000 |
SAN RAFAEL, CA | 6 | $ 7,070,000 | $ 1,178,000 | $ 533,000 |
SANTA CRUZ-WATSONVILLE, CA | 6 | $ 4,970,000 | $ 828,000 | $ 412,000 |
SANTA FE, NM | 16 | $ 4,340,000 | $ 271,000 | $ 95,000 |
SANTA MARIA-SANTA BARBARA, CA | 7 | $ 4,165,000 | $ 595,000 | $ 143,000 |
SANTA ROSA, CA | 6 | $ 2,980,000 | $ 496,000 | $ 228,000 |
SAVANNAH, GA | 22 | $ 6,980,000 | $ 317,000 | $ 116,000 |
SEATTLE-BELLEVUE-EVERETT, WA | 510 | $ 296,560,000 | $ 581,000 | $ 195,000 |
SEBASTIAN-VERO BEACH, FL | 11 | $ 3,425,000 | $ 311,000 | $ 109,000 |
SEBRING, FL | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
SHEBOYGAN, WI | 1 | $ 455,000 | $ 455,000 | $ 223,000 |
SHERMAN-DENISON, TX | 6 | $ 1,770,000 | $ 295,000 | $ 145,000 |
SHREVEPORT-BOSSIER CITY, LA | 1 | $ 455,000 | $ 455,000 | $ 113,000 |
SIERRA VISTA-DOUGLAS, AZ | 4 | $ 960,000 | $ 240,000 | $ 123,000 |
SOUTH BEND-MISHAWAKA, IN-MI | 4 | $ 790,000 | $ 197,500 | $ 119,000 |
SPARTANBURG, SC | 12 | $ 3,640,000 | $ 303,000 | $ 104,000 |
SPOKANE-SPOKANE VALLEY, WA | 41 | $ 14,535,000 | $ 354,000 | $ 127,000 |
SPRINGFIELD, MA | 4 | $ 1,080,000 | $ 270,000 | $ 79,000 |
SPRINGFIELD, MO | 3 | $ 1,475,000 | $ 491,000 | $ 281,000 |
ST. CLOUD, MN | 16 | $ 3,850,000 | $ 240,000 | $ 98,000 |
ST. GEORGE, UT | 94 | $ 42,100,000 | $ 447,000 | $ 156,000 |
ST. JOSEPH, MO-KS | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
ST. LOUIS, MO-IL | 52 | $ 14,200,000 | $ 256,000 | $ 108,500 |
STOCKTON-LODI, CA | 14 | $ 6,580,000 | $ 470,000 | $ 127,000 |
SUMTER, SC | 2 | $ 1,210,000 | $ 605,000 | $ 228,000 |
TACOMA-LAKEWOOD, WA | 396 | $ 177,710,000 | $ 448,000 | $ 142,000 |
TALLAHASSEE, FL | 4 | $ 1,140,000 | $ 285,000 | $ 88,000 |
TAMPA-ST. PETERSBURG-CLEARWATER, FL | 109 | $ 41,155,000 | $ 377,000 | $ 154,000 |
TEXARKANA, TX-AR | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
THE VILLAGES, FL | 6 | $ 1,520,000 | $ 253,000 | $ 145,000 |
TOPEKA, KS | 4 | $ 760,000 | $ 190,000 | $ 94,000 |
TRENTON, NJ | 14 | $ 5,130,000 | $ 366,000 | $ 240,000 |
TUCSON, AZ | 46 | $ 13,850,000 | $ 301,000 | $ 132,000 |
TULSA, OK | 5 | $ 1,405,000 | $ 281,000 | $ 161,000 |
URBAN HONOLULU, HI | 17 | $ 8,065,000 | $ 474,000 | $ 202,000 |
VALLEJO-FAIRFIELD, CA | 18 | $ 9,850,000 | $ 547,000 | $ 169,000 |
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 42 | $ 14,790,000 | $ 352,000 | $ 121,000 |
VISALIA-PORTERVILLE, CA | 1 | $ 265,000 | $ 265,000 | $ 107,000 |
WACO, TX | 2 | $ 700,000 | $ 350,000 | $ 94,000 |
WARNER ROBINS, GA | 1 | $ 355,000 | $ 355,000 | $ 107,000 |
WARREN-TROY-FARMINGTON HILLS, MI | 16 | $ 5,470,000 | $ 341,000 | $ 168,000 |
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 610 | $ 283,000,000 | $ 470,000 | $ 174,000 |
WASHINGTON-BALTIMORE-ARLINGTON, DC | 286 | $ 137,050,000 | $ 479,000 | $ 170,000 |
WENATCHEE, WA | 6 | $ 2,790,000 | $ 465,000 | $ 196,000 |
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 60 | $ 23,080,000 | $ 384,000 | $ 147,000 |
WICHITA, KS | 2 | $ 590,000 | $ 295,000 | $ 81,000 |
WILMINGTON, DE-MD-NJ | 14 | $ 5,370,000 | $ 351,500 | $ 141,000 |
WILMINGTON, NC | 2 | $ 900,000 | $ 450,000 | $ 192,000 |
WINCHESTER, VA-WV | 4 | $ 1,600,000 | $ 400,000 | $ 162,000 |
WINSTON-SALEM, NC | 18 | $ 5,230,000 | $ 290,000 | $ 110,000 |
WORCESTER, MA-CT | 75 | $ 27,125,000 | $ 268,500 | $ 104,000 |
YAKIMA, WA | 10 | $ 3,080,000 | $ 308,000 | $ 247,000 |
YORK-HANOVER, PA | 3 | $ 885,000 | $ 295,000 | $ 134,000 |
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 9 | $ 1,745,000 | $ 312,500 | $ 104,500 |
YUMA, AZ | 1 | $ 275,000 | $ 275,000 | $ 108,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 13,612 | $5,479,440,000 | $402,000 | $4,255,000 | $155,000 | $7,183,000 |
Cash-out Refinancing | 504 | $165,070,000 | $327,000 | $2,315,000 | $147,000 | $4,218,000 |
Refinancing | 186 | $76,570,000 | $411,000 | $2,605,000 | $175,000 | $1,028,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 7,309 | $2,824,435,000 | $386,000 | $3,205,000 | $156,000 | $7,183,000 |
Hispanic | 2,013 | $737,745,000 | $366,000 | $2,105,000 | $126,000 | $1,672,000 |
Not Provided | 1,979 | $854,585,000 | $431,000 | $4,255,000 | $173,000 | $2,328,000 |
Asian | 1,668 | $815,600,000 | $488,000 | $2,405,000 | $182,000 | $1,495,000 |
Black or African American | 1,164 | $423,950,000 | $364,000 | $1,535,000 | $131,000 | $768,000 |
American Indian or Alaskan Native | 118 | $42,530,000 | $360,000 | $1,015,000 | $129,000 | $763,000 |
Native Hawaiian or Other Pacific Islander | 46 | $18,630,000 | $405,000 | $835,000 | $142,000 | $343,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,498 | $4,282,010,000 | $407,000 | $4,255,000 | $169,000 | $7,183,000 |
FHA-insured (Federal Housing Administration) | 2,713 | $949,915,000 | $350,000 | $1,255,000 | $108,000 | $987,000 |
VA-guaranteed (Veterans Administration) | 1,010 | $469,140,000 | $464,000 | $3,205,000 | $140,000 | $882,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 81 | $20,015,000 | $247,000 | $435,000 | $85,000 | $131,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 9,182 | $3,521,690,000 | $383,000 | $2,605,000 | $152,000 | $4,749,000 |
Application Withdrawn By Applicant | 3,146 | $1,288,800,000 | $409,000 | $2,485,000 | $164,000 | $7,183,000 |
Preapproval Approved but not Accepted | 646 | $363,920,000 | $563,000 | $2,505,000 | $175,000 | $812,000 |
Application Denied By Financial Institution | 604 | $227,060,000 | $375,000 | $2,005,000 | $127,000 | $4,218,000 |
File Closed For Incompleteness | 450 | $195,890,000 | $435,000 | $4,255,000 | $166,000 | $2,328,000 |
Preapproval Denied by Financial Institution | 193 | $89,965,000 | $466,000 | $3,205,000 | $128,000 | $743,000 |
Application Approved But Not Accepted | 81 | $33,755,000 | $416,000 | $2,465,000 | $172,000 | $969,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 13,505 | $5,404,055,000 | $400,000 | $4,255,000 | $157,000 | $7,183,000 |
Employment History | 248 | $111,460,000 | $449,000 | $2,805,000 | $135,000 | $743,000 |
Debt-To-Income Ratio | 238 | $104,990,000 | $441,000 | $3,205,000 | $106,000 | $829,000 |
Collateral | 168 | $48,700,000 | $289,000 | $1,085,000 | $146,000 | $4,218,000 |
Credit History | 116 | $41,980,000 | $361,000 | $1,505,000 | $127,000 | $606,000 |
Insufficient Cash (Downpayment, Closing Cost) | 22 | $8,270,000 | $375,000 | $735,000 | $120,000 | $220,000 |
Unverifiable Information | 3 | $785,000 | $261,000 | $675,000 | $183,000 | $252,000 |
Credit Application Incomplete | 2 | $840,000 | $420,000 | $665,000 | $141,000 | $197,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bay Equity Llc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bay Equity Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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