Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Bay Capital Mortgage Corporation.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Bay Capital Mortgage Corporation 801 Compass Way Annapolis, MD 21401 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2015 2014 |
Total Number of Mortgage Applications | 3,542 |
Total Mortgage Loan Application Amount | $1,103,910,000 |
Average Mortgage Loan Application Amount | $306,333 |
Highest Mortgage Loan Application Amount | $2,325,000 |
Average Applicant Income | $129,000 |
Highest Applicant Income | $6,794,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Anne Arundel County Maryland | 884 | $ 306,250,000 | $ 346,000 | $ 120,000 |
Prince George's County Maryland | 191 | $ 62,285,000 | $ 326,000 | $ 110,000 |
Calvert County Maryland | 190 | $ 63,560,000 | $ 334,000 | $ 106,000 |
Howard County Maryland | 187 | $ 71,835,000 | $ 384,000 | $ 135,000 |
Talbot County Maryland | 171 | $ 51,355,000 | $ 300,000 | $ 140,000 |
Worcester County Maryland | 158 | $ 42,050,000 | $ 266,000 | $ 211,000 |
Baltimore County Maryland | 153 | $ 41,485,000 | $ 271,000 | $ 109,000 |
Carroll County Maryland | 134 | $ 42,670,000 | $ 318,000 | $ 112,000 |
Charles County Maryland | 125 | $ 39,785,000 | $ 318,000 | $ 114,000 |
Frederick County Maryland | 121 | $ 38,625,000 | $ 319,000 | $ 110,000 |
Leon County Florida | 104 | $ 24,920,000 | $ 239,000 | $ 91,000 |
St. Mary's County Maryland | 104 | $ 33,010,000 | $ 317,000 | $ 100,000 |
Adams County Pennsylvania | 87 | $ 19,275,000 | $ 221,000 | $ 104,000 |
Montgomery County Maryland | 85 | $ 34,205,000 | $ 402,000 | $ 163,000 |
Sussex County Delaware | 84 | $ 27,130,000 | $ 322,000 | $ 170,000 |
Washington County Maryland | 82 | $ 17,620,000 | $ 214,000 | $ 96,000 |
Caroline County Maryland | 80 | $ 17,040,000 | $ 213,000 | $ 91,000 |
Baltimore City County Maryland | 72 | $ 16,140,000 | $ 224,000 | $ 103,000 |
Queen Anne's County Maryland | 72 | $ 23,980,000 | $ 333,000 | $ 119,000 |
Harford County Maryland | 37 | $ 11,145,000 | $ 301,000 | $ 113,000 |
Indian River County Florida | 32 | $ 10,100,000 | $ 315,000 | $ 191,000 |
Dorchester County Maryland | 29 | $ 7,045,000 | $ 242,000 | $ 136,000 |
York County Pennsylvania | 25 | $ 5,675,000 | $ 227,000 | $ 101,000 |
Kent County Maryland | 24 | $ 4,770,000 | $ 198,000 | $ 80,000 |
Fairfax County Virginia | 24 | $ 8,910,000 | $ 371,000 | $ 130,000 |
Franklin County Pennsylvania | 23 | $ 5,005,000 | $ 217,000 | $ 120,000 |
District of Columbia County District Of Columbia | 21 | $ 8,095,000 | $ 385,000 | $ 161,000 |
Wakulla County Florida | 14 | $ 3,170,000 | $ 226,000 | $ 82,000 |
Wicomico County Maryland | 14 | $ 3,220,000 | $ 230,000 | $ 80,000 |
Loudoun County Virginia | 12 | $ 6,180,000 | $ 515,000 | $ 263,000 |
Prince William County Virginia | 10 | $ 3,720,000 | $ 372,000 | $ 122,000 |
Berkeley County West Virginia | 10 | $ 2,020,000 | $ 202,000 | $ 163,000 |
Duval County Florida | 8 | $ 1,870,000 | $ 233,000 | $ 106,000 |
Lee County Florida | 7 | $ 2,205,000 | $ 315,000 | $ 276,000 |
Arlington County Virginia | 6 | $ 1,760,000 | $ 293,000 | $ 132,000 |
Lancaster County Pennsylvania | 5 | $ 1,105,000 | $ 221,000 | $ 101,000 |
Alexandria County Virginia | 5 | $ 2,825,000 | $ 565,000 | $ 77,000 |
Kent County Delaware | 4 | $ 960,000 | $ 240,000 | $ 1,713,000 |
Palm Beach County Florida | 4 | $ 1,070,000 | $ 267,000 | $ 190,000 |
Chester County Pennsylvania | 4 | $ 1,730,000 | $ 432,000 | $ 382,000 |
New Castle County Delaware | 3 | $ 815,000 | $ 271,000 | $ 115,000 |
Gadsden County Florida | 3 | $ 615,000 | $ 205,000 | $ 99,000 |
Manatee County Florida | 3 | $ 765,000 | $ 255,000 | $ 139,000 |
Sarasota County Florida | 3 | $ 875,000 | $ 291,000 | $ 167,000 |
St. Johns County Florida | 3 | $ 835,000 | $ 278,000 | $ 107,000 |
St. Lucie County Florida | 3 | $ 725,000 | $ 241,000 | $ 66,000 |
Garrett County Maryland | 3 | $ 685,000 | $ 228,000 | $ 200,000 |
Virginia Beach County Virginia | 3 | $ 1,195,000 | $ 398,000 | $ 58,000 |
Morgan County West Virginia | 3 | $ 625,000 | $ 208,000 | $ 69,000 |
Broward County Florida | 2 | $ 560,000 | $ 280,000 | $ 172,000 |
Charlotte County Florida | 2 | $ 280,000 | $ 140,000 | $ 181,000 |
Collier County Florida | 2 | $ 800,000 | $ 400,000 | $ 716,000 |
Jefferson County Florida | 2 | $ 280,000 | $ 140,000 | $ 59,000 |
Martin County Florida | 2 | $ 430,000 | $ 215,000 | $ 102,000 |
Pinellas County Florida | 2 | $ 270,000 | $ 135,000 | $ 178,000 |
Houston County Georgia | 2 | $ 470,000 | $ 235,000 | $ 70,000 |
Muscogee County Georgia | 2 | $ 630,000 | $ 315,000 | $ 123,000 |
Cecil County Maryland | 2 | $ 710,000 | $ 355,000 | $ 121,000 |
Brunswick County North Carolina | 2 | $ 720,000 | $ 360,000 | $ 97,000 |
Dare County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 143,000 |
Cumberland County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 69,000 |
Dauphin County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 30,000 |
Fairfax City County Virginia | 2 | $ 1,240,000 | $ 620,000 | $ 72,000 |
King George County Virginia | 2 | $ 510,000 | $ 255,000 | $ 87,000 |
Louisa County Virginia | 2 | $ 400,000 | $ 200,000 | $ 96,000 |
Hampshire County West Virginia | 2 | $ 290,000 | $ 145,000 | $ 37,000 |
Brevard County Florida | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
Franklin County Florida | 1 | $ 165,000 | $ 165,000 | $ 206,000 |
Lake County Florida | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
Orange County Florida | 1 | $ 285,000 | $ 285,000 | $ 172,000 |
Pasco County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
Santa Rosa County Florida | 1 | $ 275,000 | $ 275,000 | $ 125,000 |
Seminole County Florida | 1 | $ 255,000 | $ 255,000 | $ 87,000 |
Volusia County Florida | 1 | $ 245,000 | $ 245,000 | $ 131,000 |
Catoosa County Georgia | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
Fulton County Georgia | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
Gwinnett County Georgia | 1 | $ 485,000 | $ 485,000 | $ 0 |
Habersham County Georgia | 1 | $ 315,000 | $ 315,000 | $ 103,000 |
Catawba County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 106,000 |
Hyde County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 397,000 |
Lincoln County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 150,000 |
McDowell County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
Mecklenburg County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 179,000 |
Moore County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 165,000 |
New Hanover County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
Onslow County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
Pender County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 113,000 |
Allegheny County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
Bedford County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
Bucks County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 128,000 |
Butler County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
Delaware County Pennsylvania | 1 | $ 475,000 | $ 475,000 | $ 175,000 |
Fulton County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
McKean County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 202,000 |
Montgomery County Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 91,000 |
Philadelphia County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 181,000 |
Somerset County Pennsylvania | 1 | $ 515,000 | $ 515,000 | $ 295,000 |
Warren County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 231,000 |
Westmoreland County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 0 |
Aiken County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
Beaufort County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 99,000 |
Charleston County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 111,000 |
Horry County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
Spartanburg County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 159,000 |
York County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 127,000 |
Accomack County Virginia | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
Bedford County Virginia | 1 | $ 415,000 | $ 415,000 | $ 166,000 |
Chesterfield County Virginia | 1 | $ 235,000 | $ 235,000 | $ 103,000 |
Culpeper County Virginia | 1 | $ 375,000 | $ 375,000 | $ 194,000 |
Fauquier County Virginia | 1 | $ 435,000 | $ 435,000 | $ 0 |
Fluvanna County Virginia | 1 | $ 325,000 | $ 325,000 | $ 111,000 |
Frederick County Virginia | 1 | $ 335,000 | $ 335,000 | $ 126,000 |
Hampton County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
Manassas County Virginia | 1 | $ 425,000 | $ 425,000 | $ 0 |
New Kent County Virginia | 1 | $ 335,000 | $ 335,000 | $ 131,000 |
Norfolk County Virginia | 1 | $ 295,000 | $ 295,000 | $ 71,000 |
Northumberland County Virginia | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
Rappahannock County Virginia | 1 | $ 615,000 | $ 615,000 | $ 0 |
Richmond City County Virginia | 1 | $ 375,000 | $ 375,000 | $ 105,000 |
Stafford County Virginia | 1 | $ 445,000 | $ 445,000 | $ 237,000 |
Warren County Virginia | 1 | $ 295,000 | $ 295,000 | $ 217,000 |
Westmoreland County Virginia | 1 | $ 235,000 | $ 235,000 | $ 154,000 |
Jefferson County West Virginia | 1 | $ 255,000 | $ 255,000 | $ 136,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 1,721 | $537,875,000 | $312,000 | $2,325,000 | $128,000 | $6,794,000 |
Refinancing | 1,472 | $464,000,000 | $315,000 | $1,175,000 | $118,000 | $2,283,000 |
Cash-out Refinancing | 349 | $102,035,000 | $292,000 | $955,000 | $141,000 | $1,986,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,613 | $801,005,000 | $306,000 | $2,325,000 | $126,000 | $6,794,000 |
Not Provided | 404 | $142,450,000 | $352,000 | $1,535,000 | $146,000 | $1,986,000 |
Black or African American | 340 | $104,010,000 | $305,000 | $715,000 | $99,000 | $2,283,000 |
Hispanic | 104 | $30,500,000 | $293,000 | $735,000 | $98,000 | $439,000 |
Asian | 62 | $20,120,000 | $324,000 | $1,175,000 | $134,000 | $478,000 |
American Indian or Alaskan Native | 10 | $3,420,000 | $342,000 | $605,000 | $94,000 | $179,000 |
Native Hawaiian or Other Pacific Islander | 4 | $1,060,000 | $265,000 | $315,000 | $137,000 | $305,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,541 | $769,725,000 | $302,000 | $2,325,000 | $143,000 | $2,283,000 |
VA-guaranteed (Veterans Administration) | 479 | $191,595,000 | $399,000 | $1,175,000 | $70,000 | $1,174,000 |
FHA-insured (Federal Housing Administration) | 338 | $98,990,000 | $292,000 | $655,000 | $102,000 | $6,794,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 184 | $43,600,000 | $236,000 | $425,000 | $67,000 | $128,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 2,937 | $910,925,000 | $310,000 | $1,895,000 | $121,000 | $2,283,000 |
Application Withdrawn By Applicant | 447 | $143,875,000 | $321,000 | $2,325,000 | $159,000 | $6,794,000 |
Application Denied By Financial Institution | 156 | $48,460,000 | $310,000 | $1,175,000 | $109,000 | $750,000 |
Application Approved But Not Accepted | 2 | $650,000 | $325,000 | $385,000 | $77,000 | $78,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 3,386 | $1,055,450,000 | $311,000 | $2,325,000 | $126,000 | $6,794,000 |
Credit Application Incomplete | 61 | $21,445,000 | $351,000 | $1,175,000 | $131,000 | $750,000 |
Other | 23 | $8,005,000 | $348,000 | $935,000 | $99,000 | $450,000 |
Credit History | 22 | $5,900,000 | $268,000 | $525,000 | $84,000 | $180,000 |
Debt-To-Income Ratio | 21 | $5,915,000 | $281,000 | $955,000 | $87,000 | $224,000 |
Collateral | 14 | $3,090,000 | $220,000 | $395,000 | $127,000 | $256,000 |
Employment History | 9 | $2,625,000 | $291,000 | $575,000 | $98,000 | $242,000 |
Unverifiable Information | 4 | $910,000 | $227,000 | $315,000 | $72,000 | $88,000 |
Insufficient Cash (Downpayment, Closing Cost) | 2 | $570,000 | $285,000 | $295,000 | $102,000 | $147,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.