Bankplus
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004

Bankplus 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Bankplus
1068 Highland Colony Parkway
Belzoni, MS 39157
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,600
Total Mortgage Loan Application Amount $334,079,000
Average Mortgage Loan Application Amount $112,307
Highest Mortgage Loan Application Amount $7,000,000
Average Applicant Income $69,384
Highest Applicant Income $2,472,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Bankplus. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bankplus's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2004 breaks down Bankplus's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bankplus serves its applicants.

Each category highlights the total number of mortgage applications processed by Bankplus, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bankplus's mortgage activity for 2004.

Mortgage Loan Application Totals for Bankplus by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Madison County Mississippi 671 $ 97,060,000 $ 144,000 $ 64,000
Hinds County Mississippi 634 $ 70,895,000 $ 111,000 $ 56,000
Rankin County Mississippi 436 $ 52,227,000 $ 119,000 $ 58,000
Yazoo County Mississippi 361 $ 13,908,000 $ 38,000 $ 48,000
Holmes County Mississippi 324 $ 7,355,000 $ 22,000 $ 65,000
Clarke County Mississippi 215 $ 6,728,000 $ 31,000 $ 31,000
Lauderdale County Mississippi 191 $ 12,794,000 $ 66,000 $ 41,000
Pearl River County Mississippi 176 $ 9,475,000 $ 53,000 $ 35,000
Jackson County Mississippi 175 $ 22,773,000 $ 130,000 $ 57,000
Humphreys County Mississippi 58 $ 2,517,000 $ 43,000 $ 37,000
Wayne County Mississippi 52 $ 11,390,000 $ 219,000 $ 54,000
Newton County Mississippi 51 $ 3,124,000 $ 61,000 $ 57,000
Harrison County Mississippi 42 $ 7,316,000 $ 174,000 $ 79,000
Copiah County Mississippi 16 $ 1,399,000 $ 87,000 $ 47,000
Hancock County Mississippi 16 $ 514,000 $ 32,000 $ 46,000
Attala County Mississippi 15 $ 1,043,000 $ 69,000 $ 57,000
Lafayette County Mississippi 15 $ 2,122,000 $ 141,000 $ 145,000
Jasper County Mississippi 11 $ 393,000 $ 35,000 $ 34,000
Warren County Mississippi 11 $ 590,000 $ 53,000 $ 41,000
Leake County Mississippi 10 $ 459,000 $ 45,000 $ 43,000
Oktibbeha County Mississippi 10 $ 815,000 $ 81,000 $ 142,000
Escambia County Florida 9 $ 1,364,000 $ 151,000 $ 0
Simpson County Mississippi 9 $ 595,000 $ 66,000 $ 42,000
Neshoba County Mississippi 7 $ 387,000 $ 55,000 $ 44,000
Scott County Mississippi 7 $ 244,000 $ 34,000 $ 55,000
Baldwin County Alabama 6 $ 1,115,000 $ 185,000 $ 117,000
Carroll County Mississippi 6 $ 432,000 $ 72,000 $ 96,000
Lamar County Mississippi 6 $ 446,000 $ 74,000 $ 91,000
Kemper County Mississippi 4 $ 68,000 $ 17,000 $ 24,000
Washington County Mississippi 4 $ 271,000 $ 67,000 $ 53,000
Sumter County Alabama 3 $ 51,000 $ 17,000 $ 19,000
DeSoto County Mississippi 3 $ 352,000 $ 117,000 $ 39,000
Forrest County Mississippi 3 $ 120,000 $ 40,000 $ 47,000
Leflore County Mississippi 3 $ 130,000 $ 43,000 $ 33,000
Lincoln County Mississippi 3 $ 186,000 $ 62,000 $ 84,000
Choctaw County Alabama 2 $ 72,000 $ 36,000 $ 112,000
St. Tammany County Louisiana 2 $ 72,000 $ 36,000 $ 112,000
Jones County Mississippi 2 $ 40,000 $ 20,000 $ 33,000
Montgomery County Mississippi 2 $ 80,000 $ 40,000 $ 50,000
Noxubee County Mississippi 2 $ 84,000 $ 42,000 $ 26,000
Sharkey County Mississippi 2 $ 206,000 $ 103,000 $ 55,000
Washington County Alabama 1 $ 14,000 $ 14,000 $ 39,000
Larimer County Colorado 1 $ 201,000 $ 201,000 $ 0
Walton County Florida 1 $ 495,000 $ 495,000 $ 364,000
Orleans County Louisiana 1 $ 793,000 $ 793,000 $ 0
Adams County Mississippi 1 $ 69,000 $ 69,000 $ 268,000
Alcorn County Mississippi 1 $ 113,000 $ 113,000 $ 66,000
Amite County Mississippi 1 $ 160,000 $ 160,000 $ 128,000
Bolivar County Mississippi 1 $ 125,000 $ 125,000 $ 527,000
Choctaw County Mississippi 1 $ 25,000 $ 25,000 $ 90,000
Clay County Mississippi 1 $ 17,000 $ 17,000 $ 44,000
Franklin County Mississippi 1 $ 1,000 $ 1,000 $ 30,000
George County Mississippi 1 $ 50,000 $ 50,000 $ 32,000
Greene County Mississippi 1 $ 95,000 $ 95,000 $ 67,000
Marion County Mississippi 1 $ 33,000 $ 33,000 $ 130,000
Marshall County Mississippi 1 $ 146,000 $ 146,000 $ 72,000
Pike County Mississippi 1 $ 75,000 $ 75,000 $ 31,000
Stone County Mississippi 1 $ 24,000 $ 24,000 $ 56,000
Sunflower County Mississippi 1 $ 6,000 $ 6,000 $ 19,000
Tate County Mississippi 1 $ 15,000 $ 15,000 $ 64,000
Walthall County Mississippi 1 $ 4,000 $ 4,000 $ 78,000
Wilkinson County Mississippi 1 $ 30,000 $ 30,000 $ 135,000
Winston County Mississippi 1 $ 325,000 $ 325,000 $ 0
Craven County North Carolina 1 $ 3,000 $ 3,000 $ 34,000
Erie County Ohio 1 $ 7,000 $ 7,000 $ 6,000
Prince William County Virginia 1 $ 41,000 $ 41,000 $ 104,000

Mortgage Loan Application Detail Totals for Bankplus in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,696 $200,317,000 $159,250 $2,590,000 $80,750 $1,220,000
Refinancing 1,062 $120,221,000 $79,500 $7,000,000 $94,000 $2,472,000
Home Improvement 842 $13,541,000 $101,000 $793,000 $40,600 $420,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,528 $259,951,000 $132,833 $7,000,000 $133,000 $2,472,000
Black or African American 714 $33,599,000 $23,666 $589,000 $24,000 $287,000
Not applicable 176 $22,993,000 $289,000 $2,590,000 $400 $204,000
Not Provided 112 $10,737,000 $123,000 $800,000 $25,500 $500,000
Asian 30 $2,794,000 $93,000 $304,000 $101,000 $1,200,000
Hispanic 28 $2,480,000 $88,000 $330,000 $65,000 $155,000
American Indian or Alaskan Native 10 $1,242,000 $124,000 $403,000 $45,000 $72,000
Native Hawaiian or Other Pacific Islander 2 $283,000 $141,000 $149,000 $54,000 $76,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,337 $304,051,000 $114,875 $7,000,000 $60,375 $2,472,000
FHA-insured (Federal Housing Administration) 208 $22,768,000 $109,000 $164,000 $40,000 $630,000
VA-guaranteed (Veterans Administration) 54 $7,196,000 $133,000 $220,000 $46,000 $160,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $64,000 $64,000 $64,000 $24,000 $24,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,108 $301,426,000 $116,500 $7,000,000 $61,750 $2,472,000
Application Denied By Financial Institution 277 $10,635,000 $38,000 $1,500,000 $34,000 $197,000
Application Withdrawn By Applicant 145 $13,765,000 $59,000 $384,000 $36,500 $228,000
Application Approved But Not Accepted 64 $7,720,000 $120,000 $334,000 $59,000 $193,000
File Closed For Incompleteness 6 $533,000 $88,000 $177,000 $42,000 $74,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankplus's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bankplus's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet with aggregated HMDA statistics today.

Download the Mississippi Lender List