Bankfirst
Mortgage Loan Application
Totals and Details
for 2007

Find mortgage loan statistics, lending data, and loan application totals for South Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for Bankfirst.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Bankfirst
6100 South Old Village Place
Sioux Falls, SD 57108
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 710
Total Mortgage Loan Application Amount $199,749,000
Average Mortgage Loan Application Amount $272,333
Highest Mortgage Loan Application Amount $7,000,000
Average Applicant Income $97,000
Highest Applicant Income $1,560,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Bankfirst by Metropolitan Area in 2007

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CHICAGO-NAPERVILLE-JOLIET, IL 106 $ 29,238,000 $ 275,000 $ 97,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 102 $ 27,425,000 $ 252,500 $ 94,500
ATLANTA-SANDY SPRINGS-MARIETTA, GA 70 $ 14,778,000 $ 211,000 $ 96,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 37 $ 8,121,000 $ 219,000 $ 81,000
PHOENIX-MESA-SCOTTSDALE, AZ 32 $ 9,787,000 $ 305,000 $ 94,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 29 $ 9,342,000 $ 292,000 $ 121,000
ORLANDO-KISSIMMEE, FL 25 $ 5,756,000 $ 230,000 $ 83,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 21 $ 6,963,000 $ 331,000 $ 88,000
MIAMI-MIAMI BEACH-KENDALL, FL 18 $ 5,128,000 $ 284,000 $ 90,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 17 $ 5,115,000 $ 300,000 $ 75,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 16 $ 5,493,000 $ 343,000 $ 49,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 16 $ 5,447,000 $ 340,000 $ 110,000
SARASOTA-BRADENTON-VENICE, FL 12 $ 3,062,000 $ 255,000 $ 81,000
JACKSONVILLE, FL 10 $ 2,180,000 $ 218,000 $ 82,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 10 $ 1,566,000 $ 156,000 $ 71,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 9 $ 2,605,000 $ 232,500 $ 74,500
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 9 $ 3,665,000 $ 349,333 $ 80,666
DENVER-AURORA, CO 7 $ 2,365,000 $ 337,000 $ 105,000
LAKELAND, FL 6 $ 1,397,000 $ 232,000 $ 79,000
SANTA ANA-ANAHEIM-IRVINE, CA 6 $ 8,328,000 $ 1,388,000 $ 290,000
BREMERTON-SILVERDALE, WA 4 $ 923,000 $ 230,000 $ 75,000
CAPE CORAL-FORT MYERS, FL 4 $ 1,366,000 $ 341,000 $ 25,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 4 $ 1,214,000 $ 303,000 $ 73,000
NAPLES-MARCO ISLAND, FL 4 $ 1,439,000 $ 359,000 $ 129,000
OMAHA-COUNCIL BLUFFS, NE-IA 4 $ 620,000 $ 155,000 $ 69,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 4 $ 1,113,000 $ 278,000 $ 72,000
TACOMA, WA 4 $ 809,000 $ 202,000 $ 82,000
BALTIMORE-TOWSON, MD 3 $ 1,000,000 $ 333,000 $ 124,000
LAS VEGAS-PARADISE, NV 3 $ 1,074,000 $ 358,000 $ 78,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 3 $ 544,000 $ 181,000 $ 71,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 3 $ 1,031,000 $ 343,000 $ 63,000
GARY, IN 2 $ 336,000 $ 168,000 $ 30,000
KANSAS CITY, MO-KS 2 $ 1,609,000 $ 804,500 $ 670,500
OXNARD-THOUSAND OAKS-VENTURA, CA 2 $ 654,000 $ 327,000 $ 47,000
PORT ST. LUCIE, FL 2 $ 601,000 $ 300,000 $ 128,000
RICHMOND, VA 2 $ 331,000 $ 165,000 $ 43,000
SALT LAKE CITY, UT 2 $ 461,000 $ 230,000 $ 61,000
SEATTLE-BELLEVUE-EVERETT, WA 2 $ 594,000 $ 297,000 $ 104,000
SHEBOYGAN, WI 2 $ 315,000 $ 157,000 $ 85,000
SIOUX FALLS, SD 2 $ 324,000 $ 162,000 $ 96,000
ST. LOUIS, MO-IL 2 $ 313,000 $ 156,000 $ 76,000
TUCSON, AZ 2 $ 401,000 $ 200,000 $ 61,000
ANN ARBOR, MI 1 $ 186,000 $ 186,000 $ 44,000
APPLETON, WI 1 $ 246,000 $ 246,000 $ 134,000
BATON ROUGE, LA 1 $ 180,000 $ 180,000 $ 56,000
BETHESDA-GAITHERSBURG-FREDERICK, MD 1 $ 417,000 $ 417,000 $ 209,000
BOULDER, CO 1 $ 219,000 $ 219,000 $ 42,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 1 $ 165,000 $ 165,000 $ 59,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 1 $ 292,000 $ 292,000 $ 81,000
DES MOINES-WEST DES MOINES, IA 1 $ 155,000 $ 155,000 $ 59,000
DULUTH, MN-WI 1 $ 285,000 $ 285,000 $ 77,000
DURHAM, NC 1 $ 50,000 $ 50,000 $ 67,000
EUGENE-SPRINGFIELD, OR 1 $ 360,000 $ 360,000 $ 85,000
FAYETTEVILLE, NC 1 $ 80,000 $ 80,000 $ 50,000
FRESNO, CA 1 $ 229,000 $ 229,000 $ 71,000
GAINESVILLE, FL 1 $ 200,000 $ 200,000 $ 94,000
GAINESVILLE, GA 1 $ 154,000 $ 154,000 $ 37,000
GREENSBORO-HIGH POINT, NC 1 $ 363,000 $ 363,000 $ 117,000
GULFPORT-BILOXI, MS 1 $ 90,000 $ 90,000 $ 75,000
JACKSON, TN 1 $ 121,000 $ 121,000 $ 0
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 1 $ 187,000 $ 187,000 $ 53,000
MANCHESTER-NASHUA, NH 1 $ 212,000 $ 212,000 $ 83,000
OAKLAND-FREMONT-HAYWARD, CA 1 $ 452,000 $ 452,000 $ 108,000
PASCAGOULA, MS 1 $ 270,000 $ 270,000 $ 126,000
PENSACOLA-FERRY PASS-BRENT, FL 1 $ 293,000 $ 293,000 $ 124,000
PRESCOTT, AZ 1 $ 420,000 $ 420,000 $ 0
PROVO-OREM, UT 1 $ 159,000 $ 159,000 $ 50,000
PUNTA GORDA, FL 1 $ 183,000 $ 183,000 $ 39,000
RACINE, WI 1 $ 248,000 $ 248,000 $ 96,000
RALEIGH-CARY, NC 1 $ 147,000 $ 147,000 $ 122,000
RENO-SPARKS, NV 1 $ 1,500,000 $ 1,500,000 $ 0
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 1 $ 160,000 $ 160,000 $ 63,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 1 $ 472,000 $ 472,000 $ 115,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 1 $ 537,000 $ 537,000 $ 180,000
SANTA BARBARA-SANTA MARIA-GOLETA, CA 1 $ 674,000 $ 674,000 $ 0
SEBASTIAN-VERO BEACH, FL 1 $ 800,000 $ 800,000 $ 0
SOUTH BEND-MISHAWAKA, IN-MI 1 $ 63,000 $ 63,000 $ 0
STOCKTON, CA 1 $ 341,000 $ 341,000 $ 91,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 1 $ 180,000 $ 180,000 $ 100,000
WILMINGTON, DE-MD-NJ 1 $ 308,000 $ 308,000 $ 85,000
WORCESTER, MA 1 $ 131,000 $ 131,000 $ 50,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Dakota, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Bankfirst in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 631 $179,436,000 $284,000 $7,000,000 $90,000 $1,560,000
Home Purchase 69 $17,510,000 $253,000 $1,577,000 $98,000 $282,000
Home Improvement 10 $2,803,000 $280,000 $700,000 $103,000 $192,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 537 $153,587,000 $286,000 $7,000,000 $97,000 $1,560,000
Not Provided 68 $18,278,000 $268,000 $889,000 $77,000 $240,000
Hispanic 49 $13,746,000 $280,000 $600,000 $65,000 $198,000
Black or African American 42 $10,614,000 $252,000 $570,000 $66,000 $249,000
Asian 10 $2,223,000 $222,000 $417,000 $75,000 $169,000
American Indian or Alaskan Native 2 $562,000 $281,000 $296,000 $106,000 $120,000
Native Hawaiian or Other Pacific Islander 2 $739,000 $369,000 $539,000 $96,000 $192,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 710 $199,749,000 $281,000 $7,000,000 $91,000 $1,560,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 411 $107,071,000 $260,000 $1,577,000 $90,000 $463,000
Application Approved But Not Accepted 176 $48,314,000 $274,000 $1,400,000 $82,000 $840,000
Application Denied By Financial Institution 120 $43,623,000 $363,000 $7,000,000 $108,000 $1,560,000
Application Withdrawn By Applicant 2 $275,000 $137,000 $160,000 $64,000 $65,000
File Closed For Incompleteness 1 $466,000 $466,000 $466,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 44 $14,404,000 $327,000 $1,500,000 $113,000 $1,301,000
Debt-To-Income Ratio 18 $6,202,000 $344,000 $619,000 $108,000 $234,000
Credit History 17 $4,209,000 $247,000 $600,000 $45,000 $223,000
Unverifiable Information 16 $4,272,000 $267,000 $555,000 $103,000 $186,000
Other 9 $2,952,000 $328,000 $568,000 $107,000 $300,000
Credit Application Incomplete 9 $8,843,000 $982,000 $7,000,000 $234,000 $1,560,000
Employment History 6 $2,574,000 $429,000 $784,000 $94,000 $180,000
Mortgage Insurance Denied 1 $167,000 $167,000 $167,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SD, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information at your convenience.

Download the South Dakota Lender List