Bankfirst Financial Services
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Mississippi.
The mortgage statistics and data below are specific to mortgage loan applications for Bankfirst Financial Services.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Bankfirst Financial Services Po Box 31 Macon, MS 39341 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 1,349 |
| Total Mortgage Loan Application Amount | $316,115,000 |
| Average Mortgage Loan Application Amount | $184,600 |
| Highest Mortgage Loan Application Amount | $5,525,000 |
| Average Applicant Income | $145,400 |
| Highest Applicant Income | $9,614,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MS, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tuscaloosa County Alabama | 250 | $ 74,690,000 | $ 298,000 | $ 160,000 |
| Lowndes County Mississippi | 138 | $ 24,440,000 | $ 177,000 | $ 111,000 |
| Oktibbeha County Mississippi | 125 | $ 42,875,000 | $ 343,000 | $ 152,000 |
| Winston County Alabama | 112 | $ 13,510,000 | $ 120,000 | $ 89,000 |
| Madison County Mississippi | 89 | $ 26,905,000 | $ 302,000 | $ 184,000 |
| Lafayette County Mississippi | 62 | $ 15,630,000 | $ 252,000 | $ 140,000 |
| Rankin County Mississippi | 54 | $ 16,170,000 | $ 299,000 | $ 354,000 |
| Newton County Mississippi | 44 | $ 4,390,000 | $ 99,000 | $ 78,000 |
| Hinds County Mississippi | 41 | $ 8,735,000 | $ 213,000 | $ 168,000 |
| Lamar County Mississippi | 40 | $ 9,320,000 | $ 233,000 | $ 110,000 |
| Noxubee County Mississippi | 38 | $ 3,760,000 | $ 98,000 | $ 100,000 |
| Pickens County Alabama | 36 | $ 5,050,000 | $ 140,000 | $ 76,000 |
| Walker County Alabama | 28 | $ 3,180,000 | $ 113,000 | $ 88,000 |
| Clay County Mississippi | 25 | $ 3,235,000 | $ 129,000 | $ 100,000 |
| Marion County Alabama | 22 | $ 1,170,000 | $ 53,000 | $ 61,000 |
| Forrest County Mississippi | 21 | $ 7,615,000 | $ 362,000 | $ 72,000 |
| Baldwin County Alabama | 16 | $ 6,970,000 | $ 435,000 | $ 221,000 |
| Webster County Mississippi | 15 | $ 2,805,000 | $ 187,000 | $ 123,000 |
| Jefferson County Alabama | 12 | $ 3,250,000 | $ 270,000 | $ 197,000 |
| Jones County Mississippi | 10 | $ 2,050,000 | $ 205,000 | $ 55,000 |
| Cullman County Alabama | 9 | $ 3,845,000 | $ 427,000 | $ 341,000 |
| Jasper County Mississippi | 9 | $ 595,000 | $ 66,000 | $ 62,000 |
| Lee County Mississippi | 9 | $ 3,675,000 | $ 408,000 | $ 113,000 |
| Monroe County Mississippi | 8 | $ 1,030,000 | $ 128,000 | $ 58,000 |
| Shelby County Tennessee | 8 | $ 5,500,000 | $ 687,000 | $ 93,000 |
| Franklin County Alabama | 7 | $ 845,000 | $ 120,000 | $ 85,000 |
| Winston County Mississippi | 7 | $ 935,000 | $ 133,000 | $ 83,000 |
| Hale County Alabama | 6 | $ 1,380,000 | $ 230,000 | $ 83,000 |
| Lamar County Alabama | 6 | $ 1,330,000 | $ 221,000 | $ 108,000 |
| Scott County Mississippi | 6 | $ 970,000 | $ 161,000 | $ 88,000 |
| Colbert County Alabama | 5 | $ 715,000 | $ 143,000 | $ 57,000 |
| Neshoba County Mississippi | 5 | $ 765,000 | $ 153,000 | $ 127,000 |
| Shelby County Alabama | 4 | $ 980,000 | $ 245,000 | $ 59,000 |
| Okaloosa County Florida | 4 | $ 1,380,000 | $ 345,000 | $ 124,000 |
| Chickasaw County Mississippi | 4 | $ 730,000 | $ 182,000 | $ 165,000 |
| Lauderdale County Mississippi | 4 | $ 370,000 | $ 92,000 | $ 91,000 |
| Smith County Mississippi | 4 | $ 940,000 | $ 235,000 | $ 99,000 |
| Orleans County Louisiana | 3 | $ 995,000 | $ 331,000 | $ 174,000 |
| Choctaw County Mississippi | 3 | $ 345,000 | $ 115,000 | $ 88,000 |
| Hancock County Mississippi | 3 | $ 545,000 | $ 181,000 | $ 154,000 |
| Kemper County Mississippi | 3 | $ 105,000 | $ 35,000 | $ 49,000 |
| Bibb County Alabama | 2 | $ 250,000 | $ 125,000 | $ 54,000 |
| Fayette County Alabama | 2 | $ 380,000 | $ 190,000 | $ 117,000 |
| Lauderdale County Alabama | 2 | $ 260,000 | $ 130,000 | $ 128,000 |
| Sumter County Alabama | 2 | $ 250,000 | $ 125,000 | $ 31,000 |
| Walton County Florida | 2 | $ 1,650,000 | $ 825,000 | $ 300,000 |
| Calhoun County Mississippi | 2 | $ 250,000 | $ 125,000 | $ 63,000 |
| Harrison County Mississippi | 2 | $ 440,000 | $ 220,000 | $ 103,000 |
| Lincoln County Mississippi | 2 | $ 580,000 | $ 290,000 | $ 150,000 |
| Davidson County Tennessee | 2 | $ 580,000 | $ 290,000 | $ 56,000 |
| Chilton County Alabama | 1 | $ 345,000 | $ 345,000 | $ 95,000 |
| Greene County Alabama | 1 | $ 325,000 | $ 325,000 | $ 63,000 |
| Lawrence County Alabama | 1 | $ 225,000 | $ 225,000 | $ 106,000 |
| Marengo County Alabama | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Mobile County Alabama | 1 | $ 225,000 | $ 225,000 | $ 91,000 |
| Morgan County Alabama | 1 | $ 355,000 | $ 355,000 | $ 187,000 |
| Navajo County Arizona | 1 | $ 335,000 | $ 335,000 | $ 179,000 |
| Pulaski County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 114,000 |
| Los Angeles County California | 1 | $ 475,000 | $ 475,000 | $ 204,000 |
| Bay County Florida | 1 | $ 185,000 | $ 185,000 | $ 125,000 |
| Columbia County Florida | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| Santa Rosa County Florida | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Volusia County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Cook County Illinois | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| St. Clair County Illinois | 1 | $ 55,000 | $ 55,000 | $ 104,000 |
| Jefferson County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Terrebonne County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 110,000 |
| Attala County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Clarke County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 188,000 |
| DeSoto County Mississippi | 1 | $ 365,000 | $ 365,000 | $ 149,000 |
| Grenada County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 208,000 |
| Humphreys County Mississippi | 1 | $ 475,000 | $ 475,000 | $ 200,000 |
| Jefferson Davis County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 164,000 |
| Leake County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 132,000 |
| Montgomery County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Pontotoc County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Stone County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Tippah County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 118,000 |
| Warren County Mississippi | 1 | $ 325,000 | $ 325,000 | $ 208,000 |
| Yazoo County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| St. Louis County Missouri | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Haywood County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 51,000 |
| Lincoln County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 150,000 |
| Sevier County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Brazos County Texas | 1 | $ 125,000 | $ 125,000 | $ 160,000 |
| Lubbock County Texas | 1 | $ 145,000 | $ 145,000 | $ 137,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Mississippi,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Bankfirst Financial Services in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 608 | $160,480,000 | $263,000 | $5,525,000 | $126,000 | $1,520,000 |
| Refinancing | 541 | $116,015,000 | $214,000 | $2,755,000 | $145,000 | $9,614,000 |
| Cash-out Refinancing | 153 | $34,665,000 | $226,000 | $885,000 | $127,000 | $900,000 |
| Home Improvement | 28 | $2,350,000 | $83,000 | $405,000 | $168,000 | $1,332,000 |
| Other Purpose | 19 | $2,605,000 | $137,000 | $545,000 | $161,000 | $1,039,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 976 | $211,810,000 | $217,000 | $1,505,000 | $142,000 | $9,614,000 |
| Not applicable | 254 | $86,830,000 | $341,000 | $5,525,000 | $0 | $0 |
| Black or African American | 90 | $10,530,000 | $117,000 | $475,000 | $66,000 | $296,000 |
| Asian | 14 | $4,090,000 | $292,000 | $545,000 | $128,000 | $241,000 |
| Hispanic | 12 | $2,510,000 | $209,000 | $855,000 | $99,000 | $440,000 |
| American Indian or Alaskan Native | 3 | $345,000 | $115,000 | $175,000 | $122,000 | $230,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,316 | $310,440,000 | $235,000 | $5,525,000 | $136,000 | $9,614,000 |
| FHA-insured (Federal Housing Administration) | 20 | $3,260,000 | $163,000 | $365,000 | $86,000 | $238,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,315,000 | $146,000 | $215,000 | $63,000 | $122,000 |
| VA-guaranteed (Veterans Administration) | 4 | $1,100,000 | $275,000 | $495,000 | $102,000 | $185,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,095 | $267,585,000 | $244,000 | $5,525,000 | $142,000 | $9,614,000 |
| Application Withdrawn By Applicant | 127 | $25,425,000 | $200,000 | $1,005,000 | $123,000 | $900,000 |
| Application Denied By Financial Institution | 66 | $9,110,000 | $138,000 | $515,000 | $74,000 | $322,000 |
| Loan Purchased By The Institution | 46 | $11,130,000 | $241,000 | $505,000 | $0 | $0 |
| Application Approved But Not Accepted | 10 | $1,980,000 | $198,000 | $475,000 | $94,000 | $254,000 |
| File Closed For Incompleteness | 5 | $885,000 | $177,000 | $285,000 | $123,000 | $179,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,283 | $307,005,000 | $239,000 | $5,525,000 | $139,000 | $9,614,000 |
| Credit History | 30 | $2,360,000 | $78,000 | $365,000 | $54,000 | $238,000 |
| Debt-To-Income Ratio | 12 | $2,220,000 | $185,000 | $465,000 | $61,000 | $150,000 |
| Collateral | 12 | $1,970,000 | $164,000 | $425,000 | $76,000 | $235,000 |
| Unverifiable Information | 5 | $1,355,000 | $271,000 | $515,000 | $126,000 | $322,000 |
| Other | 4 | $580,000 | $145,000 | $195,000 | $112,000 | $156,000 |
| Employment History | 2 | $460,000 | $230,000 | $305,000 | $193,000 | $230,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $165,000 | $165,000 | $165,000 | $93,000 | $93,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MS, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information at your convenience.