Bank Star Of The Leadbelt
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009

Bank Star Of The Leadbelt 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Bank Star Of The Leadbelt
365 West Main
Park Hills, MO 63601
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 174
Total Mortgage Loan Application Amount $17,437,000
Average Mortgage Loan Application Amount $93,666
Highest Mortgage Loan Application Amount $1,536,000
Average Applicant Income $75,333
Highest Applicant Income $2,892,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Bank Star Of The Leadbelt. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Star Of The Leadbelt's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2009 breaks down Bank Star Of The Leadbelt's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Star Of The Leadbelt serves its applicants.

Each category highlights the total number of mortgage applications processed by Bank Star Of The Leadbelt, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Star Of The Leadbelt's mortgage activity for 2009.

Mortgage Loan Application Totals for Bank Star Of The Leadbelt by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jefferson County Missouri 65 $ 5,233,000 $ 80,000 $ 53,000
St. Francois County Missouri 13 $ 1,443,000 $ 111,000 $ 67,000
Ste. Genevieve County Missouri 5 $ 484,000 $ 96,000 $ 45,000
St. Louis County Missouri 4 $ 703,000 $ 175,000 $ 110,000
Washington County Missouri 4 $ 224,000 $ 56,000 $ 42,000
Iron County Missouri 3 $ 106,000 $ 35,000 $ 27,000
St. Charles County Missouri 2 $ 179,000 $ 89,000 $ 199,000
Cape Girardeau County Missouri 1 $ 70,000 $ 70,000 $ 0
Franklin County Missouri 1 $ 6,000 $ 6,000 $ 85,000
Miller County Missouri 1 $ 108,000 $ 108,000 $ 60,000
St. Louis City County Missouri 1 $ 50,000 $ 50,000 $ 30,000

Mortgage Loan Application Detail Totals for Bank Star Of The Leadbelt in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 90 $9,710,000 $107,000 $1,536,000 $62,000 $372,000
Refinancing 57 $5,729,000 $100,000 $346,000 $104,000 $2,892,000
Home Improvement 27 $1,998,000 $74,000 $185,000 $60,000 $199,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 145 $12,524,000 $86,000 $500,000 $88,000 $2,892,000
Not applicable 23 $4,054,000 $176,000 $1,536,000 $0 $0
Not Provided 4 $549,000 $137,000 $260,000 $63,000 $160,000
Asian 1 $185,000 $185,000 $185,000 $76,000 $76,000
Hispanic 1 $125,000 $125,000 $125,000 $36,000 $36,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 174 $17,437,000 $100,000 $1,536,000 $75,000 $2,892,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 143 $14,996,000 $104,000 $1,536,000 $81,000 $2,892,000
Application Denied By Financial Institution 29 $2,165,000 $74,000 $275,000 $46,000 $194,000
Application Withdrawn By Applicant 1 $260,000 $260,000 $260,000 $160,000 $160,000
Application Approved But Not Accepted 1 $16,000 $16,000 $16,000 $64,000 $64,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 22 $1,381,000 $62,000 $180,000 $42,000 $194,000
Collateral 5 $727,000 $145,000 $275,000 $68,000 $88,000
Debt-To-Income Ratio 2 $57,000 $28,000 $32,000 $25,000 $32,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Star Of The Leadbelt's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bank Star Of The Leadbelt's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

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