Southcrest Bank
Mortgage Loan Application
Totals and Details
for 2013
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Southcrest Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Southcrest Bank 108 S Church Street Thomaston, GA 30286 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 704 |
| Total Mortgage Loan Application Amount | $91,455,000 |
| Average Mortgage Loan Application Amount | $99,000 |
| Highest Mortgage Loan Application Amount | $750,000 |
| Average Applicant Income | $66,666 |
| Highest Applicant Income | $966,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Upson County Georgia | 206 | $ 13,019,000 | $ 63,000 | $ 58,000 |
| Meriwether County Georgia | 64 | $ 3,849,000 | $ 60,000 | $ 47,000 |
| Cobb County Georgia | 41 | $ 7,290,000 | $ 177,000 | $ 70,000 |
| Fulton County Georgia | 32 | $ 6,955,000 | $ 217,000 | $ 96,000 |
| Madison County Alabama | 31 | $ 4,840,000 | $ 156,000 | $ 63,000 |
| Coweta County Georgia | 31 | $ 4,461,000 | $ 143,000 | $ 72,000 |
| Gwinnett County Georgia | 30 | $ 4,924,000 | $ 164,000 | $ 123,000 |
| DeKalb County Georgia | 22 | $ 4,228,000 | $ 192,000 | $ 107,000 |
| Fayette County Georgia | 15 | $ 3,553,000 | $ 236,000 | $ 132,000 |
| Cherokee County Georgia | 14 | $ 2,743,000 | $ 195,000 | $ 88,000 |
| Polk County Georgia | 12 | $ 1,606,000 | $ 133,000 | $ 52,000 |
| Douglas County Georgia | 11 | $ 1,299,000 | $ 118,000 | $ 41,000 |
| Talbot County Georgia | 11 | $ 854,000 | $ 77,000 | $ 101,000 |
| Forsyth County Georgia | 9 | $ 2,129,000 | $ 236,000 | $ 84,000 |
| Pike County Georgia | 9 | $ 1,436,000 | $ 159,000 | $ 121,000 |
| Jefferson County Alabama | 7 | $ 1,267,000 | $ 181,000 | $ 80,000 |
| Spalding County Georgia | 7 | $ 1,665,000 | $ 237,000 | $ 70,000 |
| Harris County Georgia | 6 | $ 635,000 | $ 105,000 | $ 49,000 |
| Lamar County Georgia | 5 | $ 279,000 | $ 55,000 | $ 79,000 |
| Paulding County Georgia | 5 | $ 601,000 | $ 120,000 | $ 63,000 |
| Troup County Georgia | 5 | $ 242,000 | $ 48,000 | $ 62,000 |
| Walker County Georgia | 5 | $ 611,000 | $ 122,000 | $ 51,000 |
| Carroll County Georgia | 4 | $ 311,000 | $ 77,000 | $ 33,000 |
| Haralson County Georgia | 4 | $ 357,000 | $ 89,000 | $ 55,000 |
| Muscogee County Georgia | 4 | $ 802,000 | $ 200,000 | $ 82,000 |
| Rockdale County Georgia | 4 | $ 1,239,000 | $ 309,000 | $ 165,000 |
| Hamilton County Tennessee | 4 | $ 448,000 | $ 112,000 | $ 36,000 |
| Bartow County Georgia | 3 | $ 713,000 | $ 237,000 | $ 132,000 |
| Clayton County Georgia | 3 | $ 174,000 | $ 58,000 | $ 38,000 |
| Hall County Georgia | 3 | $ 282,000 | $ 94,000 | $ 30,000 |
| Henry County Georgia | 3 | $ 596,000 | $ 198,000 | $ 68,000 |
| Marshall County Alabama | 2 | $ 301,000 | $ 150,000 | $ 63,000 |
| Shelby County Alabama | 2 | $ 654,000 | $ 327,000 | $ 136,000 |
| Riverside County California | 2 | $ 705,000 | $ 352,000 | $ 0 |
| Nassau County Florida | 2 | $ 654,000 | $ 327,000 | $ 150,000 |
| Butts County Georgia | 2 | $ 487,000 | $ 243,000 | $ 111,000 |
| Clarke County Georgia | 2 | $ 177,000 | $ 88,000 | $ 0 |
| Dawson County Georgia | 2 | $ 236,000 | $ 118,000 | $ 71,000 |
| Fannin County Georgia | 2 | $ 512,000 | $ 256,000 | $ 164,000 |
| Newton County Georgia | 2 | $ 115,000 | $ 57,000 | $ 508,000 |
| Richmond County Georgia | 2 | $ 384,000 | $ 192,000 | $ 45,000 |
| Walton County Georgia | 2 | $ 279,000 | $ 139,000 | $ 80,000 |
| Salt Lake County Utah | 2 | $ 443,000 | $ 221,000 | $ 136,000 |
| Autauga County Alabama | 1 | $ 68,000 | $ 68,000 | $ 49,000 |
| Calhoun County Alabama | 1 | $ 81,000 | $ 81,000 | $ 72,000 |
| Cherokee County Alabama | 1 | $ 90,000 | $ 90,000 | $ 25,000 |
| Chilton County Alabama | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Houston County Alabama | 1 | $ 81,000 | $ 81,000 | $ 26,000 |
| Lee County Alabama | 1 | $ 61,000 | $ 61,000 | $ 75,000 |
| Montgomery County Alabama | 1 | $ 191,000 | $ 191,000 | $ 126,000 |
| St. Clair County Alabama | 1 | $ 172,000 | $ 172,000 | $ 96,000 |
| Tallapoosa County Alabama | 1 | $ 443,000 | $ 443,000 | $ 196,000 |
| Tuscaloosa County Alabama | 1 | $ 59,000 | $ 59,000 | $ 59,000 |
| Imperial County California | 1 | $ 163,000 | $ 163,000 | $ 192,000 |
| Los Angeles County California | 1 | $ 131,000 | $ 131,000 | $ 32,000 |
| Orange County California | 1 | $ 595,000 | $ 595,000 | $ 295,000 |
| Solano County California | 1 | $ 215,000 | $ 215,000 | $ 53,000 |
| Ventura County California | 1 | $ 226,000 | $ 226,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 394,000 | $ 394,000 | $ 121,000 |
| Broward County Florida | 1 | $ 107,000 | $ 107,000 | $ 54,000 |
| Miami-Dade County Florida | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Sumter County Florida | 1 | $ 212,000 | $ 212,000 | $ 262,000 |
| Volusia County Florida | 1 | $ 119,000 | $ 119,000 | $ 30,000 |
| Baldwin County Georgia | 1 | $ 220,000 | $ 220,000 | $ 75,000 |
| Chatham County Georgia | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Chattooga County Georgia | 1 | $ 264,000 | $ 264,000 | $ 119,000 |
| Columbia County Georgia | 1 | $ 116,000 | $ 116,000 | $ 58,000 |
| Dodge County Georgia | 1 | $ 41,000 | $ 41,000 | $ 39,000 |
| Effingham County Georgia | 1 | $ 394,000 | $ 394,000 | $ 137,000 |
| Glynn County Georgia | 1 | $ 141,000 | $ 141,000 | $ 83,000 |
| Hart County Georgia | 1 | $ 241,000 | $ 241,000 | $ 64,000 |
| Heard County Georgia | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Houston County Georgia | 1 | $ 152,000 | $ 152,000 | $ 57,000 |
| Jackson County Georgia | 1 | $ 289,000 | $ 289,000 | $ 72,000 |
| Jenkins County Georgia | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Monroe County Georgia | 1 | $ 36,000 | $ 36,000 | $ 53,000 |
| Oconee County Georgia | 1 | $ 540,000 | $ 540,000 | $ 200,000 |
| Pickens County Georgia | 1 | $ 86,000 | $ 86,000 | $ 100,000 |
| Stephens County Georgia | 1 | $ 83,000 | $ 83,000 | $ 116,000 |
| Whitfield County Georgia | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Lake County Indiana | 1 | $ 332,000 | $ 332,000 | $ 204,000 |
| Prince George's County Maryland | 1 | $ 395,000 | $ 395,000 | $ 195,000 |
| Bristol County Massachusetts | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Wayne County Michigan | 1 | $ 54,000 | $ 54,000 | $ 18,000 |
| Clark County Nevada | 1 | $ 383,000 | $ 383,000 | $ 189,000 |
| Cabarrus County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 73,000 |
| Franklin County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 58,000 |
| Iredell County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 22,000 |
| Mecklenburg County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 63,000 |
| Rowan County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 57,000 |
| Watauga County North Carolina | 1 | $ 396,000 | $ 396,000 | $ 104,000 |
| Geauga County Ohio | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Clackamas County Oregon | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 41,000 |
| Lehigh County Pennsylvania | 1 | $ 81,000 | $ 81,000 | $ 26,000 |
| Montgomery County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 95,000 |
| Charleston County South Carolina | 1 | $ 262,000 | $ 262,000 | $ 102,000 |
| Dorchester County South Carolina | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Florence County South Carolina | 1 | $ 166,000 | $ 166,000 | $ 62,000 |
| Richland County South Carolina | 1 | $ 272,000 | $ 272,000 | $ 50,000 |
| Sumter County South Carolina | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Cheatham County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Lincoln County Tennessee | 1 | $ 263,000 | $ 263,000 | $ 110,000 |
| Marion County Tennessee | 1 | $ 69,000 | $ 69,000 | $ 29,000 |
| Roane County Tennessee | 1 | $ 139,000 | $ 139,000 | $ 48,000 |
| Sevier County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 53,000 |
| Shelby County Tennessee | 1 | $ 143,000 | $ 143,000 | $ 82,000 |
| Dallas County Texas | 1 | $ 79,000 | $ 79,000 | $ 156,000 |
| Chesapeake County Virginia | 1 | $ 190,000 | $ 190,000 | $ 131,000 |
| Surry County Virginia | 1 | $ 257,000 | $ 257,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Southcrest Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 436 | $52,314,000 | $119,000 | $558,000 | $68,000 | $635,000 |
| Home Purchase | 259 | $38,886,000 | $150,000 | $750,000 | $81,000 | $966,000 |
| Home Improvement | 9 | $255,000 | $28,000 | $51,000 | $51,000 | $111,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 518 | $64,810,000 | $125,000 | $700,000 | $79,000 | $966,000 |
| Black or African American | 101 | $11,480,000 | $113,000 | $485,000 | $56,000 | $199,000 |
| Not Provided | 28 | $5,804,000 | $207,000 | $750,000 | $83,000 | $295,000 |
| Not applicable | 24 | $3,929,000 | $163,000 | $558,000 | $0 | $0 |
| Asian | 20 | $3,221,000 | $161,000 | $507,000 | $71,000 | $181,000 |
| Hispanic | 11 | $2,137,000 | $194,000 | $415,000 | $89,000 | $256,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $39,000 | $39,000 | $39,000 | $54,000 | $54,000 |
| American Indian or Alaskan Native | 1 | $35,000 | $35,000 | $35,000 | $12,000 | $12,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 576 | $70,826,000 | $122,000 | $750,000 | $77,000 | $966,000 |
| FHA-insured (Federal Housing Administration) | 95 | $14,876,000 | $156,000 | $595,000 | $48,000 | $295,000 |
| VA-guaranteed (Veterans Administration) | 20 | $4,436,000 | $221,000 | $485,000 | $75,000 | $195,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $1,317,000 | $101,000 | $204,000 | $40,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 459 | $53,406,000 | $116,000 | $700,000 | $70,000 | $635,000 |
| Application Withdrawn By Applicant | 115 | $19,137,000 | $166,000 | $750,000 | $94,000 | $721,000 |
| Application Denied By Financial Institution | 109 | $14,704,000 | $134,000 | $535,000 | $69,000 | $966,000 |
| Loan Purchased By The Institution | 14 | $2,734,000 | $195,000 | $558,000 | $0 | $0 |
| File Closed For Incompleteness | 6 | $1,327,000 | $221,000 | $395,000 | $122,000 | $195,000 |
| Application Approved But Not Accepted | 1 | $147,000 | $147,000 | $147,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.