Bank Ozk
Mortgage Loan Application
Totals and Details
for 2023

Find mortgage loan statistics, lending data, and loan application totals for Arkansas.
The mortgage statistics and data below are specific to mortgage loan applications for Bank Ozk.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.

Mortgage Company & Address Bank Ozk
Po Box 8811
Little Rock, AR 72231
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 1,889
Total Mortgage Loan Application Amount $445,620,000
Average Mortgage Loan Application Amount $223,000
Highest Mortgage Loan Application Amount $12,675,000
Average Applicant Income $122,000
Highest Applicant Income $4,633,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AR, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Bank Ozk by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pulaski County Arkansas 91 $ 17,015,000 $ 186,000 $ 100,000
Pinellas County Florida 91 $ 28,345,000 $ 311,000 $ 215,000
Manatee County Florida 87 $ 15,675,000 $ 180,000 $ 160,000
Carroll County Georgia 82 $ 9,530,000 $ 116,000 $ 87,000
Benton County Arkansas 48 $ 5,900,000 $ 122,000 $ 140,000
Sarasota County Florida 42 $ 6,790,000 $ 161,000 $ 176,000
Garland County Arkansas 41 $ 4,055,000 $ 98,000 $ 58,000
Cleveland County North Carolina 40 $ 3,150,000 $ 78,000 $ 70,000
Hot Spring County Arkansas 38 $ 3,270,000 $ 86,000 $ 57,000
Barrow County Georgia 32 $ 3,680,000 $ 115,000 $ 97,000
Hillsborough County Florida 31 $ 7,115,000 $ 229,000 $ 170,000
Fulton County Georgia 31 $ 23,145,000 $ 746,000 $ 122,000
Pope County Arkansas 30 $ 2,030,000 $ 67,000 $ 83,000
Crawford County Arkansas 29 $ 1,575,000 $ 54,000 $ 51,000
Faulkner County Arkansas 29 $ 3,325,000 $ 114,000 $ 173,000
Sebastian County Arkansas 29 $ 3,485,000 $ 120,000 $ 60,000
Haralson County Georgia 28 $ 3,360,000 $ 120,000 $ 81,000
Lee County Florida 26 $ 7,620,000 $ 293,000 $ 118,000
Gaston County North Carolina 26 $ 3,870,000 $ 148,000 $ 139,000
Lonoke County Arkansas 25 $ 7,045,000 $ 281,000 $ 70,000
Fannin County Georgia 25 $ 3,715,000 $ 148,000 $ 115,000
Randolph County North Carolina 25 $ 2,095,000 $ 83,000 $ 55,000
Saline County Arkansas 22 $ 6,470,000 $ 294,000 $ 64,000
Miami-Dade County Florida 22 $ 36,340,000 $ 1,651,000 $ 198,000
Lowndes County Georgia 22 $ 980,000 $ 44,000 $ 57,000
Forsyth County Georgia 21 $ 3,915,000 $ 186,000 $ 169,000
Gwinnett County Georgia 21 $ 2,765,000 $ 131,000 $ 94,000
Harris County Texas 21 $ 11,605,000 $ 552,000 $ 125,000
Franklin County Arkansas 20 $ 1,300,000 $ 65,000 $ 65,000
Baxter County Arkansas 19 $ 1,215,000 $ 63,000 $ 64,000
Van Buren County Arkansas 19 $ 1,625,000 $ 85,000 $ 98,000
Charlotte County Florida 19 $ 2,635,000 $ 138,000 $ 188,000
Gilmer County Georgia 19 $ 2,565,000 $ 135,000 $ 92,000
Coweta County Georgia 18 $ 3,020,000 $ 167,000 $ 97,000
Glynn County Georgia 18 $ 1,480,000 $ 82,000 $ 97,000
Forsyth County North Carolina 18 $ 5,210,000 $ 289,000 $ 97,000
Boone County Arkansas 17 $ 745,000 $ 43,000 $ 67,000
Johnson County Arkansas 17 $ 745,000 $ 43,000 $ 41,000
Dallas County Texas 17 $ 6,785,000 $ 399,000 $ 122,000
Washington County Arkansas 16 $ 2,280,000 $ 142,000 $ 131,000
Davidson County North Carolina 16 $ 1,960,000 $ 122,000 $ 87,000
Douglas County Georgia 14 $ 1,190,000 $ 85,000 $ 84,000
Mecklenburg County North Carolina 14 $ 15,340,000 $ 1,095,000 $ 604,000
Chatham County Georgia 13 $ 1,565,000 $ 120,000 $ 81,000
Dawson County Georgia 13 $ 1,245,000 $ 95,000 $ 100,000
Union County Georgia 13 $ 2,555,000 $ 196,000 $ 321,000
Davie County North Carolina 13 $ 1,395,000 $ 107,000 $ 104,000
Lincoln County North Carolina 13 $ 2,585,000 $ 198,000 $ 65,000
Marion County Florida 12 $ 700,000 $ 58,000 $ 77,000
Bibb County Georgia 12 $ 1,320,000 $ 110,000 $ 69,000
Rowan County North Carolina 12 $ 3,700,000 $ 308,000 $ 75,000
Bexar County Texas 12 $ 3,930,000 $ 327,000 $ 317,000
Cherokee County Georgia 11 $ 1,375,000 $ 125,000 $ 76,000
DeKalb County Georgia 11 $ 2,655,000 $ 241,000 $ 171,000
Logan County Arkansas 10 $ 970,000 $ 97,000 $ 53,000
Heard County Georgia 10 $ 820,000 $ 82,000 $ 104,000
Jackson County Georgia 10 $ 1,060,000 $ 106,000 $ 113,000
Rutherford County North Carolina 10 $ 1,120,000 $ 112,000 $ 83,000
Newton County Arkansas 9 $ 795,000 $ 88,000 $ 66,000
Searcy County Arkansas 9 $ 615,000 $ 68,000 $ 72,000
Pasco County Florida 9 $ 1,495,000 $ 166,000 $ 108,000
Lumpkin County Georgia 9 $ 1,255,000 $ 139,000 $ 55,000
Pickens County Georgia 9 $ 1,585,000 $ 176,000 $ 126,000
Whitfield County Georgia 9 $ 805,000 $ 89,000 $ 101,000
Guilford County North Carolina 9 $ 2,025,000 $ 225,000 $ 0
Union County North Carolina 9 $ 2,035,000 $ 226,000 $ 130,000
Marion County Arkansas 8 $ 370,000 $ 46,000 $ 59,000
Clayton County Georgia 8 $ 830,000 $ 103,000 $ 71,000
Cobb County Georgia 8 $ 1,630,000 $ 203,000 $ 109,000
Hall County Georgia 8 $ 3,130,000 $ 391,000 $ 185,000
Clark County Arkansas 7 $ 1,595,000 $ 227,000 $ 100,000
Conway County Arkansas 7 $ 1,095,000 $ 156,000 $ 107,000
Broward County Florida 7 $ 8,535,000 $ 1,219,000 $ 98,000
Henry County Georgia 7 $ 2,445,000 $ 349,000 $ 140,000
Paulding County Georgia 7 $ 545,000 $ 77,000 $ 62,000
Miller County Arkansas 6 $ 450,000 $ 75,000 $ 79,000
Duval County Florida 6 $ 1,440,000 $ 240,000 $ 172,000
Bartow County Georgia 6 $ 450,000 $ 75,000 $ 59,000
Decatur County Georgia 6 $ 300,000 $ 50,000 $ 62,000
Walton County Georgia 6 $ 1,710,000 $ 285,000 $ 68,000
Yell County Arkansas 5 $ 445,000 $ 89,000 $ 47,000
Orange County Florida 5 $ 5,135,000 $ 1,027,000 $ 107,000
Floyd County Georgia 5 $ 315,000 $ 63,000 $ 60,000
Murray County Georgia 5 $ 265,000 $ 53,000 $ 88,000
Tarrant County Texas 5 $ 7,545,000 $ 1,509,000 $ 380,000
Williamson County Texas 5 $ 925,000 $ 185,000 $ 0
Hempstead County Arkansas 4 $ 350,000 $ 87,000 $ 53,000
Jefferson County Arkansas 4 $ 810,000 $ 202,000 $ 46,000
Palm Beach County Florida 4 $ 2,060,000 $ 515,000 $ 87,000
Cabarrus County North Carolina 4 $ 380,000 $ 95,000 $ 100,000
New Hanover County North Carolina 4 $ 1,440,000 $ 360,000 $ 138,000
Davidson County Tennessee 4 $ 9,350,000 $ 2,337,000 $ 0
Bowie County Texas 4 $ 4,100,000 $ 1,025,000 $ 200,000
Craighead County Arkansas 3 $ 345,000 $ 115,000 $ 222,000
Perry County Arkansas 3 $ 195,000 $ 65,000 $ 85,000
Citrus County Florida 3 $ 785,000 $ 261,000 $ 122,000
Lake County Florida 3 $ 355,000 $ 118,000 $ 168,000
Osceola County Florida 3 $ 415,000 $ 138,000 $ 178,000
Polk County Florida 3 $ 3,255,000 $ 1,085,000 $ 89,000
Gordon County Georgia 3 $ 225,000 $ 75,000 $ 42,000
Lamar County Georgia 3 $ 335,000 $ 111,000 $ 67,000
Meriwether County Georgia 3 $ 135,000 $ 45,000 $ 46,000
Newton County Georgia 3 $ 385,000 $ 128,000 $ 53,000
Rockdale County Georgia 3 $ 645,000 $ 215,000 $ 104,000
Spalding County Georgia 3 $ 215,000 $ 71,000 $ 70,000
Towns County Georgia 3 $ 1,525,000 $ 508,000 $ 134,000
New York County New York 3 $ 770,000 $ 385,000 $ 0
Alamance County North Carolina 3 $ 1,015,000 $ 338,000 $ 73,000
Buncombe County North Carolina 3 $ 1,215,000 $ 405,000 $ 356,000
Catawba County North Carolina 3 $ 3,525,000 $ 1,175,000 $ 0
Cherokee County North Carolina 3 $ 545,000 $ 181,000 $ 119,000
Wake County North Carolina 3 $ 4,225,000 $ 1,408,000 $ 110,000
York County South Carolina 3 $ 845,000 $ 281,000 $ 82,000
Collin County Texas 3 $ 6,515,000 $ 2,171,000 $ 522,000
Travis County Texas 3 $ 4,805,000 $ 1,601,000 $ 0
Cleburne County Alabama 2 $ 110,000 $ 55,000 $ 65,000
Cleburne County Arkansas 2 $ 370,000 $ 185,000 $ 188,000
Montgomery County Arkansas 2 $ 250,000 $ 125,000 $ 31,000
Nevada County Arkansas 2 $ 70,000 $ 35,000 $ 63,000
Bay County Florida 2 $ 920,000 $ 460,000 $ 315,000
Clay County Florida 2 $ 300,000 $ 150,000 $ 202,000
Collier County Florida 2 $ 2,580,000 $ 1,290,000 $ 475,000
DeSoto County Florida 2 $ 170,000 $ 85,000 $ 159,000
Banks County Georgia 2 $ 170,000 $ 85,000 $ 192,000
Butts County Georgia 2 $ 350,000 $ 175,000 $ 51,000
Catoosa County Georgia 2 $ 410,000 $ 205,000 $ 103,000
Habersham County Georgia 2 $ 530,000 $ 265,000 $ 91,000
Harris County Georgia 2 $ 2,170,000 $ 1,085,000 $ 58,000
Oconee County Georgia 2 $ 170,000 $ 85,000 $ 145,000
McDonald County Missouri 2 $ 140,000 $ 70,000 $ 0
Edgecombe County North Carolina 2 $ 300,000 $ 150,000 $ 60,000
Iredell County North Carolina 2 $ 490,000 $ 245,000 $ 35,000
Onslow County North Carolina 2 $ 2,460,000 $ 1,230,000 $ 0
Watauga County North Carolina 2 $ 560,000 $ 280,000 $ 2,334,000
Cherokee County South Carolina 2 $ 90,000 $ 45,000 $ 78,000
Richland County South Carolina 2 $ 2,680,000 $ 1,340,000 $ 0
Randolph County Alabama 1 $ 75,000 $ 75,000 $ 180,000
Talladega County Alabama 1 $ 105,000 $ 105,000 $ 157,000
Grant County Arkansas 1 $ 85,000 $ 85,000 $ 104,000
Madison County Arkansas 1 $ 125,000 $ 125,000 $ 32,000
Pike County Arkansas 1 $ 125,000 $ 125,000 $ 79,000
La Plata County Colorado 1 $ 555,000 $ 555,000 $ 474,000
Brevard County Florida 1 $ 645,000 $ 645,000 $ 0
Columbia County Florida 1 $ 95,000 $ 95,000 $ 0
Escambia County Florida 1 $ 285,000 $ 285,000 $ 0
Franklin County Florida 1 $ 2,005,000 $ 2,005,000 $ 739,000
Gadsden County Florida 1 $ 65,000 $ 65,000 $ 259,000
Glades County Florida 1 $ 185,000 $ 185,000 $ 137,000
Leon County Florida 1 $ 245,000 $ 245,000 $ 126,000
Levy County Florida 1 $ 85,000 $ 85,000 $ 62,000
Monroe County Florida 1 $ 505,000 $ 505,000 $ 160,000
Seminole County Florida 1 $ 375,000 $ 375,000 $ 0
St. Johns County Florida 1 $ 205,000 $ 205,000 $ 114,000
Volusia County Florida 1 $ 45,000 $ 45,000 $ 426,000
Walton County Florida 1 $ 1,005,000 $ 1,005,000 $ 1,440,000
Baldwin County Georgia 1 $ 855,000 $ 855,000 $ 0
Clarke County Georgia 1 $ 375,000 $ 375,000 $ 135,000
Franklin County Georgia 1 $ 105,000 $ 105,000 $ 0
Jeff Davis County Georgia 1 $ 55,000 $ 55,000 $ 66,000
Jones County Georgia 1 $ 65,000 $ 65,000 $ 11,000
Marion County Georgia 1 $ 95,000 $ 95,000 $ 54,000
Muscogee County Georgia 1 $ 185,000 $ 185,000 $ 0
Pike County Georgia 1 $ 155,000 $ 155,000 $ 0
Putnam County Georgia 1 $ 35,000 $ 35,000 $ 94,000
Rabun County Georgia 1 $ 55,000 $ 55,000 $ 369,000
Seminole County Georgia 1 $ 15,000 $ 15,000 $ 33,000
Talbot County Georgia 1 $ 25,000 $ 25,000 $ 26,000
Ware County Georgia 1 $ 35,000 $ 35,000 $ 61,000
White County Georgia 1 $ 105,000 $ 105,000 $ 273,000
Buchanan County Missouri 1 $ 65,000 $ 65,000 $ 47,000
Newton County Missouri 1 $ 25,000 $ 25,000 $ 17,000
Beaufort County North Carolina 1 $ 2,535,000 $ 2,535,000 $ 0
Brunswick County North Carolina 1 $ 405,000 $ 405,000 $ 181,000
Burke County North Carolina 1 $ 365,000 $ 365,000 $ 115,000
Chowan County North Carolina 1 $ 145,000 $ 145,000 $ 0
Clay County North Carolina 1 $ 655,000 $ 655,000 $ 101,000
Durham County North Carolina 1 $ 205,000 $ 205,000 $ 0
Franklin County North Carolina 1 $ 275,000 $ 275,000 $ 0
Montgomery County North Carolina 1 $ 105,000 $ 105,000 $ 203,000
Moore County North Carolina 1 $ 265,000 $ 265,000 $ 0
Pitt County North Carolina 1 $ 3,845,000 $ 3,845,000 $ 0
Rockingham County North Carolina 1 $ 1,135,000 $ 1,135,000 $ 0
Stanly County North Carolina 1 $ 115,000 $ 115,000 $ 0
Stokes County North Carolina 1 $ 35,000 $ 35,000 $ 90,000
Yancey County North Carolina 1 $ 145,000 $ 145,000 $ 81,000
Sequoyah County Oklahoma 1 $ 25,000 $ 25,000 $ 63,000
Beaufort County South Carolina 1 $ 725,000 $ 725,000 $ 354,000
Lancaster County South Carolina 1 $ 1,015,000 $ 1,015,000 $ 0
Polk County Tennessee 1 $ 105,000 $ 105,000 $ 28,000
Rhea County Tennessee 1 $ 105,000 $ 105,000 $ 502,000
Cameron County Texas 1 $ 735,000 $ 735,000 $ 0
Denton County Texas 1 $ 295,000 $ 295,000 $ 80,000
Hays County Texas 1 $ 1,545,000 $ 1,545,000 $ 0
Nueces County Texas 1 $ 75,000 $ 75,000 $ 0
Palo Pinto County Texas 1 $ 245,000 $ 245,000 $ 0
Wilson County Texas 1 $ 725,000 $ 725,000 $ 0
Galax County Virginia 1 $ 95,000 $ 95,000 $ 0
Hanover County Virginia 1 $ 1,445,000 $ 1,445,000 $ 0
Thurston County Washington 1 $ 415,000 $ 415,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Arkansas, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Bank Ozk in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 709 $64,755,000 $91,000 $1,445,000 $115,000 $4,633,000
Home Purchase 630 $288,150,000 $457,000 $12,675,000 $145,000 $2,754,000
Other Purpose 286 $23,130,000 $80,000 $845,000 $100,000 $1,250,000
Refinancing 264 $69,585,000 $264,000 $6,555,000 $128,000 $2,968,000
Not Applicable 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,037 $129,895,000 $125,000 $4,095,000 $114,000 $2,754,000
Not applicable 344 $230,015,000 $670,000 $12,675,000 $0 $0
Not Provided 213 $45,325,000 $212,000 $6,005,000 $189,000 $4,633,000
Black or African American 162 $21,710,000 $134,000 $705,000 $77,000 $341,000
Hispanic 101 $13,725,000 $135,000 $1,295,000 $107,000 $600,000
Asian 14 $2,930,000 $209,000 $725,000 $193,000 $579,000
American Indian or Alaskan Native 9 $1,015,000 $112,000 $255,000 $41,000 $76,000
Native Hawaiian or Other Pacific Islander 1 $255,000 $255,000 $255,000 $854,000 $854,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,889 $445,620,000 $236,000 $12,675,000 $121,000 $4,633,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 857 $210,500,000 $245,000 $5,675,000 $132,000 $2,754,000
Application Denied By Financial Institution 782 $124,420,000 $159,000 $6,145,000 $98,000 $2,149,000
Application Withdrawn By Applicant 202 $78,610,000 $389,000 $7,935,000 $193,000 $4,633,000
Application Approved But Not Accepted 48 $32,090,000 $668,000 $12,675,000 $123,000 $854,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,107 $321,200,000 $290,000 $12,675,000 $143,000 $4,633,000
Debt-To-Income Ratio 406 $72,660,000 $178,000 $6,145,000 $74,000 $395,000
Credit History 247 $18,265,000 $73,000 $1,005,000 $95,000 $1,440,000
Collateral 87 $24,975,000 $287,000 $5,505,000 $189,000 $2,149,000
Credit Application Incomplete 17 $5,575,000 $327,000 $1,005,000 $287,000 $1,250,000
Other 17 $1,405,000 $82,000 $255,000 $65,000 $120,000
Unverifiable Information 4 $920,000 $230,000 $595,000 $156,000 $285,000
Insufficient Cash (Downpayment, Closing Cost) 3 $555,000 $185,000 $285,000 $72,000 $72,000
Employment History 1 $65,000 $65,000 $65,000 $127,000 $127,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AR, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Arkansas, and search similar information at your convenience.

Download the Arkansas Lender List