Bank Ozk
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Arkansas.
The mortgage statistics and data below are specific to mortgage loan applications for Bank Ozk.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Bank Ozk
Po Box 8811
Little Rock, AR 72231
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 2,281
Total Mortgage Loan Application Amount $624,375,000
Average Mortgage Loan Application Amount $231,500
Highest Mortgage Loan Application Amount $10,405,000
Average Applicant Income $121,000
Highest Applicant Income $7,800,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AR, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Bank Ozk by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pulaski County Arkansas 137 $ 27,645,000 $ 201,000 $ 125,000
Pinellas County Florida 137 $ 43,985,000 $ 321,000 $ 159,000
Manatee County Florida 109 $ 16,575,000 $ 152,000 $ 150,000
Garland County Arkansas 62 $ 12,440,000 $ 200,000 $ 70,000
Hillsborough County Florida 60 $ 22,830,000 $ 380,000 $ 148,000
Cleveland County North Carolina 59 $ 7,245,000 $ 122,000 $ 88,000
Dallas County Texas 56 $ 13,290,000 $ 237,000 $ 60,000
Sarasota County Florida 49 $ 15,055,000 $ 307,000 $ 231,000
Carroll County Georgia 47 $ 6,165,000 $ 131,000 $ 85,000
Saline County Arkansas 46 $ 11,030,000 $ 239,000 $ 93,000
Faulkner County Arkansas 42 $ 7,440,000 $ 177,000 $ 99,000
Hot Spring County Arkansas 40 $ 3,310,000 $ 82,000 $ 67,000
Benton County Arkansas 37 $ 5,805,000 $ 156,000 $ 205,000
Davidson County North Carolina 36 $ 14,560,000 $ 404,000 $ 91,000
Crawford County Arkansas 34 $ 3,290,000 $ 96,000 $ 79,000
Franklin County Arkansas 33 $ 2,595,000 $ 78,000 $ 82,000
Sebastian County Arkansas 33 $ 9,805,000 $ 297,000 $ 125,000
Forsyth County Georgia 31 $ 7,165,000 $ 231,000 $ 118,000
Lee County Florida 29 $ 7,755,000 $ 267,000 $ 278,000
Randolph County North Carolina 29 $ 6,625,000 $ 228,000 $ 128,000
Fannin County Georgia 28 $ 3,740,000 $ 133,000 $ 87,000
Forsyth County North Carolina 27 $ 15,745,000 $ 583,000 $ 421,000
Mecklenburg County North Carolina 26 $ 19,740,000 $ 759,000 $ 140,000
Washington County Arkansas 25 $ 15,445,000 $ 617,000 $ 111,000
Barrow County Georgia 23 $ 2,195,000 $ 95,000 $ 85,000
Lowndes County Georgia 23 $ 7,135,000 $ 310,000 $ 53,000
Charlotte County Florida 22 $ 4,590,000 $ 208,000 $ 143,000
Marion County Florida 22 $ 1,290,000 $ 58,000 $ 55,000
Gwinnett County Georgia 22 $ 6,400,000 $ 290,000 $ 104,000
Bexar County Texas 22 $ 14,410,000 $ 655,000 $ 35,000
Fulton County Georgia 21 $ 9,345,000 $ 445,000 $ 146,000
Van Buren County Arkansas 20 $ 2,530,000 $ 126,000 $ 61,000
DeKalb County Georgia 20 $ 7,200,000 $ 360,000 $ 142,000
Tarrant County Texas 20 $ 9,590,000 $ 479,000 $ 84,000
Pope County Arkansas 19 $ 1,925,000 $ 101,000 $ 65,000
Searcy County Arkansas 19 $ 1,555,000 $ 81,000 $ 131,000
Cherokee County Georgia 19 $ 3,385,000 $ 178,000 $ 122,000
Haralson County Georgia 19 $ 1,565,000 $ 82,000 $ 68,000
Gaston County North Carolina 19 $ 6,325,000 $ 332,000 $ 120,000
Lonoke County Arkansas 18 $ 1,890,000 $ 105,000 $ 70,000
Miami-Dade County Florida 17 $ 19,005,000 $ 1,117,000 $ 871,000
Gilmer County Georgia 17 $ 2,645,000 $ 155,000 $ 106,000
Harris County Texas 17 $ 11,255,000 $ 662,000 $ 115,000
Pasco County Florida 16 $ 2,040,000 $ 127,000 $ 94,000
Heard County Georgia 15 $ 1,395,000 $ 93,000 $ 69,000
Davie County North Carolina 15 $ 1,455,000 $ 97,000 $ 77,000
Guilford County North Carolina 15 $ 4,025,000 $ 268,000 $ 69,000
Johnson County Arkansas 14 $ 870,000 $ 62,000 $ 52,000
Bibb County Georgia 14 $ 1,910,000 $ 136,000 $ 79,000
Coweta County Georgia 14 $ 2,110,000 $ 150,000 $ 68,000
Walton County Georgia 14 $ 960,000 $ 68,000 $ 102,000
Baxter County Arkansas 13 $ 935,000 $ 71,000 $ 67,000
Newton County Arkansas 13 $ 675,000 $ 51,000 $ 43,000
Cobb County Georgia 13 $ 2,315,000 $ 178,000 $ 176,000
Union County Georgia 13 $ 1,465,000 $ 112,000 $ 92,000
Travis County Texas 13 $ 15,005,000 $ 1,154,000 $ 0
Boone County Arkansas 12 $ 700,000 $ 58,000 $ 45,000
Duval County Florida 12 $ 5,430,000 $ 452,000 $ 134,000
Houston County Georgia 12 $ 1,270,000 $ 105,000 $ 167,000
Kaufman County Texas 12 $ 2,400,000 $ 200,000 $ 179,000
Orange County Florida 11 $ 1,595,000 $ 145,000 $ 216,000
Broward County Florida 10 $ 5,220,000 $ 522,000 $ 120,000
Paulding County Georgia 10 $ 870,000 $ 87,000 $ 50,000
Hempstead County Arkansas 9 $ 685,000 $ 76,000 $ 29,000
Jefferson County Arkansas 9 $ 1,505,000 $ 167,000 $ 0
Douglas County Georgia 9 $ 405,000 $ 45,000 $ 71,000
Cabarrus County North Carolina 9 $ 5,795,000 $ 643,000 $ 82,000
Bartow County Georgia 8 $ 1,520,000 $ 190,000 $ 83,000
Dawson County Georgia 8 $ 870,000 $ 108,000 $ 84,000
Glynn County Georgia 8 $ 970,000 $ 121,000 $ 142,000
Hall County Georgia 8 $ 1,210,000 $ 151,000 $ 58,000
Henry County Georgia 8 $ 1,150,000 $ 143,000 $ 88,000
Jackson County Georgia 8 $ 1,420,000 $ 177,000 $ 114,000
Whitfield County Georgia 8 $ 840,000 $ 105,000 $ 76,000
Logan County Arkansas 7 $ 405,000 $ 57,000 $ 55,000
Collier County Florida 7 $ 13,965,000 $ 1,995,000 $ 440,000
Clarke County Georgia 7 $ 4,535,000 $ 647,000 $ 140,000
Decatur County Georgia 7 $ 345,000 $ 49,000 $ 58,000
Oconee County Georgia 7 $ 1,675,000 $ 239,000 $ 124,000
Rutherford County North Carolina 7 $ 755,000 $ 107,000 $ 58,000
Clayton County Georgia 6 $ 880,000 $ 146,000 $ 40,000
Lumpkin County Georgia 6 $ 590,000 $ 98,000 $ 156,000
Buncombe County North Carolina 6 $ 3,240,000 $ 540,000 $ 202,000
Lincoln County North Carolina 6 $ 900,000 $ 150,000 $ 53,000
Rowan County North Carolina 6 $ 710,000 $ 118,000 $ 85,000
Collin County Texas 6 $ 1,680,000 $ 280,000 $ 87,000
Nueces County Texas 6 $ 710,000 $ 118,000 $ 0
Clark County Arkansas 5 $ 635,000 $ 127,000 $ 38,000
Marion County Arkansas 5 $ 245,000 $ 49,000 $ 68,000
St. Johns County Florida 5 $ 10,855,000 $ 2,171,000 $ 99,000
Murray County Georgia 5 $ 235,000 $ 47,000 $ 85,000
Pickens County Georgia 5 $ 385,000 $ 77,000 $ 122,000
Bowie County Texas 5 $ 525,000 $ 105,000 $ 30,000
Conway County Arkansas 4 $ 870,000 $ 217,000 $ 79,000
Craighead County Arkansas 4 $ 11,300,000 $ 2,825,000 $ 0
White County Arkansas 4 $ 310,000 $ 77,000 $ 43,000
Clay County Florida 4 $ 320,000 $ 80,000 $ 97,000
Levy County Florida 4 $ 720,000 $ 180,000 $ 178,000
Polk County Florida 4 $ 500,000 $ 125,000 $ 137,000
Banks County Georgia 4 $ 1,930,000 $ 482,000 $ 357,000
Floyd County Georgia 4 $ 340,000 $ 85,000 $ 35,000
Newton County Georgia 4 $ 470,000 $ 117,000 $ 244,000
Rockdale County Georgia 4 $ 530,000 $ 132,000 $ 57,000
Beaufort County South Carolina 4 $ 1,700,000 $ 425,000 $ 0
Lancaster County South Carolina 4 $ 1,670,000 $ 417,000 $ 159,000
Denton County Texas 4 $ 740,000 $ 185,000 $ 0
Izard County Arkansas 3 $ 45,000 $ 15,000 $ 68,000
DeSoto County Florida 3 $ 235,000 $ 78,000 $ 121,000
Palm Beach County Florida 3 $ 875,000 $ 291,000 $ 148,000
Seminole County Florida 3 $ 705,000 $ 235,000 $ 70,000
St. Lucie County Florida 3 $ 305,000 $ 101,000 $ 158,000
Fayette County Georgia 3 $ 1,155,000 $ 385,000 $ 102,000
Madison County Georgia 3 $ 275,000 $ 91,000 $ 91,000
Putnam County Georgia 3 $ 715,000 $ 238,000 $ 121,000
Johnston County North Carolina 3 $ 615,000 $ 205,000 $ 0
New Hanover County North Carolina 3 $ 2,235,000 $ 745,000 $ 0
Pitt County North Carolina 3 $ 3,455,000 $ 1,151,000 $ 0
Surry County North Carolina 3 $ 1,255,000 $ 418,000 $ 0
Union County North Carolina 3 $ 705,000 $ 235,000 $ 115,000
Calhoun County Alabama 2 $ 230,000 $ 115,000 $ 81,000
Cherokee County Alabama 2 $ 150,000 $ 75,000 $ 113,000
Cleburne County Arkansas 2 $ 380,000 $ 190,000 $ 99,000
Grant County Arkansas 2 $ 60,000 $ 30,000 $ 64,000
Miller County Arkansas 2 $ 300,000 $ 150,000 $ 74,000
Nevada County Arkansas 2 $ 120,000 $ 60,000 $ 70,000
Stone County Arkansas 2 $ 210,000 $ 105,000 $ 142,000
Yell County Arkansas 2 $ 310,000 $ 155,000 $ 66,000
Bay County Florida 2 $ 820,000 $ 410,000 $ 142,000
Hendry County Florida 2 $ 1,270,000 $ 635,000 $ 225,000
Osceola County Florida 2 $ 1,060,000 $ 530,000 $ 344,000
Sumter County Florida 2 $ 1,120,000 $ 560,000 $ 0
Chatham County Georgia 2 $ 220,000 $ 110,000 $ 39,000
Crisp County Georgia 2 $ 130,000 $ 65,000 $ 0
Habersham County Georgia 2 $ 80,000 $ 40,000 $ 161,000
Muscogee County Georgia 2 $ 270,000 $ 135,000 $ 37,000
Pike County Georgia 2 $ 560,000 $ 280,000 $ 0
Spalding County Georgia 2 $ 300,000 $ 150,000 $ 0
Towns County Georgia 2 $ 180,000 $ 90,000 $ 145,000
Troup County Georgia 2 $ 140,000 $ 70,000 $ 0
Jasper County Missouri 2 $ 260,000 $ 130,000 $ 0
McDonald County Missouri 2 $ 220,000 $ 110,000 $ 75,000
Brunswick County North Carolina 2 $ 180,000 $ 90,000 $ 165,000
Carteret County North Carolina 2 $ 580,000 $ 290,000 $ 0
Catawba County North Carolina 2 $ 530,000 $ 265,000 $ 133,000
Hoke County North Carolina 2 $ 500,000 $ 250,000 $ 0
Stanly County North Carolina 2 $ 470,000 $ 235,000 $ 0
Wake County North Carolina 2 $ 1,570,000 $ 785,000 $ 0
Watauga County North Carolina 2 $ 2,470,000 $ 1,235,000 $ 0
York County South Carolina 2 $ 710,000 $ 355,000 $ 0
Davidson County Tennessee 2 $ 5,410,000 $ 2,705,000 $ 532,000
Shelby County Tennessee 2 $ 1,130,000 $ 565,000 $ 0
Brazoria County Texas 2 $ 8,210,000 $ 4,105,000 $ 0
Williamson County Texas 2 $ 960,000 $ 480,000 $ 249,000
Baldwin County Alabama 1 $ 945,000 $ 945,000 $ 0
Cleburne County Alabama 1 $ 15,000 $ 15,000 $ 48,000
Lee County Alabama 1 $ 85,000 $ 85,000 $ 54,000
Randolph County Alabama 1 $ 75,000 $ 75,000 $ 90,000
Tuscaloosa County Alabama 1 $ 605,000 $ 605,000 $ 0
Ashley County Arkansas 1 $ 195,000 $ 195,000 $ 0
Greene County Arkansas 1 $ 1,515,000 $ 1,515,000 $ 0
Independence County Arkansas 1 $ 105,000 $ 105,000 $ 134,000
Lafayette County Arkansas 1 $ 45,000 $ 45,000 $ 70,000
Montgomery County Arkansas 1 $ 25,000 $ 25,000 $ 53,000
Perry County Arkansas 1 $ 85,000 $ 85,000 $ 59,000
Scott County Arkansas 1 $ 25,000 $ 25,000 $ 130,000
Eagle County Colorado 1 $ 2,255,000 $ 2,255,000 $ 1,946,000
Brevard County Florida 1 $ 75,000 $ 75,000 $ 435,000
Escambia County Florida 1 $ 305,000 $ 305,000 $ 0
Hamilton County Florida 1 $ 5,000 $ 5,000 $ 31,000
Leon County Florida 1 $ 525,000 $ 525,000 $ 0
Madison County Florida 1 $ 35,000 $ 35,000 $ 150,000
Santa Rosa County Florida 1 $ 45,000 $ 45,000 $ 70,000
Suwannee County Florida 1 $ 365,000 $ 365,000 $ 94,000
Volusia County Florida 1 $ 575,000 $ 575,000 $ 575,000
Walton County Florida 1 $ 705,000 $ 705,000 $ 0
Baldwin County Georgia 1 $ 3,255,000 $ 3,255,000 $ 0
Brooks County Georgia 1 $ 5,000 $ 5,000 $ 34,000
Grady County Georgia 1 $ 75,000 $ 75,000 $ 69,000
Harris County Georgia 1 $ 15,000 $ 15,000 $ 137,000
Lamar County Georgia 1 $ 145,000 $ 145,000 $ 11,000
Monroe County Georgia 1 $ 45,000 $ 45,000 $ 73,000
Morgan County Georgia 1 $ 155,000 $ 155,000 $ 106,000
Polk County Georgia 1 $ 25,000 $ 25,000 $ 55,000
Quitman County Georgia 1 $ 45,000 $ 45,000 $ 17,000
Seminole County Georgia 1 $ 15,000 $ 15,000 $ 59,000
Talbot County Georgia 1 $ 35,000 $ 35,000 $ 26,000
White County Georgia 1 $ 125,000 $ 125,000 $ 70,000
Jefferson County Kentucky 1 $ 3,695,000 $ 3,695,000 $ 0
Bossier County Louisiana 1 $ 295,000 $ 295,000 $ 0
Buchanan County Missouri 1 $ 65,000 $ 65,000 $ 45,000
Ashe County North Carolina 1 $ 685,000 $ 685,000 $ 627,000
Burke County North Carolina 1 $ 25,000 $ 25,000 $ 12,000
Caldwell County North Carolina 1 $ 305,000 $ 305,000 $ 0
Cherokee County North Carolina 1 $ 15,000 $ 15,000 $ 36,000
Cumberland County North Carolina 1 $ 4,575,000 $ 4,575,000 $ 0
Edgecombe County North Carolina 1 $ 155,000 $ 155,000 $ 80,000
Richmond County North Carolina 1 $ 35,000 $ 35,000 $ 0
Stokes County North Carolina 1 $ 205,000 $ 205,000 $ 0
Wayne County North Carolina 1 $ 185,000 $ 185,000 $ 0
McCurtain County Oklahoma 1 $ 845,000 $ 845,000 $ 0
Sequoyah County Oklahoma 1 $ 1,065,000 $ 1,065,000 $ 0
Dorchester County South Carolina 1 $ 425,000 $ 425,000 $ 0
Horry County South Carolina 1 $ 105,000 $ 105,000 $ 0
Oconee County South Carolina 1 $ 555,000 $ 555,000 $ 0
Richland County South Carolina 1 $ 155,000 $ 155,000 $ 0
Bradley County Tennessee 1 $ 45,000 $ 45,000 $ 52,000
Polk County Tennessee 1 $ 375,000 $ 375,000 $ 147,000
Bell County Texas 1 $ 3,935,000 $ 3,935,000 $ 0
Caldwell County Texas 1 $ 155,000 $ 155,000 $ 0
Cass County Texas 1 $ 35,000 $ 35,000 $ 48,000
Freestone County Texas 1 $ 55,000 $ 55,000 $ 0
Hood County Texas 1 $ 205,000 $ 205,000 $ 0
Johnson County Texas 1 $ 285,000 $ 285,000 $ 0
McLennan County Texas 1 $ 265,000 $ 265,000 $ 0
Parker County Texas 1 $ 1,705,000 $ 1,705,000 $ 0
Upshur County Texas 1 $ 75,000 $ 75,000 $ 0
Wood County Texas 1 $ 415,000 $ 415,000 $ 136,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Arkansas, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Bank Ozk in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,046 $419,560,000 $401,000 $9,905,000 $156,000 $7,800,000
Home Improvement 627 $59,135,000 $94,000 $1,755,000 $112,000 $1,139,000
Refinancing 372 $119,350,000 $320,000 $10,405,000 $95,000 $1,756,000
Other Purpose 236 $26,330,000 $111,000 $2,005,000 $121,000 $2,545,000
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,137 $166,895,000 $146,000 $2,805,000 $122,000 $2,545,000
Not applicable 667 $357,215,000 $535,000 $9,905,000 $0 $0
Not Provided 199 $52,665,000 $264,000 $10,405,000 $177,000 $7,800,000
Black or African American 142 $22,480,000 $158,000 $555,000 $81,000 $389,000
Hispanic 94 $14,440,000 $153,000 $605,000 $100,000 $708,000
Asian 30 $7,650,000 $255,000 $805,000 $164,000 $480,000
American Indian or Alaskan Native 4 $400,000 $100,000 $255,000 $34,000 $60,000
Native Hawaiian or Other Pacific Islander 3 $1,285,000 $428,000 $585,000 $397,000 $547,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,281 $624,375,000 $273,000 $10,405,000 $125,000 $7,800,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,193 $378,925,000 $317,000 $10,405,000 $143,000 $1,756,000
Application Denied By Financial Institution 799 $127,525,000 $159,000 $2,805,000 $91,000 $1,139,000
Application Withdrawn By Applicant 234 $100,100,000 $427,000 $9,005,000 $211,000 $7,800,000
Application Approved But Not Accepted 55 $17,825,000 $324,000 $3,805,000 $138,000 $400,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,482 $496,850,000 $335,000 $10,405,000 $156,000 $7,800,000
Debt-To-Income Ratio 347 $67,295,000 $193,000 $1,675,000 $73,000 $495,000
Credit History 257 $21,315,000 $82,000 $1,005,000 $81,000 $547,000
Collateral 116 $19,030,000 $164,000 $1,435,000 $149,000 $1,139,000
Credit Application Incomplete 45 $14,425,000 $320,000 $2,805,000 $165,000 $759,000
Other 18 $2,560,000 $142,000 $425,000 $100,000 $305,000
Unverifiable Information 8 $1,330,000 $166,000 $605,000 $14,000 $48,000
Employment History 5 $765,000 $153,000 $405,000 $30,000 $75,000
Insufficient Cash (Downpayment, Closing Cost) 3 $805,000 $268,000 $565,000 $49,000 $55,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AR, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Arkansas, and search similar information at your convenience.

Download the Arkansas Lender List