2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
Graphs and Stats
- Search
- Mortgage Lenders by
- Name
- City
- State
- Zip Code
- County
- Metropolitan Area
- Mortgage Loan Totals
- State, County, Metro
- Data Downloads
- Services
- Blog
- About
- Data Updated through 2023
Bank Of The Ozarks
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Bank Of The Ozarks 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of The Ozarks Po Box 8811 Little Rock, AR 72231 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,629 |
| Total Mortgage Loan Application Amount | $562,677,000 |
| Average Mortgage Loan Application Amount | $130,333 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $75,333 |
| Highest Applicant Income | $3,987,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Bank Of The Ozarks. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of The Ozarks's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Bank Of The Ozarks's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of The Ozarks serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of The Ozarks, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of The Ozarks's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Anderson County South Carolina | 1 | $ 337,000 | $ 337,000 | $ 601,000 |
| Baldwin County Alabama | 2 | $ 652,000 | $ 326,000 | $ 192,000 |
| Banks County Georgia | 1 | $ 11,000 | $ 11,000 | $ 47,000 |
| Barrow County Georgia | 9 | $ 262,000 | $ 29,000 | $ 68,000 |
| Bartow County Georgia | 15 | $ 2,078,000 | $ 138,000 | $ 73,000 |
| Bastrop County Texas | 2 | $ 324,000 | $ 162,000 | $ 217,000 |
| Baxter County Arkansas | 36 | $ 3,211,000 | $ 89,000 | $ 47,000 |
| Bay County Florida | 2 | $ 385,000 | $ 192,000 | $ 171,000 |
| Beaufort County South Carolina | 13 | $ 3,748,000 | $ 288,000 | $ 237,000 |
| Benton County Arkansas | 93 | $ 15,900,000 | $ 170,000 | $ 82,000 |
| Bexar County Texas | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Bibb County Georgia | 2 | $ 64,000 | $ 32,000 | $ 15,000 |
| Boone County Arkansas | 16 | $ 1,364,000 | $ 85,000 | $ 52,000 |
| Bossier County Louisiana | 1 | $ 112,000 | $ 112,000 | $ 51,000 |
| Bowie County Texas | 38 | $ 4,313,000 | $ 113,000 | $ 92,000 |
| Brantley County Georgia | 1 | $ 10,000 | $ 10,000 | $ 44,000 |
| Brazoria County Texas | 1 | $ 268,000 | $ 268,000 | $ 74,000 |
| Brevard County Florida | 2 | $ 684,000 | $ 342,000 | $ 0 |
| Brooks County Georgia | 1 | $ 31,000 | $ 31,000 | $ 61,000 |
| Broward County Florida | 7 | $ 805,000 | $ 115,000 | $ 76,000 |
| Brunswick County North Carolina | 2 | $ 477,000 | $ 238,000 | $ 374,000 |
| Cabarrus County North Carolina | 19 | $ 1,973,000 | $ 103,000 | $ 39,000 |
| Caldwell County Texas | 2 | $ 55,000 | $ 27,000 | $ 103,000 |
| Canadian County Oklahoma | 1 | $ 210,000 | $ 210,000 | $ 13,000 |
| Carroll County Arkansas | 5 | $ 352,000 | $ 70,000 | $ 69,000 |
| Carroll County Georgia | 28 | $ 3,076,000 | $ 109,000 | $ 63,000 |
| Catawba County North Carolina | 5 | $ 606,000 | $ 121,000 | $ 66,000 |
| Charleston County South Carolina | 2 | $ 10,118,000 | $ 5,059,000 | $ 39,000 |
| Charlotte County Florida | 5 | $ 423,000 | $ 84,000 | $ 50,000 |
| Chatham County Georgia | 12 | $ 2,667,000 | $ 222,000 | $ 172,000 |
| Chatham County North Carolina | 2 | $ 303,000 | $ 151,000 | $ 41,000 |
| Chattooga County Georgia | 1 | $ 36,000 | $ 36,000 | $ 78,000 |
| Cherokee County Georgia | 15 | $ 1,849,000 | $ 123,000 | $ 87,000 |
| Cherokee County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 35,000 |
| Cherokee County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Claiborne County Louisiana | 1 | $ 59,000 | $ 59,000 | $ 53,000 |
| Clark County Arkansas | 28 | $ 1,799,000 | $ 64,000 | $ 55,000 |
| Clarke County Georgia | 1 | $ 199,000 | $ 199,000 | $ 40,000 |
| Clay County Florida | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Clayton County Georgia | 8 | $ 971,000 | $ 121,000 | $ 47,000 |
| Cleburne County Arkansas | 17 | $ 2,315,000 | $ 136,000 | $ 129,000 |
| Cleveland County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Cleveland County North Carolina | 71 | $ 8,413,000 | $ 118,000 | $ 61,000 |
| Cobb County Georgia | 10 | $ 2,368,000 | $ 236,000 | $ 174,000 |
| Collier County Florida | 1 | $ 950,000 | $ 950,000 | $ 1,920,000 |
| Collin County Texas | 102 | $ 25,592,000 | $ 250,000 | $ 136,000 |
| Columbia County Arkansas | 13 | $ 771,000 | $ 59,000 | $ 61,000 |
| Comal County Texas | 1 | $ 345,000 | $ 345,000 | $ 94,000 |
| Comanche County Oklahoma | 15 | $ 2,145,000 | $ 143,000 | $ 0 |
| Conway County Arkansas | 8 | $ 910,000 | $ 113,000 | $ 55,000 |
| Cook County Georgia | 1 | $ 57,000 | $ 57,000 | $ 52,000 |
| Coweta County Georgia | 11 | $ 1,157,000 | $ 105,000 | $ 64,000 |
| Craighead County Arkansas | 17 | $ 2,366,000 | $ 139,000 | $ 91,000 |
| Crawford County Arkansas | 69 | $ 11,070,000 | $ 160,000 | $ 64,000 |
| Dallas County Arkansas | 1 | $ 116,000 | $ 116,000 | $ 81,000 |
| Dallas County Texas | 130 | $ 26,980,000 | $ 207,000 | $ 69,000 |
| Dare County North Carolina | 1 | $ 340,000 | $ 340,000 | $ 132,000 |
| Davidson County North Carolina | 15 | $ 1,269,000 | $ 84,000 | $ 90,000 |
| Davie County North Carolina | 21 | $ 3,148,000 | $ 149,000 | $ 70,000 |
| Dawson County Georgia | 5 | $ 750,000 | $ 150,000 | $ 49,000 |
| Decatur County Georgia | 19 | $ 551,000 | $ 29,000 | $ 45,000 |
| DeKalb County Georgia | 10 | $ 1,608,000 | $ 160,000 | $ 81,000 |
| Delaware County Oklahoma | 3 | $ 1,604,000 | $ 534,000 | $ 57,000 |
| Denton County Texas | 60 | $ 15,211,000 | $ 253,000 | $ 127,000 |
| Douglas County Georgia | 10 | $ 1,446,000 | $ 144,000 | $ 95,000 |
| Duval County Florida | 1 | $ 200,000 | $ 200,000 | $ 328,000 |
| Early County Georgia | 1 | $ 16,000 | $ 16,000 | $ 28,000 |
| Echols County Georgia | 2 | $ 164,000 | $ 82,000 | $ 27,000 |
| Elbert County Georgia | 2 | $ 207,000 | $ 103,000 | $ 78,000 |
| Ellis County Texas | 2 | $ 600,000 | $ 300,000 | $ 73,000 |
| Essex County New Jersey | 1 | $ 339,000 | $ 339,000 | $ 148,000 |
| Fannin County Georgia | 10 | $ 1,780,000 | $ 178,000 | $ 117,000 |
| Faulkner County Arkansas | 163 | $ 20,699,000 | $ 126,000 | $ 54,000 |
| Fayette County Georgia | 12 | $ 785,000 | $ 65,000 | $ 23,000 |
| Floyd County Georgia | 7 | $ 367,000 | $ 52,000 | $ 62,000 |
| Forsyth County Georgia | 12 | $ 2,063,000 | $ 171,000 | $ 78,000 |
| Forsyth County North Carolina | 23 | $ 6,143,000 | $ 267,000 | $ 67,000 |
| Fort Bend County Texas | 6 | $ 1,724,000 | $ 287,000 | $ 133,000 |
| Franklin County Arkansas | 69 | $ 6,221,000 | $ 90,000 | $ 54,000 |
| Franklin County Georgia | 1 | $ 40,000 | $ 40,000 | $ 24,000 |
| Fulton County Arkansas | 4 | $ 643,000 | $ 160,000 | $ 90,000 |
| Fulton County Georgia | 28 | $ 6,778,000 | $ 242,000 | $ 174,000 |
| Garland County Arkansas | 186 | $ 25,618,000 | $ 137,000 | $ 121,000 |
| Gaston County North Carolina | 68 | $ 5,438,000 | $ 79,000 | $ 49,000 |
| Geneva County Alabama | 30 | $ 634,000 | $ 21,000 | $ 45,000 |
| Gilmer County Georgia | 23 | $ 2,830,000 | $ 123,000 | $ 70,000 |
| Glynn County Georgia | 11 | $ 1,909,000 | $ 173,000 | $ 59,000 |
| Gordon County Georgia | 12 | $ 1,604,000 | $ 133,000 | $ 11,000 |
| Grady County Georgia | 12 | $ 62,000 | $ 5,000 | $ 47,000 |
| Grant County Arkansas | 1 | $ 89,000 | $ 89,000 | $ 68,000 |
| Grayson County Texas | 2 | $ 591,000 | $ 295,000 | $ 106,000 |
| Greene County Arkansas | 3 | $ 237,000 | $ 79,000 | $ 55,000 |
| Greene County Missouri | 1 | $ 140,000 | $ 140,000 | $ 288,000 |
| Greenville County South Carolina | 1 | $ 98,000 | $ 98,000 | $ 29,000 |
| Guilford County North Carolina | 2 | $ 174,000 | $ 87,000 | $ 39,000 |
| Gulf County Florida | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
| Gwinnett County Georgia | 20 | $ 3,543,000 | $ 177,000 | $ 75,000 |
| Habersham County Georgia | 1 | $ 195,000 | $ 195,000 | $ 157,000 |
| Hall County Georgia | 5 | $ 1,115,000 | $ 223,000 | $ 70,000 |
| Haralson County Georgia | 11 | $ 923,000 | $ 83,000 | $ 56,000 |
| Harris County Texas | 16 | $ 4,205,000 | $ 262,000 | $ 90,000 |
| Hays County Texas | 9 | $ 2,019,000 | $ 224,000 | $ 121,000 |
| Haywood County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 32,000 |
| Heard County Georgia | 4 | $ 83,000 | $ 20,000 | $ 57,000 |
| Hempstead County Arkansas | 45 | $ 1,898,000 | $ 42,000 | $ 40,000 |
| Henderson County North Carolina | 1 | $ 309,000 | $ 309,000 | $ 130,000 |
| Henry County Georgia | 15 | $ 1,803,000 | $ 120,000 | $ 68,000 |
| Hernando County Florida | 1 | $ 165,000 | $ 165,000 | $ 445,000 |
| Hillsborough County Florida | 14 | $ 3,487,000 | $ 249,000 | $ 80,000 |
| Holmes County Florida | 2 | $ 87,000 | $ 43,000 | $ 174,000 |
| Horry County South Carolina | 2 | $ 312,000 | $ 156,000 | $ 42,000 |
| Hot Spring County Arkansas | 28 | $ 2,556,000 | $ 91,000 | $ 55,000 |
| Houston County Alabama | 1 | $ 4,000 | $ 4,000 | $ 13,000 |
| Howard County Arkansas | 2 | $ 260,000 | $ 130,000 | $ 71,000 |
| Hunt County Texas | 3 | $ 488,000 | $ 162,000 | $ 105,000 |
| Independence County Arkansas | 1 | $ 238,000 | $ 238,000 | $ 237,000 |
| Ingham County Michigan | 1 | $ 278,000 | $ 278,000 | $ 119,000 |
| Iredell County North Carolina | 2 | $ 707,000 | $ 353,000 | $ 204,000 |
| Izard County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 96,000 |
| Jackson County Georgia | 7 | $ 982,000 | $ 140,000 | $ 54,000 |
| Jackson County Missouri | 1 | $ 70,000 | $ 70,000 | $ 76,000 |
| Jackson County North Carolina | 1 | $ 683,000 | $ 683,000 | $ 0 |
| Jefferson County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 61,000 |
| Jefferson County Kentucky | 1 | $ 168,000 | $ 168,000 | $ 53,000 |
| Johnson County Arkansas | 49 | $ 4,196,000 | $ 85,000 | $ 43,000 |
| Johnson County Texas | 2 | $ 303,000 | $ 151,000 | $ 64,000 |
| Kent County Michigan | 1 | $ 164,000 | $ 164,000 | $ 100,000 |
| Kings County New York | 1 | $ 1,675,000 | $ 1,675,000 | $ 0 |
| Lafayette County Arkansas | 3 | $ 10,000 | $ 3,000 | $ 25,000 |
| Lancaster County South Carolina | 1 | $ 283,000 | $ 283,000 | $ 100,000 |
| Lanier County Georgia | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Le Flore County Oklahoma | 10 | $ 976,000 | $ 97,000 | $ 58,000 |
| Lee County Arkansas | 1 | $ 3,000 | $ 3,000 | $ 69,000 |
| Lee County Florida | 6 | $ 1,040,000 | $ 173,000 | $ 111,000 |
| Lincoln County North Carolina | 33 | $ 4,099,000 | $ 124,000 | $ 38,000 |
| Little River County Arkansas | 2 | $ 181,000 | $ 90,000 | $ 102,000 |
| Logan County Arkansas | 18 | $ 633,000 | $ 35,000 | $ 37,000 |
| Lonoke County Arkansas | 105 | $ 15,717,000 | $ 149,000 | $ 64,000 |
| Lowndes County Georgia | 32 | $ 2,691,000 | $ 84,000 | $ 53,000 |
| Lumpkin County Georgia | 11 | $ 639,000 | $ 58,000 | $ 31,000 |
| Macon County North Carolina | 1 | $ 52,000 | $ 52,000 | $ 206,000 |
| Madison County Florida | 1 | $ 3,000 | $ 3,000 | $ 28,000 |
| Madison County Georgia | 1 | $ 120,000 | $ 120,000 | $ 79,000 |
| Madison County Indiana | 1 | $ 136,000 | $ 136,000 | $ 74,000 |
| Manatee County Florida | 11 | $ 1,356,000 | $ 123,000 | $ 78,000 |
| Marion County Arkansas | 12 | $ 1,141,000 | $ 95,000 | $ 68,000 |
| Marion County Florida | 7 | $ 677,000 | $ 96,000 | $ 62,000 |
| McCurtain County Oklahoma | 1 | $ 1,912,000 | $ 1,912,000 | $ 30,000 |
| McDonald County Missouri | 1 | $ 81,000 | $ 81,000 | $ 59,000 |
| McIntosh County Georgia | 4 | $ 1,008,000 | $ 252,000 | $ 179,000 |
| McLennan County Texas | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Mecklenburg County North Carolina | 39 | $ 15,525,000 | $ 398,000 | $ 89,000 |
| Miami-Dade County Florida | 13 | $ 14,896,000 | $ 1,145,000 | $ 476,000 |
| Miller County Arkansas | 21 | $ 2,385,000 | $ 113,000 | $ 63,000 |
| Miller County Georgia | 1 | $ 10,000 | $ 10,000 | $ 29,000 |
| Mitchell County Georgia | 2 | $ 676,000 | $ 338,000 | $ 0 |
| Mitchell County North Carolina | 1 | $ 49,000 | $ 49,000 | $ 35,000 |
| Mobile County Alabama | 19 | $ 2,187,000 | $ 115,000 | $ 94,000 |
| Monroe County Florida | 3 | $ 2,345,000 | $ 781,000 | $ 201,000 |
| Montgomery County Arkansas | 3 | $ 391,000 | $ 130,000 | $ 98,000 |
| Murray County Georgia | 11 | $ 735,000 | $ 66,000 | $ 44,000 |
| Muscogee County Georgia | 9 | $ 645,000 | $ 71,000 | $ 68,000 |
| Nevada County Arkansas | 7 | $ 340,000 | $ 48,000 | $ 72,000 |
| New Hanover County North Carolina | 82 | $ 3,783,000 | $ 46,000 | $ 0 |
| Newton County Arkansas | 21 | $ 670,000 | $ 31,000 | $ 34,000 |
| Newton County Georgia | 1 | $ 93,000 | $ 93,000 | $ 51,000 |
| Oconee County Georgia | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Oconee County South Carolina | 1 | $ 43,000 | $ 43,000 | $ 33,000 |
| Okaloosa County Florida | 1 | $ 736,000 | $ 736,000 | $ 0 |
| Orange County Florida | 2 | $ 8,205,000 | $ 4,102,000 | $ 96,000 |
| Ottawa County Michigan | 1 | $ 200,000 | $ 200,000 | $ 70,000 |
| Ouachita County Arkansas | 5 | $ 251,000 | $ 50,000 | $ 72,000 |
| Palm Beach County Florida | 3 | $ 2,014,000 | $ 671,000 | $ 87,000 |
| Parker County Texas | 16 | $ 2,162,000 | $ 135,000 | $ 230,000 |
| Pasco County Florida | 1 | $ 56,000 | $ 56,000 | $ 21,000 |
| Paulding County Georgia | 7 | $ 847,000 | $ 121,000 | $ 79,000 |
| Perry County Arkansas | 3 | $ 291,000 | $ 97,000 | $ 53,000 |
| Phelps County Missouri | 1 | $ 58,000 | $ 58,000 | $ 837,000 |
| Pickens County Georgia | 5 | $ 679,000 | $ 135,000 | $ 172,000 |
| Pike County Arkansas | 4 | $ 1,893,000 | $ 473,000 | $ 31,000 |
| Pike County Georgia | 3 | $ 252,000 | $ 84,000 | $ 14,000 |
| Pinellas County Florida | 54 | $ 7,643,000 | $ 141,000 | $ 59,000 |
| Platte County Missouri | 1 | $ 323,000 | $ 323,000 | $ 170,000 |
| Polk County Georgia | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Polk County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 59,000 |
| Pope County Arkansas | 59 | $ 6,501,000 | $ 110,000 | $ 67,000 |
| Pulaski County Arkansas | 424 | $ 57,606,000 | $ 135,000 | $ 64,000 |
| Queens County New York | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Rabun County Georgia | 3 | $ 1,527,000 | $ 509,000 | $ 233,000 |
| Randolph County Alabama | 1 | $ 3,000 | $ 3,000 | $ 50,000 |
| Randolph County North Carolina | 18 | $ 1,959,000 | $ 108,000 | $ 57,000 |
| Richmond County Georgia | 1 | $ 54,000 | $ 54,000 | $ 51,000 |
| Rockdale County Georgia | 3 | $ 290,000 | $ 96,000 | $ 27,000 |
| Rockingham County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 50,000 |
| Rockwall County Texas | 4 | $ 799,000 | $ 199,000 | $ 88,000 |
| Rowan County North Carolina | 8 | $ 737,000 | $ 92,000 | $ 79,000 |
| Russell County Alabama | 1 | $ 34,000 | $ 34,000 | $ 47,000 |
| Rutherford County North Carolina | 13 | $ 1,334,000 | $ 102,000 | $ 65,000 |
| Rutherford County Tennessee | 2 | $ 582,000 | $ 291,000 | $ 99,000 |
| Saline County Arkansas | 159 | $ 23,204,000 | $ 145,000 | $ 78,000 |
| San Jacinto County Texas | 3 | $ 263,000 | $ 87,000 | $ 134,000 |
| Santa Rosa County Florida | 2 | $ 284,000 | $ 142,000 | $ 143,000 |
| Sarasota County Florida | 6 | $ 1,158,000 | $ 193,000 | $ 80,000 |
| Searcy County Arkansas | 23 | $ 1,135,000 | $ 49,000 | $ 133,000 |
| Sebastian County Arkansas | 50 | $ 7,452,000 | $ 149,000 | $ 49,000 |
| Sedgwick County Kansas | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Seminole County Georgia | 3 | $ 130,000 | $ 43,000 | $ 74,000 |
| Sequoyah County Oklahoma | 4 | $ 569,000 | $ 142,000 | $ 183,000 |
| Sevier County Arkansas | 2 | $ 253,000 | $ 126,000 | $ 48,000 |
| Shelby County Alabama | 1 | $ 266,000 | $ 266,000 | $ 92,000 |
| Smith County Texas | 1 | $ 101,000 | $ 101,000 | $ 81,000 |
| Spalding County Georgia | 1 | $ 93,000 | $ 93,000 | $ 17,000 |
| Spartanburg County South Carolina | 2 | $ 440,000 | $ 220,000 | $ 55,000 |
| St. Johns County Florida | 2 | $ 160,000 | $ 80,000 | $ 111,000 |
| St. Louis City County Missouri | 1 | $ 219,000 | $ 219,000 | $ 124,000 |
| St. Lucie County Florida | 1 | $ 308,000 | $ 308,000 | $ 92,000 |
| Stokes County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Stone County Arkansas | 3 | $ 354,000 | $ 118,000 | $ 55,000 |
| Stone County Missouri | 1 | $ 169,000 | $ 169,000 | $ 46,000 |
| Talbot County Georgia | 1 | $ 4,000 | $ 4,000 | $ 16,000 |
| Taney County Missouri | 2 | $ 259,000 | $ 129,000 | $ 56,000 |
| Tarrant County Texas | 43 | $ 9,142,000 | $ 212,000 | $ 93,000 |
| Towns County Georgia | 2 | $ 747,000 | $ 373,000 | $ 268,000 |
| Travis County Texas | 63 | $ 19,094,000 | $ 303,000 | $ 117,000 |
| Union County Georgia | 12 | $ 2,163,000 | $ 180,000 | $ 94,000 |
| Union County North Carolina | 2 | $ 534,000 | $ 267,000 | $ 96,000 |
| Van Buren County Arkansas | 29 | $ 3,070,000 | $ 105,000 | $ 99,000 |
| Wake County North Carolina | 1 | $ 1,747,000 | $ 1,747,000 | $ 0 |
| Walton County Florida | 2 | $ 351,000 | $ 175,000 | $ 52,000 |
| Walton County Georgia | 1 | $ 296,000 | $ 296,000 | $ 174,000 |
| Washington County Arkansas | 60 | $ 8,819,000 | $ 146,000 | $ 84,000 |
| Watauga County North Carolina | 1 | $ 293,000 | $ 293,000 | $ 101,000 |
| Webster County Louisiana | 1 | $ 14,000 | $ 14,000 | $ 70,000 |
| White County Arkansas | 7 | $ 3,058,000 | $ 436,000 | $ 76,000 |
| White County Georgia | 2 | $ 218,000 | $ 109,000 | $ 304,000 |
| Whitfield County Georgia | 8 | $ 813,000 | $ 101,000 | $ 85,000 |
| Williamson County Texas | 18 | $ 3,703,000 | $ 205,000 | $ 119,000 |
| Winston County Alabama | 1 | $ 330,000 | $ 330,000 | $ 292,000 |
| Wise County Texas | 2 | $ 630,000 | $ 315,000 | $ 113,000 |
| Wood County Texas | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| Yadkin County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 19,000 |
| Yell County Arkansas | 10 | $ 1,168,000 | $ 116,000 | $ 57,000 |
| York County South Carolina | 2 | $ 524,000 | $ 262,000 | $ 47,000 |
Mortgage Loan Application Detail Totals for Bank Of The Ozarks in 2016
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,255 | $380,970,000 | $168,000 | $10,000,000 | $79,000 | $3,987,000 |
| Refinancing | 921 | $157,295,000 | $170,000 | $8,025,000 | $78,000 | $1,036,000 |
| Home Improvement | 453 | $24,412,000 | $53,000 | $6,000,000 | $69,000 | $2,140,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,442 | $375,558,000 | $153,000 | $8,025,000 | $96,000 | $3,987,000 |
| Not applicable | 607 | $102,083,000 | $168,000 | $10,000,000 | $0 | $0 |
| Black or African American | 264 | $31,465,000 | $119,000 | $2,960,000 | $70,000 | $1,301,000 |
| Hispanic | 128 | $15,895,000 | $124,000 | $410,000 | $75,000 | $1,536,000 |
| Asian | 100 | $23,918,000 | $239,000 | $1,912,000 | $119,000 | $1,069,000 |
| Not Provided | 73 | $12,155,000 | $166,000 | $1,613,000 | $107,000 | $1,094,000 |
| American Indian or Alaskan Native | 14 | $1,495,000 | $106,000 | $300,000 | $75,000 | $242,000 |
| Native Hawaiin or Other Pacific Islander | 1 | $108,000 | $108,000 | $108,000 | $21,000 | $21,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,069 | $476,684,000 | $155,000 | $10,000,000 | $81,000 | $3,987,000 |
| FHA-insured (Federal Housing Administration) | 322 | $47,470,000 | $147,000 | $349,000 | $60,000 | $244,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 129 | $15,850,000 | $122,000 | $285,000 | $42,000 | $81,000 |
| VA-guaranteed (Veterans Administration) | 109 | $22,673,000 | $208,000 | $857,000 | $86,000 | $508,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,504 | $394,725,000 | $157,000 | $10,000,000 | $80,000 | $3,987,000 |
| Application Denied By Financial Institution | 621 | $69,837,000 | $112,000 | $6,000,000 | $61,000 | $1,800,000 |
| Application Withdrawn By Applicant | 355 | $78,571,000 | $221,000 | $8,025,000 | $97,000 | $1,920,000 |
| Loan Purchased By The Institution | 118 | $15,601,000 | $132,000 | $351,000 | $46,000 | $244,000 |
| Application Approved But Not Accepted | 31 | $3,943,000 | $127,000 | $538,000 | $110,000 | $582,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 285 | $20,545,000 | $72,000 | $857,000 | $57,000 | $557,000 |
| Debt-To-Income Ratio | 213 | $29,749,000 | $139,000 | $6,000,000 | $60,000 | $1,800,000 |
| Collateral | 54 | $7,781,000 | $144,000 | $1,200,000 | $86,000 | $625,000 |
| Credit Application Incomplete | 28 | $7,194,000 | $256,000 | $3,350,000 | $71,000 | $258,000 |
| Other | 16 | $1,655,000 | $103,000 | $520,000 | $66,000 | $243,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,110,000 | $123,000 | $595,000 | $40,000 | $78,000 |
| Employment History | 8 | $918,000 | $114,000 | $200,000 | $43,000 | $84,000 |
| Unverifiable Information | 4 | $339,000 | $84,000 | $233,000 | $47,000 | $72,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of The Ozarks's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of The Ozarks's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.
Copyright © 2025 AllMortgageDetail.com All rights reserved. disclaimer