2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Bank Of The Ozarks
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Bank Of The Ozarks 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of The Ozarks Po Box 8811 Little Rock, AR 72231 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,292 |
| Total Mortgage Loan Application Amount | $722,207,000 |
| Average Mortgage Loan Application Amount | $234,000 |
| Highest Mortgage Loan Application Amount | $67,000,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $4,050,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Bank Of The Ozarks. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of The Ozarks's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Bank Of The Ozarks's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of The Ozarks serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of The Ozarks, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of The Ozarks's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Adams County Colorado | 1 | $ 198,000 | $ 198,000 | $ 219,000 |
| Alamance County North Carolina | 1 | $ 266,000 | $ 266,000 | $ 112,000 |
| Angelina County Texas | 2 | $ 151,000 | $ 75,000 | $ 59,000 |
| Avery County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 132,000 |
| Baldwin County Alabama | 3 | $ 706,000 | $ 235,000 | $ 282,000 |
| Barton County Missouri | 1 | $ 260,000 | $ 260,000 | $ 106,000 |
| Bartow County Georgia | 21 | $ 1,419,000 | $ 67,000 | $ 59,000 |
| Baxter County Arkansas | 26 | $ 4,368,000 | $ 168,000 | $ 46,000 |
| Bay County Florida | 1 | $ 73,000 | $ 73,000 | $ 117,000 |
| Beaufort County South Carolina | 7 | $ 2,344,000 | $ 334,000 | $ 170,000 |
| Benton County Arkansas | 81 | $ 20,689,000 | $ 255,000 | $ 86,000 |
| Berkeley County South Carolina | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Bexar County Texas | 2 | $ 648,000 | $ 324,000 | $ 165,000 |
| Bibb County Georgia | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Blanco County Texas | 3 | $ 822,000 | $ 274,000 | $ 166,000 |
| Boone County Arkansas | 49 | $ 3,300,000 | $ 67,000 | $ 47,000 |
| Bowie County Texas | 27 | $ 4,858,000 | $ 179,000 | $ 74,000 |
| Bradley County Arkansas | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Brantley County Georgia | 1 | $ 250,000 | $ 250,000 | $ 78,000 |
| Brazoria County Texas | 1 | $ 3,000 | $ 3,000 | $ 50,000 |
| Brazos County Texas | 1 | $ 168,000 | $ 168,000 | $ 47,000 |
| Bronx County New York | 1 | $ 877,000 | $ 877,000 | $ 0 |
| Brooks County Georgia | 4 | $ 311,000 | $ 77,000 | $ 49,000 |
| Brunswick County North Carolina | 4 | $ 507,000 | $ 126,000 | $ 121,000 |
| Bryan County Georgia | 2 | $ 507,000 | $ 253,000 | $ 153,000 |
| Bulloch County Georgia | 1 | $ 42,000 | $ 42,000 | $ 36,000 |
| Burke County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Burnet County Texas | 1 | $ 373,000 | $ 373,000 | $ 277,000 |
| Butts County Georgia | 1 | $ 176,000 | $ 176,000 | $ 72,000 |
| Cabarrus County North Carolina | 7 | $ 799,000 | $ 114,000 | $ 54,000 |
| Caldwell County Texas | 3 | $ 90,000 | $ 30,000 | $ 60,000 |
| Carroll County Arkansas | 5 | $ 280,000 | $ 56,000 | $ 47,000 |
| Carroll County Georgia | 2 | $ 189,000 | $ 94,000 | $ 87,000 |
| Catawba County North Carolina | 7 | $ 736,000 | $ 105,000 | $ 38,000 |
| Chatham County Georgia | 7 | $ 1,607,000 | $ 229,000 | $ 69,000 |
| Chattooga County Georgia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Cherokee County Georgia | 4 | $ 635,000 | $ 158,000 | $ 101,000 |
| Cherokee County Oklahoma | 2 | $ 292,000 | $ 146,000 | $ 75,000 |
| Chesapeake County Virginia | 1 | $ 396,000 | $ 396,000 | $ 131,000 |
| Chesterfield County Virginia | 2 | $ 475,000 | $ 237,000 | $ 126,000 |
| Christian County Missouri | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Citrus County Florida | 3 | $ 297,000 | $ 99,000 | $ 38,000 |
| Clark County Arkansas | 50 | $ 4,952,000 | $ 99,000 | $ 87,000 |
| Clay County Arkansas | 1 | $ 2,250,000 | $ 2,250,000 | $ 28,000 |
| Clay County North Carolina | 1 | $ 207,000 | $ 207,000 | $ 394,000 |
| Cleburne County Arkansas | 7 | $ 1,109,000 | $ 158,000 | $ 170,000 |
| Cleveland County North Carolina | 78 | $ 8,404,000 | $ 107,000 | $ 52,000 |
| Cobb County Georgia | 2 | $ 491,000 | $ 245,000 | $ 76,000 |
| Coffee County Alabama | 3 | $ 212,000 | $ 70,000 | $ 108,000 |
| Collin County Texas | 177 | $ 45,136,000 | $ 255,000 | $ 114,000 |
| Columbia County Arkansas | 19 | $ 1,010,000 | $ 53,000 | $ 56,000 |
| Columbia County Florida | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Columbia County Georgia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Conway County Arkansas | 6 | $ 1,477,000 | $ 246,000 | $ 99,000 |
| Cook County Georgia | 1 | $ 40,000 | $ 40,000 | $ 38,000 |
| Coweta County Georgia | 9 | $ 1,240,000 | $ 137,000 | $ 97,000 |
| Craighead County Arkansas | 1 | $ 945,000 | $ 945,000 | $ 0 |
| Crawford County Arkansas | 98 | $ 9,469,000 | $ 96,000 | $ 63,000 |
| Crittenden County Arkansas | 2 | $ 364,000 | $ 182,000 | $ 119,000 |
| Dale County Alabama | 1 | $ 24,000 | $ 24,000 | $ 24,000 |
| Dallas County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Dallas County Texas | 75 | $ 22,136,000 | $ 295,000 | $ 103,000 |
| Davidson County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 250,000 |
| Davie County North Carolina | 8 | $ 833,000 | $ 104,000 | $ 51,000 |
| Dawson County Georgia | 8 | $ 808,000 | $ 101,000 | $ 33,000 |
| Decatur County Georgia | 26 | $ 1,099,000 | $ 42,000 | $ 38,000 |
| DeKalb County Georgia | 1 | $ 66,000 | $ 66,000 | $ 109,000 |
| Denton County Texas | 101 | $ 24,362,000 | $ 241,000 | $ 114,000 |
| Dorchester County South Carolina | 3 | $ 100,000 | $ 33,000 | $ 0 |
| Douglas County Georgia | 4 | $ 596,000 | $ 149,000 | $ 50,000 |
| Drew County Arkansas | 1 | $ 176,000 | $ 176,000 | $ 110,000 |
| Echols County Georgia | 2 | $ 14,000 | $ 7,000 | $ 59,000 |
| Effingham County Georgia | 1 | $ 200,000 | $ 200,000 | $ 81,000 |
| Ellis County Texas | 7 | $ 1,193,000 | $ 170,000 | $ 68,000 |
| Faulkner County Arkansas | 136 | $ 24,425,000 | $ 179,000 | $ 81,000 |
| Fayette County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Floyd County Georgia | 15 | $ 2,537,000 | $ 169,000 | $ 104,000 |
| Forsyth County Georgia | 9 | $ 1,131,000 | $ 125,000 | $ 46,000 |
| Forsyth County North Carolina | 4 | $ 519,000 | $ 129,000 | $ 82,000 |
| Fort Bend County Texas | 2 | $ 493,000 | $ 246,000 | $ 153,000 |
| Franklin County Arkansas | 53 | $ 3,259,000 | $ 61,000 | $ 46,000 |
| Frederick County Maryland | 5 | $ 1,095,000 | $ 219,000 | $ 424,000 |
| Fulton County Arkansas | 1 | $ 194,000 | $ 194,000 | $ 140,000 |
| Fulton County Georgia | 4 | $ 710,000 | $ 177,000 | $ 64,000 |
| Garland County Arkansas | 228 | $ 30,725,000 | $ 134,000 | $ 106,000 |
| Gaston County North Carolina | 39 | $ 3,771,000 | $ 96,000 | $ 97,000 |
| Geneva County Alabama | 27 | $ 1,250,000 | $ 46,000 | $ 61,000 |
| Glynn County Georgia | 19 | $ 1,884,000 | $ 99,000 | $ 81,000 |
| Gordon County Georgia | 6 | $ 1,344,000 | $ 224,000 | $ 43,000 |
| Grady County Georgia | 14 | $ 627,000 | $ 44,000 | $ 35,000 |
| Grant County Arkansas | 15 | $ 969,000 | $ 64,000 | $ 31,000 |
| Grayson County Texas | 7 | $ 1,192,000 | $ 170,000 | $ 124,000 |
| Greenville County South Carolina | 1 | $ 1,303,000 | $ 1,303,000 | $ 0 |
| Gregg County Texas | 1 | $ 111,000 | $ 111,000 | $ 38,000 |
| Grimes County Texas | 1 | $ 248,000 | $ 248,000 | $ 98,000 |
| Guadalupe County Texas | 1 | $ 143,000 | $ 143,000 | $ 36,000 |
| Guilford County North Carolina | 1 | $ 186,000 | $ 186,000 | $ 73,000 |
| Gwinnett County Georgia | 4 | $ 605,000 | $ 151,000 | $ 38,000 |
| Hall County Georgia | 3 | $ 394,000 | $ 131,000 | $ 178,000 |
| Hamilton County Florida | 1 | $ 3,000 | $ 3,000 | $ 30,000 |
| Haralson County Georgia | 1 | $ 260,000 | $ 260,000 | $ 146,000 |
| Harris County Texas | 18 | $ 38,171,000 | $ 2,120,000 | $ 97,000 |
| Hays County Texas | 18 | $ 3,781,000 | $ 210,000 | $ 103,000 |
| Hempstead County Arkansas | 78 | $ 3,867,000 | $ 49,000 | $ 51,000 |
| Henry County Georgia | 10 | $ 948,000 | $ 94,000 | $ 47,000 |
| Hernando County Florida | 1 | $ 148,000 | $ 148,000 | $ 143,000 |
| Hillsborough County Florida | 1 | $ 702,000 | $ 702,000 | $ 412,000 |
| Holmes County Florida | 10 | $ 380,000 | $ 38,000 | $ 34,000 |
| Hot Spring County Arkansas | 51 | $ 4,396,000 | $ 86,000 | $ 67,000 |
| Howard County Maryland | 1 | $ 219,000 | $ 219,000 | $ 424,000 |
| Hunt County Texas | 2 | $ 268,000 | $ 134,000 | $ 50,000 |
| Iredell County North Carolina | 6 | $ 557,000 | $ 92,000 | $ 42,000 |
| Izard County Arkansas | 2 | $ 235,000 | $ 117,000 | $ 51,000 |
| Jackson County Georgia | 1 | $ 307,000 | $ 307,000 | $ 85,000 |
| Jackson County Missouri | 1 | $ 104,000 | $ 104,000 | $ 57,000 |
| Jasper County South Carolina | 1 | $ 3,040,000 | $ 3,040,000 | $ 0 |
| Jeff Davis County Georgia | 1 | $ 5,000 | $ 5,000 | $ 21,000 |
| Jefferson County Arkansas | 2 | $ 275,000 | $ 137,000 | $ 104,000 |
| Johnson County Arkansas | 44 | $ 2,505,000 | $ 56,000 | $ 46,000 |
| Johnston County North Carolina | 1 | $ 158,000 | $ 158,000 | $ 68,000 |
| Kaufman County Texas | 4 | $ 659,000 | $ 164,000 | $ 72,000 |
| Lamar County Georgia | 3 | $ 267,000 | $ 89,000 | $ 25,000 |
| Lancaster County South Carolina | 1 | $ 159,000 | $ 159,000 | $ 171,000 |
| Lanier County Georgia | 3 | $ 206,000 | $ 68,000 | $ 27,000 |
| Larimer County Colorado | 1 | $ 280,000 | $ 280,000 | $ 251,000 |
| Lauderdale County Alabama | 1 | $ 270,000 | $ 270,000 | $ 100,000 |
| Le Flore County Oklahoma | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Lee County Alabama | 2 | $ 219,000 | $ 109,000 | $ 740,000 |
| Lee County Florida | 1 | $ 20,276,000 | $ 20,276,000 | $ 0 |
| Leon County Florida | 1 | $ 18,000 | $ 18,000 | $ 34,000 |
| Lincoln County North Carolina | 34 | $ 4,731,000 | $ 139,000 | $ 62,000 |
| Lincoln County Oklahoma | 1 | $ 103,000 | $ 103,000 | $ 72,000 |
| Little River County Arkansas | 3 | $ 263,000 | $ 87,000 | $ 67,000 |
| Logan County Arkansas | 29 | $ 2,722,000 | $ 93,000 | $ 46,000 |
| Logan County Oklahoma | 1 | $ 325,000 | $ 325,000 | $ 136,000 |
| Lonoke County Arkansas | 91 | $ 10,862,000 | $ 119,000 | $ 62,000 |
| Los Angeles County California | 1 | $ 510,000 | $ 510,000 | $ 688,000 |
| Lowndes County Georgia | 64 | $ 3,837,000 | $ 59,000 | $ 55,000 |
| Lubbock County Texas | 1 | $ 92,000 | $ 92,000 | $ 240,000 |
| Lumpkin County Georgia | 2 | $ 235,000 | $ 117,000 | $ 72,000 |
| Madison County Alabama | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Madison County Florida | 1 | $ 170,000 | $ 170,000 | $ 126,000 |
| Manatee County Florida | 21 | $ 2,630,000 | $ 125,000 | $ 100,000 |
| Maricopa County Arizona | 1 | $ 268,000 | $ 268,000 | $ 121,000 |
| Marion County Arkansas | 8 | $ 396,000 | $ 49,000 | $ 55,000 |
| Marion County Florida | 3 | $ 359,000 | $ 119,000 | $ 39,000 |
| Marshall County Alabama | 1 | $ 150,000 | $ 150,000 | $ 210,000 |
| Maury County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 41,000 |
| McCurtain County Oklahoma | 1 | $ 1,861,000 | $ 1,861,000 | $ 332,000 |
| McDonald County Missouri | 1 | $ 80,000 | $ 80,000 | $ 31,000 |
| McDuffie County Georgia | 1 | $ 77,000 | $ 77,000 | $ 0 |
| McIntosh County Georgia | 1 | $ 64,000 | $ 64,000 | $ 128,000 |
| McIntosh County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Mecklenburg County North Carolina | 28 | $ 12,355,000 | $ 441,000 | $ 110,000 |
| Midland County Texas | 1 | $ 292,000 | $ 292,000 | $ 102,000 |
| Miller County Arkansas | 32 | $ 3,698,000 | $ 115,000 | $ 77,000 |
| Mitchell County Georgia | 2 | $ 248,000 | $ 124,000 | $ 80,000 |
| Mobile County Alabama | 34 | $ 2,674,000 | $ 78,000 | $ 60,000 |
| Monmouth County New Jersey | 1 | $ 404,000 | $ 404,000 | $ 178,000 |
| Montgomery County Arkansas | 4 | $ 302,000 | $ 75,000 | $ 44,000 |
| Montgomery County Texas | 2 | $ 291,000 | $ 145,000 | $ 31,000 |
| Morris County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 108,000 |
| Morris County Texas | 1 | $ 128,000 | $ 128,000 | $ 108,000 |
| Navarro County Texas | 1 | $ 127,000 | $ 127,000 | $ 38,000 |
| Nevada County Arkansas | 9 | $ 388,000 | $ 43,000 | $ 61,000 |
| New Hanover County North Carolina | 5 | $ 1,117,000 | $ 223,000 | $ 71,000 |
| New York County New York | 2 | $ 68,250,000 | $ 34,125,000 | $ 0 |
| Newton County Arkansas | 33 | $ 1,170,000 | $ 35,000 | $ 49,000 |
| Nueces County Texas | 2 | $ 261,000 | $ 130,000 | $ 71,000 |
| Okaloosa County Florida | 1 | $ 2,410,000 | $ 2,410,000 | $ 0 |
| Orange County Florida | 2 | $ 308,000 | $ 154,000 | $ 277,000 |
| Orleans County Louisiana | 2 | $ 630,000 | $ 315,000 | $ 219,000 |
| Ouachita County Louisiana | 1 | $ 266,000 | $ 266,000 | $ 200,000 |
| Ozark County Missouri | 1 | $ 54,000 | $ 54,000 | $ 85,000 |
| Palm Beach County Florida | 2 | $ 426,000 | $ 213,000 | $ 125,000 |
| Parker County Texas | 2 | $ 360,000 | $ 180,000 | $ 90,000 |
| Pasco County Florida | 2 | $ 322,000 | $ 161,000 | $ 50,000 |
| Paulding County Georgia | 6 | $ 865,000 | $ 144,000 | $ 83,000 |
| Perry County Arkansas | 7 | $ 1,278,000 | $ 182,000 | $ 76,000 |
| Pickens County Georgia | 3 | $ 307,000 | $ 102,000 | $ 37,000 |
| Pike County Arkansas | 6 | $ 446,000 | $ 74,000 | $ 36,000 |
| Pike County Georgia | 2 | $ 106,000 | $ 53,000 | $ 52,000 |
| Pinellas County Florida | 8 | $ 1,487,000 | $ 185,000 | $ 100,000 |
| Pittsburg County Oklahoma | 1 | $ 300,000 | $ 300,000 | $ 218,000 |
| Polk County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 146,000 |
| Polk County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Pontotoc County Oklahoma | 1 | $ 1,975,000 | $ 1,975,000 | $ 0 |
| Pope County Arkansas | 50 | $ 5,482,000 | $ 109,000 | $ 55,000 |
| Prince George's County Maryland | 1 | $ 150,000 | $ 150,000 | $ 106,000 |
| Providence County Rhode Island | 1 | $ 216,000 | $ 216,000 | $ 71,000 |
| Pulaski County Arkansas | 343 | $ 58,104,000 | $ 169,000 | $ 91,000 |
| Rains County Texas | 1 | $ 127,000 | $ 127,000 | $ 60,000 |
| Randolph County North Carolina | 17 | $ 1,835,000 | $ 107,000 | $ 62,000 |
| Rankin County Mississippi | 1 | $ 176,000 | $ 176,000 | $ 87,000 |
| Red River County Texas | 1 | $ 32,000 | $ 32,000 | $ 116,000 |
| Riverside County California | 1 | $ 334,000 | $ 334,000 | $ 162,000 |
| Rockwall County Texas | 2 | $ 453,000 | $ 226,000 | $ 41,000 |
| Rowan County North Carolina | 5 | $ 461,000 | $ 92,000 | $ 23,000 |
| Rutherford County North Carolina | 18 | $ 2,428,000 | $ 134,000 | $ 48,000 |
| Saline County Arkansas | 219 | $ 33,638,000 | $ 153,000 | $ 84,000 |
| San Diego County California | 1 | $ 412,000 | $ 412,000 | $ 86,000 |
| San Jacinto County Texas | 10 | $ 1,541,000 | $ 154,000 | $ 160,000 |
| Santa Rosa County Florida | 4 | $ 584,000 | $ 146,000 | $ 177,000 |
| Sarasota County Florida | 1 | $ 206,000 | $ 206,000 | $ 55,000 |
| Scott County Arkansas | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Searcy County Arkansas | 18 | $ 1,089,000 | $ 60,000 | $ 39,000 |
| Sebastian County Arkansas | 43 | $ 9,849,000 | $ 229,000 | $ 51,000 |
| Seminole County Florida | 1 | $ 171,000 | $ 171,000 | $ 101,000 |
| Sequatchie County Tennessee | 1 | $ 211,000 | $ 211,000 | $ 85,000 |
| Sequoyah County Oklahoma | 3 | $ 582,000 | $ 194,000 | $ 92,000 |
| Shelby County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 60,000 |
| Smith County Texas | 2 | $ 329,000 | $ 164,000 | $ 94,000 |
| Spalding County Georgia | 1 | $ 60,000 | $ 60,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 241,000 | $ 241,000 | $ 96,000 |
| St. Tammany County Louisiana | 1 | $ 132,000 | $ 132,000 | $ 43,000 |
| Stanly County North Carolina | 1 | $ 276,000 | $ 276,000 | $ 89,000 |
| Stephens County Georgia | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Stone County Arkansas | 5 | $ 530,000 | $ 106,000 | $ 27,000 |
| Stone County Missouri | 1 | $ 306,000 | $ 306,000 | $ 0 |
| Suffolk County New York | 2 | $ 88,000,000 | $ 44,000,000 | $ 0 |
| Summit County Colorado | 1 | $ 580,000 | $ 580,000 | $ 302,000 |
| Tarrant County Texas | 50 | $ 9,870,000 | $ 197,000 | $ 96,000 |
| Thomas County Georgia | 1 | $ 144,000 | $ 144,000 | $ 45,000 |
| Tift County Georgia | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Travis County Texas | 31 | $ 7,117,000 | $ 229,000 | $ 77,000 |
| Union County North Carolina | 4 | $ 3,958,000 | $ 989,000 | $ 14,000 |
| Upson County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Van Buren County Arkansas | 23 | $ 2,090,000 | $ 90,000 | $ 67,000 |
| Virginia Beach County Virginia | 1 | $ 323,000 | $ 323,000 | $ 145,000 |
| Walton County Florida | 4 | $ 102,000 | $ 25,000 | $ 30,000 |
| Washington County Arkansas | 49 | $ 9,173,000 | $ 187,000 | $ 91,000 |
| Webster County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| White County Arkansas | 7 | $ 1,038,000 | $ 148,000 | $ 117,000 |
| Williamson County Tennessee | 1 | $ 312,000 | $ 312,000 | $ 88,000 |
| Williamson County Texas | 12 | $ 2,161,000 | $ 180,000 | $ 152,000 |
| Wood County Texas | 3 | $ 550,000 | $ 183,000 | $ 107,000 |
| Yell County Arkansas | 6 | $ 820,000 | $ 136,000 | $ 47,000 |
| York County South Carolina | 3 | $ 407,000 | $ 135,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for Bank Of The Ozarks in 2015
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,959 | $408,572,000 | $208,000 | $50,000,000 | $86,000 | $4,050,000 |
| Refinancing | 891 | $188,936,000 | $212,000 | $20,276,000 | $84,000 | $782,000 |
| Home Improvement | 442 | $124,699,000 | $282,000 | $67,000,000 | $55,000 | $1,253,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,506 | $360,873,000 | $144,000 | $2,250,000 | $91,000 | $4,050,000 |
| Not applicable | 299 | $286,597,000 | $958,000 | $67,000,000 | $0 | $0 |
| Black or African American | 200 | $18,897,000 | $94,000 | $425,000 | $61,000 | $398,000 |
| Hispanic | 108 | $14,588,000 | $135,000 | $647,000 | $83,000 | $1,253,000 |
| Not Provided | 91 | $20,564,000 | $225,000 | $3,622,000 | $83,000 | $729,000 |
| Asian | 76 | $19,727,000 | $259,000 | $1,861,000 | $117,000 | $360,000 |
| American Indian or Alaskan Native | 11 | $693,000 | $63,000 | $141,000 | $89,000 | $285,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $268,000 | $268,000 | $268,000 | $121,000 | $121,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,783 | $641,498,000 | $230,000 | $67,000,000 | $84,000 | $4,050,000 |
| FHA-insured (Federal Housing Administration) | 231 | $35,008,000 | $151,000 | $332,000 | $68,000 | $332,000 |
| VA-guaranteed (Veterans Administration) | 153 | $31,233,000 | $204,000 | $702,000 | $84,000 | $412,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 125 | $14,468,000 | $115,000 | $255,000 | $42,000 | $84,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,222 | $544,721,000 | $245,000 | $67,000,000 | $88,000 | $4,050,000 |
| Application Denied By Financial Institution | 570 | $74,889,000 | $131,000 | $20,276,000 | $55,000 | $439,000 |
| Application Withdrawn By Applicant | 461 | $98,430,000 | $213,000 | $5,907,000 | $81,000 | $801,000 |
| Application Approved But Not Accepted | 39 | $4,167,000 | $106,000 | $722,000 | $36,000 | $304,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 287 | $21,879,000 | $76,000 | $481,000 | $54,000 | $414,000 |
| Debt-To-Income Ratio | 174 | $16,409,000 | $94,000 | $656,000 | $47,000 | $235,000 |
| Collateral | 55 | $26,645,000 | $484,000 | $20,276,000 | $72,000 | $349,000 |
| Credit Application Incomplete | 25 | $4,454,000 | $178,000 | $471,000 | $77,000 | $254,000 |
| Unverifiable Information | 9 | $1,538,000 | $170,000 | $375,000 | $86,000 | $183,000 |
| Other | 8 | $2,864,000 | $358,000 | $2,250,000 | $81,000 | $439,000 |
| Employment History | 7 | $637,000 | $91,000 | $175,000 | $60,000 | $151,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $463,000 | $92,000 | $196,000 | $45,000 | $56,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of The Ozarks's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of The Ozarks's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.
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