Find mortgage loan statistics, lending data, and loan application totals for Arkansas.
The mortgage statistics and data below are specific to mortgage loan applications for Bank Of The Ozarks.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Bank Of The Ozarks Po Box 8811 Little Rock, AR 72231 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 2,116 |
Total Mortgage Loan Application Amount | $376,093,000 |
Average Mortgage Loan Application Amount | $139,666 |
Highest Mortgage Loan Application Amount | $24,000,000 |
Average Applicant Income | $77,333 |
Highest Applicant Income | $2,492,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AR, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Pulaski County Arkansas | 286 | $ 58,711,000 | $ 205,000 | $ 105,000 |
Saline County Arkansas | 178 | $ 33,340,000 | $ 187,000 | $ 77,000 |
Faulkner County Arkansas | 109 | $ 19,767,000 | $ 181,000 | $ 67,000 |
Benton County Arkansas | 96 | $ 16,588,000 | $ 172,000 | $ 103,000 |
Garland County Arkansas | 83 | $ 11,153,000 | $ 134,000 | $ 98,000 |
Collin County Texas | 81 | $ 19,033,000 | $ 234,000 | $ 112,000 |
Denton County Texas | 78 | $ 15,333,000 | $ 196,000 | $ 118,000 |
Crawford County Arkansas | 74 | $ 6,012,000 | $ 81,000 | $ 59,000 |
Pope County Arkansas | 70 | $ 7,994,000 | $ 114,000 | $ 49,000 |
Tarrant County Texas | 65 | $ 13,621,000 | $ 209,000 | $ 130,000 |
Lonoke County Arkansas | 56 | $ 7,322,000 | $ 130,000 | $ 84,000 |
Boone County Arkansas | 50 | $ 5,412,000 | $ 108,000 | $ 57,000 |
Sebastian County Arkansas | 44 | $ 3,909,000 | $ 88,000 | $ 47,000 |
Baxter County Arkansas | 42 | $ 6,451,000 | $ 153,000 | $ 71,000 |
Franklin County Arkansas | 41 | $ 1,577,000 | $ 38,000 | $ 60,000 |
Johnson County Arkansas | 38 | $ 2,199,000 | $ 57,000 | $ 69,000 |
Washington County Arkansas | 38 | $ 6,742,000 | $ 177,000 | $ 95,000 |
Lowndes County Georgia | 38 | $ 3,475,000 | $ 91,000 | $ 69,000 |
Cleveland County North Carolina | 37 | $ 3,160,000 | $ 85,000 | $ 54,000 |
Dallas County Texas | 37 | $ 7,666,000 | $ 207,000 | $ 160,000 |
Newton County Arkansas | 28 | $ 1,298,000 | $ 46,000 | $ 50,000 |
Decatur County Georgia | 27 | $ 1,417,000 | $ 52,000 | $ 41,000 |
Glynn County Georgia | 27 | $ 4,746,000 | $ 175,000 | $ 98,000 |
Geneva County Alabama | 26 | $ 1,207,000 | $ 46,000 | $ 62,000 |
Gaston County North Carolina | 26 | $ 2,405,000 | $ 92,000 | $ 43,000 |
Marion County Arkansas | 24 | $ 1,716,000 | $ 71,000 | $ 39,000 |
Searcy County Arkansas | 19 | $ 1,048,000 | $ 55,000 | $ 57,000 |
Bowie County Texas | 19 | $ 2,543,000 | $ 133,000 | $ 87,000 |
Miller County Arkansas | 18 | $ 2,337,000 | $ 129,000 | $ 83,000 |
Bartow County Georgia | 18 | $ 2,083,000 | $ 115,000 | $ 52,000 |
Logan County Arkansas | 15 | $ 845,000 | $ 56,000 | $ 40,000 |
McLennan County Texas | 13 | $ 2,187,000 | $ 168,000 | $ 69,000 |
Lincoln County North Carolina | 12 | $ 1,453,000 | $ 121,000 | $ 38,000 |
Van Buren County Arkansas | 11 | $ 960,000 | $ 87,000 | $ 89,000 |
Clarke County Georgia | 10 | $ 1,387,000 | $ 138,000 | $ 97,000 |
Grady County Georgia | 10 | $ 630,000 | $ 63,000 | $ 50,000 |
Mecklenburg County North Carolina | 10 | $ 2,691,000 | $ 269,000 | $ 32,000 |
Yell County Arkansas | 9 | $ 682,000 | $ 75,000 | $ 55,000 |
Marion County Florida | 7 | $ 667,000 | $ 95,000 | $ 59,000 |
Gordon County Georgia | 7 | $ 618,000 | $ 88,000 | $ 96,000 |
Oconee County Georgia | 7 | $ 1,905,000 | $ 272,000 | $ 124,000 |
Mobile County Alabama | 6 | $ 1,227,000 | $ 204,000 | $ 83,000 |
Holmes County Florida | 6 | $ 322,000 | $ 53,000 | $ 30,000 |
Coweta County Georgia | 6 | $ 817,000 | $ 136,000 | $ 86,000 |
Floyd County Georgia | 6 | $ 960,000 | $ 160,000 | $ 96,000 |
Conway County Arkansas | 5 | $ 988,000 | $ 197,000 | $ 60,000 |
Craighead County Arkansas | 5 | $ 4,076,000 | $ 815,000 | $ 98,000 |
Hot Spring County Arkansas | 5 | $ 907,000 | $ 181,000 | $ 85,000 |
Manatee County Florida | 5 | $ 1,092,000 | $ 218,000 | $ 66,000 |
Paulding County Georgia | 5 | $ 661,000 | $ 132,000 | $ 87,000 |
Sequoyah County Oklahoma | 5 | $ 282,000 | $ 56,000 | $ 30,000 |
Parker County Texas | 5 | $ 1,171,000 | $ 234,000 | $ 241,000 |
White County Arkansas | 4 | $ 305,000 | $ 76,000 | $ 31,000 |
Gwinnett County Georgia | 4 | $ 792,000 | $ 198,000 | $ 91,000 |
Beaufort County South Carolina | 4 | $ 644,000 | $ 161,000 | $ 93,000 |
Carroll County Arkansas | 3 | $ 267,000 | $ 89,000 | $ 48,000 |
Cleburne County Arkansas | 3 | $ 682,000 | $ 227,000 | $ 266,000 |
Little River County Arkansas | 3 | $ 234,000 | $ 78,000 | $ 52,000 |
Carroll County Georgia | 3 | $ 205,000 | $ 68,000 | $ 95,000 |
Cobb County Georgia | 3 | $ 505,000 | $ 168,000 | $ 52,000 |
Douglas County Georgia | 3 | $ 387,000 | $ 129,000 | $ 44,000 |
Forsyth County Georgia | 3 | $ 220,000 | $ 73,000 | $ 41,000 |
Fulton County Georgia | 3 | $ 275,000 | $ 91,000 | $ 106,000 |
Hall County Georgia | 3 | $ 457,000 | $ 152,000 | $ 70,000 |
Lumpkin County Georgia | 3 | $ 528,000 | $ 176,000 | $ 58,000 |
McIntosh County Georgia | 3 | $ 785,000 | $ 261,000 | $ 98,000 |
New Hanover County North Carolina | 3 | $ 305,000 | $ 101,000 | $ 96,000 |
Cherokee County South Carolina | 3 | $ 124,000 | $ 41,000 | $ 43,000 |
Cass County Texas | 3 | $ 502,000 | $ 167,000 | $ 57,000 |
Rockwall County Texas | 3 | $ 771,000 | $ 257,000 | $ 140,000 |
Travis County Texas | 3 | $ 513,000 | $ 171,000 | $ 85,000 |
Wise County Texas | 3 | $ 349,000 | $ 116,000 | $ 103,000 |
Baldwin County Alabama | 2 | $ 332,000 | $ 166,000 | $ 52,000 |
Stone County Arkansas | 2 | $ 230,000 | $ 115,000 | $ 51,000 |
Brooks County Georgia | 2 | $ 187,000 | $ 93,000 | $ 64,000 |
Camden County Georgia | 2 | $ 197,000 | $ 98,000 | $ 11,000 |
Echols County Georgia | 2 | $ 307,000 | $ 153,000 | $ 60,000 |
Fayette County Georgia | 2 | $ 625,000 | $ 312,000 | $ 202,000 |
Henry County Georgia | 2 | $ 185,000 | $ 92,000 | $ 63,000 |
Jackson County Georgia | 2 | $ 229,000 | $ 114,000 | $ 45,000 |
Miller County Georgia | 2 | $ 241,000 | $ 120,000 | $ 60,000 |
Brunswick County North Carolina | 2 | $ 313,000 | $ 156,000 | $ 27,000 |
Rutherford County North Carolina | 2 | $ 272,000 | $ 136,000 | $ 57,000 |
Oklahoma County Oklahoma | 2 | $ 21,284,000 | $ 10,642,000 | $ 25,000 |
York County South Carolina | 2 | $ 605,000 | $ 302,000 | $ 0 |
Johnson County Texas | 2 | $ 360,000 | $ 180,000 | $ 33,000 |
Cherokee County Alabama | 1 | $ 47,000 | $ 47,000 | $ 0 |
Covington County Alabama | 1 | $ 113,000 | $ 113,000 | $ 120,000 |
Cullman County Alabama | 1 | $ 7,000 | $ 7,000 | $ 17,000 |
Dale County Alabama | 1 | $ 54,000 | $ 54,000 | $ 36,000 |
Limestone County Alabama | 1 | $ 283,000 | $ 283,000 | $ 111,000 |
Gila County Arizona | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
Arkansas County Arkansas | 1 | $ 112,000 | $ 112,000 | $ 45,000 |
Clark County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 56,000 |
Crittenden County Arkansas | 1 | $ 122,000 | $ 122,000 | $ 54,000 |
Fulton County Arkansas | 1 | $ 140,000 | $ 140,000 | $ 52,000 |
Jefferson County Arkansas | 1 | $ 42,000 | $ 42,000 | $ 54,000 |
Sharp County Arkansas | 1 | $ 28,000 | $ 28,000 | $ 42,000 |
St. Francis County Arkansas | 1 | $ 217,000 | $ 217,000 | $ 0 |
Fremont County Colorado | 1 | $ 367,000 | $ 367,000 | $ 87,000 |
Summit County Colorado | 1 | $ 400,000 | $ 400,000 | $ 216,000 |
Bay County Florida | 1 | $ 90,000 | $ 90,000 | $ 277,000 |
Broward County Florida | 1 | $ 132,000 | $ 132,000 | $ 170,000 |
Duval County Florida | 1 | $ 4,240,000 | $ 4,240,000 | $ 0 |
Escambia County Florida | 1 | $ 190,000 | $ 190,000 | $ 63,000 |
Gulf County Florida | 1 | $ 69,000 | $ 69,000 | $ 0 |
Hillsborough County Florida | 1 | $ 392,000 | $ 392,000 | $ 155,000 |
Orange County Florida | 1 | $ 274,000 | $ 274,000 | $ 452,000 |
Seminole County Florida | 1 | $ 15,000 | $ 15,000 | $ 16,000 |
Baldwin County Georgia | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
Brantley County Georgia | 1 | $ 257,000 | $ 257,000 | $ 45,000 |
Bulloch County Georgia | 1 | $ 250,000 | $ 250,000 | $ 74,000 |
Chatham County Georgia | 1 | $ 119,000 | $ 119,000 | $ 80,000 |
Chattooga County Georgia | 1 | $ 32,000 | $ 32,000 | $ 36,000 |
DeKalb County Georgia | 1 | $ 404,000 | $ 404,000 | $ 102,000 |
Early County Georgia | 1 | $ 190,000 | $ 190,000 | $ 61,000 |
Houston County Georgia | 1 | $ 3,960,000 | $ 3,960,000 | $ 0 |
Lanier County Georgia | 1 | $ 300,000 | $ 300,000 | $ 56,000 |
Montgomery County Georgia | 1 | $ 72,000 | $ 72,000 | $ 19,000 |
Pickens County Georgia | 1 | $ 10,000 | $ 10,000 | $ 26,000 |
Polk County Georgia | 1 | $ 70,000 | $ 70,000 | $ 10,000 |
Seminole County Georgia | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
Spalding County Georgia | 1 | $ 30,000 | $ 30,000 | $ 0 |
Thomas County Georgia | 1 | $ 133,000 | $ 133,000 | $ 148,000 |
Wayne County Georgia | 1 | $ 41,000 | $ 41,000 | $ 26,000 |
Johnson County Kansas | 1 | $ 403,000 | $ 403,000 | $ 140,000 |
Leavenworth County Kansas | 1 | $ 51,000 | $ 51,000 | $ 48,000 |
Madison County Kentucky | 1 | $ 289,000 | $ 289,000 | $ 180,000 |
Dakota County Minnesota | 1 | $ 401,000 | $ 401,000 | $ 118,000 |
Christian County Missouri | 1 | $ 133,000 | $ 133,000 | $ 44,000 |
Howell County Missouri | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
St. Louis City County Missouri | 1 | $ 24,000,000 | $ 24,000,000 | $ 0 |
Taney County Missouri | 1 | $ 50,000 | $ 50,000 | $ 225,000 |
Eddy County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 0 |
Avery County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 243,000 |
Burke County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 62,000 |
Catawba County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 49,000 |
Pender County North Carolina | 1 | $ 193,000 | $ 193,000 | $ 0 |
Le Flore County Oklahoma | 1 | $ 76,000 | $ 76,000 | $ 84,000 |
McCurtain County Oklahoma | 1 | $ 104,000 | $ 104,000 | $ 47,000 |
Okmulgee County Oklahoma | 1 | $ 104,000 | $ 104,000 | $ 39,000 |
Stephens County Oklahoma | 1 | $ 820,000 | $ 820,000 | $ 0 |
Chester County Pennsylvania | 1 | $ 206,000 | $ 206,000 | $ 243,000 |
Lycoming County Pennsylvania | 1 | $ 178,000 | $ 178,000 | $ 46,000 |
Horry County South Carolina | 1 | $ 134,000 | $ 134,000 | $ 0 |
Hamilton County Tennessee | 1 | $ 192,000 | $ 192,000 | $ 100,000 |
Aransas County Texas | 1 | $ 319,000 | $ 319,000 | $ 471,000 |
Bosque County Texas | 1 | $ 141,000 | $ 141,000 | $ 68,000 |
Brazos County Texas | 1 | $ 105,000 | $ 105,000 | $ 340,000 |
Burnet County Texas | 1 | $ 163,000 | $ 163,000 | $ 129,000 |
Ellis County Texas | 1 | $ 5,000 | $ 5,000 | $ 23,000 |
Franklin County Texas | 1 | $ 300,000 | $ 300,000 | $ 285,000 |
Grayson County Texas | 1 | $ 184,000 | $ 184,000 | $ 261,000 |
Harrison County Texas | 1 | $ 367,000 | $ 367,000 | $ 175,000 |
Hays County Texas | 1 | $ 118,000 | $ 118,000 | $ 34,000 |
Hidalgo County Texas | 1 | $ 173,000 | $ 173,000 | $ 70,000 |
Hood County Texas | 1 | $ 176,000 | $ 176,000 | $ 103,000 |
Kaufman County Texas | 1 | $ 149,000 | $ 149,000 | $ 85,000 |
Lubbock County Texas | 1 | $ 99,000 | $ 99,000 | $ 215,000 |
Montague County Texas | 1 | $ 98,000 | $ 98,000 | $ 100,000 |
Montgomery County Texas | 1 | $ 417,000 | $ 417,000 | $ 510,000 |
Taylor County Texas | 1 | $ 128,000 | $ 128,000 | $ 84,000 |
Wichita County Texas | 1 | $ 127,000 | $ 127,000 | $ 32,000 |
Williamson County Texas | 1 | $ 150,000 | $ 150,000 | $ 149,000 |
Bedford County Virginia | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
Dane County Wisconsin | 1 | $ 143,000 | $ 143,000 | $ 43,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Arkansas,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 1,075 | $235,984,000 | $219,000 | $24,000,000 | $82,000 | $662,000 |
Refinancing | 809 | $131,022,000 | $161,000 | $2,650,000 | $92,000 | $2,492,000 |
Home Improvement | 232 | $9,087,000 | $39,000 | $450,000 | $58,000 | $519,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,763 | $256,938,000 | $145,000 | $1,113,000 | $89,000 | $2,492,000 |
Not applicable | 110 | $85,624,000 | $778,000 | $24,000,000 | $0 | $0 |
Black or African American | 83 | $9,840,000 | $118,000 | $408,000 | $71,000 | $452,000 |
Asian | 62 | $10,987,000 | $177,000 | $401,000 | $109,000 | $494,000 |
Hispanic | 56 | $6,957,000 | $124,000 | $309,000 | $69,000 | $486,000 |
Not Provided | 32 | $4,414,000 | $137,000 | $866,000 | $58,000 | $216,000 |
American Indian or Alaskan Native | 7 | $680,000 | $97,000 | $181,000 | $76,000 | $116,000 |
Native Hawaiian or Other Pacific Islander | 3 | $653,000 | $217,000 | $369,000 | $112,000 | $152,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,733 | $319,753,000 | $184,000 | $24,000,000 | $88,000 | $2,492,000 |
FHA-insured (Federal Housing Administration) | 182 | $26,639,000 | $146,000 | $276,000 | $70,000 | $281,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 117 | $14,399,000 | $123,000 | $325,000 | $42,000 | $94,000 |
VA-guaranteed (Veterans Administration) | 84 | $15,302,000 | $182,000 | $439,000 | $76,000 | $241,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,527 | $271,672,000 | $177,000 | $24,000,000 | $87,000 | $2,492,000 |
Application Denied By Financial Institution | 352 | $45,045,000 | $127,000 | $866,000 | $64,000 | $465,000 |
Application Withdrawn By Applicant | 222 | $57,400,000 | $258,000 | $21,207,000 | $88,000 | $450,000 |
Application Approved But Not Accepted | 15 | $1,976,000 | $131,000 | $400,000 | $54,000 | $125,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 157 | $14,919,000 | $95,000 | $600,000 | $54,000 | $294,000 |
Debt-To-Income Ratio | 93 | $14,855,000 | $159,000 | $821,000 | $61,000 | $452,000 |
Collateral | 45 | $5,909,000 | $131,000 | $545,000 | $74,000 | $326,000 |
Credit Application Incomplete | 30 | $6,225,000 | $207,000 | $866,000 | $108,000 | $465,000 |
Employment History | 10 | $1,155,000 | $115,000 | $228,000 | $48,000 | $131,000 |
Other | 7 | $1,086,000 | $155,000 | $244,000 | $54,000 | $140,000 |
Insufficient Cash (Downpayment, Closing Cost) | 6 | $512,000 | $85,000 | $98,000 | $128,000 | $144,000 |
Unverifiable Information | 4 | $384,000 | $96,000 | $127,000 | $73,000 | $125,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AR, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Arkansas, and search similar information at your convenience.