Bank Of The Ozarks
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for Arkansas.
The mortgage statistics and data below are specific to mortgage loan applications for Bank Of The Ozarks.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Bank Of The Ozarks Po Box 8811 Little Rock, AR 72231 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,217 |
| Total Mortgage Loan Application Amount | $388,847,000 |
| Average Mortgage Loan Application Amount | $139,333 |
| Highest Mortgage Loan Application Amount | $18,388,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $1,441,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AR, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pulaski County Arkansas | 366 | $ 71,207,000 | $ 194,000 | $ 102,000 |
| Faulkner County Arkansas | 156 | $ 29,791,000 | $ 190,000 | $ 78,000 |
| Saline County Arkansas | 150 | $ 24,109,000 | $ 160,000 | $ 72,000 |
| Benton County Arkansas | 138 | $ 22,108,000 | $ 160,000 | $ 100,000 |
| Collin County Texas | 120 | $ 24,198,000 | $ 201,000 | $ 126,000 |
| Denton County Texas | 107 | $ 24,671,000 | $ 230,000 | $ 112,000 |
| Crawford County Arkansas | 75 | $ 7,729,000 | $ 103,000 | $ 74,000 |
| Lonoke County Arkansas | 74 | $ 11,712,000 | $ 158,000 | $ 80,000 |
| Pope County Arkansas | 69 | $ 8,653,000 | $ 125,000 | $ 57,000 |
| Tarrant County Texas | 64 | $ 11,689,000 | $ 182,000 | $ 104,000 |
| Washington County Arkansas | 62 | $ 13,083,000 | $ 211,000 | $ 83,000 |
| Sebastian County Arkansas | 55 | $ 7,107,000 | $ 129,000 | $ 80,000 |
| Boone County Arkansas | 44 | $ 2,421,000 | $ 55,000 | $ 52,000 |
| Franklin County Arkansas | 42 | $ 2,204,000 | $ 52,000 | $ 62,000 |
| Johnson County Arkansas | 41 | $ 2,382,000 | $ 58,000 | $ 53,000 |
| Bowie County Texas | 38 | $ 5,143,000 | $ 135,000 | $ 135,000 |
| Garland County Arkansas | 37 | $ 5,196,000 | $ 140,000 | $ 94,000 |
| Miller County Arkansas | 36 | $ 4,779,000 | $ 132,000 | $ 82,000 |
| Newton County Arkansas | 35 | $ 1,102,000 | $ 31,000 | $ 34,000 |
| Baxter County Arkansas | 32 | $ 3,969,000 | $ 124,000 | $ 80,000 |
| Glynn County Georgia | 32 | $ 5,060,000 | $ 158,000 | $ 85,000 |
| Van Buren County Arkansas | 26 | $ 2,693,000 | $ 103,000 | $ 57,000 |
| Decatur County Georgia | 26 | $ 1,713,000 | $ 65,000 | $ 61,000 |
| Dallas County Texas | 25 | $ 4,969,000 | $ 198,000 | $ 101,000 |
| Bartow County Georgia | 20 | $ 1,872,000 | $ 93,000 | $ 55,000 |
| Lowndes County Georgia | 20 | $ 2,714,000 | $ 135,000 | $ 56,000 |
| Marion County Arkansas | 19 | $ 1,198,000 | $ 63,000 | $ 34,000 |
| Searcy County Arkansas | 19 | $ 916,000 | $ 48,000 | $ 53,000 |
| Logan County Arkansas | 12 | $ 781,000 | $ 65,000 | $ 43,000 |
| Grady County Georgia | 11 | $ 854,000 | $ 77,000 | $ 43,000 |
| McLennan County Texas | 9 | $ 1,373,000 | $ 152,000 | $ 101,000 |
| Chatham County Georgia | 8 | $ 1,557,000 | $ 194,000 | $ 135,000 |
| Gordon County Georgia | 8 | $ 720,000 | $ 90,000 | $ 73,000 |
| Mobile County Alabama | 7 | $ 374,000 | $ 53,000 | $ 54,000 |
| Cleburne County Arkansas | 7 | $ 1,448,000 | $ 206,000 | $ 97,000 |
| Conway County Arkansas | 7 | $ 755,000 | $ 107,000 | $ 105,000 |
| Yell County Arkansas | 7 | $ 914,000 | $ 130,000 | $ 63,000 |
| Forsyth County Georgia | 7 | $ 1,110,000 | $ 158,000 | $ 66,000 |
| Carroll County Arkansas | 6 | $ 661,000 | $ 110,000 | $ 116,000 |
| Perry County Arkansas | 6 | $ 813,000 | $ 135,000 | $ 62,000 |
| Hot Spring County Arkansas | 5 | $ 638,000 | $ 127,000 | $ 88,000 |
| Floyd County Georgia | 5 | $ 626,000 | $ 125,000 | $ 86,000 |
| Manatee County Florida | 4 | $ 677,000 | $ 169,000 | $ 216,000 |
| Camden County Georgia | 4 | $ 651,000 | $ 162,000 | $ 41,000 |
| Coweta County Georgia | 4 | $ 179,000 | $ 44,000 | $ 59,000 |
| Fulton County Georgia | 4 | $ 3,193,000 | $ 798,000 | $ 110,000 |
| Gwinnett County Georgia | 4 | $ 3,014,000 | $ 753,000 | $ 54,000 |
| Le Flore County Oklahoma | 4 | $ 455,000 | $ 113,000 | $ 93,000 |
| Arkansas County Arkansas | 3 | $ 521,000 | $ 173,000 | $ 83,000 |
| Clark County Arkansas | 3 | $ 191,000 | $ 63,000 | $ 42,000 |
| White County Arkansas | 3 | $ 393,000 | $ 131,000 | $ 66,000 |
| Marion County Florida | 3 | $ 356,000 | $ 118,000 | $ 99,000 |
| Oconee County Georgia | 3 | $ 462,000 | $ 154,000 | $ 66,000 |
| Ozark County Missouri | 3 | $ 366,000 | $ 122,000 | $ 39,000 |
| Mecklenburg County North Carolina | 3 | $ 1,187,000 | $ 395,000 | $ 0 |
| Sequoyah County Oklahoma | 3 | $ 353,000 | $ 117,000 | $ 63,000 |
| Harris County Texas | 3 | $ 8,189,000 | $ 2,729,000 | $ 408,000 |
| Parker County Texas | 3 | $ 1,278,000 | $ 426,000 | $ 58,000 |
| Wise County Texas | 3 | $ 306,000 | $ 102,000 | $ 83,000 |
| Baldwin County Alabama | 2 | $ 330,000 | $ 165,000 | $ 114,000 |
| Craighead County Arkansas | 2 | $ 99,000 | $ 49,000 | $ 59,000 |
| Fulton County Arkansas | 2 | $ 264,000 | $ 132,000 | $ 32,000 |
| Hempstead County Arkansas | 2 | $ 248,000 | $ 124,000 | $ 65,000 |
| Montgomery County Arkansas | 2 | $ 159,000 | $ 79,000 | $ 99,000 |
| Stone County Arkansas | 2 | $ 235,000 | $ 117,000 | $ 39,000 |
| Escambia County Florida | 2 | $ 152,000 | $ 76,000 | $ 42,000 |
| Barrow County Georgia | 2 | $ 209,000 | $ 104,000 | $ 43,000 |
| Brantley County Georgia | 2 | $ 25,000 | $ 12,000 | $ 21,000 |
| Brooks County Georgia | 2 | $ 255,000 | $ 127,000 | $ 59,000 |
| Bryan County Georgia | 2 | $ 433,000 | $ 216,000 | $ 75,000 |
| Dawson County Georgia | 2 | $ 71,000 | $ 35,000 | $ 35,000 |
| DeKalb County Georgia | 2 | $ 4,537,000 | $ 2,268,000 | $ 0 |
| Henry County Georgia | 2 | $ 335,000 | $ 167,000 | $ 54,000 |
| Jackson County Georgia | 2 | $ 306,000 | $ 153,000 | $ 69,000 |
| McIntosh County Georgia | 2 | $ 368,000 | $ 184,000 | $ 74,000 |
| Seminole County Georgia | 2 | $ 85,000 | $ 42,000 | $ 8,000 |
| Harrison County Mississippi | 2 | $ 4,150,000 | $ 2,075,000 | $ 60,000 |
| McCurtain County Oklahoma | 2 | $ 311,000 | $ 155,000 | $ 98,000 |
| Beaufort County South Carolina | 2 | $ 290,000 | $ 145,000 | $ 82,000 |
| Shelby County Tennessee | 2 | $ 546,000 | $ 273,000 | $ 188,000 |
| Brazos County Texas | 2 | $ 18,487,000 | $ 9,243,000 | $ 72,000 |
| Grayson County Texas | 2 | $ 545,000 | $ 272,000 | $ 460,000 |
| Hays County Texas | 2 | $ 555,000 | $ 277,000 | $ 276,000 |
| Hood County Texas | 2 | $ 365,000 | $ 182,000 | $ 411,000 |
| Johnson County Texas | 2 | $ 140,000 | $ 70,000 | $ 46,000 |
| Rockwall County Texas | 2 | $ 287,000 | $ 143,000 | $ 124,000 |
| Smith County Texas | 2 | $ 382,000 | $ 191,000 | $ 145,000 |
| Travis County Texas | 2 | $ 350,000 | $ 175,000 | $ 85,000 |
| Cullman County Alabama | 1 | $ 4,000 | $ 4,000 | $ 16,000 |
| Lauderdale County Alabama | 1 | $ 200,000 | $ 200,000 | $ 78,000 |
| Columbia County Arkansas | 1 | $ 72,000 | $ 72,000 | $ 46,000 |
| Drew County Arkansas | 1 | $ 218,000 | $ 218,000 | $ 144,000 |
| Independence County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Jefferson County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Little River County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Madison County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Monroe County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 130,000 |
| Pike County Arkansas | 1 | $ 345,000 | $ 345,000 | $ 97,000 |
| Sevier County Arkansas | 1 | $ 206,000 | $ 206,000 | $ 116,000 |
| San Francisco County California | 1 | $ 230,000 | $ 230,000 | $ 91,000 |
| Denver County Colorado | 1 | $ 358,000 | $ 358,000 | $ 224,000 |
| Columbia County Florida | 1 | $ 129,000 | $ 129,000 | $ 49,000 |
| Okaloosa County Florida | 1 | $ 416,000 | $ 416,000 | $ 0 |
| Carroll County Georgia | 1 | $ 44,000 | $ 44,000 | $ 53,000 |
| Clarke County Georgia | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Clinch County Georgia | 1 | $ 9,000 | $ 9,000 | $ 16,000 |
| Cook County Georgia | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Early County Georgia | 1 | $ 113,000 | $ 113,000 | $ 70,000 |
| Echols County Georgia | 1 | $ 24,000 | $ 24,000 | $ 16,000 |
| Fayette County Georgia | 1 | $ 40,000 | $ 40,000 | $ 14,000 |
| Houston County Georgia | 1 | $ 146,000 | $ 146,000 | $ 98,000 |
| Madison County Georgia | 1 | $ 102,000 | $ 102,000 | $ 31,000 |
| Meriwether County Georgia | 1 | $ 72,000 | $ 72,000 | $ 66,000 |
| Miller County Georgia | 1 | $ 59,000 | $ 59,000 | $ 51,000 |
| Mitchell County Georgia | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Monroe County Georgia | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Newton County Georgia | 1 | $ 2,000 | $ 2,000 | $ 20,000 |
| Paulding County Georgia | 1 | $ 60,000 | $ 60,000 | $ 61,000 |
| Pike County Georgia | 1 | $ 23,000 | $ 23,000 | $ 37,000 |
| Rockdale County Georgia | 1 | $ 1,655,000 | $ 1,655,000 | $ 0 |
| Thomas County Georgia | 1 | $ 124,000 | $ 124,000 | $ 65,000 |
| Troup County Georgia | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Bonner County Idaho | 1 | $ 219,000 | $ 219,000 | $ 88,000 |
| Kane County Illinois | 1 | $ 277,000 | $ 277,000 | $ 120,000 |
| Lake County Illinois | 1 | $ 412,000 | $ 412,000 | $ 281,000 |
| Douglas County Kansas | 1 | $ 154,000 | $ 154,000 | $ 70,000 |
| Hardin County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 125,000 |
| Middlesex County Massachusetts | 1 | $ 333,000 | $ 333,000 | $ 90,000 |
| Jackson County Mississippi | 1 | $ 49,000 | $ 49,000 | $ 35,000 |
| Lauderdale County Mississippi | 1 | $ 186,000 | $ 186,000 | $ 76,000 |
| Rankin County Mississippi | 1 | $ 89,000 | $ 89,000 | $ 36,000 |
| Sunflower County Mississippi | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| McDonald County Missouri | 1 | $ 5,000 | $ 5,000 | $ 126,000 |
| Cherokee County Oklahoma | 1 | $ 44,000 | $ 44,000 | $ 76,000 |
| Pushmataha County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 14,000 |
| Jasper County South Carolina | 1 | $ 52,000 | $ 52,000 | $ 94,000 |
| Hamilton County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 98,000 |
| Sevier County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 75,000 |
| Bexar County Texas | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Chambers County Texas | 1 | $ 244,000 | $ 244,000 | $ 175,000 |
| Comal County Texas | 1 | $ 408,000 | $ 408,000 | $ 192,000 |
| Galveston County Texas | 1 | $ 134,000 | $ 134,000 | $ 35,000 |
| Gillespie County Texas | 1 | $ 195,000 | $ 195,000 | $ 484,000 |
| Karnes County Texas | 1 | $ 4,000,000 | $ 4,000,000 | $ 0 |
| Kaufman County Texas | 1 | $ 391,000 | $ 391,000 | $ 0 |
| Lubbock County Texas | 1 | $ 89,000 | $ 89,000 | $ 173,000 |
| Montague County Texas | 1 | $ 70,000 | $ 70,000 | $ 49,000 |
| Navarro County Texas | 1 | $ 357,000 | $ 357,000 | $ 156,000 |
| Orange County Texas | 1 | $ 144,000 | $ 144,000 | $ 87,000 |
| Somervell County Texas | 1 | $ 286,000 | $ 286,000 | $ 237,000 |
| Loudoun County Virginia | 1 | $ 417,000 | $ 417,000 | $ 113,000 |
| Portsmouth County Virginia | 1 | $ 56,000 | $ 56,000 | $ 150,000 |
| Waukesha County Wisconsin | 1 | $ 288,000 | $ 288,000 | $ 163,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Arkansas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Bank Of The Ozarks in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,043 | $209,367,000 | $200,000 | $18,388,000 | $97,000 | $1,441,000 |
| Home Purchase | 950 | $170,645,000 | $179,000 | $7,000,000 | $81,000 | $926,000 |
| Home Improvement | 224 | $8,835,000 | $39,000 | $530,000 | $65,000 | $1,342,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,948 | $294,801,000 | $151,000 | $1,600,000 | $92,000 | $1,441,000 |
| Not applicable | 91 | $70,297,000 | $772,000 | $18,388,000 | $0 | $0 |
| Black or African American | 67 | $6,261,000 | $93,000 | $383,000 | $49,000 | $201,000 |
| Hispanic | 52 | $8,541,000 | $164,000 | $1,000,000 | $93,000 | $926,000 |
| Asian | 32 | $5,637,000 | $176,000 | $417,000 | $94,000 | $256,000 |
| Not Provided | 18 | $2,295,000 | $127,000 | $400,000 | $93,000 | $315,000 |
| American Indian or Alaskan Native | 8 | $881,000 | $110,000 | $281,000 | $109,000 | $247,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $134,000 | $134,000 | $134,000 | $49,000 | $49,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,845 | $335,712,000 | $181,000 | $18,388,000 | $92,000 | $1,441,000 |
| FHA-insured (Federal Housing Administration) | 214 | $30,519,000 | $142,000 | $278,000 | $68,000 | $459,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 99 | $11,126,000 | $112,000 | $336,000 | $39,000 | $99,000 |
| VA-guaranteed (Veterans Administration) | 59 | $11,490,000 | $194,000 | $414,000 | $78,000 | $201,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,707 | $326,267,000 | $191,000 | $18,388,000 | $91,000 | $1,342,000 |
| Application Denied By Financial Institution | 301 | $31,691,000 | $105,000 | $1,568,000 | $63,000 | $1,441,000 |
| Application Withdrawn By Applicant | 191 | $28,628,000 | $149,000 | $1,171,000 | $87,000 | $926,000 |
| Application Approved But Not Accepted | 18 | $2,261,000 | $125,000 | $279,000 | $95,000 | $308,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 124 | $7,369,000 | $59,000 | $518,000 | $54,000 | $1,441,000 |
| Debt-To-Income Ratio | 73 | $10,366,000 | $142,000 | $1,568,000 | $54,000 | $240,000 |
| Collateral | 54 | $6,015,000 | $111,000 | $400,000 | $73,000 | $237,000 |
| Credit Application Incomplete | 29 | $4,397,000 | $151,000 | $400,000 | $89,000 | $315,000 |
| Unverifiable Information | 8 | $1,770,000 | $221,000 | $465,000 | $98,000 | $233,000 |
| Employment History | 6 | $634,000 | $105,000 | $199,000 | $66,000 | $96,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $673,000 | $168,000 | $366,000 | $88,000 | $202,000 |
| Other | 3 | $467,000 | $155,000 | $258,000 | $86,000 | $140,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AR, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Arkansas, and search similar information at your convenience.