Bank Of The Ozarks
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Arkansas.
The mortgage statistics and data below are specific to mortgage loan applications for Bank Of The Ozarks.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Bank Of The Ozarks Po Box 8811 Little Rock, AR 72231 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,254 |
| Total Mortgage Loan Application Amount | $165,594,000 |
| Average Mortgage Loan Application Amount | $179,470 |
| Highest Mortgage Loan Application Amount | $2,700,000 |
| Average Applicant Income | $95,588 |
| Highest Applicant Income | $1,850,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AR, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Newton County Arkansas | 227 | $ 9,021,000 | $ 39,000 | $ 31,000 |
| Boone County Arkansas | 225 | $ 12,353,000 | $ 54,000 | $ 53,000 |
| Searcy County Arkansas | 186 | $ 8,477,000 | $ 45,000 | $ 44,000 |
| Crawford County Arkansas | 184 | $ 9,322,000 | $ 50,000 | $ 47,000 |
| Pulaski County Arkansas | 155 | $ 16,743,000 | $ 108,000 | $ 52,000 |
| Johnson County Arkansas | 153 | $ 8,983,000 | $ 58,000 | $ 38,000 |
| Franklin County Arkansas | 139 | $ 5,170,000 | $ 37,000 | $ 43,000 |
| Lonoke County Arkansas | 112 | $ 8,946,000 | $ 79,000 | $ 41,000 |
| Baxter County Arkansas | 108 | $ 11,932,000 | $ 110,000 | $ 33,000 |
| Faulkner County Arkansas | 108 | $ 10,147,000 | $ 93,000 | $ 66,000 |
| Sebastian County Arkansas | 106 | $ 7,720,000 | $ 72,000 | $ 56,000 |
| Marion County Arkansas | 101 | $ 5,940,000 | $ 58,000 | $ 39,000 |
| Pope County Arkansas | 97 | $ 9,934,000 | $ 102,000 | $ 51,000 |
| Van Buren County Arkansas | 59 | $ 2,600,000 | $ 44,000 | $ 51,000 |
| Saline County Arkansas | 40 | $ 2,816,000 | $ 70,000 | $ 52,000 |
| Bowie County Texas | 40 | $ 4,921,000 | $ 123,000 | $ 104,000 |
| Logan County Arkansas | 36 | $ 3,089,000 | $ 85,000 | $ 93,000 |
| Yell County Arkansas | 27 | $ 4,065,000 | $ 150,000 | $ 47,000 |
| White County Arkansas | 15 | $ 1,118,000 | $ 74,000 | $ 50,000 |
| Miller County Arkansas | 13 | $ 3,486,000 | $ 268,000 | $ 78,000 |
| Benton County Arkansas | 12 | $ 4,947,000 | $ 412,000 | $ 83,000 |
| Conway County Arkansas | 12 | $ 500,000 | $ 41,000 | $ 53,000 |
| Washington County Arkansas | 11 | $ 1,672,000 | $ 152,000 | $ 66,000 |
| Carroll County Arkansas | 10 | $ 698,000 | $ 69,000 | $ 42,000 |
| Cleburne County Arkansas | 7 | $ 495,000 | $ 70,000 | $ 88,000 |
| Cass County Texas | 7 | $ 320,000 | $ 45,000 | $ 124,000 |
| Stone County Arkansas | 4 | $ 361,000 | $ 90,000 | $ 50,000 |
| Mecklenburg County North Carolina | 4 | $ 2,169,000 | $ 542,000 | $ 344,000 |
| Le Flore County Oklahoma | 4 | $ 312,000 | $ 78,000 | $ 209,000 |
| Fulton County Arkansas | 3 | $ 223,000 | $ 74,000 | $ 33,000 |
| Garland County Arkansas | 3 | $ 555,000 | $ 185,000 | $ 36,000 |
| Jefferson County Arkansas | 3 | $ 1,321,000 | $ 440,000 | $ 20,000 |
| Madison County Arkansas | 2 | $ 102,000 | $ 51,000 | $ 132,000 |
| Nevada County Arkansas | 2 | $ 82,000 | $ 41,000 | $ 40,000 |
| Sharp County Arkansas | 2 | $ 200,000 | $ 100,000 | $ 65,000 |
| Jasper County Missouri | 2 | $ 250,000 | $ 125,000 | $ 32,000 |
| Ozark County Missouri | 2 | $ 271,000 | $ 135,000 | $ 60,000 |
| Taney County Missouri | 2 | $ 96,000 | $ 48,000 | $ 44,000 |
| Payne County Oklahoma | 2 | $ 79,000 | $ 39,000 | $ 56,000 |
| Sequoyah County Oklahoma | 2 | $ 12,000 | $ 6,000 | $ 39,000 |
| Denton County Texas | 2 | $ 1,053,000 | $ 526,000 | $ 15,000 |
| Mobile County Alabama | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
| Cleveland County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 76,000 |
| Columbia County Arkansas | 1 | $ 87,000 | $ 87,000 | $ 36,000 |
| Craighead County Arkansas | 1 | $ 103,000 | $ 103,000 | $ 32,000 |
| Dallas County Arkansas | 1 | $ 150,000 | $ 150,000 | $ 37,000 |
| Desha County Arkansas | 1 | $ 20,000 | $ 20,000 | $ 35,000 |
| Grant County Arkansas | 1 | $ 46,000 | $ 46,000 | $ 106,000 |
| Hot Spring County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Izard County Arkansas | 1 | $ 83,000 | $ 83,000 | $ 23,000 |
| Jackson County Arkansas | 1 | $ 54,000 | $ 54,000 | $ 37,000 |
| Mississippi County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 76,000 |
| Perry County Arkansas | 1 | $ 128,000 | $ 128,000 | $ 70,000 |
| Prairie County Arkansas | 1 | $ 12,000 | $ 12,000 | $ 52,000 |
| Sevier County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Charlotte County Florida | 1 | $ 76,000 | $ 76,000 | $ 69,000 |
| Lake County Indiana | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Barry County Missouri | 1 | $ 16,000 | $ 16,000 | $ 26,000 |
| Greene County Missouri | 1 | $ 747,000 | $ 747,000 | $ 0 |
| McDonald County Missouri | 1 | $ 186,000 | $ 186,000 | $ 32,000 |
| Washoe County Nevada | 1 | $ 150,000 | $ 150,000 | $ 69,000 |
| New Hanover County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 93,000 |
| Haskell County Oklahoma | 1 | $ 58,000 | $ 58,000 | $ 112,000 |
| Camp County Texas | 1 | $ 140,000 | $ 140,000 | $ 72,000 |
| Lubbock County Texas | 1 | $ 45,000 | $ 45,000 | $ 123,000 |
| Wood County Texas | 1 | $ 77,000 | $ 77,000 | $ 14,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Arkansas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Bank Of The Ozarks in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,139 | $83,663,000 | $190,125 | $2,000,000 | $49,500 | $1,850,000 |
| Home Purchase | 796 | $71,655,000 | $213,500 | $2,700,000 | $156,166 | $1,034,000 |
| Home Improvement | 319 | $10,276,000 | $83,000 | $844,000 | $97,333 | $379,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,050 | $136,454,000 | $203,000 | $2,000,000 | $133,250 | $1,850,000 |
| Not applicable | 121 | $23,634,000 | $424,250 | $2,700,000 | $0 | $0 |
| Black or African American | 25 | $1,777,000 | $71,000 | $268,000 | $79,000 | $242,000 |
| Hispanic | 24 | $1,550,000 | $86,333 | $313,000 | $51,000 | $162,000 |
| American Indian or Alaskan Native | 15 | $650,000 | $43,000 | $117,000 | $39,000 | $96,000 |
| Asian | 12 | $1,206,000 | $100,000 | $303,000 | $94,000 | $180,000 |
| Not Provided | 6 | $242,000 | $40,000 | $78,000 | $50,000 | $112,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $81,000 | $81,000 | $81,000 | $51,000 | $51,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,145 | $153,058,000 | $163,444 | $2,700,000 | $92,666 | $1,850,000 |
| FHA-insured (Federal Housing Administration) | 64 | $7,077,000 | $110,000 | $175,000 | $44,000 | $225,000 |
| VA-guaranteed (Veterans Administration) | 40 | $5,171,000 | $156,500 | $280,000 | $39,000 | $102,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $288,000 | $57,000 | $67,000 | $35,000 | $42,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,984 | $146,701,000 | $180,714 | $2,700,000 | $96,571 | $1,850,000 |
| Application Denied By Financial Institution | 182 | $10,430,000 | $66,500 | $399,000 | $36,250 | $286,000 |
| Application Withdrawn By Applicant | 61 | $4,912,000 | $97,666 | $250,000 | $71,000 | $307,000 |
| Application Approved But Not Accepted | 26 | $3,515,000 | $154,000 | $844,000 | $106,000 | $379,000 |
| File Closed For Incompleteness | 1 | $36,000 | $36,000 | $36,000 | $120,000 | $120,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 122 | $5,179,000 | $57,666 | $228,000 | $45,666 | $198,000 |
| Debt-To-Income Ratio | 28 | $2,439,000 | $85,000 | $399,000 | $42,500 | $162,000 |
| Collateral | 13 | $1,142,000 | $87,000 | $276,000 | $59,000 | $286,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $796,000 | $113,000 | $180,000 | $42,000 | $89,000 |
| Other | 5 | $403,000 | $73,500 | $298,000 | $35,500 | $48,000 |
| Employment History | 3 | $71,000 | $23,000 | $65,000 | $38,000 | $78,000 |
| Unverifiable Information | 2 | $250,000 | $125,000 | $125,000 | $32,000 | $36,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AR, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Arkansas, and search similar information at your convenience.