Century Next Bank
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Louisiana.
The mortgage statistics and data below are specific to mortgage loan applications for Century Next Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Century Next Bank
505 N. Vienna St.
Ruston, LA 71270
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 338
Total Mortgage Loan Application Amount $74,530,000
Average Mortgage Loan Application Amount $174,800
Highest Mortgage Loan Application Amount $3,315,000
Average Applicant Income $118,800
Highest Applicant Income $1,503,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in LA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Century Next Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lincoln County Louisiana 119 $ 31,205,000 $ 262,000 $ 122,000
Ouachita County Louisiana 115 $ 27,345,000 $ 237,000 $ 157,000
Ashley County Arkansas 38 $ 4,260,000 $ 112,000 $ 87,000
Union County Louisiana 13 $ 2,805,000 $ 215,000 $ 142,000
Bienville County Louisiana 5 $ 445,000 $ 89,000 $ 46,000
Jackson County Louisiana 5 $ 705,000 $ 141,000 $ 80,000
Caddo County Louisiana 4 $ 510,000 $ 127,000 $ 143,000
Morehouse County Louisiana 4 $ 320,000 $ 80,000 $ 95,000
Claiborne County Louisiana 3 $ 475,000 $ 158,000 $ 160,000
Winn County Louisiana 3 $ 515,000 $ 171,000 $ 31,000
Drew County Arkansas 2 $ 200,000 $ 100,000 $ 68,000
Jefferson County Arkansas 2 $ 350,000 $ 175,000 $ 134,000
Escambia County Florida 2 $ 750,000 $ 375,000 $ 130,000
Richland County Louisiana 2 $ 380,000 $ 190,000 $ 77,000
Tensas County Louisiana 2 $ 630,000 $ 315,000 $ 246,000
Baldwin County Alabama 1 $ 255,000 $ 255,000 $ 0
Bradley County Arkansas 1 $ 105,000 $ 105,000 $ 64,000
Calhoun County Arkansas 1 $ 55,000 $ 55,000 $ 43,000
Chicot County Arkansas 1 $ 45,000 $ 45,000 $ 290,000
Columbia County Arkansas 1 $ 65,000 $ 65,000 $ 179,000
Garland County Arkansas 1 $ 105,000 $ 105,000 $ 53,000
Marion County Arkansas 1 $ 75,000 $ 75,000 $ 25,000
Ouachita County Arkansas 1 $ 45,000 $ 45,000 $ 63,000
Union County Arkansas 1 $ 215,000 $ 215,000 $ 178,000
Walton County Florida 1 $ 715,000 $ 715,000 $ 537,000
Acadia County Louisiana 1 $ 85,000 $ 85,000 $ 80,000
Bossier County Louisiana 1 $ 245,000 $ 245,000 $ 554,000
Caldwell County Louisiana 1 $ 45,000 $ 45,000 $ 42,000
La Salle County Louisiana 1 $ 25,000 $ 25,000 $ 46,000
Madison County Louisiana 1 $ 95,000 $ 95,000 $ 0
Orleans County Louisiana 1 $ 755,000 $ 755,000 $ 1,119,000
Jackson County Mississippi 1 $ 175,000 $ 175,000 $ 89,000
McDowell County North Carolina 1 $ 445,000 $ 445,000 $ 173,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Louisiana, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Century Next Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 183 $40,665,000 $222,000 $2,135,000 $129,000 $1,119,000
Refinancing 125 $29,375,000 $235,000 $3,315,000 $133,000 $1,503,000
Home Improvement 14 $1,440,000 $102,000 $415,000 $123,000 $224,000
Cash-out Refinancing 12 $2,680,000 $223,000 $655,000 $95,000 $249,000
Other Purpose 4 $370,000 $92,000 $165,000 $114,000 $230,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 203 $40,845,000 $201,000 $1,215,000 $128,000 $1,503,000
Not applicable 103 $27,945,000 $271,000 $3,315,000 $0 $0
Black or African American 16 $2,160,000 $135,000 $255,000 $100,000 $554,000
Not Provided 7 $1,585,000 $226,000 $715,000 $215,000 $537,000
Hispanic 4 $770,000 $192,000 $285,000 $137,000 $225,000
Asian 3 $925,000 $308,000 $405,000 $127,000 $205,000
American Indian or Alaskan Native 2 $300,000 $150,000 $195,000 $65,000 $101,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 320 $71,630,000 $223,000 $3,315,000 $134,000 $1,503,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11 $1,355,000 $123,000 $245,000 $50,000 $97,000
FHA-insured (Federal Housing Administration) 4 $720,000 $180,000 $255,000 $53,000 $97,000
VA-guaranteed (Veterans Administration) 3 $825,000 $275,000 $315,000 $100,000 $113,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 296 $67,240,000 $227,000 $3,315,000 $138,000 $1,503,000
Application Withdrawn By Applicant 19 $4,155,000 $218,000 $655,000 $122,000 $575,000
Application Denied By Financial Institution 18 $1,970,000 $109,000 $285,000 $49,000 $95,000
Application Approved But Not Accepted 5 $1,165,000 $233,000 $385,000 $93,000 $136,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 320 $72,560,000 $226,000 $3,315,000 $135,000 $1,503,000
Credit History 11 $1,125,000 $102,000 $255,000 $46,000 $95,000
Collateral 4 $570,000 $142,000 $285,000 $55,000 $89,000
Insufficient Cash (Downpayment, Closing Cost) 2 $170,000 $85,000 $135,000 $63,000 $76,000
Debt-To-Income Ratio 1 $105,000 $105,000 $105,000 $30,000 $30,000
Employment History 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in LA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Louisiana, and search similar information at your convenience.

Download the Louisiana Lender List