Bank Of Internet Usa 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Bank Of Internet Usa 12777 High Bluff Drive, Suite 100 San Diego, CA 92130 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 1,548 |
Total Mortgage Loan Application Amount | $671,347,000 |
Average Mortgage Loan Application Amount | $449,666 |
Highest Mortgage Loan Application Amount | $5,587,000 |
Average Applicant Income | $202,333 |
Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Bank Of Internet Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Internet Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Bank Of Internet Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Internet Usa serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Internet Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Internet Usa's mortgage activity for 2010.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Ada County Idaho | 2 | $ 323,000 | $ 161,000 | $ 71,000 |
Adams County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 47,000 |
Aiken County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 0 |
Alachua County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
Alameda County California | 23 | $ 8,489,000 | $ 369,000 | $ 130,000 |
Allegheny County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 107,000 |
Amador County California | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
Anchorage County Alaska | 2 | $ 601,000 | $ 300,000 | $ 139,000 |
Anderson County South Carolina | 1 | $ 688,000 | $ 688,000 | $ 0 |
Androscoggin County Maine | 1 | $ 240,000 | $ 240,000 | $ 81,000 |
Angelina County Texas | 1 | $ 1,203,000 | $ 1,203,000 | $ 0 |
Anne Arundel County Maryland | 1 | $ 267,000 | $ 267,000 | $ 112,000 |
Arapahoe County Colorado | 6 | $ 1,726,000 | $ 287,000 | $ 167,000 |
Archuleta County Colorado | 1 | $ 101,000 | $ 101,000 | $ 52,000 |
Arlington County Virginia | 1 | $ 226,000 | $ 226,000 | $ 240,000 |
Baldwin County Alabama | 1 | $ 108,000 | $ 108,000 | $ 42,000 |
Baltimore County Maryland | 3 | $ 765,000 | $ 255,000 | $ 126,000 |
Barnstable County Massachusetts | 2 | $ 1,943,000 | $ 971,000 | $ 335,000 |
Bartow County Georgia | 2 | $ 386,000 | $ 193,000 | $ 77,000 |
Beaufort County South Carolina | 1 | $ 203,000 | $ 203,000 | $ 77,000 |
Belknap County New Hampshire | 1 | $ 652,000 | $ 652,000 | $ 298,000 |
Belmont County Ohio | 1 | $ 50,000 | $ 50,000 | $ 38,000 |
Benton County Oregon | 1 | $ 218,000 | $ 218,000 | $ 77,000 |
Bergen County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
Berkeley County South Carolina | 1 | $ 183,000 | $ 183,000 | $ 60,000 |
Berkeley County West Virginia | 1 | $ 146,000 | $ 146,000 | $ 78,000 |
Bernalillo County New Mexico | 1 | $ 182,000 | $ 182,000 | $ 55,000 |
Bexar County Texas | 3 | $ 1,979,000 | $ 659,000 | $ 60,000 |
Blaine County Idaho | 4 | $ 2,508,000 | $ 627,000 | $ 657,000 |
Blount County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 137,000 |
Boulder County Colorado | 5 | $ 1,480,000 | $ 296,000 | $ 80,000 |
Brevard County Florida | 4 | $ 583,000 | $ 145,000 | $ 195,000 |
Bristol County Massachusetts | 3 | $ 751,000 | $ 250,000 | $ 174,000 |
Bucks County Pennsylvania | 4 | $ 903,000 | $ 225,000 | $ 115,000 |
Buncombe County North Carolina | 1 | $ 291,000 | $ 291,000 | $ 67,000 |
Burlington County New Jersey | 1 | $ 159,000 | $ 159,000 | $ 93,000 |
Butler County Kansas | 1 | $ 180,000 | $ 180,000 | $ 192,000 |
Butte County California | 1 | $ 71,000 | $ 71,000 | $ 48,000 |
Calaveras County California | 1 | $ 208,000 | $ 208,000 | $ 31,000 |
Calloway County Kentucky | 1 | $ 338,000 | $ 338,000 | $ 485,000 |
Camden County New Jersey | 2 | $ 468,000 | $ 234,000 | $ 133,000 |
Campbell County Virginia | 1 | $ 192,000 | $ 192,000 | $ 54,000 |
Canyon County Idaho | 1 | $ 150,000 | $ 150,000 | $ 320,000 |
Carroll County Maryland | 1 | $ 250,000 | $ 250,000 | $ 104,000 |
Carver County Minnesota | 2 | $ 400,000 | $ 200,000 | $ 89,000 |
Catawba County North Carolina | 2 | $ 418,000 | $ 209,000 | $ 84,000 |
Chaffee County Colorado | 1 | $ 311,000 | $ 311,000 | $ 41,000 |
Charleston County South Carolina | 2 | $ 576,000 | $ 288,000 | $ 108,000 |
Charlottesville County Virginia | 1 | $ 300,000 | $ 300,000 | $ 119,000 |
Chatham County Georgia | 1 | $ 312,000 | $ 312,000 | $ 97,000 |
Chelan County Washington | 1 | $ 240,000 | $ 240,000 | $ 74,000 |
Chesapeake County Virginia | 2 | $ 459,000 | $ 229,000 | $ 160,000 |
Chester County Pennsylvania | 6 | $ 1,889,000 | $ 314,000 | $ 130,000 |
Chesterfield County Virginia | 3 | $ 1,524,000 | $ 508,000 | $ 144,000 |
Clackamas County Oregon | 4 | $ 2,542,000 | $ 635,000 | $ 203,000 |
Clark County Nevada | 3 | $ 1,432,000 | $ 477,000 | $ 37,000 |
Clark County Washington | 3 | $ 811,000 | $ 270,000 | $ 166,000 |
Clear Creek County Colorado | 1 | $ 348,000 | $ 348,000 | $ 169,000 |
Cobb County Georgia | 5 | $ 1,231,000 | $ 246,000 | $ 152,000 |
Coconino County Arizona | 3 | $ 1,133,000 | $ 377,000 | $ 159,000 |
Contra Costa County California | 15 | $ 6,707,000 | $ 447,000 | $ 107,000 |
Cook County Illinois | 13 | $ 5,215,000 | $ 401,000 | $ 124,000 |
Coos County New Hampshire | 1 | $ 260,000 | $ 260,000 | $ 54,000 |
Cowlitz County Washington | 1 | $ 249,000 | $ 249,000 | $ 315,000 |
Craven County North Carolina | 1 | $ 236,000 | $ 236,000 | $ 116,000 |
Cumberland County Maine | 2 | $ 524,000 | $ 262,000 | $ 245,000 |
Cumberland County North Carolina | 1 | $ 203,000 | $ 203,000 | $ 165,000 |
Cumberland County Pennsylvania | 2 | $ 564,000 | $ 282,000 | $ 135,000 |
Currituck County North Carolina | 1 | $ 186,000 | $ 186,000 | $ 61,000 |
Cuyahoga County Ohio | 2 | $ 700,000 | $ 350,000 | $ 228,000 |
Dakota County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 110,000 |
Dallas County Texas | 4 | $ 1,695,000 | $ 423,000 | $ 0 |
Dane County Wisconsin | 2 | $ 955,000 | $ 477,000 | $ 256,000 |
Dare County North Carolina | 3 | $ 795,000 | $ 265,000 | $ 127,000 |
Davie County North Carolina | 1 | $ 269,000 | $ 269,000 | $ 193,000 |
DeKalb County Georgia | 1 | $ 350,000 | $ 350,000 | $ 0 |
Delaware County Ohio | 1 | $ 243,000 | $ 243,000 | $ 117,000 |
Delaware County Pennsylvania | 2 | $ 352,000 | $ 176,000 | $ 172,000 |
Denver County Colorado | 5 | $ 1,130,000 | $ 226,000 | $ 181,000 |
Deschutes County Oregon | 2 | $ 348,000 | $ 174,000 | $ 57,000 |
District of Columbia County District Of Columbia | 4 | $ 1,188,000 | $ 297,000 | $ 148,000 |
Douglas County Colorado | 7 | $ 2,115,000 | $ 302,000 | $ 135,000 |
Douglas County Nebraska | 1 | $ 264,000 | $ 264,000 | $ 51,000 |
Douglas County Nevada | 1 | $ 417,000 | $ 417,000 | $ 57,000 |
DuPage County Illinois | 5 | $ 1,146,000 | $ 229,000 | $ 120,000 |
Durham County North Carolina | 3 | $ 603,000 | $ 201,000 | $ 178,000 |
Eagle County Colorado | 2 | $ 1,303,000 | $ 651,000 | $ 198,000 |
Ector County Texas | 2 | $ 2,257,000 | $ 1,128,000 | $ 0 |
El Dorado County California | 2 | $ 617,000 | $ 308,000 | $ 108,000 |
El Paso County Colorado | 4 | $ 985,000 | $ 246,000 | $ 111,000 |
Essex County Massachusetts | 7 | $ 1,989,000 | $ 284,000 | $ 128,000 |
Essex County New Jersey | 2 | $ 760,000 | $ 380,000 | $ 154,000 |
Fairfax City County Virginia | 1 | $ 298,000 | $ 298,000 | $ 121,000 |
Fairfax County Virginia | 13 | $ 3,883,000 | $ 298,000 | $ 138,000 |
Fairfield County Connecticut | 5 | $ 1,697,000 | $ 339,000 | $ 98,000 |
Falls Church County Virginia | 1 | $ 300,000 | $ 300,000 | $ 76,000 |
Fauquier County Virginia | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
Fayette County Georgia | 1 | $ 278,000 | $ 278,000 | $ 130,000 |
Flathead County Montana | 1 | $ 210,000 | $ 210,000 | $ 96,000 |
Forsyth County Georgia | 2 | $ 423,000 | $ 211,000 | $ 75,000 |
Forsyth County North Carolina | 2 | $ 803,000 | $ 401,000 | $ 700,000 |
Fort Bend County Texas | 1 | $ 720,000 | $ 720,000 | $ 550,000 |
Franklin County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 52,000 |
Franklin County Ohio | 4 | $ 3,772,000 | $ 943,000 | $ 105,000 |
Franklin County Washington | 1 | $ 177,000 | $ 177,000 | $ 23,000 |
Frederick County Maryland | 2 | $ 524,000 | $ 262,000 | $ 123,000 |
Fremont County Idaho | 1 | $ 232,000 | $ 232,000 | $ 55,000 |
Fresno County California | 3 | $ 782,000 | $ 260,000 | $ 108,000 |
Fulton County Georgia | 8 | $ 1,839,000 | $ 229,000 | $ 107,000 |
Fulton County New York | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
Gallatin County Montana | 1 | $ 417,000 | $ 417,000 | $ 604,000 |
Galveston County Texas | 3 | $ 558,000 | $ 186,000 | $ 169,000 |
Garland County Arkansas | 2 | $ 636,000 | $ 318,000 | $ 182,000 |
Georgetown County South Carolina | 1 | $ 582,000 | $ 582,000 | $ 336,000 |
Gloucester County New Jersey | 1 | $ 112,000 | $ 112,000 | $ 64,000 |
Grand County Colorado | 3 | $ 510,000 | $ 170,000 | $ 93,000 |
Grant County New Mexico | 2 | $ 478,000 | $ 239,000 | $ 61,000 |
Granville County North Carolina | 1 | $ 222,000 | $ 222,000 | $ 91,000 |
Guilford County North Carolina | 2 | $ 434,000 | $ 217,000 | $ 57,000 |
Gwinnett County Georgia | 3 | $ 1,614,000 | $ 538,000 | $ 214,000 |
Hall County Georgia | 2 | $ 392,000 | $ 196,000 | $ 177,000 |
Hamilton County Indiana | 1 | $ 270,000 | $ 270,000 | $ 85,000 |
Hamilton County Ohio | 1 | $ 1,686,000 | $ 1,686,000 | $ 0 |
Hampden County Massachusetts | 2 | $ 447,000 | $ 223,000 | $ 74,000 |
Harnett County North Carolina | 1 | $ 297,000 | $ 297,000 | $ 120,000 |
Harris County Texas | 5 | $ 3,358,000 | $ 671,000 | $ 24,000 |
Hartford County Connecticut | 4 | $ 991,000 | $ 247,000 | $ 150,000 |
Hawaii County Hawaii | 1 | $ 169,000 | $ 169,000 | $ 265,000 |
Hays County Texas | 1 | $ 129,000 | $ 129,000 | $ 129,000 |
Hennepin County Minnesota | 1 | $ 407,000 | $ 407,000 | $ 302,000 |
Hillsborough County New Hampshire | 3 | $ 599,000 | $ 199,000 | $ 132,000 |
Hinds County Mississippi | 1 | $ 800,000 | $ 800,000 | $ 0 |
Honolulu County Hawaii | 4 | $ 1,720,000 | $ 430,000 | $ 115,000 |
Horry County South Carolina | 1 | $ 268,000 | $ 268,000 | $ 59,000 |
Howard County Maryland | 5 | $ 1,333,000 | $ 266,000 | $ 149,000 |
Humboldt County California | 2 | $ 295,000 | $ 147,000 | $ 65,000 |
Hunterdon County New Jersey | 3 | $ 1,188,000 | $ 396,000 | $ 210,000 |
Iredell County North Carolina | 1 | $ 290,000 | $ 290,000 | $ 252,000 |
Iron County Utah | 1 | $ 70,000 | $ 70,000 | $ 120,000 |
Isanti County Minnesota | 1 | $ 211,000 | $ 211,000 | $ 263,000 |
Island County Washington | 3 | $ 917,000 | $ 305,000 | $ 116,000 |
Jackson County Missouri | 1 | $ 289,000 | $ 289,000 | $ 129,000 |
Jackson County North Carolina | 1 | $ 288,000 | $ 288,000 | $ 1,055,000 |
Jackson County Oregon | 2 | $ 488,000 | $ 244,000 | $ 126,000 |
James City County Virginia | 1 | $ 150,000 | $ 150,000 | $ 98,000 |
Jefferson County Alabama | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
Jefferson County Colorado | 4 | $ 954,000 | $ 238,000 | $ 89,000 |
Jefferson County West Virginia | 1 | $ 316,000 | $ 316,000 | $ 134,000 |
Juneau County Alaska | 1 | $ 198,000 | $ 198,000 | $ 79,000 |
Kalamazoo County Michigan | 1 | $ 2,450,000 | $ 2,450,000 | $ 0 |
Kane County Illinois | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
Kent County Delaware | 1 | $ 258,000 | $ 258,000 | $ 382,000 |
Kent County Michigan | 1 | $ 2,450,000 | $ 2,450,000 | $ 0 |
Kent County Rhode Island | 1 | $ 184,000 | $ 184,000 | $ 328,000 |
King County Washington | 23 | $ 10,356,000 | $ 450,000 | $ 135,000 |
Kings County New York | 8 | $ 4,850,000 | $ 606,000 | $ 17,000 |
Kitsap County Washington | 1 | $ 288,000 | $ 288,000 | $ 63,000 |
Knox County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
Kootenai County Idaho | 1 | $ 81,000 | $ 81,000 | $ 31,000 |
La Plata County Colorado | 1 | $ 260,000 | $ 260,000 | $ 77,000 |
Lake County Illinois | 1 | $ 112,000 | $ 112,000 | $ 124,000 |
Lake County Montana | 2 | $ 610,000 | $ 305,000 | $ 70,000 |
Lamar County Mississippi | 1 | $ 200,000 | $ 200,000 | $ 109,000 |
Lancaster County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
Lane County Oregon | 2 | $ 580,000 | $ 290,000 | $ 16,000 |
Larimer County Colorado | 3 | $ 601,000 | $ 200,000 | $ 98,000 |
Lehigh County Pennsylvania | 2 | $ 469,000 | $ 234,000 | $ 69,000 |
Lenawee County Michigan | 1 | $ 160,000 | $ 160,000 | $ 118,000 |
Lexington County South Carolina | 2 | $ 360,000 | $ 180,000 | $ 134,000 |
Lincoln County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 267,000 |
Lincoln County Oregon | 1 | $ 248,000 | $ 248,000 | $ 73,000 |
Linn County Oregon | 1 | $ 257,000 | $ 257,000 | $ 180,000 |
Los Angeles County California | 259 | $ 169,930,000 | $ 656,000 | $ 345,000 |
Loudoun County Virginia | 2 | $ 949,000 | $ 474,000 | $ 184,000 |
Luna County New Mexico | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
Macon County North Carolina | 1 | $ 283,000 | $ 283,000 | $ 208,000 |
Madera County California | 1 | $ 244,000 | $ 244,000 | $ 65,000 |
Madison County Alabama | 1 | $ 380,000 | $ 380,000 | $ 500,000 |
Maricopa County Arizona | 20 | $ 9,248,000 | $ 462,000 | $ 222,000 |
Marin County California | 2 | $ 1,027,000 | $ 513,000 | $ 132,000 |
Marion County Oregon | 4 | $ 1,922,000 | $ 480,000 | $ 83,000 |
Mason County Washington | 1 | $ 210,000 | $ 210,000 | $ 49,000 |
Mathews County Virginia | 1 | $ 251,000 | $ 251,000 | $ 66,000 |
Maui County Hawaii | 3 | $ 1,608,000 | $ 536,000 | $ 163,000 |
McDonough County Illinois | 1 | $ 414,000 | $ 414,000 | $ 0 |
McHenry County Illinois | 3 | $ 835,000 | $ 278,000 | $ 97,000 |
Mecklenburg County North Carolina | 5 | $ 1,220,000 | $ 244,000 | $ 111,000 |
Mercer County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 176,000 |
Merrimack County New Hampshire | 1 | $ 284,000 | $ 284,000 | $ 127,000 |
Miami-Dade County Florida | 2 | $ 495,000 | $ 247,000 | $ 123,000 |
Middlesex County Connecticut | 2 | $ 943,000 | $ 471,000 | $ 267,000 |
Middlesex County Massachusetts | 13 | $ 3,533,000 | $ 271,000 | $ 123,000 |
Middlesex County New Jersey | 4 | $ 1,131,000 | $ 282,000 | $ 112,000 |
Midland County Texas | 1 | $ 1,300,000 | $ 1,300,000 | $ 0 |
Milwaukee County Wisconsin | 2 | $ 408,000 | $ 204,000 | $ 130,000 |
Mineral County Montana | 1 | $ 264,000 | $ 264,000 | $ 65,000 |
Mohave County Arizona | 3 | $ 412,000 | $ 137,000 | $ 68,000 |
Monmouth County New Jersey | 5 | $ 2,274,000 | $ 454,000 | $ 92,000 |
Monroe County New York | 2 | $ 315,000 | $ 157,000 | $ 149,000 |
Monroe County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 300,000 |
Monterey County California | 1 | $ 429,000 | $ 429,000 | $ 0 |
Montgomery County Maryland | 3 | $ 725,000 | $ 241,000 | $ 182,000 |
Montgomery County Pennsylvania | 6 | $ 1,844,000 | $ 307,000 | $ 169,000 |
Morgan County Indiana | 1 | $ 360,000 | $ 360,000 | $ 480,000 |
Morris County New Jersey | 5 | $ 1,210,000 | $ 242,000 | $ 100,000 |
Multnomah County Oregon | 8 | $ 2,200,000 | $ 275,000 | $ 156,000 |
Nassau County New York | 3 | $ 1,432,000 | $ 477,000 | $ 106,000 |
Nelson County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 41,000 |
Nevada County California | 3 | $ 855,000 | $ 285,000 | $ 193,000 |
New Haven County Connecticut | 1 | $ 179,000 | $ 179,000 | $ 65,000 |
New Kent County Virginia | 2 | $ 600,000 | $ 300,000 | $ 65,000 |
Newport County Rhode Island | 2 | $ 537,000 | $ 268,000 | $ 133,000 |
Norfolk County Massachusetts | 5 | $ 1,470,000 | $ 294,000 | $ 105,000 |
Northampton County Pennsylvania | 2 | $ 574,000 | $ 287,000 | $ 66,000 |
Nueces County Texas | 2 | $ 1,525,000 | $ 762,000 | $ 0 |
Oakland County Michigan | 2 | $ 422,000 | $ 211,000 | $ 93,000 |
Oklahoma County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 22,000 |
Orange County California | 124 | $ 68,408,000 | $ 551,000 | $ 215,000 |
Orange County Florida | 1 | $ 270,000 | $ 270,000 | $ 181,000 |
Orange County New York | 1 | $ 2,145,000 | $ 2,145,000 | $ 0 |
Otsego County New York | 1 | $ 230,000 | $ 230,000 | $ 168,000 |
Ozaukee County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 188,000 |
Palm Beach County Florida | 2 | $ 1,584,000 | $ 792,000 | $ 194,000 |
Pasco County Florida | 1 | $ 106,000 | $ 106,000 | $ 32,000 |
Peach County Georgia | 1 | $ 210,000 | $ 210,000 | $ 35,000 |
Pender County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 626,000 |
Penobscot County Maine | 1 | $ 300,000 | $ 300,000 | $ 400,000 |
Philadelphia County Pennsylvania | 5 | $ 766,000 | $ 153,000 | $ 64,000 |
Pierce County Washington | 2 | $ 194,000 | $ 97,000 | $ 164,000 |
Pima County Arizona | 1 | $ 224,000 | $ 224,000 | $ 111,000 |
Pinellas County Florida | 1 | $ 385,000 | $ 385,000 | $ 0 |
Pitkin County Colorado | 1 | $ 3,500,000 | $ 3,500,000 | $ 2,738,000 |
Pitt County North Carolina | 1 | $ 308,000 | $ 308,000 | $ 0 |
Placer County California | 2 | $ 1,412,000 | $ 706,000 | $ 627,000 |
Plumas County California | 1 | $ 179,000 | $ 179,000 | $ 64,000 |
Plymouth County Massachusetts | 4 | $ 1,089,000 | $ 272,000 | $ 88,000 |
Portsmouth County Virginia | 1 | $ 171,000 | $ 171,000 | $ 42,000 |
Prince George's County Maryland | 4 | $ 1,029,000 | $ 257,000 | $ 105,000 |
Prince William County Virginia | 4 | $ 761,000 | $ 190,000 | $ 136,000 |
Providence County Rhode Island | 3 | $ 714,000 | $ 238,000 | $ 125,000 |
Pueblo County Colorado | 1 | $ 256,000 | $ 256,000 | $ 144,000 |
Putnam County New York | 1 | $ 204,000 | $ 204,000 | $ 200,000 |
Ramsey County Minnesota | 2 | $ 520,000 | $ 260,000 | $ 138,000 |
Riverside County California | 29 | $ 9,706,000 | $ 334,000 | $ 200,000 |
Rockingham County New Hampshire | 2 | $ 525,000 | $ 262,000 | $ 196,000 |
Rutland County Vermont | 1 | $ 350,000 | $ 350,000 | $ 143,000 |
Sacramento County California | 6 | $ 1,929,000 | $ 321,000 | $ 118,000 |
Saline County Kansas | 2 | $ 448,000 | $ 224,000 | $ 156,000 |
Salt Lake County Utah | 4 | $ 1,137,000 | $ 284,000 | $ 141,000 |
San Benito County California | 1 | $ 690,000 | $ 690,000 | $ 207,000 |
San Bernardino County California | 22 | $ 5,857,000 | $ 266,000 | $ 122,000 |
San Diego County California | 288 | $ 113,865,000 | $ 395,000 | $ 168,000 |
San Francisco County California | 16 | $ 8,320,000 | $ 520,000 | $ 115,000 |
San Joaquin County California | 3 | $ 1,140,000 | $ 380,000 | $ 165,000 |
San Luis Obispo County California | 6 | $ 2,540,000 | $ 423,000 | $ 73,000 |
San Mateo County California | 5 | $ 3,279,000 | $ 655,000 | $ 167,000 |
Sandoval County New Mexico | 2 | $ 324,000 | $ 162,000 | $ 59,000 |
Santa Barbara County California | 4 | $ 3,196,000 | $ 799,000 | $ 304,000 |
Santa Clara County California | 24 | $ 13,950,000 | $ 581,000 | $ 270,000 |
Santa Cruz County California | 3 | $ 840,000 | $ 280,000 | $ 75,000 |
Sedgwick County Kansas | 1 | $ 148,000 | $ 148,000 | $ 62,000 |
Seminole County Florida | 2 | $ 1,211,000 | $ 605,000 | $ 70,000 |
Sevier County Tennessee | 1 | $ 193,000 | $ 193,000 | $ 89,000 |
Shelby County Alabama | 1 | $ 220,000 | $ 220,000 | $ 104,000 |
Shelby County Tennessee | 1 | $ 287,000 | $ 287,000 | $ 218,000 |
Sherburne County Minnesota | 1 | $ 272,000 | $ 272,000 | $ 76,000 |
Skagit County Washington | 1 | $ 225,000 | $ 225,000 | $ 111,000 |
Skamania County Washington | 2 | $ 479,000 | $ 239,000 | $ 121,000 |
Snohomish County Washington | 6 | $ 1,901,000 | $ 316,000 | $ 105,000 |
Solano County California | 3 | $ 1,225,000 | $ 408,000 | $ 100,000 |
Somerset County New Jersey | 3 | $ 1,135,000 | $ 378,000 | $ 240,000 |
Sonoma County California | 2 | $ 915,000 | $ 457,000 | $ 238,000 |
Spokane County Washington | 1 | $ 240,000 | $ 240,000 | $ 100,000 |
Spotsylvania County Virginia | 2 | $ 407,000 | $ 203,000 | $ 122,000 |
St. Croix County Wisconsin | 1 | $ 84,000 | $ 84,000 | $ 98,000 |
St. Louis City County Missouri | 1 | $ 492,000 | $ 492,000 | $ 0 |
St. Louis County Missouri | 3 | $ 927,000 | $ 309,000 | $ 177,000 |
St. Lucie County Florida | 2 | $ 358,000 | $ 179,000 | $ 104,000 |
Stafford County Virginia | 1 | $ 81,000 | $ 81,000 | $ 124,000 |
Stark County Ohio | 1 | $ 158,000 | $ 158,000 | $ 61,000 |
Stephens County Oklahoma | 1 | $ 700,000 | $ 700,000 | $ 0 |
Suffolk County Massachusetts | 4 | $ 2,122,000 | $ 530,000 | $ 109,000 |
Suffolk County New York | 5 | $ 1,608,000 | $ 321,000 | $ 113,000 |
Summit County Ohio | 2 | $ 3,119,000 | $ 1,559,000 | $ 32,000 |
Summit County Utah | 5 | $ 4,359,000 | $ 871,000 | $ 591,000 |
Sutter County California | 1 | $ 156,000 | $ 156,000 | $ 48,000 |
Tarrant County Texas | 2 | $ 714,000 | $ 357,000 | $ 38,000 |
Tazewell County Illinois | 1 | $ 234,000 | $ 234,000 | $ 110,000 |
Teton County Wyoming | 1 | $ 285,000 | $ 285,000 | $ 156,000 |
Thurston County Washington | 2 | $ 825,000 | $ 412,000 | $ 0 |
Tillamook County Oregon | 1 | $ 204,000 | $ 204,000 | $ 92,000 |
Tom Green County Texas | 1 | $ 325,000 | $ 325,000 | $ 0 |
Transylvania County North Carolina | 2 | $ 774,000 | $ 387,000 | $ 30,000 |
Travis County Texas | 1 | $ 417,000 | $ 417,000 | $ 312,000 |
Union County Arkansas | 1 | $ 48,000 | $ 48,000 | $ 20,000 |
Union County New Jersey | 3 | $ 1,005,000 | $ 335,000 | $ 168,000 |
Utah County Utah | 3 | $ 585,000 | $ 195,000 | $ 72,000 |
Ventura County California | 21 | $ 9,479,000 | $ 451,000 | $ 248,000 |
Virginia Beach County Virginia | 2 | $ 530,000 | $ 265,000 | $ 78,000 |
Wake County North Carolina | 13 | $ 3,693,000 | $ 284,000 | $ 160,000 |
Wallowa County Oregon | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
Warren County Kentucky | 1 | $ 71,000 | $ 71,000 | $ 22,000 |
Warren County Ohio | 1 | $ 345,000 | $ 345,000 | $ 267,000 |
Washington County Minnesota | 2 | $ 353,000 | $ 176,000 | $ 174,000 |
Washington County Oregon | 1 | $ 345,000 | $ 345,000 | $ 91,000 |
Washington County Rhode Island | 1 | $ 220,000 | $ 220,000 | $ 123,000 |
Washoe County Nevada | 3 | $ 882,000 | $ 294,000 | $ 197,000 |
Washtenaw County Michigan | 7 | $ 3,641,000 | $ 520,000 | $ 60,000 |
Watauga County North Carolina | 1 | $ 243,000 | $ 243,000 | $ 76,000 |
Wayne County Michigan | 3 | $ 643,000 | $ 214,000 | $ 143,000 |
Weber County Utah | 1 | $ 211,000 | $ 211,000 | $ 84,000 |
Weld County Colorado | 1 | $ 150,000 | $ 150,000 | $ 108,000 |
Westchester County New York | 2 | $ 643,000 | $ 321,000 | $ 169,000 |
Whatcom County Washington | 3 | $ 809,000 | $ 269,000 | $ 64,000 |
Woodbury County Iowa | 1 | $ 810,000 | $ 810,000 | $ 0 |
Worcester County Massachusetts | 8 | $ 1,868,000 | $ 233,000 | $ 148,000 |
Yavapai County Arizona | 5 | $ 3,252,000 | $ 650,000 | $ 55,000 |
Yolo County California | 1 | $ 411,000 | $ 411,000 | $ 137,000 |
York County Maine | 1 | $ 161,000 | $ 161,000 | $ 34,000 |
Yuma County Arizona | 1 | $ 76,000 | $ 76,000 | $ 74,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 1,315 | $510,897,000 | $388,000 | $3,500,000 | $166,000 | $6,568,000 |
Home Purchase | 229 | $159,390,000 | $696,000 | $5,587,000 | $321,000 | $9,999,000 |
Home Improvement | 4 | $1,060,000 | $265,000 | $370,000 | $120,000 | $145,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,012 | $413,523,000 | $408,000 | $5,587,000 | $221,000 | $9,999,000 |
Not Provided | 249 | $98,859,000 | $397,000 | $2,000,000 | $163,000 | $2,052,000 |
Asian | 109 | $47,966,000 | $440,000 | $3,350,000 | $159,000 | $1,226,000 |
Not applicable | 89 | $80,455,000 | $903,000 | $3,185,000 | $0 | $0 |
Hispanic | 64 | $22,866,000 | $357,000 | $2,210,000 | $119,000 | $635,000 |
Black or African American | 15 | $4,646,000 | $309,000 | $1,090,000 | $146,000 | $310,000 |
Native Hawaiian or Other Pacific Islander | 6 | $2,168,000 | $361,000 | $725,000 | $191,000 | $328,000 |
American Indian or Alaskan Native | 4 | $864,000 | $216,000 | $385,000 | $134,000 | $260,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,534 | $666,709,000 | $434,000 | $5,587,000 | $190,000 | $9,999,000 |
FHA-insured (Federal Housing Administration) | 14 | $4,638,000 | $331,000 | $581,000 | $58,000 | $144,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 906 | $388,468,000 | $428,000 | $4,500,000 | $170,000 | $9,999,000 |
Application Denied By Financial Institution | 267 | $117,676,000 | $440,000 | $3,500,000 | $207,000 | $6,568,000 |
Application Withdrawn By Applicant | 254 | $124,735,000 | $491,000 | $5,587,000 | $261,000 | $8,117,000 |
File Closed For Incompleteness | 121 | $40,468,000 | $334,000 | $2,205,000 | $142,000 | $700,000 |
Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Other | 115 | $52,915,000 | $460,000 | $3,500,000 | $330,000 | $6,568,000 |
Debt-To-Income Ratio | 65 | $26,565,000 | $408,000 | $2,450,000 | $87,000 | $480,000 |
Collateral | 45 | $18,954,000 | $421,000 | $2,145,000 | $119,000 | $805,000 |
Credit History | 19 | $10,765,000 | $566,000 | $2,700,000 | $154,000 | $442,000 |
Unverifiable Information | 12 | $4,359,000 | $363,000 | $730,000 | $129,000 | $240,000 |
Employment History | 5 | $1,315,000 | $263,000 | $377,000 | $167,000 | $485,000 |
Insufficient Cash (Downpayment, Closing Cost) | 5 | $2,485,000 | $497,000 | $800,000 | $156,000 | $298,000 |
Credit Application Incomplete | 1 | $318,000 | $318,000 | $318,000 | $104,000 | $104,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of Internet Usa's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
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