Bank Of Internet Usa 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Bank Of Internet Usa 12777 High Bluff Drive, Suite 100 San Diego, CA 92130 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 1,035 |
Total Mortgage Loan Application Amount | $262,815,000 |
Average Mortgage Loan Application Amount | $397,666 |
Highest Mortgage Loan Application Amount | $4,125,000 |
Average Applicant Income | $82,666 |
Highest Applicant Income | $3,350,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Bank Of Internet Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of Internet Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Bank Of Internet Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of Internet Usa serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of Internet Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of Internet Usa's mortgage activity for 2008.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Accomack County Virginia | 1 | $ 50,000 | $ 50,000 | $ 81,000 |
Ada County Idaho | 2 | $ 259,000 | $ 129,000 | $ 141,000 |
Adams County Mississippi | 1 | $ 39,000 | $ 39,000 | $ 0 |
Aitkin County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 104,000 |
Alameda County California | 16 | $ 6,804,000 | $ 425,000 | $ 59,000 |
Allen County Indiana | 2 | $ 137,000 | $ 68,000 | $ 50,000 |
Allen County Ohio | 1 | $ 29,000 | $ 29,000 | $ 94,000 |
Amador County California | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
Anchorage County Alaska | 3 | $ 246,000 | $ 82,000 | $ 125,000 |
Androscoggin County Maine | 1 | $ 101,000 | $ 101,000 | $ 0 |
Anoka County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 53,000 |
Appomattox County Virginia | 1 | $ 104,000 | $ 104,000 | $ 53,000 |
Arapahoe County Colorado | 3 | $ 165,000 | $ 55,000 | $ 146,000 |
Arlington County Virginia | 1 | $ 50,000 | $ 50,000 | $ 271,000 |
Atlantic County New Jersey | 1 | $ 44,000 | $ 44,000 | $ 39,000 |
Avery County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
Baldwin County Alabama | 1 | $ 600,000 | $ 600,000 | $ 0 |
Baltimore City County Maryland | 1 | $ 525,000 | $ 525,000 | $ 0 |
Barnstable County Massachusetts | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
Barron County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 91,000 |
Barrow County Georgia | 1 | $ 35,000 | $ 35,000 | $ 25,000 |
Barton County Missouri | 1 | $ 64,000 | $ 64,000 | $ 78,000 |
Bartow County Georgia | 1 | $ 98,000 | $ 98,000 | $ 0 |
Beaufort County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 181,000 |
Bedford County Virginia | 1 | $ 800,000 | $ 800,000 | $ 0 |
Belknap County New Hampshire | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
Belmont County Ohio | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
Benton County Oregon | 1 | $ 30,000 | $ 30,000 | $ 45,000 |
Bergen County New Jersey | 7 | $ 1,619,000 | $ 231,000 | $ 102,000 |
Berks County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
Berkshire County Massachusetts | 1 | $ 171,000 | $ 171,000 | $ 0 |
Bernalillo County New Mexico | 3 | $ 107,000 | $ 35,000 | $ 83,000 |
Bonner County Idaho | 1 | $ 32,000 | $ 32,000 | $ 94,000 |
Boone County Missouri | 1 | $ 666,000 | $ 666,000 | $ 0 |
Boulder County Colorado | 2 | $ 110,000 | $ 55,000 | $ 85,000 |
Brevard County Florida | 1 | $ 75,000 | $ 75,000 | $ 199,000 |
Bristol County Massachusetts | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
Bronx County New York | 1 | $ 68,000 | $ 68,000 | $ 0 |
Broomfield County Colorado | 1 | $ 20,000 | $ 20,000 | $ 61,000 |
Broward County Florida | 7 | $ 1,726,000 | $ 246,000 | $ 75,000 |
Bucks County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 72,000 |
Buncombe County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
Burlington County New Jersey | 4 | $ 173,000 | $ 43,000 | $ 108,000 |
Butler County Ohio | 1 | $ 50,000 | $ 50,000 | $ 228,000 |
Butte County California | 2 | $ 929,000 | $ 464,000 | $ 41,000 |
Caddo County Louisiana | 1 | $ 86,000 | $ 86,000 | $ 0 |
Camden County New Jersey | 3 | $ 93,000 | $ 31,000 | $ 72,000 |
Cameron County Texas | 1 | $ 327,000 | $ 327,000 | $ 0 |
Canyon County Idaho | 1 | $ 29,000 | $ 29,000 | $ 50,000 |
Cape May County New Jersey | 1 | $ 160,000 | $ 160,000 | $ 25,000 |
Carroll County Georgia | 2 | $ 63,000 | $ 31,000 | $ 103,000 |
Carroll County New Hampshire | 1 | $ 30,000 | $ 30,000 | $ 45,000 |
Carson City County Nevada | 1 | $ 20,000 | $ 20,000 | $ 48,000 |
Cass County Missouri | 1 | $ 600,000 | $ 600,000 | $ 0 |
Charleston County South Carolina | 2 | $ 804,000 | $ 402,000 | $ 92,000 |
Chautauqua County New York | 2 | $ 90,000 | $ 45,000 | $ 89,000 |
Cherokee County Georgia | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
Cherokee County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 150,000 |
Chester County Pennsylvania | 4 | $ 516,000 | $ 129,000 | $ 259,000 |
Chesterfield County Virginia | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
Chippewa County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 164,000 |
Clackamas County Oregon | 3 | $ 80,000 | $ 26,000 | $ 87,000 |
Clark County Indiana | 1 | $ 50,000 | $ 50,000 | $ 12,000 |
Clark County Nevada | 6 | $ 669,000 | $ 111,000 | $ 73,000 |
Clarke County Mississippi | 2 | $ 95,000 | $ 47,000 | $ 81,000 |
Clayton County Georgia | 2 | $ 850,000 | $ 425,000 | $ 15,000 |
Cobb County Georgia | 2 | $ 65,000 | $ 32,000 | $ 161,000 |
Cole County Missouri | 1 | $ 2,021,000 | $ 2,021,000 | $ 0 |
Columbia County Florida | 1 | $ 57,000 | $ 57,000 | $ 71,000 |
Columbia County Oregon | 1 | $ 75,000 | $ 75,000 | $ 144,000 |
Columbia County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 192,000 |
Contra Costa County California | 10 | $ 2,406,000 | $ 240,000 | $ 71,000 |
Cook County Illinois | 13 | $ 1,516,000 | $ 116,000 | $ 66,000 |
Crawford County Kansas | 1 | $ 43,000 | $ 43,000 | $ 97,000 |
Cumberland County Maine | 9 | $ 5,143,000 | $ 571,000 | $ 15,000 |
Cuyahoga County Ohio | 3 | $ 2,186,000 | $ 728,000 | $ 48,000 |
Dakota County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 96,000 |
Dakota County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 115,000 |
Dallas County Iowa | 1 | $ 26,000 | $ 26,000 | $ 151,000 |
Dallas County Texas | 3 | $ 3,780,000 | $ 1,260,000 | $ 225,000 |
Davis County Utah | 1 | $ 70,000 | $ 70,000 | $ 123,000 |
DeKalb County Georgia | 5 | $ 165,000 | $ 33,000 | $ 69,000 |
Delaware County New York | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
Delaware County Ohio | 1 | $ 365,000 | $ 365,000 | $ 149,000 |
Delaware County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 98,000 |
Denver County Colorado | 1 | $ 783,000 | $ 783,000 | $ 0 |
Deschutes County Oregon | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
DeSoto County Mississippi | 3 | $ 205,000 | $ 68,000 | $ 95,000 |
District of Columbia County District Of Columbia | 5 | $ 357,000 | $ 71,000 | $ 116,000 |
Douglas County Colorado | 6 | $ 810,000 | $ 135,000 | $ 140,000 |
Douglas County Georgia | 1 | $ 10,000 | $ 10,000 | $ 144,000 |
Douglas County Kansas | 1 | $ 50,000 | $ 50,000 | $ 132,000 |
Douglas County Nebraska | 1 | $ 12,000 | $ 12,000 | $ 66,000 |
Douglas County Oregon | 2 | $ 265,000 | $ 132,000 | $ 63,000 |
DuPage County Illinois | 3 | $ 466,000 | $ 155,000 | $ 98,000 |
Durham County North Carolina | 1 | $ 12,000 | $ 12,000 | $ 43,000 |
Dutchess County New York | 1 | $ 75,000 | $ 75,000 | $ 128,000 |
Duval County Florida | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
East Baton Rouge County Louisiana | 1 | $ 444,000 | $ 444,000 | $ 0 |
Eddy County New Mexico | 1 | $ 13,000 | $ 13,000 | $ 83,000 |
El Dorado County California | 2 | $ 1,427,000 | $ 713,000 | $ 88,000 |
El Paso County Colorado | 3 | $ 110,000 | $ 36,000 | $ 77,000 |
El Paso County Texas | 2 | $ 1,337,000 | $ 668,000 | $ 0 |
Elkhart County Indiana | 1 | $ 23,000 | $ 23,000 | $ 91,000 |
Erie County New York | 1 | $ 12,000 | $ 12,000 | $ 54,000 |
Essex County Massachusetts | 2 | $ 1,090,000 | $ 545,000 | $ 0 |
Fairfax County Virginia | 4 | $ 269,000 | $ 67,000 | $ 126,000 |
Fairfield County Connecticut | 6 | $ 567,000 | $ 94,000 | $ 123,000 |
Fayette County Alabama | 1 | $ 10,000 | $ 10,000 | $ 10,000 |
Fergus County Montana | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
Flathead County Montana | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
Floyd County Georgia | 1 | $ 18,000 | $ 18,000 | $ 114,000 |
Floyd County Indiana | 1 | $ 30,000 | $ 30,000 | $ 83,000 |
Forrest County Mississippi | 1 | $ 1,085,000 | $ 1,085,000 | $ 0 |
Forsyth County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 179,000 |
Franklin County Georgia | 1 | $ 220,000 | $ 220,000 | $ 65,000 |
Franklin County Ohio | 2 | $ 800,000 | $ 400,000 | $ 276,000 |
Franklin County Vermont | 1 | $ 30,000 | $ 30,000 | $ 79,000 |
Fresno County California | 5 | $ 1,588,000 | $ 317,000 | $ 97,000 |
Fulton County Georgia | 4 | $ 751,000 | $ 187,000 | $ 124,000 |
Fulton County Indiana | 1 | $ 30,000 | $ 30,000 | $ 25,000 |
Fulton County Ohio | 1 | $ 35,000 | $ 35,000 | $ 73,000 |
Gallatin County Montana | 1 | $ 30,000 | $ 30,000 | $ 246,000 |
Garland County Arkansas | 2 | $ 607,000 | $ 303,000 | $ 14,000 |
Gaston County North Carolina | 3 | $ 1,711,000 | $ 570,000 | $ 82,000 |
Gila County Arizona | 3 | $ 194,000 | $ 64,000 | $ 52,000 |
Gloucester County New Jersey | 1 | $ 80,000 | $ 80,000 | $ 116,000 |
Goodhue County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 52,000 |
Granville County North Carolina | 1 | $ 28,000 | $ 28,000 | $ 360,000 |
Grayson County Texas | 1 | $ 64,000 | $ 64,000 | $ 0 |
Green County Wisconsin | 1 | $ 22,000 | $ 22,000 | $ 54,000 |
Greene County Missouri | 2 | $ 3,357,000 | $ 1,678,000 | $ 30,000 |
Greene County Ohio | 1 | $ 38,000 | $ 38,000 | $ 61,000 |
Guilford County North Carolina | 3 | $ 112,000 | $ 37,000 | $ 137,000 |
Gwinnett County Georgia | 5 | $ 320,000 | $ 64,000 | $ 91,000 |
Hamilton County Indiana | 1 | $ 10,000 | $ 10,000 | $ 38,000 |
Hamilton County Ohio | 4 | $ 2,771,000 | $ 692,000 | $ 25,000 |
Hamilton County Tennessee | 3 | $ 907,000 | $ 302,000 | $ 10,000 |
Hampden County Massachusetts | 2 | $ 170,000 | $ 85,000 | $ 57,000 |
Hancock County Mississippi | 1 | $ 180,000 | $ 180,000 | $ 67,000 |
Hancock County Ohio | 1 | $ 10,000 | $ 10,000 | $ 35,000 |
Hancock County West Virginia | 1 | $ 34,000 | $ 34,000 | $ 63,000 |
Hanover County Virginia | 1 | $ 35,000 | $ 35,000 | $ 102,000 |
Harnett County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 40,000 |
Harris County Texas | 2 | $ 5,581,000 | $ 2,790,000 | $ 0 |
Hart County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 14,000 |
Hartford County Connecticut | 4 | $ 655,000 | $ 163,000 | $ 46,000 |
Hawaii County Hawaii | 2 | $ 65,000 | $ 32,000 | $ 115,000 |
Haywood County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 80,000 |
Hennepin County Minnesota | 7 | $ 2,149,000 | $ 307,000 | $ 95,000 |
Henry County Iowa | 1 | $ 14,000 | $ 14,000 | $ 59,000 |
Hernando County Florida | 2 | $ 50,000 | $ 25,000 | $ 81,000 |
Hillsborough County Florida | 3 | $ 1,980,000 | $ 660,000 | $ 34,000 |
Hillsborough County New Hampshire | 2 | $ 423,000 | $ 211,000 | $ 54,000 |
Hinds County Mississippi | 1 | $ 20,000 | $ 20,000 | $ 44,000 |
Honolulu County Hawaii | 4 | $ 305,000 | $ 76,000 | $ 171,000 |
Horry County South Carolina | 2 | $ 468,000 | $ 234,000 | $ 205,000 |
Hudson County New Jersey | 2 | $ 50,000 | $ 25,000 | $ 26,000 |
Hunterdon County New Jersey | 1 | $ 400,000 | $ 400,000 | $ 196,000 |
Imperial County California | 1 | $ 45,000 | $ 45,000 | $ 113,000 |
Island County Washington | 1 | $ 561,000 | $ 561,000 | $ 0 |
Jackson County Missouri | 3 | $ 70,000 | $ 23,000 | $ 90,000 |
Jackson County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 81,000 |
Jasper County Georgia | 1 | $ 30,000 | $ 30,000 | $ 85,000 |
Jefferson County Alabama | 5 | $ 487,000 | $ 97,000 | $ 62,000 |
Jefferson County Colorado | 4 | $ 329,000 | $ 82,000 | $ 68,000 |
Jefferson County Illinois | 1 | $ 26,000 | $ 26,000 | $ 72,000 |
Jefferson County Kentucky | 1 | $ 56,000 | $ 56,000 | $ 87,000 |
Jefferson County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 168,000 |
Johnson County Indiana | 1 | $ 50,000 | $ 50,000 | $ 82,000 |
Johnson County Kansas | 6 | $ 2,709,000 | $ 451,000 | $ 73,000 |
Johnson County Missouri | 2 | $ 1,069,000 | $ 534,000 | $ 0 |
Johnson County Wyoming | 1 | $ 12,000 | $ 12,000 | $ 40,000 |
Juneau County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 131,000 |
Kauai County Hawaii | 2 | $ 125,000 | $ 62,000 | $ 90,000 |
Kenosha County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 128,000 |
Kern County California | 1 | $ 17,000 | $ 17,000 | $ 116,000 |
King County Washington | 15 | $ 5,250,000 | $ 350,000 | $ 66,000 |
Kings County California | 2 | $ 110,000 | $ 55,000 | $ 35,000 |
Kings County New York | 5 | $ 672,000 | $ 134,000 | $ 92,000 |
Kitsap County Washington | 5 | $ 530,000 | $ 106,000 | $ 114,000 |
Knox County Tennessee | 2 | $ 955,000 | $ 477,000 | $ 36,000 |
La Plata County Colorado | 1 | $ 90,000 | $ 90,000 | $ 0 |
Lackawanna County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 708,000 |
Lake County California | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
Lake County Florida | 2 | $ 91,000 | $ 45,000 | $ 58,000 |
Lake County Illinois | 3 | $ 151,000 | $ 50,000 | $ 80,000 |
Lancaster County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 62,000 |
Lane County Oregon | 1 | $ 30,000 | $ 30,000 | $ 91,000 |
Larimer County Colorado | 2 | $ 120,000 | $ 60,000 | $ 95,000 |
Lawrence County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
Lee County Alabama | 1 | $ 75,000 | $ 75,000 | $ 86,000 |
Lee County Florida | 1 | $ 260,000 | $ 260,000 | $ 80,000 |
Lehigh County Pennsylvania | 1 | $ 276,000 | $ 276,000 | $ 0 |
Leon County Florida | 1 | $ 30,000 | $ 30,000 | $ 43,000 |
Licking County Ohio | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
Limestone County Alabama | 1 | $ 26,000 | $ 26,000 | $ 130,000 |
Lincoln County Oregon | 1 | $ 30,000 | $ 30,000 | $ 60,000 |
Linn County Iowa | 1 | $ 15,000 | $ 15,000 | $ 63,000 |
Litchfield County Connecticut | 2 | $ 498,000 | $ 249,000 | $ 39,000 |
Logan County Colorado | 1 | $ 30,000 | $ 30,000 | $ 60,000 |
Lorain County Ohio | 1 | $ 35,000 | $ 35,000 | $ 14,000 |
Los Angeles County California | 66 | $ 37,112,000 | $ 562,000 | $ 75,000 |
Lucas County Ohio | 2 | $ 3,150,000 | $ 1,575,000 | $ 1,000 |
Luzerne County Pennsylvania | 2 | $ 206,000 | $ 103,000 | $ 83,000 |
Lyon County Iowa | 1 | $ 17,000 | $ 17,000 | $ 37,000 |
Madison County Alabama | 4 | $ 2,236,000 | $ 559,000 | $ 52,000 |
Madison County New York | 1 | $ 55,000 | $ 55,000 | $ 162,000 |
Manassas County Virginia | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
Manatee County Florida | 2 | $ 1,660,000 | $ 830,000 | $ 36,000 |
Maricopa County Arizona | 14 | $ 1,200,000 | $ 85,000 | $ 74,000 |
Marin County California | 4 | $ 2,643,000 | $ 660,000 | $ 133,000 |
Marion County Florida | 3 | $ 120,000 | $ 40,000 | $ 85,000 |
Marion County Indiana | 2 | $ 110,000 | $ 55,000 | $ 124,000 |
Marion County Oregon | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
Marion County West Virginia | 1 | $ 50,000 | $ 50,000 | $ 32,000 |
Martin County Florida | 1 | $ 67,000 | $ 67,000 | $ 32,000 |
Matanuska-Susitna County Alaska | 1 | $ 26,000 | $ 26,000 | $ 61,000 |
Maui County Hawaii | 2 | $ 2,338,000 | $ 1,169,000 | $ 0 |
McHenry County Illinois | 2 | $ 90,000 | $ 45,000 | $ 133,000 |
Mecklenburg County North Carolina | 4 | $ 135,000 | $ 33,000 | $ 70,000 |
Mendocino County California | 1 | $ 268,000 | $ 268,000 | $ 64,000 |
Menominee County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 74,000 |
Merced County California | 2 | $ 50,000 | $ 25,000 | $ 39,000 |
Mercer County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 13,000 |
Merrimack County New Hampshire | 1 | $ 10,000 | $ 10,000 | $ 49,000 |
Mesa County Colorado | 1 | $ 27,000 | $ 27,000 | $ 118,000 |
Miami-Dade County Florida | 5 | $ 895,000 | $ 179,000 | $ 133,000 |
Middlesex County Massachusetts | 9 | $ 1,988,000 | $ 220,000 | $ 50,000 |
Middlesex County New Jersey | 4 | $ 315,000 | $ 78,000 | $ 94,000 |
Milwaukee County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 138,000 |
Mohave County Arizona | 2 | $ 156,000 | $ 78,000 | $ 26,000 |
Monmouth County New Jersey | 6 | $ 485,000 | $ 80,000 | $ 157,000 |
Monroe County Florida | 1 | $ 90,000 | $ 90,000 | $ 105,000 |
Monroe County New York | 4 | $ 112,000 | $ 28,000 | $ 112,000 |
Monterey County California | 4 | $ 1,455,000 | $ 363,000 | $ 69,000 |
Montgomery County Alabama | 1 | $ 80,000 | $ 80,000 | $ 170,000 |
Montgomery County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
Montgomery County Pennsylvania | 3 | $ 1,084,000 | $ 361,000 | $ 88,000 |
Montgomery County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 67,000 |
Morgan County Alabama | 1 | $ 45,000 | $ 45,000 | $ 88,000 |
Morris County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 99,000 |
Multnomah County Oregon | 5 | $ 918,000 | $ 183,000 | $ 71,000 |
Muskegon County Michigan | 1 | $ 35,000 | $ 35,000 | $ 56,000 |
Nacogdoches County Texas | 1 | $ 524,000 | $ 524,000 | $ 0 |
Nantucket County Massachusetts | 1 | $ 560,000 | $ 560,000 | $ 0 |
Nassau County New York | 14 | $ 2,250,000 | $ 160,000 | $ 105,000 |
Natrona County Wyoming | 1 | $ 50,000 | $ 50,000 | $ 100,000 |
Nevada County California | 1 | $ 150,000 | $ 150,000 | $ 204,000 |
New Hanover County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
New Haven County Connecticut | 5 | $ 135,000 | $ 27,000 | $ 78,000 |
New York County New York | 15 | $ 5,064,000 | $ 337,000 | $ 192,000 |
Newport County Rhode Island | 1 | $ 30,000 | $ 30,000 | $ 310,000 |
Newport News County Virginia | 1 | $ 10,000 | $ 10,000 | $ 44,000 |
Newton County Georgia | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
Norfolk County Massachusetts | 2 | $ 242,000 | $ 121,000 | $ 92,000 |
Norfolk County Virginia | 1 | $ 30,000 | $ 30,000 | $ 89,000 |
Nottoway County Virginia | 1 | $ 36,000 | $ 36,000 | $ 150,000 |
Ocean County New Jersey | 3 | $ 575,000 | $ 191,000 | $ 45,000 |
Oconee County Georgia | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
Oklahoma County Oklahoma | 1 | $ 1,880,000 | $ 1,880,000 | $ 0 |
Oneida County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
Orange County California | 36 | $ 10,203,000 | $ 283,000 | $ 231,000 |
Orange County Florida | 3 | $ 5,407,000 | $ 1,802,000 | $ 359,000 |
Orange County New York | 1 | $ 74,000 | $ 74,000 | $ 161,000 |
Otero County New Mexico | 2 | $ 105,000 | $ 52,000 | $ 26,000 |
Ottawa County Michigan | 1 | $ 54,000 | $ 54,000 | $ 32,000 |
Outagamie County Wisconsin | 1 | $ 62,000 | $ 62,000 | $ 102,000 |
Ozaukee County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 85,000 |
Palm Beach County Florida | 5 | $ 1,810,000 | $ 362,000 | $ 107,000 |
Passaic County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
Pend Oreille County Washington | 1 | $ 72,000 | $ 72,000 | $ 40,000 |
Perry County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 0 |
Philadelphia County Pennsylvania | 6 | $ 1,309,000 | $ 218,000 | $ 57,000 |
Pierce County Washington | 7 | $ 4,378,000 | $ 625,000 | $ 57,000 |
Pike County Georgia | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
Pima County Arizona | 9 | $ 1,397,000 | $ 155,000 | $ 70,000 |
Pinal County Arizona | 2 | $ 52,000 | $ 26,000 | $ 49,000 |
Pinellas County Florida | 3 | $ 5,341,000 | $ 1,780,000 | $ 26,000 |
Placer County California | 4 | $ 240,000 | $ 60,000 | $ 143,000 |
Platte County Missouri | 1 | $ 50,000 | $ 50,000 | $ 260,000 |
Plymouth County Iowa | 1 | $ 20,000 | $ 20,000 | $ 55,000 |
Plymouth County Massachusetts | 3 | $ 1,836,000 | $ 612,000 | $ 0 |
Polk County Florida | 1 | $ 140,000 | $ 140,000 | $ 81,000 |
Polk County Iowa | 2 | $ 77,000 | $ 38,000 | $ 60,000 |
Polk County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 122,000 |
Portsmouth County Virginia | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
Preston County West Virginia | 1 | $ 51,000 | $ 51,000 | $ 77,000 |
Prince of Wales-Outer Ketchikan County Alaska | 1 | $ 30,000 | $ 30,000 | $ 31,000 |
Pueblo County Colorado | 2 | $ 60,000 | $ 30,000 | $ 56,000 |
Pulaski County Arkansas | 1 | $ 12,000 | $ 12,000 | $ 53,000 |
Pulaski County Kentucky | 2 | $ 25,000 | $ 12,000 | $ 51,000 |
Putnam County New York | 2 | $ 60,000 | $ 30,000 | $ 71,000 |
Queens County New York | 8 | $ 1,301,000 | $ 162,000 | $ 88,000 |
Ramsey County Minnesota | 3 | $ 120,000 | $ 40,000 | $ 84,000 |
Randolph County Alabama | 1 | $ 40,000 | $ 40,000 | $ 58,000 |
Red Willow County Nebraska | 1 | $ 10,000 | $ 10,000 | $ 22,000 |
Richmond City County Virginia | 1 | $ 60,000 | $ 60,000 | $ 68,000 |
Richmond County New York | 3 | $ 202,000 | $ 67,000 | $ 103,000 |
Riverside County California | 10 | $ 1,733,000 | $ 173,000 | $ 95,000 |
Roanoke County Virginia | 1 | $ 17,000 | $ 17,000 | $ 63,000 |
Rockingham County New Hampshire | 1 | $ 30,000 | $ 30,000 | $ 84,000 |
Rockland County New York | 2 | $ 457,000 | $ 228,000 | $ 125,000 |
Rush County Indiana | 1 | $ 50,000 | $ 50,000 | $ 102,000 |
Sacramento County California | 11 | $ 3,093,000 | $ 281,000 | $ 87,000 |
Sagadahoc County Maine | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
Saline County Arkansas | 2 | $ 162,000 | $ 81,000 | $ 150,000 |
Salt Lake County Utah | 2 | $ 145,000 | $ 72,000 | $ 95,000 |
San Benito County California | 1 | $ 553,000 | $ 553,000 | $ 0 |
San Bernardino County California | 13 | $ 2,880,000 | $ 221,000 | $ 171,000 |
San Diego County California | 18 | $ 7,146,000 | $ 397,000 | $ 94,000 |
San Francisco County California | 4 | $ 1,699,000 | $ 424,000 | $ 225,000 |
San Joaquin County California | 6 | $ 1,140,000 | $ 190,000 | $ 73,000 |
San Luis Obispo County California | 2 | $ 778,000 | $ 389,000 | $ 147,000 |
San Mateo County California | 3 | $ 1,489,000 | $ 496,000 | $ 42,000 |
Sandoval County New Mexico | 1 | $ 100,000 | $ 100,000 | $ 250,000 |
Santa Barbara County California | 6 | $ 1,315,000 | $ 219,000 | $ 107,000 |
Santa Clara County California | 33 | $ 11,308,000 | $ 342,000 | $ 53,000 |
Santa Cruz County Arizona | 1 | $ 40,000 | $ 40,000 | $ 90,000 |
Santa Cruz County California | 1 | $ 50,000 | $ 50,000 | $ 66,000 |
Santa Fe County New Mexico | 1 | $ 280,000 | $ 280,000 | $ 90,000 |
Sarasota County Florida | 2 | $ 119,000 | $ 59,000 | $ 48,000 |
Scott County Iowa | 2 | $ 70,000 | $ 35,000 | $ 75,000 |
Sebastian County Arkansas | 1 | $ 769,000 | $ 769,000 | $ 0 |
Seminole County Florida | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
Shasta County California | 2 | $ 55,000 | $ 27,000 | $ 136,000 |
Shelby County Alabama | 1 | $ 21,000 | $ 21,000 | $ 150,000 |
Shelby County Tennessee | 3 | $ 689,000 | $ 229,000 | $ 229,000 |
Snohomish County Washington | 3 | $ 2,056,000 | $ 685,000 | $ 43,000 |
Solano County California | 2 | $ 893,000 | $ 446,000 | $ 72,000 |
Somerset County New Jersey | 3 | $ 130,000 | $ 43,000 | $ 48,000 |
Sonoma County California | 2 | $ 466,000 | $ 233,000 | $ 54,000 |
Spartanburg County South Carolina | 1 | $ 825,000 | $ 825,000 | $ 0 |
Spokane County Washington | 2 | $ 2,794,000 | $ 1,397,000 | $ 81,000 |
Spotsylvania County Virginia | 1 | $ 50,000 | $ 50,000 | $ 117,000 |
St. Charles County Missouri | 3 | $ 130,000 | $ 43,000 | $ 94,000 |
St. Johns County Florida | 2 | $ 65,000 | $ 32,000 | $ 116,000 |
St. Louis City County Missouri | 1 | $ 20,000 | $ 20,000 | $ 35,000 |
St. Louis County Minnesota | 2 | $ 35,000 | $ 17,000 | $ 61,000 |
St. Louis County Missouri | 5 | $ 427,000 | $ 85,000 | $ 123,000 |
Stanislaus County California | 3 | $ 238,000 | $ 79,000 | $ 127,000 |
Stark County Ohio | 1 | $ 450,000 | $ 450,000 | $ 0 |
Stearns County Minnesota | 1 | $ 1,419,000 | $ 1,419,000 | $ 0 |
Steele County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 77,000 |
Stillwater County Montana | 1 | $ 113,000 | $ 113,000 | $ 71,000 |
Suffolk County Massachusetts | 1 | $ 543,000 | $ 543,000 | $ 0 |
Suffolk County New York | 8 | $ 1,111,000 | $ 138,000 | $ 132,000 |
Sumner County Tennessee | 2 | $ 97,000 | $ 48,000 | $ 51,000 |
Sussex County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 148,000 |
Sutter County California | 1 | $ 3,219,000 | $ 3,219,000 | $ 0 |
Sweetwater County Wyoming | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
Talladega County Alabama | 1 | $ 520,000 | $ 520,000 | $ 0 |
Tarrant County Texas | 1 | $ 3,069,000 | $ 3,069,000 | $ 0 |
Tazewell County Illinois | 1 | $ 50,000 | $ 50,000 | $ 113,000 |
Teller County Colorado | 1 | $ 25,000 | $ 25,000 | $ 110,000 |
Teton County Idaho | 2 | $ 125,000 | $ 62,000 | $ 56,000 |
Thurston County Washington | 5 | $ 165,000 | $ 33,000 | $ 58,000 |
Tipton County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
Tolland County Connecticut | 1 | $ 25,000 | $ 25,000 | $ 168,000 |
Travis County Texas | 1 | $ 999,000 | $ 999,000 | $ 0 |
Tulare County California | 4 | $ 125,000 | $ 31,000 | $ 67,000 |
Tuolumne County California | 1 | $ 149,000 | $ 149,000 | $ 0 |
Union County Georgia | 1 | $ 86,000 | $ 86,000 | $ 28,000 |
Union County New Jersey | 1 | $ 576,000 | $ 576,000 | $ 0 |
Utah County Utah | 1 | $ 1,051,000 | $ 1,051,000 | $ 0 |
Ventura County California | 8 | $ 2,097,000 | $ 262,000 | $ 101,000 |
Vermilion County Illinois | 1 | $ 15,000 | $ 15,000 | $ 62,000 |
Vermillion County Indiana | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
Volusia County Florida | 2 | $ 144,000 | $ 72,000 | $ 21,000 |
Wake County North Carolina | 4 | $ 115,000 | $ 28,000 | $ 71,000 |
Wakulla County Florida | 1 | $ 50,000 | $ 50,000 | $ 64,000 |
Walton County Florida | 1 | $ 351,000 | $ 351,000 | $ 0 |
Warren County New Jersey | 1 | $ 30,000 | $ 30,000 | $ 120,000 |
Warrick County Indiana | 1 | $ 10,000 | $ 10,000 | $ 24,000 |
Washington County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 300,000 |
Washington County Oregon | 5 | $ 205,000 | $ 41,000 | $ 84,000 |
Washington County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 85,000 |
Washington County Tennessee | 2 | $ 182,000 | $ 91,000 | $ 0 |
Washington County Utah | 2 | $ 284,000 | $ 142,000 | $ 83,000 |
Washington County Virginia | 1 | $ 100,000 | $ 100,000 | $ 93,000 |
Washoe County Nevada | 3 | $ 118,000 | $ 39,000 | $ 129,000 |
Washtenaw County Michigan | 4 | $ 1,037,000 | $ 259,000 | $ 73,000 |
Watauga County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
Waukesha County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 76,000 |
Wayne County Michigan | 7 | $ 314,000 | $ 44,000 | $ 65,000 |
Westchester County New York | 4 | $ 160,000 | $ 40,000 | $ 83,000 |
Will County Illinois | 2 | $ 487,000 | $ 243,000 | $ 135,000 |
Williamson County Tennessee | 2 | $ 84,000 | $ 42,000 | $ 56,000 |
Winchester County Virginia | 1 | $ 35,000 | $ 35,000 | $ 102,000 |
Windham County Connecticut | 1 | $ 71,000 | $ 71,000 | $ 146,000 |
Winnebago County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 131,000 |
Worcester County Massachusetts | 5 | $ 205,000 | $ 41,000 | $ 89,000 |
Wright County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 14,000 |
Yavapai County Arizona | 2 | $ 95,000 | $ 47,000 | $ 93,000 |
Yellowstone County Montana | 1 | $ 17,000 | $ 17,000 | $ 40,000 |
York County Virginia | 2 | $ 65,000 | $ 32,000 | $ 71,000 |
Yuma County Arizona | 2 | $ 120,000 | $ 60,000 | $ 98,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 594 | $225,668,000 | $379,000 | $4,125,000 | $76,000 | $1,000,000 |
Home Improvement | 418 | $19,476,000 | $46,000 | $500,000 | $110,000 | $3,350,000 |
Home Purchase | 23 | $17,671,000 | $768,000 | $3,069,000 | $62,000 | $1,399,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 456 | $56,546,000 | $124,000 | $1,800,000 | $115,000 | $1,399,000 |
Not Provided | 264 | $25,521,000 | $96,000 | $2,098,000 | $109,000 | $675,000 |
Not applicable | 219 | $168,561,000 | $769,000 | $4,125,000 | $0 | $0 |
Hispanic | 45 | $7,394,000 | $164,000 | $758,000 | $93,000 | $293,000 |
Asian | 25 | $2,870,000 | $114,000 | $500,000 | $235,000 | $3,350,000 |
Black or African American | 14 | $598,000 | $42,000 | $149,000 | $54,000 | $98,000 |
Native Hawaiian or Other Pacific Islander | 8 | $490,000 | $61,000 | $115,000 | $90,000 | $141,000 |
American Indian or Alaskan Native | 4 | $835,000 | $208,000 | $715,000 | $48,000 | $86,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,035 | $262,815,000 | $253,000 | $4,125,000 | $89,000 | $3,350,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Purchased By The Institution | 313 | $212,020,000 | $677,000 | $4,125,000 | $48,000 | $1,000,000 |
Application Denied By Financial Institution | 284 | $21,432,000 | $75,000 | $730,000 | $110,000 | $3,350,000 |
Loan Originated | 238 | $15,979,000 | $67,000 | $615,000 | $101,000 | $418,000 |
File Closed For Incompleteness | 101 | $6,137,000 | $60,000 | $500,000 | $115,000 | $1,399,000 |
Application Withdrawn By Applicant | 99 | $7,247,000 | $73,000 | $417,000 | $109,000 | $468,000 |
Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 112 | $7,868,000 | $70,000 | $417,000 | $118,000 | $708,000 |
Credit History | 57 | $3,713,000 | $65,000 | $460,000 | $84,000 | $336,000 |
Debt-To-Income Ratio | 55 | $5,647,000 | $102,000 | $730,000 | $88,000 | $516,000 |
Insufficient Cash (Downpayment, Closing Cost) | 36 | $2,301,000 | $63,000 | $545,000 | $81,000 | $444,000 |
Other | 24 | $1,903,000 | $79,000 | $715,000 | $230,000 | $3,350,000 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
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