Bank Of Internet Usa
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Bank Of Internet Usa.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Bank Of Internet Usa 12777 High Bluff Drive, Suite 100 San Diego, CA 92130 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 835 |
| Total Mortgage Loan Application Amount | $303,765,000 |
| Average Mortgage Loan Application Amount | $285,774 |
| Highest Mortgage Loan Application Amount | $2,979,000 |
| Average Applicant Income | $70,435 |
| Highest Applicant Income | $714,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego County California | 118 | $ 40,471,000 | $ 342,000 | $ 104,000 |
| Los Angeles County California | 112 | $ 65,891,000 | $ 588,000 | $ 63,000 |
| Orange County California | 90 | $ 33,106,000 | $ 367,000 | $ 109,000 |
| Riverside County California | 27 | $ 9,416,000 | $ 348,000 | $ 102,000 |
| Maricopa County Arizona | 24 | $ 10,720,000 | $ 446,000 | $ 53,000 |
| King County Washington | 22 | $ 8,239,000 | $ 374,000 | $ 75,000 |
| Clark County Nevada | 21 | $ 3,227,000 | $ 153,000 | $ 73,000 |
| Santa Clara County California | 17 | $ 7,521,000 | $ 442,000 | $ 137,000 |
| Middlesex County Massachusetts | 14 | $ 3,395,000 | $ 242,000 | $ 133,000 |
| Alameda County California | 13 | $ 5,583,000 | $ 429,000 | $ 112,000 |
| San Bernardino County California | 13 | $ 3,902,000 | $ 300,000 | $ 122,000 |
| Fairfax County Virginia | 13 | $ 2,720,000 | $ 209,000 | $ 114,000 |
| Snohomish County Washington | 11 | $ 3,384,000 | $ 307,000 | $ 48,000 |
| Marin County California | 10 | $ 6,362,000 | $ 636,000 | $ 62,000 |
| Somerset County New Jersey | 10 | $ 2,853,000 | $ 285,000 | $ 115,000 |
| Denver County Colorado | 9 | $ 9,047,000 | $ 1,005,000 | $ 0 |
| Contra Costa County California | 8 | $ 3,116,000 | $ 389,000 | $ 102,000 |
| San Mateo County California | 8 | $ 3,048,000 | $ 381,000 | $ 51,000 |
| Pima County Arizona | 7 | $ 1,206,000 | $ 172,000 | $ 121,000 |
| San Francisco County California | 7 | $ 2,410,000 | $ 344,000 | $ 65,000 |
| Dallas County Texas | 7 | $ 2,830,000 | $ 404,000 | $ 90,000 |
| Sonoma County California | 6 | $ 2,431,000 | $ 405,000 | $ 21,000 |
| Cook County Illinois | 6 | $ 3,176,000 | $ 529,000 | $ 104,000 |
| Bristol County Massachusetts | 6 | $ 1,219,000 | $ 203,000 | $ 121,000 |
| Morris County New Jersey | 6 | $ 1,606,000 | $ 267,000 | $ 104,000 |
| Wake County North Carolina | 6 | $ 1,105,000 | $ 184,000 | $ 113,000 |
| Multnomah County Oregon | 6 | $ 2,641,000 | $ 440,000 | $ 16,000 |
| Washington County Oregon | 6 | $ 3,385,000 | $ 564,000 | $ 49,000 |
| Clark County Washington | 6 | $ 2,619,000 | $ 436,000 | $ 85,000 |
| Jefferson County Colorado | 5 | $ 981,000 | $ 196,000 | $ 40,000 |
| Bergen County New Jersey | 5 | $ 807,000 | $ 161,000 | $ 83,000 |
| Napa County California | 4 | $ 2,181,000 | $ 545,000 | $ 45,000 |
| Hillsborough County New Hampshire | 4 | $ 715,000 | $ 178,000 | $ 70,000 |
| Middlesex County New Jersey | 4 | $ 946,000 | $ 236,000 | $ 90,000 |
| Berks County Pennsylvania | 4 | $ 673,000 | $ 168,000 | $ 101,000 |
| Pierce County Washington | 4 | $ 927,000 | $ 231,000 | $ 115,000 |
| Fresno County California | 3 | $ 1,454,000 | $ 484,000 | $ 97,000 |
| Monterey County California | 3 | $ 1,101,000 | $ 367,000 | $ 81,000 |
| Placer County California | 3 | $ 848,000 | $ 282,000 | $ 110,000 |
| Sacramento County California | 3 | $ 819,000 | $ 273,000 | $ 48,000 |
| Santa Cruz County California | 3 | $ 1,118,000 | $ 372,000 | $ 98,000 |
| Ventura County California | 3 | $ 836,000 | $ 278,000 | $ 118,000 |
| Arapahoe County Colorado | 3 | $ 4,740,000 | $ 1,580,000 | $ 0 |
| Boulder County Colorado | 3 | $ 1,249,000 | $ 416,000 | $ 38,000 |
| Miami-Dade County Florida | 3 | $ 2,135,000 | $ 711,000 | $ 0 |
| Norfolk County Massachusetts | 3 | $ 978,000 | $ 326,000 | $ 92,000 |
| Worcester County Massachusetts | 3 | $ 701,000 | $ 233,000 | $ 160,000 |
| Washoe County Nevada | 3 | $ 194,000 | $ 64,000 | $ 54,000 |
| Essex County New Jersey | 3 | $ 891,000 | $ 297,000 | $ 262,000 |
| Gloucester County New Jersey | 3 | $ 454,000 | $ 151,000 | $ 163,000 |
| Ocean County New Jersey | 3 | $ 400,000 | $ 133,000 | $ 85,000 |
| Kings County New York | 3 | $ 591,000 | $ 197,000 | $ 70,000 |
| Lane County Oregon | 3 | $ 688,000 | $ 229,000 | $ 18,000 |
| Montgomery County Pennsylvania | 3 | $ 556,000 | $ 185,000 | $ 90,000 |
| Salt Lake County Utah | 3 | $ 1,215,000 | $ 405,000 | $ 37,000 |
| Kitsap County Washington | 3 | $ 671,000 | $ 223,000 | $ 139,000 |
| Coconino County Arizona | 2 | $ 186,000 | $ 93,000 | $ 116,000 |
| Yavapai County Arizona | 2 | $ 236,000 | $ 118,000 | $ 35,000 |
| Kern County California | 2 | $ 228,000 | $ 114,000 | $ 105,000 |
| San Joaquin County California | 2 | $ 328,000 | $ 164,000 | $ 98,000 |
| Yolo County California | 2 | $ 232,000 | $ 116,000 | $ 54,000 |
| Adams County Colorado | 2 | $ 804,000 | $ 402,000 | $ 55,000 |
| Fairfield County Connecticut | 2 | $ 616,000 | $ 308,000 | $ 228,000 |
| Hartford County Connecticut | 2 | $ 400,000 | $ 200,000 | $ 113,000 |
| Maui County Hawaii | 2 | $ 375,000 | $ 187,000 | $ 42,000 |
| DuPage County Illinois | 2 | $ 289,000 | $ 144,000 | $ 69,000 |
| East Baton Rouge County Louisiana | 2 | $ 150,000 | $ 75,000 | $ 40,000 |
| Montgomery County Maryland | 2 | $ 459,000 | $ 229,000 | $ 103,000 |
| Essex County Massachusetts | 2 | $ 439,000 | $ 219,000 | $ 56,000 |
| Plymouth County Massachusetts | 2 | $ 658,000 | $ 329,000 | $ 85,000 |
| Macomb County Michigan | 2 | $ 714,000 | $ 357,000 | $ 23,000 |
| Burlington County New Jersey | 2 | $ 519,000 | $ 259,000 | $ 144,000 |
| Monmouth County New Jersey | 2 | $ 405,000 | $ 202,000 | $ 97,000 |
| Union County New Jersey | 2 | $ 490,000 | $ 245,000 | $ 126,000 |
| Queens County New York | 2 | $ 201,000 | $ 100,000 | $ 91,000 |
| Richmond County New York | 2 | $ 246,000 | $ 123,000 | $ 91,000 |
| Hanover County Virginia | 2 | $ 290,000 | $ 145,000 | $ 78,000 |
| Spotsylvania County Virginia | 2 | $ 531,000 | $ 265,000 | $ 198,000 |
| Whatcom County Washington | 2 | $ 1,230,000 | $ 615,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 119,000 | $ 119,000 | $ 75,000 |
| Mohave County Arizona | 1 | $ 304,000 | $ 304,000 | $ 147,000 |
| El Dorado County California | 1 | $ 150,000 | $ 150,000 | $ 124,000 |
| Mariposa County California | 1 | $ 60,000 | $ 60,000 | $ 26,000 |
| San Luis Obispo County California | 1 | $ 217,000 | $ 217,000 | $ 63,000 |
| Santa Barbara County California | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Shasta County California | 1 | $ 119,000 | $ 119,000 | $ 67,000 |
| Middlesex County Connecticut | 1 | $ 256,000 | $ 256,000 | $ 70,000 |
| New Haven County Connecticut | 1 | $ 180,000 | $ 180,000 | $ 99,000 |
| New London County Connecticut | 1 | $ 118,000 | $ 118,000 | $ 62,000 |
| District of Columbia County District Of Columbia | 1 | $ 127,000 | $ 127,000 | $ 70,000 |
| Alachua County Florida | 1 | $ 92,000 | $ 92,000 | $ 46,000 |
| Broward County Florida | 1 | $ 1,660,000 | $ 1,660,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 148,000 | $ 148,000 | $ 116,000 |
| Pinellas County Florida | 1 | $ 123,000 | $ 123,000 | $ 206,000 |
| St. Lucie County Florida | 1 | $ 81,000 | $ 81,000 | $ 63,000 |
| Henry County Georgia | 1 | $ 258,000 | $ 258,000 | $ 128,000 |
| Hawaii County Hawaii | 1 | $ 133,000 | $ 133,000 | $ 108,000 |
| Honolulu County Hawaii | 1 | $ 282,000 | $ 282,000 | $ 148,000 |
| Bonneville County Idaho | 1 | $ 50,000 | $ 50,000 | $ 22,000 |
| Kane County Illinois | 1 | $ 150,000 | $ 150,000 | $ 66,000 |
| Lake County Illinois | 1 | $ 195,000 | $ 195,000 | $ 135,000 |
| Ogle County Illinois | 1 | $ 116,000 | $ 116,000 | $ 91,000 |
| St. Clair County Illinois | 1 | $ 167,000 | $ 167,000 | $ 62,000 |
| Winnebago County Illinois | 1 | $ 109,000 | $ 109,000 | $ 41,000 |
| Cumberland County Maine | 1 | $ 168,000 | $ 168,000 | $ 113,000 |
| Anne Arundel County Maryland | 1 | $ 228,000 | $ 228,000 | $ 164,000 |
| Charles County Maryland | 1 | $ 244,000 | $ 244,000 | $ 142,000 |
| Howard County Maryland | 1 | $ 148,000 | $ 148,000 | $ 94,000 |
| Barnstable County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| Franklin County Massachusetts | 1 | $ 293,000 | $ 293,000 | $ 45,000 |
| Hampden County Massachusetts | 1 | $ 130,000 | $ 130,000 | $ 67,000 |
| Hampshire County Massachusetts | 1 | $ 260,000 | $ 260,000 | $ 85,000 |
| Gladwin County Michigan | 1 | $ 81,000 | $ 81,000 | $ 46,000 |
| Oakland County Michigan | 1 | $ 247,000 | $ 247,000 | $ 78,000 |
| Wayne County Michigan | 1 | $ 73,000 | $ 73,000 | $ 38,000 |
| Meeker County Minnesota | 1 | $ 240,000 | $ 240,000 | $ 34,000 |
| Camden County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 85,000 |
| Hudson County New Jersey | 1 | $ 193,000 | $ 193,000 | $ 236,000 |
| Passaic County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Warren County New Jersey | 1 | $ 270,000 | $ 270,000 | $ 63,000 |
| Bernalillo County New Mexico | 1 | $ 108,000 | $ 108,000 | $ 93,000 |
| Nassau County New York | 1 | $ 245,000 | $ 245,000 | $ 47,000 |
| Suffolk County New York | 1 | $ 158,000 | $ 158,000 | $ 139,000 |
| Westchester County New York | 1 | $ 425,000 | $ 425,000 | $ 100,000 |
| Currituck County North Carolina | 1 | $ 236,000 | $ 236,000 | $ 186,000 |
| Mecklenburg County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 54,000 |
| Nash County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Butler County Ohio | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 120,000 | $ 120,000 | $ 27,000 |
| Benton County Oregon | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Marion County Oregon | 1 | $ 362,000 | $ 362,000 | $ 0 |
| Cumberland County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 113,000 |
| Providence County Rhode Island | 1 | $ 101,000 | $ 101,000 | $ 75,000 |
| Carroll County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 39,000 |
| Knox County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 97,000 |
| Maury County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 33,000 |
| Sumner County Tennessee | 1 | $ 97,000 | $ 97,000 | $ 78,000 |
| Bexar County Texas | 1 | $ 103,000 | $ 103,000 | $ 158,000 |
| Collin County Texas | 1 | $ 194,000 | $ 194,000 | $ 104,000 |
| Comal County Texas | 1 | $ 88,000 | $ 88,000 | $ 52,000 |
| Denton County Texas | 1 | $ 242,000 | $ 242,000 | $ 60,000 |
| Galveston County Texas | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Harris County Texas | 1 | $ 90,000 | $ 90,000 | $ 65,000 |
| Hays County Texas | 1 | $ 108,000 | $ 108,000 | $ 100,000 |
| Montgomery County Texas | 1 | $ 605,000 | $ 605,000 | $ 413,000 |
| Rockwall County Texas | 1 | $ 160,000 | $ 160,000 | $ 103,000 |
| Tarrant County Texas | 1 | $ 68,000 | $ 68,000 | $ 94,000 |
| Travis County Texas | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Williamson County Texas | 1 | $ 57,000 | $ 57,000 | $ 44,000 |
| Washington County Utah | 1 | $ 212,000 | $ 212,000 | $ 60,000 |
| Caledonia County Vermont | 1 | $ 41,000 | $ 41,000 | $ 72,000 |
| Arlington County Virginia | 1 | $ 322,000 | $ 322,000 | $ 138,000 |
| Chesterfield County Virginia | 1 | $ 100,000 | $ 100,000 | $ 77,000 |
| Fauquier County Virginia | 1 | $ 242,000 | $ 242,000 | $ 152,000 |
| Pittsylvania County Virginia | 1 | $ 231,000 | $ 231,000 | $ 167,000 |
| Poquoson County Virginia | 1 | $ 140,000 | $ 140,000 | $ 85,000 |
| Virginia Beach County Virginia | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| Washington County Virginia | 1 | $ 192,000 | $ 192,000 | $ 94,000 |
| Benton County Washington | 1 | $ 178,000 | $ 178,000 | $ 119,000 |
| Chelan County Washington | 1 | $ 45,000 | $ 45,000 | $ 12,000 |
| Grays Harbor County Washington | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Thurston County Washington | 1 | $ 176,000 | $ 176,000 | $ 80,000 |
| Wood County West Virginia | 1 | $ 161,000 | $ 161,000 | $ 98,000 |
| Dane County Wisconsin | 1 | $ 390,000 | $ 390,000 | $ 62,000 |
| Forest County Wisconsin | 1 | $ 79,000 | $ 79,000 | $ 21,000 |
| Milwaukee County Wisconsin | 1 | $ 133,000 | $ 133,000 | $ 92,000 |
| Pierce County Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 73,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Bank Of Internet Usa in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 590 | $149,172,000 | $167,718 | $994,000 | $86,906 | $714,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 180 | $139,083,000 | $767,000 | $2,979,000 | $0 | $0 |
| Home Purchase (one-to-four family) | 64 | $15,360,000 | $176,294 | $900,000 | $88,529 | $550,000 |
| Home Improvement (one-to-four family) | 1 | $150,000 | $150,000 | $150,000 | $81,000 | $81,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 370 | $94,305,000 | $167,000 | $1,700,000 | $85,258 | $714,000 |
| Information not provided by applicant in mail or telephone application | 190 | $49,105,000 | $247,166 | $1,600,000 | $87,625 | $320,000 |
| Not applicable | 175 | $131,292,000 | $746,000 | $2,979,000 | $0 | $0 |
| Asian or Pacific Islander | 59 | $18,414,000 | $226,846 | $1,970,000 | $92,000 | $537,000 |
| Hispanic | 20 | $5,014,000 | $261,285 | $490,000 | $85,000 | $357,000 |
| Other | 13 | $4,047,000 | $250,800 | $985,000 | $81,800 | $563,000 |
| Black | 6 | $1,241,000 | $204,000 | $268,000 | $115,000 | $145,000 |
| American Indian or Alaskan Native | 2 | $347,000 | $173,500 | $270,000 | $115,500 | $168,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 835 | $303,765,000 | $255,833 | $2,979,000 | $75,527 | $714,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 559 | $163,382,000 | $206,093 | $2,600,000 | $88,218 | $714,000 |
| Loan Purchased By The Institution | 139 | $103,416,000 | $745,545 | $2,979,000 | $4,454 | $537,000 |
| Application Denied By Financial Institution | 67 | $17,589,000 | $175,470 | $1,200,000 | $70,117 | $424,000 |
| Application Withdrawn By Applicant | 59 | $16,792,000 | $184,785 | $2,000,000 | $96,000 | $550,000 |
| File Closed For Incompleteness | 11 | $2,586,000 | $244,166 | $1,100,000 | $88,333 | $209,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 30 | $8,875,000 | $191,307 | $1,200,000 | $109,846 | $394,000 |
| Debt-To-Income Ratio | 19 | $4,955,000 | $228,333 | $596,000 | $44,500 | $119,000 |
| Credit History | 8 | $1,497,000 | $176,428 | $355,000 | $69,000 | $123,000 |
| Other | 4 | $725,000 | $174,000 | $245,000 | $76,666 | $122,000 |
| Unverifiable Information | 3 | $827,000 | $275,000 | $322,000 | $166,000 | $424,000 |
| Employment History | 2 | $333,000 | $166,500 | $198,000 | $25,000 | $50,000 |
| Credit Application Incomplete | 1 | $377,000 | $377,000 | $377,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.