Bank Of Clarke
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Bank Of Clarke.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Bank Of Clarke 2 E Main Street Berryville, VA 22611 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 486 |
| Total Mortgage Loan Application Amount | $146,950,000 |
| Average Mortgage Loan Application Amount | $256,500 |
| Highest Mortgage Loan Application Amount | $9,005,000 |
| Average Applicant Income | $188,750 |
| Highest Applicant Income | $1,880,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Frederick County Virginia | 119 | $ 26,535,000 | $ 222,000 | $ 137,000 |
| Loudoun County Virginia | 55 | $ 31,345,000 | $ 569,000 | $ 273,000 |
| Clarke County Virginia | 44 | $ 13,760,000 | $ 312,000 | $ 158,000 |
| Winchester County Virginia | 37 | $ 8,625,000 | $ 233,000 | $ 146,000 |
| Warren County Virginia | 19 | $ 5,475,000 | $ 288,000 | $ 140,000 |
| Berkeley County West Virginia | 15 | $ 2,915,000 | $ 194,000 | $ 83,000 |
| Fairfax County Virginia | 9 | $ 9,705,000 | $ 1,078,000 | $ 438,000 |
| Fauquier County Virginia | 8 | $ 2,700,000 | $ 337,000 | $ 602,000 |
| Hampshire County West Virginia | 8 | $ 1,550,000 | $ 193,000 | $ 125,000 |
| Maricopa County Arizona | 6 | $ 1,880,000 | $ 313,000 | $ 303,000 |
| Santa Clara County California | 6 | $ 1,170,000 | $ 195,000 | $ 0 |
| Montgomery County Maryland | 6 | $ 1,700,000 | $ 283,000 | $ 69,000 |
| District of Columbia County District Of Columbia | 5 | $ 21,435,000 | $ 4,287,000 | $ 1,226,000 |
| Prince George's County Maryland | 5 | $ 895,000 | $ 179,000 | $ 0 |
| Los Angeles County California | 4 | $ 340,000 | $ 85,000 | $ 0 |
| San Diego County California | 4 | $ 510,000 | $ 127,000 | $ 0 |
| Pulaski County Arkansas | 3 | $ 305,000 | $ 101,000 | $ 0 |
| Riverside County California | 3 | $ 215,000 | $ 71,000 | $ 0 |
| Jefferson County West Virginia | 3 | $ 435,000 | $ 145,000 | $ 102,000 |
| Morgan County West Virginia | 3 | $ 495,000 | $ 165,000 | $ 48,000 |
| Tuscaloosa County Alabama | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Contra Costa County California | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Columbia County Florida | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Duval County Florida | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Levy County Florida | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Sabine County Louisiana | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Vermilion County Louisiana | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Hill County Texas | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Harrisonburg County Virginia | 2 | $ 780,000 | $ 390,000 | $ 0 |
| Shenandoah County Virginia | 2 | $ 170,000 | $ 85,000 | $ 76,000 |
| Spotsylvania County Virginia | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Bibb County Alabama | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Blount County Alabama | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Elmore County Alabama | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Houston County Alabama | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Lee County Alabama | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Marengo County Alabama | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Marion County Alabama | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Morgan County Alabama | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Shelby County Alabama | 1 | $ 155,000 | $ 155,000 | $ 0 |
| St. Clair County Alabama | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Pinal County Arizona | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Clay County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Crawford County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Garland County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Hot Spring County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Jefferson County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Saline County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| White County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Alameda County California | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Amador County California | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Sacramento County California | 1 | $ 145,000 | $ 145,000 | $ 0 |
| San Bernardino County California | 1 | $ 75,000 | $ 75,000 | $ 0 |
| San Joaquin County California | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Ventura County California | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Yolo County California | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Bay County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Flagler County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Jefferson County Florida | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Manatee County Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Marion County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 395,000 | $ 395,000 | $ 281,000 |
| Pasco County Florida | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Pinellas County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Suwannee County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Walton County Florida | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Banks County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Burke County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Paulding County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Bossier County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| East Carroll County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| East Feliciana County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Grant County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Rapides County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| St. Landry County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Tangipahoa County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Terrebonne County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Vernon County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Charles County Maryland | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Washington County Maryland | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Amite County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Lincoln County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Marshall County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Oktibbeha County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Rankin County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Tate County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Dallas County Missouri | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Atlantic County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 1,274,000 |
| Rio Arriba County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 0 |
| New York County New York | 1 | $ 505,000 | $ 505,000 | $ 1,274,000 |
| Davidson County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Sampson County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Creek County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Delaware County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Haskell County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Kiowa County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Lincoln County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 0 |
| McCurtain County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Pittsburg County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Seminole County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Jackson County Oregon | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Polk County Oregon | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 127,000 |
| Aiken County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Hampton County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Horry County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Laurens County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Loudon County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Atascosa County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Bowie County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Comanche County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Liberty County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| McLennan County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Montgomery County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Orange County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Panola County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Randall County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Rusk County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Tyler County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Winkler County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Arlington County Virginia | 1 | $ 705,000 | $ 705,000 | $ 205,000 |
| Manassas County Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Prince William County Virginia | 1 | $ 115,000 | $ 115,000 | $ 452,000 |
| Rockingham County Virginia | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Virginia Beach County Virginia | 1 | $ 345,000 | $ 345,000 | $ 205,000 |
| Pierce County Washington | 1 | $ 215,000 | $ 215,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Bank Of Clarke in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 230 | $69,530,000 | $302,000 | $9,005,000 | $222,000 | $1,460,000 |
| Refinancing | 207 | $67,375,000 | $325,000 | $5,855,000 | $170,000 | $1,880,000 |
| Other Purpose | 26 | $7,340,000 | $282,000 | $3,505,000 | $195,000 | $1,274,000 |
| Home Improvement | 23 | $2,705,000 | $117,000 | $505,000 | $168,000 | $609,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 258 | $77,180,000 | $299,000 | $3,065,000 | $171,000 | $1,880,000 |
| Not applicable | 200 | $55,900,000 | $279,000 | $9,005,000 | $0 | $0 |
| Not Provided | 11 | $7,195,000 | $654,000 | $3,505,000 | $506,000 | $1,274,000 |
| Black or African American | 6 | $650,000 | $108,000 | $155,000 | $82,000 | $126,000 |
| Hispanic | 6 | $1,640,000 | $273,000 | $405,000 | $90,000 | $196,000 |
| Asian | 4 | $3,890,000 | $972,000 | $2,255,000 | $381,000 | $1,005,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 486 | $146,950,000 | $302,000 | $9,005,000 | $184,000 | $1,880,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 269 | $108,205,000 | $402,000 | $9,005,000 | $210,000 | $1,880,000 |
| Loan Purchased By The Institution | 131 | $13,385,000 | $102,000 | $345,000 | $0 | $0 |
| Application Denied By Financial Institution | 32 | $7,540,000 | $235,000 | $855,000 | $124,000 | $1,460,000 |
| Application Withdrawn By Applicant | 29 | $7,515,000 | $259,000 | $845,000 | $99,000 | $303,000 |
| Application Approved But Not Accepted | 15 | $7,195,000 | $479,000 | $2,255,000 | $164,000 | $415,000 |
| File Closed For Incompleteness | 10 | $3,110,000 | $311,000 | $785,000 | $98,000 | $256,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 486 | $146,950,000 | $302,000 | $9,005,000 | $184,000 | $1,880,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.