Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Auto Club Trust, Fsb.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Auto Club Trust, Fsb 1 Autoclub Drive Dearborn, MI 48126 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 |
Total Number of Mortgage Applications | 455 |
Total Mortgage Loan Application Amount | $97,295,000 |
Average Mortgage Loan Application Amount | $185,400 |
Highest Mortgage Loan Application Amount | $1,255,000 |
Average Applicant Income | $89,200 |
Highest Applicant Income | $2,400,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Wayne County Michigan | 45 | $ 6,175,000 | $ 137,000 | $ 71,000 |
Hillsborough County Florida | 22 | $ 3,840,000 | $ 174,000 | $ 66,000 |
Palm Beach County Florida | 17 | $ 2,915,000 | $ 171,000 | $ 73,000 |
Cook County Illinois | 17 | $ 2,845,000 | $ 167,000 | $ 92,000 |
Broward County Florida | 16 | $ 4,020,000 | $ 251,000 | $ 106,000 |
Oakland County Michigan | 16 | $ 5,320,000 | $ 332,000 | $ 131,000 |
Lee County Florida | 13 | $ 2,585,000 | $ 198,000 | $ 85,000 |
Manatee County Florida | 10 | $ 2,420,000 | $ 242,000 | $ 70,000 |
Orange County Florida | 9 | $ 2,055,000 | $ 228,000 | $ 95,000 |
Pasco County Florida | 9 | $ 1,445,000 | $ 160,000 | $ 91,000 |
Seminole County Florida | 9 | $ 1,695,000 | $ 188,000 | $ 68,000 |
Gwinnett County Georgia | 9 | $ 2,045,000 | $ 227,000 | $ 52,000 |
Macomb County Michigan | 9 | $ 1,535,000 | $ 170,000 | $ 132,000 |
Brevard County Florida | 8 | $ 1,610,000 | $ 201,000 | $ 75,000 |
Duval County Florida | 8 | $ 940,000 | $ 117,000 | $ 49,000 |
Pinellas County Florida | 8 | $ 2,120,000 | $ 265,000 | $ 90,000 |
Sarasota County Florida | 7 | $ 1,495,000 | $ 213,000 | $ 97,000 |
Marion County Florida | 6 | $ 810,000 | $ 135,000 | $ 44,000 |
Fulton County Georgia | 6 | $ 2,900,000 | $ 483,000 | $ 139,000 |
Mecklenburg County North Carolina | 6 | $ 2,810,000 | $ 468,000 | $ 588,000 |
Knox County Tennessee | 6 | $ 1,360,000 | $ 226,000 | $ 107,000 |
Miami-Dade County Florida | 5 | $ 795,000 | $ 159,000 | $ 88,000 |
Polk County Florida | 5 | $ 1,145,000 | $ 229,000 | $ 82,000 |
DuPage County Illinois | 5 | $ 2,255,000 | $ 451,000 | $ 168,000 |
Lake County Indiana | 5 | $ 1,065,000 | $ 213,000 | $ 102,000 |
Jefferson County Colorado | 4 | $ 1,820,000 | $ 455,000 | $ 178,000 |
Indian River County Florida | 4 | $ 1,090,000 | $ 272,000 | $ 99,000 |
Martin County Florida | 4 | $ 680,000 | $ 170,000 | $ 85,000 |
Carroll County Georgia | 4 | $ 680,000 | $ 170,000 | $ 67,000 |
Cobb County Georgia | 4 | $ 1,250,000 | $ 312,000 | $ 96,000 |
Kent County Michigan | 4 | $ 720,000 | $ 180,000 | $ 92,000 |
Hamilton County Tennessee | 4 | $ 420,000 | $ 105,000 | $ 73,000 |
Wilson County Tennessee | 4 | $ 1,520,000 | $ 380,000 | $ 65,000 |
Alachua County Florida | 3 | $ 665,000 | $ 221,000 | $ 96,000 |
Volusia County Florida | 3 | $ 885,000 | $ 295,000 | $ 114,000 |
Cherokee County Georgia | 3 | $ 625,000 | $ 208,000 | $ 70,000 |
Clayton County Georgia | 3 | $ 505,000 | $ 168,000 | $ 77,000 |
Coweta County Georgia | 3 | $ 775,000 | $ 258,000 | $ 57,000 |
Lake County Illinois | 3 | $ 795,000 | $ 265,000 | $ 157,000 |
Lincoln County North Carolina | 3 | $ 655,000 | $ 218,000 | $ 86,000 |
Milwaukee County Wisconsin | 3 | $ 425,000 | $ 141,000 | $ 69,000 |
Collier County Florida | 2 | $ 280,000 | $ 140,000 | $ 40,000 |
Leon County Florida | 2 | $ 250,000 | $ 125,000 | $ 61,000 |
Putnam County Florida | 2 | $ 170,000 | $ 85,000 | $ 45,000 |
Santa Rosa County Florida | 2 | $ 340,000 | $ 170,000 | $ 66,000 |
St. Johns County Florida | 2 | $ 370,000 | $ 185,000 | $ 68,000 |
Sumter County Florida | 2 | $ 470,000 | $ 235,000 | $ 68,000 |
Forsyth County Georgia | 2 | $ 510,000 | $ 255,000 | $ 109,000 |
Muscogee County Georgia | 2 | $ 790,000 | $ 395,000 | $ 157,000 |
Newton County Georgia | 2 | $ 480,000 | $ 240,000 | $ 73,000 |
Kane County Illinois | 2 | $ 430,000 | $ 215,000 | $ 169,000 |
Will County Illinois | 2 | $ 500,000 | $ 250,000 | $ 101,000 |
Porter County Indiana | 2 | $ 240,000 | $ 120,000 | $ 95,000 |
Polk County Iowa | 2 | $ 330,000 | $ 165,000 | $ 63,000 |
Genesee County Michigan | 2 | $ 180,000 | $ 90,000 | $ 59,000 |
Anoka County Minnesota | 2 | $ 300,000 | $ 150,000 | $ 28,000 |
Olmsted County Minnesota | 2 | $ 390,000 | $ 195,000 | $ 129,000 |
Ramsey County Minnesota | 2 | $ 490,000 | $ 245,000 | $ 140,000 |
Union County North Carolina | 2 | $ 670,000 | $ 335,000 | $ 43,000 |
Wake County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 118,000 |
Berkeley County South Carolina | 2 | $ 430,000 | $ 215,000 | $ 101,000 |
Greenwood County South Carolina | 2 | $ 410,000 | $ 205,000 | $ 130,000 |
York County South Carolina | 2 | $ 490,000 | $ 245,000 | $ 112,000 |
Shelby County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 50,000 |
Waukesha County Wisconsin | 2 | $ 740,000 | $ 370,000 | $ 111,000 |
Adams County Colorado | 1 | $ 295,000 | $ 295,000 | $ 0 |
Arapahoe County Colorado | 1 | $ 585,000 | $ 585,000 | $ 270,000 |
Denver County Colorado | 1 | $ 565,000 | $ 565,000 | $ 155,000 |
El Paso County Colorado | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
Charlotte County Florida | 1 | $ 275,000 | $ 275,000 | $ 0 |
Clay County Florida | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
Flagler County Florida | 1 | $ 95,000 | $ 95,000 | $ 12,000 |
Gulf County Florida | 1 | $ 505,000 | $ 505,000 | $ 221,000 |
Hernando County Florida | 1 | $ 455,000 | $ 455,000 | $ 76,000 |
Lake County Florida | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
Osceola County Florida | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
St. Lucie County Florida | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
DeKalb County Georgia | 1 | $ 195,000 | $ 195,000 | $ 35,000 |
Douglas County Georgia | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
Elbert County Georgia | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
Gilmer County Georgia | 1 | $ 165,000 | $ 165,000 | $ 106,000 |
Paulding County Georgia | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
Rockdale County Georgia | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
Spalding County Georgia | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
Upson County Georgia | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
Whitfield County Georgia | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
Kendall County Illinois | 1 | $ 245,000 | $ 245,000 | $ 144,000 |
McLean County Illinois | 1 | $ 205,000 | $ 205,000 | $ 150,000 |
Harrison County Indiana | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
Huntington County Indiana | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
Alcona County Michigan | 1 | $ 55,000 | $ 55,000 | $ 0 |
Alpena County Michigan | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
Benzie County Michigan | 1 | $ 235,000 | $ 235,000 | $ 146,000 |
Cass County Michigan | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
Clinton County Michigan | 1 | $ 305,000 | $ 305,000 | $ 104,000 |
Jackson County Michigan | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
Kalkaska County Michigan | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
Lake County Michigan | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
Lapeer County Michigan | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
Lenawee County Michigan | 1 | $ 135,000 | $ 135,000 | $ 131,000 |
Marquette County Michigan | 1 | $ 315,000 | $ 315,000 | $ 146,000 |
Montcalm County Michigan | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
Washtenaw County Michigan | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
Hennepin County Minnesota | 1 | $ 615,000 | $ 615,000 | $ 278,000 |
Otter Tail County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
Scott County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
Washington County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
Greeley County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
Lancaster County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
Cabarrus County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
Catawba County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
Chatham County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
Durham County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 146,000 |
Guilford County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
Hoke County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 94,000 |
Iredell County North Carolina | 1 | $ 535,000 | $ 535,000 | $ 240,000 |
Martin County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
Moore County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
New Hanover County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
Onslow County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 202,000 |
Pender County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 97,000 |
Yadkin County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
Beaufort County South Carolina | 1 | $ 565,000 | $ 565,000 | $ 221,000 |
Charleston County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 300,000 |
Greenville County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 72,000 |
Horry County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 143,000 |
Lancaster County South Carolina | 1 | $ 615,000 | $ 615,000 | $ 173,000 |
Richland County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 131,000 |
Chester County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
Davidson County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 181,000 |
Grainger County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 29,000 |
Loudon County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 119,000 |
McNairy County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
Putnam County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 18,000 |
Roane County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
Rutherford County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
Lincoln County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 26,000 |
Racine County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
St. Croix County Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 224,000 |
Washington County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Cash-out Refinancing | 229 | $49,965,000 | $218,000 | $1,255,000 | $86,000 | $360,000 |
Home Purchase | 99 | $26,095,000 | $263,000 | $1,165,000 | $139,000 | $2,400,000 |
Refinancing | 84 | $15,620,000 | $185,000 | $925,000 | $81,000 | $425,000 |
Other Purpose | 26 | $3,380,000 | $130,000 | $485,000 | $71,000 | $162,000 |
Home Improvement | 17 | $2,235,000 | $131,000 | $255,000 | $69,000 | $152,000 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 270 | $57,440,000 | $212,000 | $1,255,000 | $90,000 | $360,000 |
Black or African American | 93 | $18,955,000 | $203,000 | $1,165,000 | $108,000 | $2,400,000 |
Not Provided | 51 | $10,805,000 | $211,000 | $925,000 | $102,000 | $425,000 |
Hispanic | 26 | $5,990,000 | $230,000 | $895,000 | $71,000 | $205,000 |
Asian | 10 | $2,700,000 | $270,000 | $445,000 | $100,000 | $244,000 |
American Indian or Alaskan Native | 3 | $745,000 | $248,000 | $385,000 | $155,000 | $348,000 |
Native Hawaiian or Other Pacific Islander | 1 | $205,000 | $205,000 | $205,000 | $43,000 | $43,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 439 | $94,205,000 | $214,000 | $1,255,000 | $95,000 | $2,400,000 |
FHA-insured (Federal Housing Administration) | 12 | $1,890,000 | $157,000 | $325,000 | $60,000 | $146,000 |
VA-guaranteed (Veterans Administration) | 4 | $1,200,000 | $300,000 | $475,000 | $88,000 | $118,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 161 | $35,125,000 | $218,000 | $1,255,000 | $101,000 | $655,000 |
Application Withdrawn By Applicant | 146 | $30,120,000 | $206,000 | $925,000 | $106,000 | $2,400,000 |
Application Denied By Financial Institution | 130 | $29,360,000 | $225,000 | $895,000 | $76,000 | $360,000 |
File Closed For Incompleteness | 11 | $1,515,000 | $137,000 | $235,000 | $64,000 | $135,000 |
Application Approved But Not Accepted | 7 | $1,175,000 | $167,000 | $315,000 | $83,000 | $146,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 325 | $67,935,000 | $209,000 | $1,255,000 | $101,000 | $2,400,000 |
Credit Application Incomplete | 47 | $10,205,000 | $217,000 | $685,000 | $82,000 | $300,000 |
Credit History | 36 | $7,530,000 | $209,000 | $895,000 | $68,000 | $275,000 |
Debt-To-Income Ratio | 23 | $5,335,000 | $231,000 | $475,000 | $51,000 | $175,000 |
Collateral | 13 | $2,925,000 | $225,000 | $715,000 | $117,000 | $360,000 |
Unverifiable Information | 7 | $2,345,000 | $335,000 | $645,000 | $100,000 | $280,000 |
Other | 3 | $395,000 | $131,000 | $195,000 | $35,000 | $60,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $625,000 | $625,000 | $625,000 | $124,000 | $124,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.