Atlantic Union Bank
Mortgage Loan Application
Totals and Details
for 2020

Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Atlantic Union Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Atlantic Union Bank
1051 East Cary Street, Suite 1200
Richmond, VA 23219
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  
Total Number of Mortgage Applications 7,898
Total Mortgage Loan Application Amount $1,961,450,000
Average Mortgage Loan Application Amount $232,600
Highest Mortgage Loan Application Amount $23,005,000
Average Applicant Income $135,400
Highest Applicant Income $8,165,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Atlantic Union Bank by Metropolitan Area in 2020

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 1,585 $ 561,085,000 $ 408,500 $ 172,250
NA (OUTSIDE OF MSA/MD) 1,323 $ 216,715,000 $ 258,473 $ 176,578
RICHMOND, VA 1,311 $ 259,095,000 $ 197,000 $ 128,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 679 $ 181,515,000 $ 264,000 $ 169,500
ATLANTA-SANDY SPRINGS-ROSWELL, GA 497 $ 176,835,000 $ 355,000 $ 147,000
ROANOKE, VA 400 $ 63,120,000 $ 157,000 $ 85,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 295 $ 40,095,000 $ 135,000 $ 75,000
CHARLOTTESVILLE, VA 271 $ 61,945,000 $ 228,000 $ 191,000
STAUNTON-WAYNESBORO, VA 245 $ 32,715,000 $ 133,000 $ 81,000
LYNCHBURG, VA 239 $ 33,835,000 $ 141,000 $ 81,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 169 $ 63,325,000 $ 374,000 $ 134,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 107 $ 23,985,000 $ 224,000 $ 104,000
HARRISONBURG, VA 100 $ 38,710,000 $ 387,000 $ 90,000
HAGERSTOWN-MARTINSBURG, MD-WV 98 $ 19,540,000 $ 208,500 $ 84,500
WASHINGTON-BALTIMORE-ARLINGTON, DC 82 $ 39,850,000 $ 485,000 $ 264,000
BALTIMORE-COLUMBIA-TOWSON, MD 39 $ 15,425,000 $ 395,000 $ 292,000
SALISBURY, MD-DE 38 $ 10,370,000 $ 379,000 $ 222,500
WINCHESTER, VA-WV 35 $ 6,665,000 $ 190,000 $ 108,000
RALEIGH, NC 28 $ 7,430,000 $ 265,000 $ 267,000
CHAMBERSBURG-WAYNESBORO, PA 23 $ 4,675,000 $ 203,000 $ 123,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 21 $ 5,235,000 $ 249,000 $ 823,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 14 $ 4,910,000 $ 371,500 $ 257,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 13 $ 2,395,000 $ 184,000 $ 70,000
DENVER-AURORA-LAKEWOOD, CO 12 $ 4,660,000 $ 388,000 $ 140,000
WILMINGTON, NC 12 $ 2,850,000 $ 237,000 $ 146,000
DURHAM-CHAPEL HILL, NC 11 $ 2,875,000 $ 261,000 $ 234,000
CHICAGO-NAPERVILLE, IL 8 $ 2,250,000 $ 281,000 $ 131,000
NEWARK, NJ-PA 8 $ 2,370,000 $ 296,000 $ 109,000
SAN ANTONIO-NEW BRAUNFELS, TX 8 $ 2,860,000 $ 357,000 $ 117,000
CHARLESTON-NORTH CHARLESTON, SC 7 $ 4,375,000 $ 625,000 $ 203,000
JACKSONVILLE, FL 7 $ 2,865,000 $ 409,000 $ 115,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 6 $ 1,500,000 $ 250,000 $ 115,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 6 $ 6,010,000 $ 1,001,000 $ 355,000
CALIFORNIA-LEXINGTON PARK, MD 5 $ 1,545,000 $ 309,000 $ 157,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 5 $ 1,075,000 $ 215,000 $ 234,000
CAPE CORAL-FORT MYERS, FL 4 $ 2,100,000 $ 525,000 $ 558,000
CLEVELAND-ELYRIA, OH 4 $ 860,000 $ 215,000 $ 78,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 4 $ 1,780,000 $ 445,000 $ 240,000
GREENSBORO-HIGH POINT, NC 4 $ 850,000 $ 212,000 $ 568,000
HARRISBURG-CARLISLE, PA 4 $ 1,040,000 $ 260,000 $ 69,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 4 $ 970,000 $ 242,000 $ 172,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 4 $ 2,760,000 $ 581,500 $ 241,000
PHOENIX-MESA-SCOTTSDALE, AZ 4 $ 2,080,000 $ 520,000 $ 178,000
WINSTON-SALEM, NC 4 $ 700,000 $ 175,000 $ 82,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 3 $ 585,000 $ 195,000 $ 156,000
AUSTIN-ROUND ROCK, TX 3 $ 845,000 $ 281,000 $ 101,000
DALLAS-PLANO-IRVING, TX 3 $ 1,205,000 $ 401,000 $ 196,000
DOVER, DE 3 $ 645,000 $ 215,000 $ 87,000
GRAND RAPIDS-WYOMING, MI 3 $ 505,000 $ 168,000 $ 108,000
HOMOSASSA SPRINGS, FL 3 $ 535,000 $ 178,000 $ 54,000
KANSAS CITY, MO-KS 3 $ 405,000 $ 145,000 $ 74,000
LAS VEGAS-HENDERSON-PARADISE, NV 3 $ 675,000 $ 225,000 $ 82,000
MORGANTOWN, WV 3 $ 495,000 $ 165,000 $ 93,000
NEW YORK-NEWARK, NY 3 $ 945,000 $ 315,000 $ 185,000
OKLAHOMA CITY, OK 3 $ 1,475,000 $ 491,000 $ 183,000
SEATTLE-BELLEVUE-EVERETT, WA 3 $ 1,535,000 $ 511,000 $ 203,000
YUMA, AZ 3 $ 735,000 $ 245,000 $ 63,000
AUGUSTA-RICHMOND COUNTY, GA-SC 2 $ 320,000 $ 160,000 $ 48,000
CHARLESTON, WV 2 $ 220,000 $ 110,000 $ 74,000
CHATTANOOGA, TN-GA 2 $ 460,000 $ 230,000 $ 63,000
CLEVELAND, TN 2 $ 410,000 $ 205,000 $ 656,000
COLUMBIA, SC 2 $ 440,000 $ 220,000 $ 90,000
COLUMBUS, GA-AL 2 $ 300,000 $ 150,000 $ 100,000
COLUMBUS, OH 2 $ 620,000 $ 310,000 $ 155,000
EL PASO, TX 2 $ 640,000 $ 320,000 $ 125,000
MIAMI-MIAMI BEACH-KENDALL, FL 2 $ 830,000 $ 415,000 $ 910,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 2 $ 700,000 $ 350,000 $ 192,000
NEW HAVEN-MILFORD, CT 2 $ 510,000 $ 255,000 $ 143,000
NEW ORLEANS-METAIRIE, LA 2 $ 860,000 $ 430,000 $ 112,000
STATE COLLEGE, PA 2 $ 610,000 $ 305,000 $ 560,000
WARREN-TROY-FARMINGTON HILLS, MI 2 $ 690,000 $ 345,000 $ 199,000
WILMINGTON, DE-MD-NJ 2 $ 590,000 $ 295,000 $ 90,000
ASHEVILLE, NC 1 $ 245,000 $ 245,000 $ 0
ATHENS-CLARKE COUNTY, GA 1 $ 115,000 $ 115,000 $ 31,000
BECKLEY, WV 1 $ 75,000 $ 75,000 $ 25,000
BIRMINGHAM-HOOVER, AL 1 $ 515,000 $ 515,000 $ 228,000
BOSTON, MA 1 $ 165,000 $ 165,000 $ 62,000
BOWLING GREEN, KY 1 $ 335,000 $ 335,000 $ 99,000
BRUNSWICK, GA 1 $ 275,000 $ 275,000 $ 245,000
BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY 1 $ 325,000 $ 325,000 $ 0
BURLINGTON, NC 1 $ 225,000 $ 225,000 $ 0
CEDAR RAPIDS, IA 1 $ 455,000 $ 455,000 $ 152,000
CLARKSVILLE, TN-KY 1 $ 255,000 $ 255,000 $ 101,000
CUMBERLAND, MD-WV 1 $ 325,000 $ 325,000 $ 179,000
DAYTON-SPRINGFIELD-KETTERING, OH 1 $ 245,000 $ 245,000 $ 163,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1 $ 325,000 $ 325,000 $ 192,000
ELGIN, IL 1 $ 285,000 $ 285,000 $ 91,000
FAYETTEVILLE, NC 1 $ 725,000 $ 725,000 $ 0
FORT COLLINS, CO 1 $ 265,000 $ 265,000 $ 48,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 1 $ 455,000 $ 455,000 $ 208,000
FORT WAYNE, IN 1 $ 225,000 $ 225,000 $ 79,000
GAINESVILLE, GA 1 $ 295,000 $ 295,000 $ 62,000
GREENVILLE, NC 1 $ 15,000 $ 15,000 $ 26,000
GREENVILLE-ANDERSON-MAULDIN, SC 1 $ 315,000 $ 315,000 $ 137,000
HATTIESBURG, MS 1 $ 185,000 $ 185,000 $ 57,000
HICKORY-LENOIR-MORGANTON, NC 1 $ 25,000 $ 25,000 $ 0
JACKSON, MI 1 $ 175,000 $ 175,000 $ 60,000
JOHNSON CITY, TN 1 $ 265,000 $ 265,000 $ 102,000
KALAMAZOO-PORTAGE, MI 1 $ 155,000 $ 155,000 $ 42,000
KNOXVILLE, TN 1 $ 415,000 $ 415,000 $ 451,000
MEMPHIS, TN-MS-AR 1 $ 895,000 $ 895,000 $ 385,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 1 $ 165,000 $ 165,000 $ 71,000
MONTGOMERY, AL 1 $ 335,000 $ 335,000 $ 232,000
NASSAU COUNTY-SUFFOLK COUNTY, NY 1 $ 295,000 $ 295,000 $ 164,000
NEW BERN, NC 1 $ 245,000 $ 245,000 $ 69,000
NORTH PORT-SARASOTA-BRADENTON, FL 1 $ 225,000 $ 225,000 $ 165,000
ORLANDO-KISSIMMEE-SANFORD, FL 1 $ 195,000 $ 195,000 $ 69,000
PANAMA CITY, FL 1 $ 265,000 $ 265,000 $ 87,000
PENSACOLA-FERRY PASS-BRENT, FL 1 $ 265,000 $ 265,000 $ 66,000
PEORIA, IL 1 $ 335,000 $ 335,000 $ 97,000
PHILADELPHIA, PA 1 $ 345,000 $ 345,000 $ 226,000
PRESCOTT VALLEY-PRESCOTT, AZ 1 $ 95,000 $ 95,000 $ 49,000
READING, PA 1 $ 215,000 $ 215,000 $ 105,000
ROCKY MOUNT, NC 1 $ 45,000 $ 45,000 $ 0
ROME, GA 1 $ 785,000 $ 785,000 $ 526,000
SHREVEPORT-BOSSIER CITY, LA 1 $ 155,000 $ 155,000 $ 46,000
TALLAHASSEE, FL 1 $ 185,000 $ 185,000 $ 36,000
THE VILLAGES, FL 1 $ 185,000 $ 185,000 $ 73,000
TRENTON, NJ 1 $ 165,000 $ 165,000 $ 77,000
TULSA, OK 1 $ 115,000 $ 115,000 $ 97,000
TUSCALOOSA, AL 1 $ 75,000 $ 75,000 $ 43,000
WARNER ROBINS, GA 1 $ 405,000 $ 405,000 $ 151,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Atlantic Union Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,276 $778,200,000 $341,000 $23,005,000 $165,000 $6,008,000
Home Purchase 2,133 $663,085,000 $310,000 $8,795,000 $129,000 $2,100,000
Other Purpose 1,997 $251,305,000 $125,000 $2,885,000 $123,000 $8,165,000
Home Improvement 850 $79,040,000 $92,000 $755,000 $121,000 $3,380,000
Cash-out Refinancing 642 $189,820,000 $295,000 $5,465,000 $139,000 $2,606,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,082 $1,387,660,000 $228,000 $5,465,000 $135,000 $8,165,000
Not Provided 513 $149,605,000 $291,000 $2,685,000 $167,000 $3,008,000
Black or African American 502 $100,510,000 $200,000 $1,565,000 $112,000 $1,952,000
Not applicable 351 $191,765,000 $546,000 $23,005,000 $0 $0
Asian 202 $75,810,000 $375,000 $2,315,000 $194,000 $1,740,000
Hispanic 200 $45,720,000 $228,000 $1,005,000 $128,000 $3,380,000
American Indian or Alaskan Native 25 $4,705,000 $188,000 $535,000 $131,000 $540,000
Native Hawaiian or Other Pacific Islander 6 $1,340,000 $223,000 $395,000 $107,000 $184,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,152 $1,797,660,000 $251,000 $23,005,000 $144,000 $8,165,000
FHA-insured (Federal Housing Administration) 371 $71,285,000 $192,000 $515,000 $69,000 $341,000
VA-guaranteed (Veterans Administration) 206 $66,360,000 $322,000 $1,105,000 $105,000 $374,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 169 $26,145,000 $154,000 $425,000 $51,000 $129,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,488 $1,423,150,000 $259,000 $23,005,000 $142,000 $8,165,000
Application Denied By Financial Institution 1,566 $284,770,000 $181,000 $5,465,000 $110,000 $4,100,000
Application Withdrawn By Applicant 628 $205,760,000 $327,000 $8,795,000 $159,000 $1,740,000
Application Approved But Not Accepted 157 $34,515,000 $219,000 $1,925,000 $152,000 $3,008,000
Preapproval Denied by Financial Institution 35 $11,045,000 $315,000 $705,000 $102,000 $314,000
Loan Purchased By The Institution 24 $2,210,000 $92,000 $245,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,297 $1,665,635,000 $264,000 $23,005,000 $144,000 $8,165,000
Debt-To-Income Ratio 664 $112,570,000 $169,000 $2,685,000 $63,000 $690,000
Collateral 337 $80,815,000 $239,000 $5,465,000 $154,000 $4,100,000
Credit History 299 $28,195,000 $94,000 $1,005,000 $115,000 $3,380,000
Unverifiable Information 199 $43,295,000 $217,000 $1,215,000 $159,000 $2,100,000
Other 50 $13,040,000 $260,000 $2,485,000 $135,000 $698,000
Employment History 21 $5,255,000 $250,000 $695,000 $86,000 $238,000
Insufficient Cash (Downpayment, Closing Cost) 18 $9,820,000 $545,000 $1,615,000 $205,000 $609,000
Credit Application Incomplete 13 $2,825,000 $217,000 $1,005,000 $259,000 $939,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.

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