Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Atlantic Union Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Atlantic Union Bank 1051 East Cary Street, Suite 1200 Richmond, VA 23219 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 |
Total Number of Mortgage Applications | 6,160 |
Total Mortgage Loan Application Amount | $1,133,780,000 |
Average Mortgage Loan Application Amount | $197,200 |
Highest Mortgage Loan Application Amount | $16,005,000 |
Average Applicant Income | $116,400 |
Highest Applicant Income | $7,538,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
RICHMOND, VA | 1,087 | $ 154,065,000 | $ 141,000 | $ 110,000 |
NA (OUTSIDE OF MSA/MD) | 1,008 | $ 111,310,000 | $ 201,166 | $ 91,823 |
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,000 | $ 273,640,000 | $ 267,750 | $ 156,500 |
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 474 | $ 99,750,000 | $ 166,500 | $ 98,500 |
ATLANTA-SANDY SPRINGS-ROSWELL, GA | 450 | $ 112,420,000 | $ 249,000 | $ 153,000 |
ROANOKE, VA | 333 | $ 42,135,000 | $ 126,000 | $ 88,000 |
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 254 | $ 24,940,000 | $ 98,000 | $ 78,000 |
STAUNTON-WAYNESBORO, VA | 246 | $ 22,590,000 | $ 91,000 | $ 77,000 |
CHARLOTTESVILLE, VA | 225 | $ 31,705,000 | $ 140,000 | $ 111,000 |
LYNCHBURG, VA | 178 | $ 18,260,000 | $ 102,000 | $ 83,000 |
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 118 | $ 35,300,000 | $ 299,000 | $ 133,000 |
HARRISONBURG, VA | 92 | $ 10,130,000 | $ 110,000 | $ 84,000 |
INDIANAPOLIS-CARMEL-ANDERSON, IN | 82 | $ 20,670,000 | $ 252,000 | $ 127,000 |
HAGERSTOWN-MARTINSBURG, MD-WV | 77 | $ 15,245,000 | $ 200,000 | $ 69,000 |
WASHINGTON-BALTIMORE-ARLINGTON, DC | 37 | $ 35,445,000 | $ 957,000 | $ 261,000 |
SALISBURY, MD-DE | 33 | $ 7,485,000 | $ 268,500 | $ 186,000 |
BALTIMORE-COLUMBIA-TOWSON, MD | 27 | $ 16,825,000 | $ 623,000 | $ 230,000 |
RALEIGH, NC | 26 | $ 6,220,000 | $ 239,000 | $ 145,000 |
WINCHESTER, VA-WV | 23 | $ 2,975,000 | $ 129,000 | $ 109,000 |
CHAMBERSBURG-WAYNESBORO, PA | 21 | $ 3,655,000 | $ 174,000 | $ 134,000 |
GAINESVILLE, GA | 14 | $ 2,270,000 | $ 162,000 | $ 102,000 |
TAMPA-ST. PETERSBURG-CLEARWATER, FL | 14 | $ 3,800,000 | $ 271,000 | $ 162,000 |
KINGSPORT-BRISTOL-BRISTOL, TN-VA | 13 | $ 1,575,000 | $ 105,000 | $ 93,000 |
DURHAM-CHAPEL HILL, NC | 12 | $ 4,480,000 | $ 373,000 | $ 145,000 |
CLARKSVILLE, TN-KY | 10 | $ 1,400,000 | $ 146,500 | $ 113,500 |
CHARLOTTE-CONCORD-GASTONIA, NC-SC | 9 | $ 1,925,000 | $ 157,500 | $ 327,000 |
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 9 | $ 1,385,000 | $ 153,000 | $ 511,000 |
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 8 | $ 3,020,000 | $ 377,000 | $ 177,000 |
DENVER-AURORA-LAKEWOOD, CO | 7 | $ 2,535,000 | $ 362,000 | $ 112,000 |
JACKSONVILLE, FL | 7 | $ 1,105,000 | $ 157,000 | $ 596,000 |
ORLANDO-KISSIMMEE-SANFORD, FL | 7 | $ 545,000 | $ 77,000 | $ 0 |
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 7 | $ 1,235,000 | $ 176,000 | $ 466,000 |
WILMINGTON, DE-MD-NJ | 7 | $ 2,455,000 | $ 350,000 | $ 91,000 |
WILMINGTON, NC | 6 | $ 2,110,000 | $ 351,000 | $ 191,000 |
ASHEVILLE, NC | 5 | $ 555,000 | $ 111,000 | $ 99,000 |
BIRMINGHAM-HOOVER, AL | 5 | $ 575,000 | $ 115,000 | $ 150,000 |
BRUNSWICK, GA | 5 | $ 825,000 | $ 165,000 | $ 0 |
PHOENIX-MESA-SCOTTSDALE, AZ | 5 | $ 1,425,000 | $ 285,000 | $ 80,000 |
CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 4 | $ 2,280,000 | $ 570,000 | $ 261,000 |
CHARLESTON-NORTH CHARLESTON, SC | 4 | $ 2,750,000 | $ 687,000 | $ 661,000 |
CHICAGO-NAPERVILLE, IL | 4 | $ 730,000 | $ 182,000 | $ 75,000 |
COLUMBIA, SC | 4 | $ 440,000 | $ 110,000 | $ 0 |
GETTYSBURG, PA | 4 | $ 920,000 | $ 230,000 | $ 78,000 |
GREENVILLE, NC | 4 | $ 300,000 | $ 75,000 | $ 0 |
MIAMI-MIAMI BEACH-KENDALL, FL | 4 | $ 380,000 | $ 95,000 | $ 0 |
NEW YORK-NEWARK, NY | 4 | $ 770,000 | $ 183,000 | $ 129,000 |
NEWARK, NJ-PA | 4 | $ 1,550,000 | $ 387,000 | $ 193,000 |
PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 1,270,000 | $ 317,000 | $ 157,000 |
SAN ANTONIO-NEW BRAUNFELS, TX | 4 | $ 1,310,000 | $ 327,000 | $ 152,000 |
BOSTON, MA | 3 | $ 1,205,000 | $ 401,000 | $ 125,000 |
CINCINNATI, OH-KY-IN | 3 | $ 645,000 | $ 200,000 | $ 64,000 |
CLEVELAND-ELYRIA, OH | 3 | $ 675,000 | $ 225,000 | $ 111,000 |
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 3 | $ 695,000 | $ 231,000 | $ 131,000 |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3 | $ 525,000 | $ 175,000 | $ 139,000 |
HARRISBURG-CARLISLE, PA | 3 | $ 655,000 | $ 218,000 | $ 80,000 |
MEMPHIS, TN-MS-AR | 3 | $ 205,000 | $ 57,500 | $ 62,000 |
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 3 | $ 205,000 | $ 68,000 | $ 215,000 |
OCALA, FL | 3 | $ 345,000 | $ 115,000 | $ 47,000 |
OKLAHOMA CITY, OK | 3 | $ 985,000 | $ 328,000 | $ 87,000 |
SAVANNAH, GA | 3 | $ 315,000 | $ 105,000 | $ 101,000 |
TALLAHASSEE, FL | 3 | $ 215,000 | $ 71,000 | $ 79,000 |
ALBANY-SCHENECTADY-TROY, NY | 2 | $ 410,000 | $ 205,000 | $ 65,000 |
ATHENS-CLARKE COUNTY, GA | 2 | $ 210,000 | $ 105,000 | $ 0 |
ATLANTIC CITY-HAMMONTON, NJ | 2 | $ 120,000 | $ 60,000 | $ 175,000 |
AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 170,000 | $ 85,000 | $ 79,000 |
BURLINGTON, NC | 2 | $ 370,000 | $ 185,000 | $ 0 |
CHATTANOOGA, TN-GA | 2 | $ 370,000 | $ 185,000 | $ 64,500 |
FAIRBANKS, AK | 2 | $ 430,000 | $ 215,000 | $ 57,000 |
FAYETTEVILLE, NC | 2 | $ 450,000 | $ 225,000 | $ 140,000 |
GREENVILLE-ANDERSON-MAULDIN, SC | 2 | $ 690,000 | $ 345,000 | $ 278,000 |
HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 2 | $ 780,000 | $ 390,000 | $ 152,000 |
HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 370,000 | $ 185,000 | $ 82,500 |
KNOXVILLE, TN | 2 | $ 480,000 | $ 240,000 | $ 81,000 |
LAKELAND-WINTER HAVEN, FL | 2 | $ 430,000 | $ 215,000 | $ 312,000 |
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 2 | $ 730,000 | $ 365,000 | $ 141,000 |
NASSAU COUNTY-SUFFOLK COUNTY, NY | 2 | $ 1,180,000 | $ 590,000 | $ 407,000 |
NEW ORLEANS-METAIRIE, LA | 2 | $ 330,000 | $ 165,000 | $ 41,000 |
NORTH PORT-SARASOTA-BRADENTON, FL | 2 | $ 400,000 | $ 200,000 | $ 112,000 |
ROME, GA | 2 | $ 150,000 | $ 75,000 | $ 60,000 |
TUSCALOOSA, AL | 2 | $ 100,000 | $ 50,000 | $ 0 |
WINSTON-SALEM, NC | 2 | $ 1,800,000 | $ 900,000 | $ 0 |
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 305,000 | $ 305,000 | $ 75,000 |
AUBURN-OPELIKA, AL | 1 | $ 55,000 | $ 55,000 | $ 0 |
BATON ROUGE, LA | 1 | $ 265,000 | $ 265,000 | $ 148,000 |
BOULDER, CO | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
CAMDEN, NJ | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
CAPE CORAL-FORT MYERS, FL | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
COLUMBUS, GA-AL | 1 | $ 275,000 | $ 275,000 | $ 136,000 |
COLUMBUS, OH | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
DAPHNE-FAIRHOPE-FOLEY, AL | 1 | $ 275,000 | $ 275,000 | $ 233,000 |
DOVER, DE | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
ERIE, PA | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
FORT WORTH-ARLINGTON, TX | 1 | $ 355,000 | $ 355,000 | $ 103,000 |
GAINESVILLE, FL | 1 | $ 35,000 | $ 35,000 | $ 0 |
GLENS FALLS, NY | 1 | $ 205,000 | $ 205,000 | $ 79,000 |
HICKORY-LENOIR-MORGANTON, NC | 1 | $ 55,000 | $ 55,000 | $ 384,000 |
HUNTSVILLE, AL | 1 | $ 85,000 | $ 85,000 | $ 0 |
JACKSONVILLE, NC | 1 | $ 55,000 | $ 55,000 | $ 157,000 |
JOHNSON CITY, TN | 1 | $ 285,000 | $ 285,000 | $ 58,000 |
JOPLIN, MO | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
KOKOMO, IN | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
LANSING-EAST LANSING, MI | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
LAS VEGAS-HENDERSON-PARADISE, NV | 1 | $ 215,000 | $ 215,000 | $ 139,000 |
LEBANON, PA | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
LINCOLN, NE | 1 | $ 295,000 | $ 295,000 | $ 84,000 |
LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1 | $ 485,000 | $ 485,000 | $ 419,000 |
MANHATTAN, KS | 1 | $ 45,000 | $ 45,000 | $ 149,000 |
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1 | $ 295,000 | $ 295,000 | $ 148,000 |
MORGANTOWN, WV | 1 | $ 215,000 | $ 215,000 | $ 40,000 |
NEW HAVEN-MILFORD, CT | 1 | $ 205,000 | $ 205,000 | $ 168,000 |
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1 | $ 595,000 | $ 595,000 | $ 547,000 |
OWENSBORO, KY | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 265,000 | $ 265,000 | $ 91,000 |
PHILADELPHIA, PA | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
PITTSBURGH, PA | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
PRESCOTT VALLEY-PRESCOTT, AZ | 1 | $ 335,000 | $ 335,000 | $ 108,000 |
PUNTA GORDA, FL | 1 | $ 45,000 | $ 45,000 | $ 0 |
RENO, NV | 1 | $ 315,000 | $ 315,000 | $ 642,000 |
ROCKY MOUNT, NC | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1 | $ 305,000 | $ 305,000 | $ 91,000 |
SANTA FE, NM | 1 | $ 535,000 | $ 535,000 | $ 236,000 |
SEATTLE-BELLEVUE-EVERETT, WA | 1 | $ 465,000 | $ 465,000 | $ 164,000 |
SHREVEPORT-BOSSIER CITY, LA | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
SPRINGFIELD, MO | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
ST. LOUIS, MO-IL | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
THE VILLAGES, FL | 1 | $ 295,000 | $ 295,000 | $ 54,000 |
TUCSON, AZ | 1 | $ 135,000 | $ 135,000 | $ 22,000 |
VALDOSTA, GA | 1 | $ 195,000 | $ 195,000 | $ 35,000 |
WARNER ROBINS, GA | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
WATERLOO-CEDAR FALLS, IA | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Other Purpose | 2,112 | $202,330,000 | $95,000 | $1,505,000 | $101,000 | $2,400,000 |
Home Purchase | 1,808 | $501,110,000 | $277,000 | $16,005,000 | $128,000 | $7,538,000 |
Refinancing | 1,017 | $262,305,000 | $257,000 | $11,005,000 | $126,000 | $2,159,000 |
Home Improvement | 856 | $63,870,000 | $74,000 | $1,005,000 | $102,000 | $1,950,000 |
Cash-out Refinancing | 367 | $104,165,000 | $283,000 | $2,555,000 | $125,000 | $1,680,000 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 4,695 | $779,575,000 | $166,000 | $4,505,000 | $114,000 | $7,538,000 |
Not applicable | 573 | $187,045,000 | $326,000 | $16,005,000 | $0 | $0 |
Black or African American | 418 | $55,100,000 | $131,000 | $1,415,000 | $83,000 | $1,310,000 |
Not Provided | 184 | $48,580,000 | $264,000 | $1,355,000 | $146,000 | $1,410,000 |
Hispanic | 135 | $25,145,000 | $186,000 | $775,000 | $100,000 | $848,000 |
Asian | 122 | $32,870,000 | $269,000 | $1,505,000 | $147,000 | $1,002,000 |
American Indian or Alaskan Native | 13 | $1,855,000 | $142,000 | $705,000 | $129,000 | $384,000 |
Native Hawaiian or Other Pacific Islander | 4 | $850,000 | $212,000 | $305,000 | $94,000 | $146,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,553 | $1,015,155,000 | $182,000 | $16,005,000 | $118,000 | $7,538,000 |
FHA-insured (Federal Housing Administration) | 375 | $70,925,000 | $189,000 | $535,000 | $70,000 | $257,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 116 | $14,860,000 | $128,000 | $345,000 | $51,000 | $129,000 |
VA-guaranteed (Veterans Administration) | 116 | $32,840,000 | $283,000 | $735,000 | $97,000 | $278,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 3,800 | $805,130,000 | $211,000 | $16,005,000 | $121,000 | $7,538,000 |
Application Denied By Financial Institution | 1,423 | $160,115,000 | $112,000 | $2,555,000 | $84,000 | $1,310,000 |
Application Withdrawn By Applicant | 578 | $114,450,000 | $198,000 | $2,485,000 | $138,000 | $2,400,000 |
Loan Purchased By The Institution | 288 | $32,910,000 | $114,000 | $1,495,000 | $0 | $0 |
Preapproval Denied by Financial Institution | 46 | $14,020,000 | $304,000 | $1,005,000 | $102,000 | $277,000 |
Application Approved But Not Accepted | 16 | $3,340,000 | $208,000 | $385,000 | $89,000 | $199,000 |
Preapproval Approved but not Accepted | 8 | $2,610,000 | $326,000 | $665,000 | $144,000 | $285,000 |
File Closed For Incompleteness | 1 | $1,205,000 | $1,205,000 | $1,205,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 4,691 | $959,645,000 | $204,000 | $16,005,000 | $123,000 | $7,538,000 |
Debt-To-Income Ratio | 694 | $74,040,000 | $106,000 | $2,555,000 | $57,000 | $566,000 |
Credit History | 304 | $21,510,000 | $70,000 | $1,125,000 | $90,000 | $1,310,000 |
Collateral | 300 | $44,290,000 | $147,000 | $1,905,000 | $124,000 | $1,013,000 |
Unverifiable Information | 129 | $25,865,000 | $200,000 | $1,005,000 | $133,000 | $952,000 |
Insufficient Cash (Downpayment, Closing Cost) | 16 | $4,510,000 | $281,000 | $795,000 | $98,000 | $257,000 |
Other | 13 | $2,555,000 | $196,000 | $325,000 | $63,000 | $115,000 |
Employment History | 13 | $1,365,000 | $105,000 | $305,000 | $50,000 | $102,000 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.