Atlantic Coast Bank
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Atlantic Coast Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Atlantic Coast Bank 505 Haines Ave Waycross, GA 31501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 393 |
| Total Mortgage Loan Application Amount | $56,698,000 |
| Average Mortgage Loan Application Amount | $112,333 |
| Highest Mortgage Loan Application Amount | $1,144,000 |
| Average Applicant Income | $73,000 |
| Highest Applicant Income | $1,250,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chatham County Georgia | 89 | $ 13,382,000 | $ 150,000 | $ 78,000 |
| Duval County Florida | 45 | $ 5,630,000 | $ 125,000 | $ 82,000 |
| Ware County Georgia | 45 | $ 3,078,000 | $ 68,000 | $ 51,000 |
| Effingham County Georgia | 37 | $ 5,185,000 | $ 140,000 | $ 73,000 |
| St. Johns County Florida | 25 | $ 4,905,000 | $ 196,000 | $ 98,000 |
| Bryan County Georgia | 16 | $ 2,569,000 | $ 160,000 | $ 83,000 |
| Pierce County Georgia | 14 | $ 1,233,000 | $ 88,000 | $ 48,000 |
| Clay County Florida | 10 | $ 1,003,000 | $ 100,000 | $ 67,000 |
| Brantley County Georgia | 7 | $ 339,000 | $ 48,000 | $ 65,000 |
| Gwinnett County Georgia | 5 | $ 465,000 | $ 93,000 | $ 39,000 |
| Nassau County New York | 5 | $ 1,056,000 | $ 211,000 | $ 79,000 |
| Suffolk County New York | 5 | $ 1,039,000 | $ 207,000 | $ 86,000 |
| Coffee County Georgia | 4 | $ 363,000 | $ 90,000 | $ 65,000 |
| Liberty County Georgia | 4 | $ 386,000 | $ 96,000 | $ 29,000 |
| Fairfield County Connecticut | 3 | $ 1,340,000 | $ 446,000 | $ 139,000 |
| Nassau County Florida | 3 | $ 429,000 | $ 143,000 | $ 90,000 |
| Palm Beach County Florida | 3 | $ 942,000 | $ 314,000 | $ 150,000 |
| Camden County Georgia | 3 | $ 394,000 | $ 131,000 | $ 55,000 |
| Lake County Florida | 2 | $ 154,000 | $ 77,000 | $ 80,000 |
| Miami-Dade County Florida | 2 | $ 128,000 | $ 64,000 | $ 1,250,000 |
| Orange County Florida | 2 | $ 542,000 | $ 271,000 | $ 126,000 |
| Volusia County Florida | 2 | $ 280,000 | $ 140,000 | $ 31,000 |
| Bulloch County Georgia | 2 | $ 320,000 | $ 160,000 | $ 72,000 |
| Fulton County Georgia | 2 | $ 209,000 | $ 104,000 | $ 145,000 |
| Glynn County Georgia | 2 | $ 237,000 | $ 118,000 | $ 31,000 |
| Jeff Davis County Georgia | 2 | $ 75,000 | $ 37,000 | $ 37,000 |
| Rockdale County Georgia | 2 | $ 259,000 | $ 129,000 | $ 75,000 |
| Cape May County New Jersey | 2 | $ 366,000 | $ 183,000 | $ 53,000 |
| New York County New York | 2 | $ 899,000 | $ 449,000 | $ 615,000 |
| Putnam County New York | 2 | $ 473,000 | $ 236,000 | $ 81,000 |
| Queens County New York | 2 | $ 524,000 | $ 262,000 | $ 84,000 |
| Rockland County New York | 2 | $ 665,000 | $ 332,000 | $ 137,000 |
| Westchester County New York | 2 | $ 734,000 | $ 367,000 | $ 263,000 |
| Beaufort County South Carolina | 2 | $ 513,000 | $ 256,000 | $ 35,000 |
| King County Washington | 2 | $ 352,000 | $ 176,000 | $ 166,000 |
| Cherokee County Alabama | 1 | $ 99,000 | $ 99,000 | $ 42,000 |
| Cleburne County Alabama | 1 | $ 152,000 | $ 152,000 | $ 52,000 |
| San Diego County California | 1 | $ 265,000 | $ 265,000 | $ 124,000 |
| El Paso County Colorado | 1 | $ 313,000 | $ 313,000 | $ 116,000 |
| Flagler County Florida | 1 | $ 124,000 | $ 124,000 | $ 52,000 |
| Polk County Florida | 1 | $ 143,000 | $ 143,000 | $ 74,000 |
| Putnam County Florida | 1 | $ 35,000 | $ 35,000 | $ 14,000 |
| Appling County Georgia | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Bacon County Georgia | 1 | $ 25,000 | $ 25,000 | $ 25,000 |
| Berrien County Georgia | 1 | $ 184,000 | $ 184,000 | $ 49,000 |
| Clinch County Georgia | 1 | $ 113,000 | $ 113,000 | $ 47,000 |
| Cobb County Georgia | 1 | $ 358,000 | $ 358,000 | $ 245,000 |
| Colquitt County Georgia | 1 | $ 82,000 | $ 82,000 | $ 53,000 |
| DeKalb County Georgia | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Heard County Georgia | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Jackson County Georgia | 1 | $ 188,000 | $ 188,000 | $ 84,000 |
| Macon County Georgia | 1 | $ 57,000 | $ 57,000 | $ 50,000 |
| Newton County Georgia | 1 | $ 84,000 | $ 84,000 | $ 75,000 |
| Morgan County Indiana | 1 | $ 104,000 | $ 104,000 | $ 97,000 |
| Bullitt County Kentucky | 1 | $ 206,000 | $ 206,000 | $ 66,000 |
| Essex County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 125,000 |
| Hudson County New Jersey | 1 | $ 395,000 | $ 395,000 | $ 232,000 |
| Middlesex County New Jersey | 1 | $ 418,000 | $ 418,000 | $ 139,000 |
| Monmouth County New Jersey | 1 | $ 357,000 | $ 357,000 | $ 471,000 |
| Cattaraugus County New York | 1 | $ 112,000 | $ 112,000 | $ 32,000 |
| Dutchess County New York | 1 | $ 133,000 | $ 133,000 | $ 51,000 |
| Niagara County New York | 1 | $ 108,000 | $ 108,000 | $ 62,000 |
| Richmond County New York | 1 | $ 290,000 | $ 290,000 | $ 107,000 |
| Pike County Pennsylvania | 1 | $ 97,000 | $ 97,000 | $ 107,000 |
| Alexandria County Virginia | 1 | $ 238,000 | $ 238,000 | $ 156,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Atlantic Coast Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 205 | $32,678,000 | $159,000 | $626,000 | $102,000 | $1,250,000 |
| Home Purchase | 165 | $23,131,000 | $140,000 | $1,144,000 | $70,000 | $411,000 |
| Home Improvement | 23 | $889,000 | $38,000 | $100,000 | $47,000 | $142,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 290 | $40,840,000 | $140,000 | $1,144,000 | $86,000 | $1,250,000 |
| Not Provided | 40 | $5,854,000 | $146,000 | $420,000 | $77,000 | $353,000 |
| Black or African American | 35 | $4,579,000 | $130,000 | $313,000 | $65,000 | $216,000 |
| Hispanic | 12 | $2,611,000 | $217,000 | $626,000 | $98,000 | $414,000 |
| Asian | 10 | $2,079,000 | $207,000 | $570,000 | $184,000 | $1,110,000 |
| American Indian or Alaskan Native | 5 | $629,000 | $125,000 | $217,000 | $36,000 | $122,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $106,000 | $106,000 | $106,000 | $82,000 | $82,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 280 | $40,495,000 | $144,000 | $1,144,000 | $96,000 | $1,250,000 |
| FHA-insured (Federal Housing Administration) | 101 | $14,144,000 | $140,000 | $418,000 | $59,000 | $205,000 |
| VA-guaranteed (Veterans Administration) | 11 | $1,951,000 | $177,000 | $299,000 | $58,000 | $77,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $108,000 | $108,000 | $108,000 | $54,000 | $54,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 128 | $18,067,000 | $141,000 | $1,144,000 | $73,000 | $1,110,000 |
| Loan Originated | 101 | $14,066,000 | $139,000 | $418,000 | $102,000 | $1,250,000 |
| Application Withdrawn By Applicant | 82 | $11,236,000 | $137,000 | $626,000 | $79,000 | $414,000 |
| File Closed For Incompleteness | 49 | $8,291,000 | $169,000 | $417,000 | $94,000 | $312,000 |
| Application Approved But Not Accepted | 27 | $4,173,000 | $154,000 | $600,000 | $94,000 | $353,000 |
| Preapproval Denied by Financial Institution | 6 | $865,000 | $144,000 | $313,000 | $56,000 | $93,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 61 | $6,615,000 | $108,000 | $330,000 | $53,000 | $210,000 |
| Collateral | 34 | $5,514,000 | $162,000 | $570,000 | $106,000 | $1,110,000 |
| Debt-To-Income Ratio | 23 | $3,443,000 | $149,000 | $420,000 | $53,000 | $133,000 |
| Other | 5 | $733,000 | $146,000 | $240,000 | $86,000 | $222,000 |
| Unverifiable Information | 5 | $784,000 | $156,000 | $290,000 | $105,000 | $195,000 |
| Employment History | 3 | $160,000 | $53,000 | $68,000 | $24,000 | $27,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $1,267,000 | $633,000 | $1,144,000 | $229,000 | $411,000 |
| Mortgage Insurance Denied | 1 | $416,000 | $416,000 | $416,000 | $227,000 | $227,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.