Atlantic Coast Bank
Mortgage Loan Application
Totals and Details
for 2008

Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Atlantic Coast Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Atlantic Coast Bank
505 Haines Avenue
Waycross, GA 31501
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,382
Total Mortgage Loan Application Amount $213,320,000
Average Mortgage Loan Application Amount $97,000
Highest Mortgage Loan Application Amount $3,800,000
Average Applicant Income $69,666
Highest Applicant Income $1,123,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Atlantic Coast Bank by Metropolitan Area in 2008

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
JACKSONVILLE, FL 317 $ 64,610,000 $ 203,000 $ 111,000
SAVANNAH, GA 53 $ 15,686,000 $ 295,000 $ 117,000
BRUNSWICK, GA 29 $ 2,297,000 $ 79,000 $ 66,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 29 $ 2,386,000 $ 82,000 $ 64,000
TULSA, OK 29 $ 1,560,000 $ 53,000 $ 53,000
SANTA ANA-ANAHEIM-IRVINE, CA 26 $ 2,575,000 $ 99,000 $ 71,000
LAKE CHARLES, LA 25 $ 1,095,000 $ 43,000 $ 57,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 23 $ 2,865,000 $ 124,000 $ 74,000
PHOENIX-MESA-SCOTTSDALE, AZ 21 $ 1,265,000 $ 60,000 $ 61,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 20 $ 3,158,000 $ 157,000 $ 127,000
BATON ROUGE, LA 20 $ 956,000 $ 47,000 $ 60,000
BIRMINGHAM-HOOVER, AL 19 $ 1,139,000 $ 59,000 $ 56,000
LAFAYETTE, LA 19 $ 904,000 $ 47,000 $ 47,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 19 $ 1,392,000 $ 73,000 $ 52,000
ALEXANDRIA, LA 18 $ 790,000 $ 43,000 $ 59,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 18 $ 942,000 $ 52,000 $ 41,000
ORLANDO-KISSIMMEE, FL 16 $ 1,382,000 $ 86,000 $ 52,000
MONROE, LA 15 $ 796,000 $ 53,000 $ 49,000
VALDOSTA, GA 15 $ 794,000 $ 52,000 $ 39,000
CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC 14 $ 803,000 $ 57,000 $ 51,000
DOTHAN, AL 14 $ 743,000 $ 53,000 $ 57,000
OKLAHOMA CITY, OK 14 $ 653,000 $ 46,000 $ 46,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 13 $ 636,000 $ 53,000 $ 70,000
AUGUSTA-RICHMOND COUNTY, GA-SC 12 $ 651,000 $ 53,500 $ 53,000
COLUMBIA, SC 12 $ 688,000 $ 57,000 $ 42,000
GAINESVILLE, FL 12 $ 954,000 $ 79,000 $ 67,000
NEW ORLEANS-METAIRIE-KENNER, LA 12 $ 627,000 $ 52,000 $ 50,000
KNOXVILLE, TN 11 $ 1,082,000 $ 98,000 $ 76,000
MIAMI-MIAMI BEACH-KENDALL, FL 11 $ 615,000 $ 55,000 $ 46,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 11 $ 797,000 $ 72,000 $ 54,000
FORT SMITH, AR-OK 10 $ 553,000 $ 54,500 $ 70,500
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 10 $ 896,000 $ 89,000 $ 61,000
TALLAHASSEE, FL 10 $ 756,000 $ 75,000 $ 96,000
JACKSON, MS 9 $ 408,000 $ 45,000 $ 57,000
FARMINGTON, NM 8 $ 411,000 $ 51,000 $ 71,000
OAKLAND-FREMONT-HAYWARD, CA 8 $ 848,000 $ 106,000 $ 53,000
SHREVEPORT-BOSSIER CITY, LA 8 $ 293,000 $ 36,000 $ 31,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 7 $ 590,000 $ 84,000 $ 40,000
GULFPORT-BILOXI, MS 7 $ 380,000 $ 54,000 $ 56,000
HATTIESBURG, MS 7 $ 296,000 $ 42,000 $ 67,000
HOUMA-BAYOU CANE-THIBODAUX, LA 7 $ 304,000 $ 43,000 $ 47,000
LAKELAND-WINTER HAVEN, FL 7 $ 451,000 $ 64,000 $ 70,000
OXNARD-THOUSAND OAKS-VENTURA, CA 7 $ 1,166,000 $ 166,000 $ 110,000
PENSACOLA-FERRY PASS-BRENT, FL 7 $ 543,000 $ 77,000 $ 53,000
ASHEVILLE, NC 6 $ 211,000 $ 35,000 $ 35,000
CAPE CORAL-FORT MYERS, FL 6 $ 573,000 $ 95,000 $ 114,000
FAYETTEVILLE, NC 6 $ 294,000 $ 49,000 $ 44,000
FLAGSTAFF, AZ 6 $ 259,000 $ 43,000 $ 113,000
GREENVILLE-MAULDIN-EASLEY, SC 6 $ 385,000 $ 64,000 $ 60,000
LAKE HAVASU CITY-KINGMAN, AZ 6 $ 517,000 $ 86,000 $ 113,000
PASCAGOULA, MS 6 $ 276,000 $ 46,000 $ 55,000
ALBUQUERQUE, NM 5 $ 239,000 $ 47,000 $ 52,000
CHICO, CA 5 $ 728,000 $ 145,000 $ 61,000
HINESVILLE-FORT STEWART, GA 5 $ 554,000 $ 110,000 $ 122,000
LAS CRUCES, NM 5 $ 177,000 $ 35,000 $ 33,000
PINE BLUFF, AR 5 $ 271,000 $ 54,000 $ 36,000
SANTA ROSA-PETALUMA, CA 5 $ 312,000 $ 62,000 $ 45,000
TUCSON, AZ 5 $ 185,000 $ 37,000 $ 34,000
AUBURN-OPELIKA, AL 4 $ 318,000 $ 79,000 $ 41,000
BRADENTON-SARASOTA-VENICE, FL 4 $ 490,000 $ 122,000 $ 93,000
DALTON, GA 4 $ 238,000 $ 59,000 $ 34,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 4 $ 145,000 $ 36,000 $ 32,000
FLORENCE-MUSCLE SHOALS, AL 4 $ 243,000 $ 60,000 $ 41,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 4 $ 581,000 $ 145,000 $ 89,000
GREENSBORO-HIGH POINT, NC 4 $ 131,000 $ 32,000 $ 55,000
MACON, GA 4 $ 217,000 $ 54,000 $ 46,000
MOBILE, AL 4 $ 194,000 $ 48,000 $ 37,000
MONTGOMERY, AL 4 $ 331,000 $ 82,000 $ 45,000
OCALA, FL 4 $ 212,000 $ 53,000 $ 42,000
RALEIGH-CARY, NC 4 $ 145,000 $ 36,000 $ 50,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 4 $ 284,000 $ 71,000 $ 47,000
TUSCALOOSA, AL 4 $ 138,000 $ 34,000 $ 47,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 4 $ 555,000 $ 138,000 $ 50,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 3 $ 120,000 $ 37,500 $ 41,500
EUGENE-SPRINGFIELD, OR 3 $ 111,000 $ 37,000 $ 54,000
FLORENCE, SC 3 $ 197,000 $ 65,000 $ 39,000
HOT SPRINGS, AR 3 $ 230,000 $ 76,000 $ 38,000
HUNTINGTON-ASHLAND, WV-KY-OH 3 $ 469,000 $ 156,000 $ 77,000
JACKSONVILLE, NC 3 $ 140,000 $ 46,000 $ 32,000
KENNEWICK-PASCO-RICHLAND, WA 3 $ 150,000 $ 50,000 $ 51,000
LYNCHBURG, VA 3 $ 289,000 $ 96,000 $ 30,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 3 $ 241,000 $ 80,000 $ 70,000
PALM COAST, FL 3 $ 514,000 $ 171,000 $ 65,000
PRESCOTT, AZ 3 $ 249,000 $ 83,000 $ 79,000
SEATTLE-BELLEVUE-EVERETT, WA 3 $ 112,000 $ 37,000 $ 56,000
STOCKTON, CA 3 $ 170,000 $ 56,000 $ 53,000
SUMTER, SC 3 $ 163,000 $ 54,000 $ 39,000
VALLEJO-FAIRFIELD, CA 3 $ 159,000 $ 53,000 $ 42,000
WARNER ROBINS, GA 3 $ 135,000 $ 45,000 $ 49,000
ANNISTON-OXFORD, AL 2 $ 112,000 $ 56,000 $ 68,000
BELLINGHAM, WA 2 $ 141,000 $ 70,000 $ 85,000
CLEVELAND-ELYRIA-MENTOR, OH 2 $ 783,000 $ 391,000 $ 395,000
COLUMBUS, GA-AL 2 $ 155,000 $ 77,500 $ 41,500
DECATUR, AL 2 $ 67,000 $ 33,000 $ 62,000
DENVER-AURORA, CO 2 $ 54,000 $ 27,000 $ 44,000
FRESNO, CA 2 $ 103,000 $ 51,000 $ 73,000
GADSDEN, AL 2 $ 161,000 $ 80,000 $ 35,000
GREELEY, CO 2 $ 80,000 $ 40,000 $ 38,000
JONESBORO, AR 2 $ 94,000 $ 47,000 $ 36,000
LAS VEGAS-PARADISE, NV 2 $ 156,000 $ 78,000 $ 38,000
LAWTON, OK 2 $ 60,000 $ 30,000 $ 35,000
MEMPHIS, TN-MS-AR 2 $ 154,000 $ 77,000 $ 36,000
MODESTO, CA 2 $ 163,000 $ 81,000 $ 54,000
MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC 2 $ 63,000 $ 31,000 $ 23,000
OLYMPIA, WA 2 $ 91,000 $ 45,000 $ 45,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 2 $ 90,000 $ 45,000 $ 44,000
PANAMA CITY-LYNN HAVEN, FL 2 $ 89,000 $ 44,000 $ 81,000
ROCKY MOUNT, NC 2 $ 93,000 $ 46,000 $ 33,000
SALEM, OR 2 $ 92,000 $ 46,000 $ 43,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 2 $ 317,000 $ 158,000 $ 83,000
SPARTANBURG, SC 2 $ 63,000 $ 31,000 $ 32,000
TACOMA, WA 2 $ 176,000 $ 88,000 $ 63,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 2 $ 131,000 $ 65,000 $ 66,000
WILMINGTON, NC 2 $ 131,000 $ 65,000 $ 42,000
ALBANY, GA 1 $ 35,000 $ 35,000 $ 21,000
ANDERSON, SC 1 $ 28,000 $ 28,000 $ 21,000
BAKERSFIELD, CA 1 $ 121,000 $ 121,000 $ 40,000
BALTIMORE-TOWSON, MD 1 $ 47,000 $ 47,000 $ 38,000
BILLINGS, MT 1 $ 44,000 $ 44,000 $ 14,000
BOULDER, CO 1 $ 23,000 $ 23,000 $ 66,000
CHARLESTON, WV 1 $ 51,000 $ 51,000 $ 19,000
CLEVELAND, TN 1 $ 83,000 $ 83,000 $ 61,000
COLLEGE STATION-BRYAN, TX 1 $ 27,000 $ 27,000 $ 72,000
CORVALLIS, OR 1 $ 60,000 $ 60,000 $ 40,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 1 $ 66,000 $ 66,000 $ 75,000
DETROIT-LIVONIA-DEARBORN, MI 1 $ 24,000 $ 24,000 $ 90,000
DURHAM, NC 1 $ 30,000 $ 30,000 $ 50,000
FORT COLLINS-LOVELAND, CO 1 $ 55,000 $ 55,000 $ 150,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 1 $ 67,000 $ 67,000 $ 80,000
GAINESVILLE, GA 1 $ 49,000 $ 49,000 $ 30,000
GOLDSBORO, NC 1 $ 29,000 $ 29,000 $ 24,000
GRAND JUNCTION, CO 1 $ 40,000 $ 40,000 $ 91,000
GREENVILLE, NC 1 $ 35,000 $ 35,000 $ 29,000
HOUSTON-SUGAR LAND-BAYTOWN, TX 1 $ 58,000 $ 58,000 $ 46,000
JOHNSON CITY, TN 1 $ 64,000 $ 64,000 $ 20,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 1 $ 35,000 $ 35,000 $ 29,000
LANCASTER, PA 1 $ 77,000 $ 77,000 $ 92,000
MADERA, CA 1 $ 74,000 $ 74,000 $ 51,000
MEDFORD, OR 1 $ 93,000 $ 93,000 $ 48,000
MERCED, CA 1 $ 75,000 $ 75,000 $ 53,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 1 $ 41,000 $ 41,000 $ 41,000
MORRISTOWN, TN 1 $ 38,000 $ 38,000 $ 54,000
NAPA, CA 1 $ 133,000 $ 133,000 $ 72,000
NAPLES-MARCO ISLAND, FL 1 $ 91,000 $ 91,000 $ 72,000
PORT ST. LUCIE, FL 1 $ 100,000 $ 100,000 $ 45,000
PUNTA GORDA, FL 1 $ 200,000 $ 200,000 $ 189,000
REDDING, CA 1 $ 62,000 $ 62,000 $ 56,000
SAN ANTONIO, TX 1 $ 22,000 $ 22,000 $ 78,000
SANTA BARBARA-SANTA MARIA-GOLETA, CA 1 $ 113,000 $ 113,000 $ 49,000
SEBASTIAN-VERO BEACH, FL 1 $ 728,000 $ 728,000 $ 385,000
TEXARKANA, TX-TEXARKANA, AR 1 $ 20,000 $ 20,000 $ 30,000
WINSTON-SALEM, NC 1 $ 91,000 $ 91,000 $ 30,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Atlantic Coast Bank in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,878 $148,401,000 $79,000 $2,570,000 $61,000 $1,123,000
Refinancing 372 $57,021,000 $153,000 $3,800,000 $90,000 $982,000
Home Improvement 132 $7,898,000 $59,000 $480,000 $58,000 $253,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,930 $170,614,000 $88,000 $3,800,000 $66,000 $1,123,000
Black or African American 195 $13,353,000 $68,000 $667,000 $47,000 $309,000
Hispanic 131 $10,496,000 $80,000 $704,000 $57,000 $395,000
Not Provided 84 $16,029,000 $190,000 $1,560,000 $111,000 $731,000
Asian 20 $1,724,000 $86,000 $135,000 $63,000 $89,000
American Indian or Alaskan Native 19 $996,000 $52,000 $120,000 $43,000 $84,000
Native Hawaiian or Other Pacific Islander 2 $85,000 $42,000 $53,000 $64,000 $113,000
Not applicable 1 $23,000 $23,000 $23,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,375 $212,135,000 $89,000 $3,800,000 $65,000 $1,123,000
FHA-insured (Federal Housing Administration) 6 $999,000 $166,000 $265,000 $47,000 $103,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $186,000 $186,000 $186,000 $66,000 $66,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 983 $92,820,000 $94,000 $2,570,000 $71,000 $1,123,000
Application Approved But Not Accepted 845 $59,400,000 $70,000 $1,000,000 $60,000 $491,000
Application Denied By Financial Institution 443 $41,549,000 $93,000 $3,800,000 $55,000 $1,120,000
Application Withdrawn By Applicant 51 $10,676,000 $209,000 $2,172,000 $103,000 $731,000
Loan Purchased By The Institution 29 $4,121,000 $142,000 $600,000 $99,000 $256,000
Preapproval Denied by Financial Institution 28 $4,171,000 $148,000 $640,000 $57,000 $148,000
Preapproval Approved but not Accepted 2 $203,000 $101,000 $128,000 $37,000 $40,000
File Closed For Incompleteness 1 $380,000 $380,000 $380,000 $101,000 $101,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 309 $22,242,000 $71,000 $667,000 $47,000 $192,000
Insufficient Cash (Downpayment, Closing Cost) 55 $4,163,000 $75,000 $310,000 $46,000 $91,000
Debt-To-Income Ratio 45 $8,181,000 $181,000 $2,000,000 $82,000 $1,120,000
Other 21 $5,547,000 $264,000 $3,800,000 $105,000 $600,000
Collateral 11 $1,666,000 $151,000 $915,000 $70,000 $200,000
Employment History 10 $460,000 $46,000 $93,000 $57,000 $210,000
Unverifiable Information 8 $1,101,000 $137,000 $417,000 $103,000 $250,000
Credit Application Incomplete 7 $1,578,000 $225,000 $360,000 $79,000 $148,000
Mortgage Insurance Denied 5 $782,000 $156,000 $203,000 $68,000 $130,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.

Download the Georgia Lender List