Atlantic Coast Bank
Mortgage Loan Application
Totals and Details
for 2009

Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Atlantic Coast Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Atlantic Coast Bank
505 Haines Avenue
Waycross, GA 31501
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,344
Total Mortgage Loan Application Amount $187,419,000
Average Mortgage Loan Application Amount $111,000
Highest Mortgage Loan Application Amount $1,840,000
Average Applicant Income $69,000
Highest Applicant Income $1,163,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Atlantic Coast Bank by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Duval County Florida 316 $ 54,030,000 $ 170,000 $ 79,000
Ware County Georgia 149 $ 11,815,000 $ 79,000 $ 56,000
St. Johns County Florida 108 $ 30,279,000 $ 280,000 $ 134,000
Clay County Florida 83 $ 14,502,000 $ 174,000 $ 75,000
Pierce County Georgia 52 $ 5,567,000 $ 107,000 $ 75,000
Coffee County Georgia 38 $ 3,961,000 $ 104,000 $ 56,000
Chatham County Georgia 32 $ 4,704,000 $ 147,000 $ 80,000
Columbia County Florida 31 $ 3,224,000 $ 104,000 $ 52,000
Nassau County Florida 16 $ 2,649,000 $ 165,000 $ 157,000
Leon County Florida 14 $ 2,590,000 $ 185,000 $ 83,000
Bacon County Georgia 13 $ 1,225,000 $ 94,000 $ 58,000
Effingham County Georgia 12 $ 1,437,000 $ 119,000 $ 64,000
Brantley County Georgia 11 $ 1,090,000 $ 99,000 $ 59,000
Atkinson County Georgia 9 $ 600,000 $ 66,000 $ 42,000
Appling County Georgia 7 $ 1,065,000 $ 152,000 $ 63,000
Putnam County Florida 5 $ 1,109,000 $ 221,000 $ 147,000
Glynn County Georgia 5 $ 935,000 $ 187,000 $ 145,000
Liberty County Georgia 5 $ 480,000 $ 96,000 $ 97,000
Mohave County Arizona 4 $ 502,000 $ 125,000 $ 151,000
Santa Clara County California 4 $ 559,000 $ 139,000 $ 90,000
Ben Hill County Georgia 4 $ 122,000 $ 30,000 $ 90,000
Dougherty County Georgia 4 $ 176,000 $ 44,000 $ 28,000
Fulton County Georgia 4 $ 787,000 $ 196,000 $ 88,000
McIntosh County Georgia 4 $ 303,000 $ 75,000 $ 30,000
Wayne County Georgia 4 $ 410,000 $ 102,000 $ 59,000
Berkeley County South Carolina 4 $ 217,000 $ 54,000 $ 49,000
Calhoun County Alabama 3 $ 193,000 $ 64,000 $ 62,000
Maricopa County Arizona 3 $ 423,000 $ 141,000 $ 90,000
Baker County Florida 3 $ 638,000 $ 212,000 $ 81,000
Brevard County Florida 3 $ 455,000 $ 151,000 $ 57,000
Flagler County Florida 3 $ 769,000 $ 256,000 $ 71,000
Sumter County Florida 3 $ 526,000 $ 175,000 $ 37,000
Suwannee County Florida 3 $ 110,000 $ 36,000 $ 49,000
Volusia County Florida 3 $ 563,000 $ 187,000 $ 74,000
Charlton County Georgia 3 $ 416,000 $ 138,000 $ 118,000
Franklin County Pennsylvania 3 $ 436,000 $ 145,000 $ 69,000
Elmore County Alabama 2 $ 71,000 $ 35,000 $ 52,000
Navajo County Arizona 2 $ 167,000 $ 83,000 $ 85,000
White County Arkansas 2 $ 133,000 $ 66,000 $ 40,000
San Bernardino County California 2 $ 145,000 $ 72,000 $ 63,000
Broward County Florida 2 $ 778,000 $ 389,000 $ 106,000
Gadsden County Florida 2 $ 333,000 $ 166,000 $ 131,000
Orange County Florida 2 $ 418,000 $ 209,000 $ 141,000
Polk County Florida 2 $ 180,000 $ 90,000 $ 46,000
Seminole County Florida 2 $ 496,000 $ 248,000 $ 86,000
Bryan County Georgia 2 $ 295,000 $ 147,000 $ 47,000
Bulloch County Georgia 2 $ 241,000 $ 120,000 $ 80,000
Camden County Georgia 2 $ 198,000 $ 99,000 $ 41,000
Cherokee County Georgia 2 $ 512,000 $ 256,000 $ 142,000
Gwinnett County Georgia 2 $ 223,000 $ 111,000 $ 80,000
Long County Georgia 2 $ 182,000 $ 91,000 $ 23,000
Richmond County Georgia 2 $ 174,000 $ 87,000 $ 67,000
Screven County Georgia 2 $ 116,000 $ 58,000 $ 47,000
Iberia County Louisiana 2 $ 157,000 $ 78,000 $ 60,000
Rapides County Louisiana 2 $ 184,000 $ 92,000 $ 53,000
St. Martin County Louisiana 2 $ 110,000 $ 55,000 $ 40,000
Chaves County New Mexico 2 $ 149,000 $ 74,000 $ 121,000
Bladen County North Carolina 2 $ 170,000 $ 85,000 $ 46,000
Pender County North Carolina 2 $ 252,000 $ 126,000 $ 68,000
Union County North Carolina 2 $ 223,000 $ 111,000 $ 46,000
Tulsa County Oklahoma 2 $ 147,000 $ 73,000 $ 60,000
Clackamas County Oregon 2 $ 196,000 $ 98,000 $ 33,000
Multnomah County Oregon 2 $ 89,000 $ 44,000 $ 75,000
Washington County Oregon 2 $ 149,000 $ 74,000 $ 67,000
Carroll County Tennessee 2 $ 159,000 $ 79,000 $ 61,000
Autauga County Alabama 1 $ 103,000 $ 103,000 $ 39,000
Blount County Alabama 1 $ 36,000 $ 36,000 $ 16,000
Escambia County Alabama 1 $ 47,000 $ 47,000 $ 36,000
Mobile County Alabama 1 $ 50,000 $ 50,000 $ 25,000
Montgomery County Alabama 1 $ 39,000 $ 39,000 $ 30,000
Shelby County Alabama 1 $ 64,000 $ 64,000 $ 68,000
Cochise County Arizona 1 $ 102,000 $ 102,000 $ 32,000
Pima County Arizona 1 $ 47,000 $ 47,000 $ 68,000
Lawrence County Arkansas 1 $ 27,000 $ 27,000 $ 68,000
Lonoke County Arkansas 1 $ 151,000 $ 151,000 $ 79,000
Miller County Arkansas 1 $ 78,000 $ 78,000 $ 48,000
Randolph County Arkansas 1 $ 32,000 $ 32,000 $ 250,000
Saline County Arkansas 1 $ 27,000 $ 27,000 $ 44,000
St. Francis County Arkansas 1 $ 50,000 $ 50,000 $ 107,000
Union County Arkansas 1 $ 44,000 $ 44,000 $ 50,000
San Benito County California 1 $ 81,000 $ 81,000 $ 89,000
San Diego County California 1 $ 73,000 $ 73,000 $ 49,000
San Luis Obispo County California 1 $ 102,000 $ 102,000 $ 50,000
Sonoma County California 1 $ 134,000 $ 134,000 $ 65,000
Stanislaus County California 1 $ 150,000 $ 150,000 $ 75,000
Ventura County California 1 $ 56,000 $ 56,000 $ 32,000
Alachua County Florida 1 $ 65,000 $ 65,000 $ 182,000
Bradford County Florida 1 $ 102,000 $ 102,000 $ 28,000
Gulf County Florida 1 $ 73,000 $ 73,000 $ 71,000
Hendry County Florida 1 $ 54,000 $ 54,000 $ 42,000
Lake County Florida 1 $ 103,000 $ 103,000 $ 34,000
Lee County Florida 1 $ 57,000 $ 57,000 $ 67,000
Madison County Florida 1 $ 133,000 $ 133,000 $ 77,000
Marion County Florida 1 $ 85,000 $ 85,000 $ 20,000
Martin County Florida 1 $ 257,000 $ 257,000 $ 513,000
Miami-Dade County Florida 1 $ 148,000 $ 148,000 $ 0
Palm Beach County Florida 1 $ 145,000 $ 145,000 $ 168,000
Pinellas County Florida 1 $ 164,000 $ 164,000 $ 269,000
Santa Rosa County Florida 1 $ 73,000 $ 73,000 $ 182,000
Union County Florida 1 $ 70,000 $ 70,000 $ 56,000
Wakulla County Florida 1 $ 25,000 $ 25,000 $ 55,000
Baldwin County Georgia 1 $ 81,000 $ 81,000 $ 89,000
Berrien County Georgia 1 $ 138,000 $ 138,000 $ 129,000
Candler County Georgia 1 $ 59,000 $ 59,000 $ 51,000
Clinch County Georgia 1 $ 75,000 $ 75,000 $ 31,000
Cobb County Georgia 1 $ 317,000 $ 317,000 $ 248,000
Gordon County Georgia 1 $ 51,000 $ 51,000 $ 56,000
Hancock County Georgia 1 $ 136,000 $ 136,000 $ 55,000
Henry County Georgia 1 $ 107,000 $ 107,000 $ 83,000
Houston County Georgia 1 $ 86,000 $ 86,000 $ 50,000
Jeff Davis County Georgia 1 $ 84,000 $ 84,000 $ 181,000
Lanier County Georgia 1 $ 133,000 $ 133,000 $ 42,000
Lee County Georgia 1 $ 165,000 $ 165,000 $ 38,000
Monroe County Georgia 1 $ 87,000 $ 87,000 $ 26,000
Montgomery County Georgia 1 $ 30,000 $ 30,000 $ 34,000
Paulding County Georgia 1 $ 75,000 $ 75,000 $ 68,000
Tattnall County Georgia 1 $ 33,000 $ 33,000 $ 53,000
Upson County Georgia 1 $ 77,000 $ 77,000 $ 32,000
Wheeler County Georgia 1 $ 48,000 $ 48,000 $ 41,000
Kendall County Illinois 1 $ 185,000 $ 185,000 $ 184,000
Caddo County Louisiana 1 $ 56,000 $ 56,000 $ 34,000
Calcasieu County Louisiana 1 $ 118,000 $ 118,000 $ 70,000
Franklin County Louisiana 1 $ 64,000 $ 64,000 $ 28,000
Jefferson County Louisiana 1 $ 162,000 $ 162,000 $ 65,000
Lafayette County Louisiana 1 $ 21,000 $ 21,000 $ 29,000
Lincoln County Louisiana 1 $ 88,000 $ 88,000 $ 29,000
St. Landry County Louisiana 1 $ 202,000 $ 202,000 $ 67,000
St. Mary County Louisiana 1 $ 37,000 $ 37,000 $ 31,000
St. Tammany County Louisiana 1 $ 190,000 $ 190,000 $ 42,000
Tangipahoa County Louisiana 1 $ 32,000 $ 32,000 $ 79,000
Terrebonne County Louisiana 1 $ 52,000 $ 52,000 $ 107,000
Union County Louisiana 1 $ 109,000 $ 109,000 $ 192,000
Vermilion County Louisiana 1 $ 102,000 $ 102,000 $ 46,000
Washington County Louisiana 1 $ 79,000 $ 79,000 $ 35,000
Worcester County Massachusetts 1 $ 261,000 $ 261,000 $ 132,000
Clay County Mississippi 1 $ 56,000 $ 56,000 $ 32,000
Lauderdale County Mississippi 1 $ 34,000 $ 34,000 $ 27,000
Rankin County Mississippi 1 $ 50,000 $ 50,000 $ 36,000
Tippah County Mississippi 1 $ 75,000 $ 75,000 $ 53,000
Granite County Montana 1 $ 110,000 $ 110,000 $ 36,000
Clark County Nevada 1 $ 18,000 $ 18,000 $ 24,000
Sussex County New Jersey 1 $ 302,000 $ 302,000 $ 105,000
Bernalillo County New Mexico 1 $ 245,000 $ 245,000 $ 7,000
Lea County New Mexico 1 $ 16,000 $ 16,000 $ 33,000
Otero County New Mexico 1 $ 31,000 $ 31,000 $ 26,000
Rio Arriba County New Mexico 1 $ 52,000 $ 52,000 $ 54,000
San Juan County New Mexico 1 $ 53,000 $ 53,000 $ 62,000
Sierra County New Mexico 1 $ 37,000 $ 37,000 $ 43,000
Socorro County New Mexico 1 $ 53,000 $ 53,000 $ 52,000
Westchester County New York 1 $ 120,000 $ 120,000 $ 83,000
Brunswick County North Carolina 1 $ 77,000 $ 77,000 $ 53,000
Cherokee County North Carolina 1 $ 37,000 $ 37,000 $ 23,000
Currituck County North Carolina 1 $ 105,000 $ 105,000 $ 38,000
Guilford County North Carolina 1 $ 169,000 $ 169,000 $ 96,000
Macon County North Carolina 1 $ 52,000 $ 52,000 $ 87,000
Mecklenburg County North Carolina 1 $ 161,000 $ 161,000 $ 53,000
Robeson County North Carolina 1 $ 69,000 $ 69,000 $ 27,000
Scotland County North Carolina 1 $ 29,000 $ 29,000 $ 64,000
Wake County North Carolina 1 $ 101,000 $ 101,000 $ 42,000
Beckham County Oklahoma 1 $ 38,000 $ 38,000 $ 114,000
Hughes County Oklahoma 1 $ 50,000 $ 50,000 $ 51,000
Le Flore County Oklahoma 1 $ 18,000 $ 18,000 $ 150,000
Lincoln County Oklahoma 1 $ 83,000 $ 83,000 $ 68,000
Marshall County Oklahoma 1 $ 137,000 $ 137,000 $ 67,000
McIntosh County Oklahoma 1 $ 68,000 $ 68,000 $ 40,000
Okfuskee County Oklahoma 1 $ 62,000 $ 62,000 $ 24,000
Oklahoma County Oklahoma 1 $ 135,000 $ 135,000 $ 55,000
Payne County Oklahoma 1 $ 119,000 $ 119,000 $ 53,000
Klamath County Oregon 1 $ 70,000 $ 70,000 $ 48,000
Lane County Oregon 1 $ 43,000 $ 43,000 $ 50,000
Wallowa County Oregon 1 $ 80,000 $ 80,000 $ 50,000
Oconee County South Carolina 1 $ 82,000 $ 82,000 $ 36,000
Union County South Carolina 1 $ 110,000 $ 110,000 $ 65,000
Pennington County South Dakota 1 $ 209,000 $ 209,000 $ 80,000
Claiborne County Tennessee 1 $ 44,000 $ 44,000 $ 22,000
Jefferson County Tennessee 1 $ 68,000 $ 68,000 $ 47,000
Knox County Tennessee 1 $ 62,000 $ 62,000 $ 21,000
Dallas County Texas 1 $ 256,000 $ 256,000 $ 36,000
Fort Bend County Texas 1 $ 116,000 $ 116,000 $ 53,000
Harris County Texas 1 $ 139,000 $ 139,000 $ 63,000
Goochland County Virginia 1 $ 150,000 $ 150,000 $ 52,000
Williamsburg County Virginia 1 $ 137,000 $ 137,000 $ 116,000
Lewis County Washington 1 $ 157,000 $ 157,000 $ 72,000
Mason County Washington 1 $ 134,000 $ 134,000 $ 264,000
Snohomish County Washington 1 $ 51,000 $ 51,000 $ 48,000
Thurston County Washington 1 $ 29,000 $ 29,000 $ 12,000
Harrison County West Virginia 1 $ 98,000 $ 98,000 $ 43,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Atlantic Coast Bank in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 668 $85,592,000 $128,000 $1,840,000 $67,000 $1,163,000
Refinancing 611 $98,961,000 $161,000 $1,400,000 $81,000 $866,000
Home Improvement 65 $2,866,000 $44,000 $389,000 $59,000 $386,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,001 $142,794,000 $142,000 $1,840,000 $77,000 $1,163,000
Black or African American 159 $18,400,000 $115,000 $387,000 $53,000 $348,000
Hispanic 90 $9,410,000 $104,000 $305,000 $41,000 $365,000
Not Provided 67 $12,341,000 $184,000 $1,528,000 $93,000 $767,000
Asian 16 $2,706,000 $169,000 $417,000 $89,000 $513,000
American Indian or Alaskan Native 6 $595,000 $99,000 $252,000 $54,000 $72,000
Native Hawaiian or Other Pacific Islander 3 $744,000 $248,000 $316,000 $161,000 $307,000
Not applicable 2 $429,000 $214,000 $267,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 931 $129,750,000 $139,000 $1,840,000 $83,000 $1,163,000
FHA-insured (Federal Housing Administration) 343 $46,828,000 $136,000 $391,000 $47,000 $252,000
VA-guaranteed (Veterans Administration) 41 $7,731,000 $188,000 $422,000 $67,000 $348,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 29 $3,110,000 $107,000 $219,000 $47,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 524 $80,212,000 $153,000 $1,528,000 $84,000 $813,000
Application Denied By Financial Institution 266 $34,446,000 $129,000 $1,840,000 $62,000 $866,000
Application Approved But Not Accepted 227 $28,769,000 $126,000 $900,000 $83,000 $1,163,000
Preapproval Denied by Financial Institution 177 $18,716,000 $105,000 $277,000 $38,000 $348,000
Application Withdrawn By Applicant 116 $20,508,000 $176,000 $960,000 $82,000 $659,000
File Closed For Incompleteness 29 $4,119,000 $142,000 $340,000 $55,000 $300,000
Preapproval Approved but not Accepted 5 $649,000 $129,000 $157,000 $96,000 $269,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 201 $19,468,000 $96,000 $288,000 $42,000 $348,000
Credit Application Incomplete 82 $9,691,000 $118,000 $284,000 $49,000 $400,000
Debt-To-Income Ratio 62 $8,487,000 $136,000 $368,000 $42,000 $114,000
Collateral 40 $7,109,000 $177,000 $417,000 $97,000 $866,000
Insufficient Cash (Downpayment, Closing Cost) 29 $3,012,000 $103,000 $375,000 $58,000 $219,000
Other 17 $3,707,000 $218,000 $1,840,000 $115,000 $610,000
Mortgage Insurance Denied 7 $1,240,000 $177,000 $554,000 $59,000 $146,000
Employment History 3 $280,000 $93,000 $125,000 $29,000 $37,000
Unverifiable Information 2 $168,000 $84,000 $148,000 $37,000 $60,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.

Download the Georgia Lender List