Together Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Together Credit Union 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Together Credit Union Michael Dougherty Saint Louis, MO 63118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,182 |
| Total Mortgage Loan Application Amount | $284,469,000 |
| Average Mortgage Loan Application Amount | $112,000 |
| Highest Mortgage Loan Application Amount | $845,000 |
| Average Applicant Income | $77,000 |
| Highest Applicant Income | $1,125,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Together Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Together Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Together Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Together Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Together Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Together Credit Union's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 445 | $ 56,364,000 | $ 126,000 | $ 88,000 |
| St. Louis City County Missouri | 173 | $ 18,934,000 | $ 109,000 | $ 65,000 |
| Jefferson County Missouri | 148 | $ 15,974,000 | $ 107,000 | $ 71,000 |
| St. Charles County Missouri | 97 | $ 13,364,000 | $ 137,000 | $ 87,000 |
| Hillsborough County Florida | 44 | $ 5,323,000 | $ 120,000 | $ 74,000 |
| Harris County Texas | 33 | $ 3,291,000 | $ 99,000 | $ 81,000 |
| Orange County Florida | 29 | $ 5,203,000 | $ 179,000 | $ 79,000 |
| James City County Virginia | 27 | $ 4,840,000 | $ 179,000 | $ 95,000 |
| St. Clair County Illinois | 24 | $ 2,268,000 | $ 94,000 | $ 78,000 |
| Madison County Illinois | 22 | $ 2,583,000 | $ 117,000 | $ 87,000 |
| Los Angeles County California | 21 | $ 4,999,000 | $ 238,000 | $ 82,000 |
| Monroe County Illinois | 20 | $ 2,995,000 | $ 149,000 | $ 94,000 |
| Onondaga County New York | 17 | $ 1,367,000 | $ 80,000 | $ 62,000 |
| Franklin County Ohio | 17 | $ 1,342,000 | $ 78,000 | $ 73,000 |
| Hillsborough County New Hampshire | 16 | $ 2,034,000 | $ 127,000 | $ 91,000 |
| Franklin County Missouri | 15 | $ 1,499,000 | $ 99,000 | $ 71,000 |
| Solano County California | 13 | $ 1,939,000 | $ 149,000 | $ 93,000 |
| Duval County Florida | 13 | $ 1,406,000 | $ 108,000 | $ 75,000 |
| Dallas County Texas | 12 | $ 879,000 | $ 73,000 | $ 53,000 |
| Newport News County Virginia | 11 | $ 1,424,000 | $ 129,000 | $ 57,000 |
| York County Virginia | 11 | $ 1,872,000 | $ 170,000 | $ 74,000 |
| Oswego County New York | 10 | $ 769,000 | $ 76,000 | $ 72,000 |
| Pasco County Florida | 9 | $ 1,420,000 | $ 157,000 | $ 59,000 |
| Bartow County Georgia | 9 | $ 1,353,000 | $ 150,000 | $ 67,000 |
| St. Francois County Missouri | 9 | $ 841,000 | $ 93,000 | $ 74,000 |
| Polk County Florida | 7 | $ 844,000 | $ 120,000 | $ 62,000 |
| Bexar County Texas | 7 | $ 287,000 | $ 41,000 | $ 55,000 |
| Montgomery County Texas | 7 | $ 898,000 | $ 128,000 | $ 97,000 |
| Larimer County Colorado | 6 | $ 944,000 | $ 157,000 | $ 88,000 |
| Camden County Missouri | 6 | $ 795,000 | $ 132,000 | $ 110,000 |
| Delaware County Ohio | 6 | $ 599,000 | $ 99,000 | $ 89,000 |
| Maricopa County Arizona | 5 | $ 996,000 | $ 199,000 | $ 71,000 |
| Lincoln County Missouri | 5 | $ 614,000 | $ 122,000 | $ 54,000 |
| Union County New Jersey | 5 | $ 1,158,000 | $ 231,000 | $ 106,000 |
| Riverside County California | 4 | $ 410,000 | $ 102,000 | $ 66,000 |
| Sacramento County California | 4 | $ 358,000 | $ 89,000 | $ 173,000 |
| San Joaquin County California | 4 | $ 944,000 | $ 236,000 | $ 80,000 |
| Clay County Florida | 4 | $ 766,000 | $ 191,000 | $ 99,000 |
| Pinellas County Florida | 4 | $ 1,203,000 | $ 300,000 | $ 83,000 |
| Essex County New Jersey | 4 | $ 1,137,000 | $ 284,000 | $ 94,000 |
| Oklahoma County Oklahoma | 4 | $ 903,000 | $ 225,000 | $ 115,000 |
| Fort Bend County Texas | 4 | $ 271,000 | $ 67,000 | $ 90,000 |
| Hampton County Virginia | 4 | $ 764,000 | $ 191,000 | $ 74,000 |
| San Bernardino County California | 3 | $ 514,000 | $ 171,000 | $ 50,000 |
| Weld County Colorado | 3 | $ 622,000 | $ 207,000 | $ 57,000 |
| Lake County Florida | 3 | $ 529,000 | $ 176,000 | $ 67,000 |
| Lee County Florida | 3 | $ 637,000 | $ 212,000 | $ 105,000 |
| Osceola County Florida | 3 | $ 480,000 | $ 160,000 | $ 63,000 |
| Cherokee County Georgia | 3 | $ 562,000 | $ 187,000 | $ 91,000 |
| Will County Illinois | 3 | $ 233,000 | $ 77,000 | $ 84,000 |
| Cape Girardeau County Missouri | 3 | $ 363,000 | $ 121,000 | $ 59,000 |
| Clark County Nevada | 3 | $ 520,000 | $ 173,000 | $ 65,000 |
| Middlesex County New Jersey | 3 | $ 501,000 | $ 167,000 | $ 83,000 |
| Knox County Ohio | 3 | $ 190,000 | $ 63,000 | $ 105,000 |
| Union County Ohio | 3 | $ 264,000 | $ 88,000 | $ 93,000 |
| Denton County Texas | 3 | $ 556,000 | $ 185,000 | $ 117,000 |
| Lamar County Texas | 3 | $ 235,000 | $ 78,000 | $ 80,000 |
| Virginia Beach County Virginia | 3 | $ 505,000 | $ 168,000 | $ 120,000 |
| Benton County Arkansas | 2 | $ 365,000 | $ 182,000 | $ 90,000 |
| Jefferson County Colorado | 2 | $ 409,000 | $ 204,000 | $ 56,000 |
| St. Lucie County Florida | 2 | $ 240,000 | $ 120,000 | $ 94,000 |
| Gordon County Georgia | 2 | $ 251,000 | $ 125,000 | $ 133,000 |
| Walker County Georgia | 2 | $ 122,000 | $ 61,000 | $ 87,000 |
| Cook County Illinois | 2 | $ 167,000 | $ 83,000 | $ 39,000 |
| Macoupin County Illinois | 2 | $ 206,000 | $ 103,000 | $ 72,000 |
| Anne Arundel County Maryland | 2 | $ 125,000 | $ 62,000 | $ 131,000 |
| Howard County Maryland | 2 | $ 354,000 | $ 177,000 | $ 69,000 |
| Essex County Massachusetts | 2 | $ 466,000 | $ 233,000 | $ 59,000 |
| Adair County Missouri | 2 | $ 241,000 | $ 120,000 | $ 27,000 |
| Butler County Missouri | 2 | $ 252,000 | $ 126,000 | $ 40,000 |
| Crawford County Missouri | 2 | $ 352,000 | $ 176,000 | $ 96,000 |
| Phelps County Missouri | 2 | $ 194,000 | $ 97,000 | $ 84,000 |
| Stone County Missouri | 2 | $ 272,000 | $ 136,000 | $ 42,000 |
| Warren County Missouri | 2 | $ 277,000 | $ 138,000 | $ 83,000 |
| Ocean County New Jersey | 2 | $ 104,000 | $ 52,000 | $ 83,000 |
| Cayuga County New York | 2 | $ 160,000 | $ 80,000 | $ 76,000 |
| Wake County North Carolina | 2 | $ 119,000 | $ 59,000 | $ 146,000 |
| Licking County Ohio | 2 | $ 230,000 | $ 115,000 | $ 58,000 |
| Kay County Oklahoma | 2 | $ 250,000 | $ 125,000 | $ 78,000 |
| Allegheny County Pennsylvania | 2 | $ 295,000 | $ 147,000 | $ 71,000 |
| Comal County Texas | 2 | $ 30,000 | $ 15,000 | $ 19,000 |
| Liberty County Texas | 2 | $ 211,000 | $ 105,000 | $ 68,000 |
| Alexandria County Virginia | 2 | $ 509,000 | $ 254,000 | $ 99,000 |
| Gloucester County Virginia | 2 | $ 220,000 | $ 110,000 | $ 66,000 |
| Jefferson County Alabama | 1 | $ 99,000 | $ 99,000 | $ 133,000 |
| Faulkner County Arkansas | 1 | $ 129,000 | $ 129,000 | $ 63,000 |
| Pulaski County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 159,000 |
| Contra Costa County California | 1 | $ 490,000 | $ 490,000 | $ 108,000 |
| Kern County California | 1 | $ 50,000 | $ 50,000 | $ 41,000 |
| Orange County California | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| San Diego County California | 1 | $ 385,000 | $ 385,000 | $ 192,000 |
| Boulder County Colorado | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Park County Colorado | 1 | $ 304,000 | $ 304,000 | $ 109,000 |
| Hartford County Connecticut | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| Brevard County Florida | 1 | $ 22,000 | $ 22,000 | $ 82,000 |
| Broward County Florida | 1 | $ 171,000 | $ 171,000 | $ 109,000 |
| Columbia County Florida | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| Hernando County Florida | 1 | $ 108,000 | $ 108,000 | $ 28,000 |
| Marion County Florida | 1 | $ 230,000 | $ 230,000 | $ 63,000 |
| Nassau County Florida | 1 | $ 183,000 | $ 183,000 | $ 63,000 |
| Seminole County Florida | 1 | $ 10,000 | $ 10,000 | $ 56,000 |
| St. Johns County Florida | 1 | $ 352,000 | $ 352,000 | $ 163,000 |
| Walton County Florida | 1 | $ 125,000 | $ 125,000 | $ 27,000 |
| Camden County Georgia | 1 | $ 81,000 | $ 81,000 | $ 75,000 |
| Cobb County Georgia | 1 | $ 42,000 | $ 42,000 | $ 106,000 |
| Douglas County Georgia | 1 | $ 222,000 | $ 222,000 | $ 39,000 |
| Fannin County Georgia | 1 | $ 22,000 | $ 22,000 | $ 104,000 |
| Floyd County Georgia | 1 | $ 102,000 | $ 102,000 | $ 36,000 |
| Forsyth County Georgia | 1 | $ 164,000 | $ 164,000 | $ 97,000 |
| Fulton County Georgia | 1 | $ 31,000 | $ 31,000 | $ 106,000 |
| Gwinnett County Georgia | 1 | $ 153,000 | $ 153,000 | $ 105,000 |
| Polk County Georgia | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Whitfield County Georgia | 1 | $ 128,000 | $ 128,000 | $ 143,000 |
| Bond County Illinois | 1 | $ 81,000 | $ 81,000 | $ 53,000 |
| Calhoun County Illinois | 1 | $ 26,000 | $ 26,000 | $ 1,125,000 |
| Champaign County Illinois | 1 | $ 111,000 | $ 111,000 | $ 25,000 |
| Clinton County Illinois | 1 | $ 127,000 | $ 127,000 | $ 116,000 |
| Coles County Illinois | 1 | $ 20,000 | $ 20,000 | $ 54,000 |
| Jefferson County Illinois | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Marion County Illinois | 1 | $ 86,000 | $ 86,000 | $ 101,000 |
| McLean County Illinois | 1 | $ 350,000 | $ 350,000 | $ 153,000 |
| Sangamon County Illinois | 1 | $ 63,000 | $ 63,000 | $ 27,000 |
| Winnebago County Illinois | 1 | $ 129,000 | $ 129,000 | $ 29,000 |
| Hamilton County Indiana | 1 | $ 80,000 | $ 80,000 | $ 44,000 |
| Howard County Indiana | 1 | $ 134,000 | $ 134,000 | $ 66,000 |
| Lake County Indiana | 1 | $ 231,000 | $ 231,000 | $ 82,000 |
| Polk County Iowa | 1 | $ 150,000 | $ 150,000 | $ 15,000 |
| Johnson County Kansas | 1 | $ 134,000 | $ 134,000 | $ 71,000 |
| Henderson County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 39,000 |
| Ascension County Louisiana | 1 | $ 64,000 | $ 64,000 | $ 179,000 |
| St. John the Baptist County Louisiana | 1 | $ 137,000 | $ 137,000 | $ 47,000 |
| Piscataquis County Maine | 1 | $ 260,000 | $ 260,000 | $ 96,000 |
| Middlesex County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Norfolk County Massachusetts | 1 | $ 404,000 | $ 404,000 | $ 126,000 |
| Worcester County Massachusetts | 1 | $ 292,000 | $ 292,000 | $ 94,000 |
| Crawford County Michigan | 1 | $ 134,000 | $ 134,000 | $ 137,000 |
| Boone County Missouri | 1 | $ 35,000 | $ 35,000 | $ 9,000 |
| Christian County Missouri | 1 | $ 108,000 | $ 108,000 | $ 28,000 |
| Clay County Missouri | 1 | $ 71,000 | $ 71,000 | $ 135,000 |
| Cole County Missouri | 1 | $ 70,000 | $ 70,000 | $ 39,000 |
| Dent County Missouri | 1 | $ 118,000 | $ 118,000 | $ 33,000 |
| Gasconade County Missouri | 1 | $ 60,000 | $ 60,000 | $ 81,000 |
| Greene County Missouri | 1 | $ 180,000 | $ 180,000 | $ 80,000 |
| Miller County Missouri | 1 | $ 62,000 | $ 62,000 | $ 75,000 |
| Perry County Missouri | 1 | $ 80,000 | $ 80,000 | $ 78,000 |
| Ralls County Missouri | 1 | $ 52,000 | $ 52,000 | $ 56,000 |
| Reynolds County Missouri | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Ste. Genevieve County Missouri | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Taney County Missouri | 1 | $ 125,000 | $ 125,000 | $ 10,000 |
| Washoe County Nevada | 1 | $ 19,000 | $ 19,000 | $ 102,000 |
| Merrimack County New Hampshire | 1 | $ 99,000 | $ 99,000 | $ 72,000 |
| Rockingham County New Hampshire | 1 | $ 168,000 | $ 168,000 | $ 83,000 |
| Bergen County New Jersey | 1 | $ 30,000 | $ 30,000 | $ 59,000 |
| Hudson County New Jersey | 1 | $ 120,000 | $ 120,000 | $ 66,000 |
| Somerset County New Jersey | 1 | $ 80,000 | $ 80,000 | $ 119,000 |
| Warren County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 76,000 |
| Bernalillo County New Mexico | 1 | $ 198,000 | $ 198,000 | $ 60,000 |
| Jefferson County New York | 1 | $ 240,000 | $ 240,000 | $ 83,000 |
| Monroe County New York | 1 | $ 90,000 | $ 90,000 | $ 35,000 |
| Orange County New York | 1 | $ 282,000 | $ 282,000 | $ 85,000 |
| Queens County New York | 1 | $ 180,000 | $ 180,000 | $ 58,000 |
| Suffolk County New York | 1 | $ 378,000 | $ 378,000 | $ 101,000 |
| Ulster County New York | 1 | $ 149,000 | $ 149,000 | $ 53,000 |
| Pitt County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 120,000 |
| Cuyahoga County Ohio | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Fairfield County Ohio | 1 | $ 120,000 | $ 120,000 | $ 47,000 |
| Hamilton County Ohio | 1 | $ 173,000 | $ 173,000 | $ 135,000 |
| Marion County Ohio | 1 | $ 134,000 | $ 134,000 | $ 76,000 |
| Morgan County Ohio | 1 | $ 68,000 | $ 68,000 | $ 21,000 |
| Muskingum County Ohio | 1 | $ 30,000 | $ 30,000 | $ 42,000 |
| Canadian County Oklahoma | 1 | $ 112,000 | $ 112,000 | $ 85,000 |
| Cleveland County Oklahoma | 1 | $ 32,000 | $ 32,000 | $ 71,000 |
| Centre County Pennsylvania | 1 | $ 340,000 | $ 340,000 | $ 159,000 |
| Monroe County Pennsylvania | 1 | $ 206,000 | $ 206,000 | $ 88,000 |
| Montgomery County Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 99,000 |
| Berkeley County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 93,000 |
| Hamilton County Tennessee | 1 | $ 264,000 | $ 264,000 | $ 110,000 |
| Sevier County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Brazoria County Texas | 1 | $ 130,000 | $ 130,000 | $ 77,000 |
| Ellis County Texas | 1 | $ 178,000 | $ 178,000 | $ 82,000 |
| Frio County Texas | 1 | $ 42,000 | $ 42,000 | $ 31,000 |
| Galveston County Texas | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Gregg County Texas | 1 | $ 113,000 | $ 113,000 | $ 54,000 |
| McLennan County Texas | 1 | $ 20,000 | $ 20,000 | $ 127,000 |
| Rockwall County Texas | 1 | $ 79,000 | $ 79,000 | $ 73,000 |
| Tarrant County Texas | 1 | $ 84,000 | $ 84,000 | $ 81,000 |
| Val Verde County Texas | 1 | $ 51,000 | $ 51,000 | $ 52,000 |
| Waller County Texas | 1 | $ 295,000 | $ 295,000 | $ 122,000 |
| Davis County Utah | 1 | $ 81,000 | $ 81,000 | $ 70,000 |
| Tooele County Utah | 1 | $ 40,000 | $ 40,000 | $ 115,000 |
| Charles City County Virginia | 1 | $ 92,000 | $ 92,000 | $ 53,000 |
| Chesterfield County Virginia | 1 | $ 224,000 | $ 224,000 | $ 182,000 |
| Floyd County Virginia | 1 | $ 216,000 | $ 216,000 | $ 96,000 |
| New Kent County Virginia | 1 | $ 80,000 | $ 80,000 | $ 85,000 |
| Prince William County Virginia | 1 | $ 781,000 | $ 781,000 | $ 120,000 |
| Suffolk County Virginia | 1 | $ 189,000 | $ 189,000 | $ 79,000 |
| Williamsburg County Virginia | 1 | $ 200,000 | $ 200,000 | $ 34,000 |
| Rock County Wisconsin | 1 | $ 97,000 | $ 97,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for Together Credit Union in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 913 | $138,006,000 | $151,000 | $780,000 | $68,000 | $354,000 |
| Refinancing | 909 | $131,894,000 | $145,000 | $845,000 | $81,000 | $1,125,000 |
| Home Improvement | 360 | $14,569,000 | $40,000 | $352,000 | $82,000 | $562,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,681 | $220,410,000 | $131,000 | $845,000 | $80,000 | $1,125,000 |
| Black or African American | 303 | $35,889,000 | $118,000 | $781,000 | $63,000 | $562,000 |
| Hispanic | 145 | $20,487,000 | $141,000 | $473,000 | $61,000 | $151,000 |
| Asian | 34 | $5,035,000 | $148,000 | $413,000 | $69,000 | $167,000 |
| American Indian or Alaskan Native | 14 | $1,897,000 | $135,000 | $311,000 | $60,000 | $96,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $751,000 | $150,000 | $310,000 | $57,000 | $79,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,182 | $284,469,000 | $130,000 | $845,000 | $76,000 | $1,125,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 985 | $113,184,000 | $114,000 | $773,000 | $82,000 | $1,125,000 |
| Application Denied By Financial Institution | 483 | $68,327,000 | $141,000 | $845,000 | $66,000 | $562,000 |
| Application Withdrawn By Applicant | 412 | $53,942,000 | $130,000 | $650,000 | $80,000 | $362,000 |
| Application Approved But Not Accepted | 95 | $16,342,000 | $172,000 | $540,000 | $70,000 | $222,000 |
| File Closed For Incompleteness | 86 | $13,649,000 | $158,000 | $473,000 | $63,000 | $253,000 |
| Preapproval Denied by Financial Institution | 62 | $8,665,000 | $139,000 | $375,000 | $53,000 | $340,000 |
| Preapproval Approved but not Accepted | 59 | $10,360,000 | $175,000 | $411,000 | $71,000 | $156,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 262 | $29,961,000 | $114,000 | $781,000 | $64,000 | $562,000 |
| Debt-To-Income Ratio | 88 | $15,141,000 | $172,000 | $593,000 | $56,000 | $340,000 |
| Credit Application Incomplete | 48 | $7,692,000 | $160,000 | $394,000 | $59,000 | $180,000 |
| Collateral | 43 | $7,795,000 | $181,000 | $845,000 | $83,000 | $278,000 |
| Mortgage Insurance Denied | 34 | $5,270,000 | $155,000 | $475,000 | $66,000 | $129,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 32 | $4,826,000 | $150,000 | $780,000 | $61,000 | $300,000 |
| Other | 24 | $3,556,000 | $148,000 | $413,000 | $63,000 | $165,000 |
| Unverifiable Information | 9 | $2,059,000 | $228,000 | $650,000 | $75,000 | $227,000 |
| Employment History | 5 | $692,000 | $138,000 | $292,000 | $55,000 | $135,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Together Credit Union's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Together Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.