Andrews Federal Credit Union 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Andrews Federal Credit Union 5711 Allentown Road Suitland, MD 20746 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 761 |
Total Mortgage Loan Application Amount | $123,546,000 |
Average Mortgage Loan Application Amount | $135,333 |
Highest Mortgage Loan Application Amount | $1,165,000 |
Average Applicant Income | $102,666 |
Highest Applicant Income | $1,886,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Andrews Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Andrews Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Andrews Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Andrews Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Andrews Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Andrews Federal Credit Union's mortgage activity for 2013.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adams County Pennsylvania | 1 | $ 127,000 | $ 127,000 | $ 43,000 |
Alameda County California | 1 | $ 30,000 | $ 30,000 | $ 210,000 |
Alexandria County Virginia | 3 | $ 715,000 | $ 238,000 | $ 113,000 |
Alpena County Michigan | 1 | $ 94,000 | $ 94,000 | $ 142,000 |
Amherst County Virginia | 1 | $ 90,000 | $ 90,000 | $ 135,000 |
Anne Arundel County Maryland | 8 | $ 1,991,000 | $ 248,000 | $ 115,000 |
Arlington County Virginia | 3 | $ 527,000 | $ 175,000 | $ 146,000 |
Atlantic County New Jersey | 2 | $ 320,000 | $ 160,000 | $ 143,000 |
Baltimore City County Maryland | 4 | $ 275,000 | $ 68,000 | $ 61,000 |
Baltimore County Maryland | 1 | $ 236,000 | $ 236,000 | $ 151,000 |
Beaufort County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 110,000 |
Bell County Texas | 2 | $ 65,000 | $ 32,000 | $ 81,000 |
Berkshire County Massachusetts | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
Bexar County Texas | 1 | $ 166,000 | $ 166,000 | $ 83,000 |
Boulder County Colorado | 1 | $ 258,000 | $ 258,000 | $ 187,000 |
Bradley County Tennessee | 1 | $ 399,000 | $ 399,000 | $ 145,000 |
Bronx County New York | 1 | $ 136,000 | $ 136,000 | $ 53,000 |
Broward County Florida | 2 | $ 223,000 | $ 111,000 | $ 124,000 |
Bucks County Pennsylvania | 2 | $ 283,000 | $ 141,000 | $ 98,000 |
Buncombe County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 83,000 |
Burlington County New Jersey | 70 | $ 8,365,000 | $ 119,000 | $ 95,000 |
Calhoun County Michigan | 1 | $ 222,000 | $ 222,000 | $ 180,000 |
Calvert County Maryland | 10 | $ 1,477,000 | $ 147,000 | $ 98,000 |
Camden County New Jersey | 7 | $ 1,141,000 | $ 163,000 | $ 111,000 |
Cayuga County New York | 1 | $ 192,000 | $ 192,000 | $ 172,000 |
Charles County Maryland | 50 | $ 9,985,000 | $ 199,000 | $ 122,000 |
Charlottesville County Virginia | 1 | $ 156,000 | $ 156,000 | $ 89,000 |
Chatham County North Carolina | 1 | $ 307,000 | $ 307,000 | $ 101,000 |
Cherokee County North Carolina | 1 | $ 151,000 | $ 151,000 | $ 220,000 |
Cherokee County Oklahoma | 1 | $ 112,000 | $ 112,000 | $ 164,000 |
Cheshire County New Hampshire | 1 | $ 182,000 | $ 182,000 | $ 177,000 |
Chester County Pennsylvania | 1 | $ 246,000 | $ 246,000 | $ 188,000 |
Choctaw County Mississippi | 1 | $ 68,000 | $ 68,000 | $ 130,000 |
Clark County Nevada | 4 | $ 675,000 | $ 168,000 | $ 89,000 |
Clay County Missouri | 1 | $ 144,000 | $ 144,000 | $ 152,000 |
Clayton County Georgia | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
Colleton County South Carolina | 1 | $ 86,000 | $ 86,000 | $ 65,000 |
Contra Costa County California | 1 | $ 310,000 | $ 310,000 | $ 147,000 |
Cook County Illinois | 4 | $ 403,000 | $ 100,000 | $ 110,000 |
Coryell County Texas | 1 | $ 50,000 | $ 50,000 | $ 35,000 |
Crawford County Illinois | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
Crockett County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
Culpeper County Virginia | 1 | $ 260,000 | $ 260,000 | $ 135,000 |
Cumberland County North Carolina | 7 | $ 493,000 | $ 70,000 | $ 92,000 |
Dakota County Minnesota | 1 | $ 151,000 | $ 151,000 | $ 74,000 |
Dale County Alabama | 1 | $ 56,000 | $ 56,000 | $ 52,000 |
Delaware County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 97,000 |
Denton County Texas | 1 | $ 79,000 | $ 79,000 | $ 82,000 |
District of Columbia County District Of Columbia | 33 | $ 5,247,000 | $ 159,000 | $ 87,000 |
Dorchester County South Carolina | 1 | $ 101,000 | $ 101,000 | $ 17,000 |
Dubuque County Iowa | 1 | $ 31,000 | $ 31,000 | $ 74,000 |
El Paso County Colorado | 2 | $ 39,000 | $ 19,000 | $ 81,000 |
El Paso County Texas | 1 | $ 83,000 | $ 83,000 | $ 228,000 |
Ellis County Texas | 1 | $ 108,000 | $ 108,000 | $ 102,000 |
Essex County Massachusetts | 1 | $ 203,000 | $ 203,000 | $ 104,000 |
Fairfax County Virginia | 9 | $ 2,397,000 | $ 266,000 | $ 247,000 |
Fairfield County Connecticut | 1 | $ 330,000 | $ 330,000 | $ 67,000 |
Flagler County Florida | 2 | $ 390,000 | $ 195,000 | $ 83,000 |
Forrest County Mississippi | 2 | $ 139,000 | $ 69,000 | $ 74,000 |
Frederick County Maryland | 1 | $ 60,000 | $ 60,000 | $ 65,000 |
Fulton County Georgia | 1 | $ 94,000 | $ 94,000 | $ 72,000 |
Guilford County North Carolina | 2 | $ 135,000 | $ 67,000 | $ 77,000 |
Gwinnett County Georgia | 2 | $ 197,000 | $ 98,000 | $ 123,000 |
Hamilton County Ohio | 1 | $ 81,000 | $ 81,000 | $ 8,000 |
Hardin County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 85,000 |
Harford County Maryland | 1 | $ 162,000 | $ 162,000 | $ 140,000 |
Harrison County Ohio | 1 | $ 34,000 | $ 34,000 | $ 200,000 |
Henrico County Virginia | 1 | $ 172,000 | $ 172,000 | $ 248,000 |
Henry County Georgia | 2 | $ 155,000 | $ 77,000 | $ 180,000 |
Hillsborough County Florida | 2 | $ 340,000 | $ 170,000 | $ 98,000 |
Houston County Alabama | 2 | $ 50,000 | $ 25,000 | $ 135,000 |
Houston County Georgia | 1 | $ 30,000 | $ 30,000 | $ 249,000 |
Howard County Maryland | 2 | $ 668,000 | $ 334,000 | $ 995,000 |
Humphreys County Mississippi | 1 | $ 26,000 | $ 26,000 | $ 104,000 |
Iberville County Louisiana | 1 | $ 30,000 | $ 30,000 | $ 29,000 |
Iredell County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 136,000 |
Jackson County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 135,000 |
James City County Virginia | 1 | $ 630,000 | $ 630,000 | $ 131,000 |
Jefferson County Colorado | 1 | $ 236,000 | $ 236,000 | $ 108,000 |
Jefferson County Georgia | 1 | $ 58,000 | $ 58,000 | $ 134,000 |
Jefferson County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 244,000 |
Jefferson County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 151,000 |
Kauai County Hawaii | 1 | $ 183,000 | $ 183,000 | $ 129,000 |
King George County Virginia | 2 | $ 335,000 | $ 167,000 | $ 70,000 |
Lake County Florida | 1 | $ 300,000 | $ 300,000 | $ 294,000 |
Leon County Florida | 2 | $ 162,000 | $ 81,000 | $ 132,000 |
Lincoln County New Mexico | 1 | $ 42,000 | $ 42,000 | $ 20,000 |
Los Angeles County California | 1 | $ 413,000 | $ 413,000 | $ 152,000 |
Loudoun County Virginia | 1 | $ 210,000 | $ 210,000 | $ 87,000 |
Macomb County Michigan | 3 | $ 325,000 | $ 108,000 | $ 143,000 |
Madison County Florida | 1 | $ 300,000 | $ 300,000 | $ 158,000 |
Manassas Park County Virginia | 1 | $ 317,000 | $ 317,000 | $ 162,000 |
Maricopa County Arizona | 3 | $ 571,000 | $ 190,000 | $ 116,000 |
Martin County Florida | 2 | $ 217,000 | $ 108,000 | $ 101,000 |
Martin County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 139,000 |
Mecklenburg County Virginia | 1 | $ 116,000 | $ 116,000 | $ 95,000 |
Mercer County New Jersey | 9 | $ 920,000 | $ 102,000 | $ 107,000 |
Middlesex County Massachusetts | 1 | $ 479,000 | $ 479,000 | $ 118,000 |
Middlesex County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 115,000 |
Monmouth County New Jersey | 2 | $ 509,000 | $ 254,000 | $ 104,000 |
Montgomery County Maryland | 9 | $ 1,870,000 | $ 207,000 | $ 153,000 |
Montgomery County Pennsylvania | 3 | $ 473,000 | $ 157,000 | $ 108,000 |
Morris County New Jersey | 2 | $ 689,000 | $ 344,000 | $ 109,000 |
Muscogee County Georgia | 2 | $ 154,000 | $ 77,000 | $ 59,000 |
Napa County California | 1 | $ 400,000 | $ 400,000 | $ 157,000 |
New Castle County Delaware | 1 | $ 70,000 | $ 70,000 | $ 99,000 |
New Hanover County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 104,000 |
New York County New York | 1 | $ 449,000 | $ 449,000 | $ 170,000 |
Newport News County Virginia | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
Northampton County Pennsylvania | 1 | $ 119,000 | $ 119,000 | $ 87,000 |
Ocean County New Jersey | 7 | $ 1,027,000 | $ 146,000 | $ 93,000 |
Okaloosa County Florida | 1 | $ 36,000 | $ 36,000 | $ 53,000 |
Oneida County New York | 1 | $ 32,000 | $ 32,000 | $ 99,000 |
Onondaga County New York | 1 | $ 95,000 | $ 95,000 | $ 135,000 |
Orange County Florida | 2 | $ 90,000 | $ 45,000 | $ 96,000 |
Orangeburg County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
Osceola County Florida | 1 | $ 199,000 | $ 199,000 | $ 124,000 |
Palm Beach County Florida | 1 | $ 100,000 | $ 100,000 | $ 95,000 |
Peach County Georgia | 1 | $ 107,000 | $ 107,000 | $ 77,000 |
Perquimans County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 46,000 |
Petersburg County Virginia | 1 | $ 90,000 | $ 90,000 | $ 95,000 |
Philadelphia County Pennsylvania | 2 | $ 96,000 | $ 48,000 | $ 235,000 |
Pierce County Washington | 1 | $ 59,000 | $ 59,000 | $ 200,000 |
Pima County Arizona | 1 | $ 158,000 | $ 158,000 | $ 65,000 |
Pinellas County Florida | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
Pitt County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 38,000 |
Portage County Ohio | 1 | $ 117,000 | $ 117,000 | $ 147,000 |
Portsmouth County Virginia | 1 | $ 140,000 | $ 140,000 | $ 97,000 |
Prince George County Virginia | 2 | $ 89,000 | $ 44,000 | $ 122,000 |
Prince George's County Maryland | 148 | $ 24,392,000 | $ 164,000 | $ 96,000 |
Prince William County Virginia | 9 | $ 1,742,000 | $ 193,000 | $ 131,000 |
Pulaski County Arkansas | 1 | $ 47,000 | $ 47,000 | $ 81,000 |
Pulaski County Missouri | 1 | $ 25,000 | $ 25,000 | $ 95,000 |
Queen Anne's County Maryland | 1 | $ 182,000 | $ 182,000 | $ 87,000 |
Richland County South Carolina | 2 | $ 70,000 | $ 35,000 | $ 92,000 |
Rock Island County Illinois | 1 | $ 154,000 | $ 154,000 | $ 95,000 |
Rockland County New York | 1 | $ 235,000 | $ 235,000 | $ 310,000 |
Russell County Alabama | 1 | $ 50,000 | $ 50,000 | $ 142,000 |
Sacramento County California | 1 | $ 90,000 | $ 90,000 | $ 22,000 |
San Bernardino County California | 1 | $ 131,000 | $ 131,000 | $ 106,000 |
Sedgwick County Kansas | 1 | $ 161,000 | $ 161,000 | $ 83,000 |
Seminole County Florida | 2 | $ 450,000 | $ 225,000 | $ 64,000 |
Shelby County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
Shenandoah County Virginia | 1 | $ 268,000 | $ 268,000 | $ 144,000 |
Snohomish County Washington | 1 | $ 30,000 | $ 30,000 | $ 48,000 |
St. Clair County Illinois | 2 | $ 34,000 | $ 17,000 | $ 43,000 |
St. Lucie County Florida | 1 | $ 130,000 | $ 130,000 | $ 74,000 |
St. Mary's County Maryland | 2 | $ 225,000 | $ 112,000 | $ 83,000 |
Stafford County Virginia | 5 | $ 733,000 | $ 146,000 | $ 92,000 |
Sullivan County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
Sumner County Tennessee | 1 | $ 181,000 | $ 181,000 | $ 62,000 |
Sumter County Florida | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
Sumter County South Carolina | 2 | $ 449,000 | $ 224,000 | $ 84,000 |
Sussex County Delaware | 1 | $ 358,000 | $ 358,000 | $ 233,000 |
Sutter County California | 1 | $ 30,000 | $ 30,000 | $ 208,000 |
Union County New Jersey | 3 | $ 705,000 | $ 235,000 | $ 126,000 |
Wake County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 150,000 |
Washoe County Nevada | 1 | $ 96,000 | $ 96,000 | $ 114,000 |
Wayne County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 134,000 |
Webster County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 37,000 |
Westchester County New York | 1 | $ 290,000 | $ 290,000 | $ 102,000 |
Westmoreland County Virginia | 1 | $ 83,000 | $ 83,000 | $ 158,000 |
Whatcom County Washington | 1 | $ 208,000 | $ 208,000 | $ 354,000 |
Wicomico County Maryland | 1 | $ 110,000 | $ 110,000 | $ 62,000 |
Wilson County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 70,000 |
Wilson County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
Wood County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 55,000 |
Worcester County Massachusetts | 1 | $ 116,000 | $ 116,000 | $ 72,000 |
York County Pennsylvania | 1 | $ 260,000 | $ 260,000 | $ 107,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 392 | $73,725,000 | $188,000 | $1,165,000 | $112,000 | $1,886,000 |
Home Purchase | 251 | $45,162,000 | $179,000 | $656,000 | $93,000 | $354,000 |
Home Improvement | 118 | $4,659,000 | $39,000 | $160,000 | $103,000 | $408,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Black or African American | 317 | $49,038,000 | $154,000 | $658,000 | $97,000 | $408,000 |
White | 204 | $34,010,000 | $166,000 | $626,000 | $108,000 | $390,000 |
Not Provided | 181 | $29,739,000 | $164,000 | $1,165,000 | $105,000 | $285,000 |
Hispanic | 29 | $5,100,000 | $175,000 | $600,000 | $95,000 | $310,000 |
Asian | 22 | $4,217,000 | $191,000 | $485,000 | $177,000 | $1,886,000 |
American Indian or Alaskan Native | 8 | $1,442,000 | $180,000 | $400,000 | $99,000 | $240,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 760 | $123,146,000 | $162,000 | $1,165,000 | $104,000 | $1,886,000 |
VA-guaranteed (Veterans Administration) | 1 | $400,000 | $400,000 | $400,000 | $67,000 | $67,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Application Denied By Financial Institution | 266 | $39,155,000 | $147,000 | $1,165,000 | $104,000 | $1,886,000 |
Loan Originated | 185 | $32,298,000 | $174,000 | $626,000 | $116,000 | $390,000 |
Application Withdrawn By Applicant | 113 | $15,963,000 | $141,000 | $420,000 | $115,000 | $354,000 |
Preapproval Denied by Financial Institution | 108 | $18,733,000 | $173,000 | $656,000 | $74,000 | $322,000 |
File Closed For Incompleteness | 43 | $7,421,000 | $172,000 | $600,000 | $108,000 | $266,000 |
Preapproval Approved but not Accepted | 40 | $8,807,000 | $220,000 | $525,000 | $105,000 | $302,000 |
Application Approved But Not Accepted | 6 | $1,169,000 | $194,000 | $413,000 | $78,000 | $152,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 40 | $1,623,000 | $40,000 | $165,000 | $88,000 | $408,000 |
Collateral | 27 | $1,093,000 | $40,000 | $100,000 | $98,000 | $249,000 |
Other | 18 | $1,058,000 | $58,000 | $150,000 | $95,000 | $215,000 |
Debt-To-Income Ratio | 10 | $1,270,000 | $127,000 | $479,000 | $73,000 | $142,000 |
Unverifiable Information | 3 | $257,000 | $85,000 | $192,000 | $77,000 | $107,000 |
Credit Application Incomplete | 1 | $140,000 | $140,000 | $140,000 | $72,000 | $72,000 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Andrews Federal Credit Union's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Andrews Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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