Amsouth Bank
Mortgage Loan Application
Totals and Details
for 2003

Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for Amsouth Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Amsouth Bank
P.O. Box 11007 - Ac-10
Birmingham, AL 35288
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 61,537
Total Mortgage Loan Application Amount $7,020,475,000
Average Mortgage Loan Application Amount $388,850
Highest Mortgage Loan Application Amount $8,320,000
Average Applicant Income $145,466
Highest Applicant Income $9,999,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Amsouth Bank by Metropolitan Area in 2003

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
TAMPA-ST. PETERSBURG-CLEARWATER, FL 5,434 $ 730,420,000 $ 134,000 $ 66,000
NASHVILLE, TN 5,155 $ 586,815,000 $ 113,000 $ 70,000
BIRMINGHAM, AL 4,047 $ 456,844,000 $ 112,000 $ 69,000
MOBILE, AL 2,938 $ 299,266,000 $ 101,000 $ 68,000
CHATTANOOGA, TN-GA 2,311 $ 218,346,000 $ 94,000 $ 60,000
JACKSON, MS 2,189 $ 226,211,000 $ 103,000 $ 74,000
KNOXVILLE, TN 1,957 $ 227,909,000 $ 116,000 $ 81,000
JOHNSON CITY-KINGSPORT-BRISTOL, TN-VA 1,927 $ 148,415,000 $ 77,000 $ 54,000
NEW ORLEANS, LA 1,846 $ 264,306,000 $ 143,000 $ 84,000
ORLANDO, FL 1,591 $ 286,806,000 $ 180,000 $ 89,000
PENSACOLA, FL 1,461 $ 178,729,000 $ 122,000 $ 73,000
OCALA, FL 1,436 $ 137,721,000 $ 95,000 $ 62,000
JACKSONVILLE, FL 1,256 $ 248,043,000 $ 197,000 $ 125,000
NAPLES, FL 1,241 $ 501,096,000 $ 403,000 $ 132,000
MEMPHIS, TN-AR-MS 1,119 $ 107,430,000 $ 96,000 $ 85,000
MONTGOMERY, AL 1,057 $ 101,397,000 $ 95,000 $ 66,000
HUNTSVILLE, AL 1,026 $ 100,838,000 $ 98,000 $ 75,000
SHREVEPORT-BOSSIER CITY, LA 994 $ 103,225,000 $ 103,000 $ 71,000
CLARKSVILLE-HOPKINSVILLE, TN-KY 761 $ 57,418,000 $ 75,000 $ 57,000
FORT MYERS-CAPE CORAL, FL 733 $ 148,844,000 $ 203,000 $ 80,000
BATON ROUGE, LA 697 $ 66,074,000 $ 94,000 $ 61,000
ANNISTON, AL 615 $ 40,203,000 $ 65,000 $ 63,000
TUSCALOOSA, AL 570 $ 60,555,000 $ 106,000 $ 66,000
SARASOTA-BRADENTON, FL 451 $ 86,876,000 $ 192,000 $ 89,000
DOTHAN, AL 421 $ 40,261,000 $ 95,000 $ 53,000
JACKSON, TN 403 $ 31,346,000 $ 77,000 $ 58,000
PANAMA CITY, FL 395 $ 46,079,000 $ 116,000 $ 63,000
FORT WALTON BEACH, FL 366 $ 54,706,000 $ 149,000 $ 129,000
GADSDEN, AL 348 $ 24,762,000 $ 71,000 $ 58,000
PUNTA GORDA, FL 345 $ 47,335,000 $ 137,000 $ 74,000
DECATUR, AL 323 $ 25,307,000 $ 78,000 $ 56,000
MELBOURNE-TITUSVILLE-PALM BAY, FL 317 $ 40,751,000 $ 128,000 $ 82,000
MONROE, LA 313 $ 30,206,000 $ 96,000 $ 61,000
FLORENCE, AL 238 $ 19,394,000 $ 81,000 $ 55,000
TALLAHASSEE, FL 205 $ 26,777,000 $ 130,000 $ 80,000
HATTIESBURG, MS 180 $ 18,523,000 $ 102,000 $ 68,000
AUBURN-OPELIKA, AL 172 $ 15,452,000 $ 89,000 $ 57,000
DAYTONA BEACH, FL 146 $ 22,310,000 $ 152,000 $ 136,000
BILOXI-GULFPORT-PASCAGOULA, MS 106 $ 10,441,000 $ 98,000 $ 72,000
LAKELAND-WINTER HAVEN, FL 98 $ 8,080,000 $ 82,000 $ 65,000
ATLANTA, GA 94 $ 14,658,000 $ 155,000 $ 111,000
GAINESVILLE, FL 37 $ 5,283,000 $ 142,000 $ 115,000
FORT LAUDERDALE, FL 32 $ 5,527,000 $ 172,000 $ 96,000
WEST PALM BEACH-BOCA RATON, FL 26 $ 5,351,000 $ 205,000 $ 127,000
MIAMI, FL 23 $ 3,652,000 $ 158,000 $ 143,000
HOUMA, LA 10 $ 1,109,000 $ 110,000 $ 81,000
FORT PIERCE-PORT ST. LUCIE, FL 9 $ 1,633,000 $ 181,000 $ 132,000
INDIANAPOLIS, IN 5 $ 374,000 $ 74,000 $ 77,000
LAFAYETTE, LA 4 $ 562,000 $ 140,000 $ 69,000
MACON, GA 4 $ 446,000 $ 111,000 $ 73,000
DETROIT, MI 3 $ 58,000 $ 19,000 $ 47,000
GREENVILLE-SPARTANBURG-ANDERSON, SC 3 $ 759,000 $ 253,000 $ 467,000
JONESBORO, AR 3 $ 1,583,000 $ 527,000 $ 122,000
MYRTLE BEACH, SC 3 $ 350,000 $ 116,000 $ 104,000
OAKLAND, CA 3 $ 4,077,000 $ 1,359,000 $ 0
ALBANY, GA 2 $ 304,000 $ 152,000 $ 105,000
ASHEVILLE, NC 2 $ 353,000 $ 176,000 $ 99,000
ATHENS, GA 2 $ 167,000 $ 83,000 $ 27,000
CHARLOTTE-GASTONIA-ROCK HILL, NC-SC 2 $ 419,000 $ 209,000 $ 125,000
CHARLOTTESVILLE, VA 2 $ 1,135,000 $ 567,000 $ 257,000
HOUSTON, TX 2 $ 600,000 $ 300,000 $ 133,000
LOUISVILLE, KY-IN 2 $ 172,000 $ 86,000 $ 131,000
SAVANNAH, GA 2 $ 92,000 $ 46,000 $ 48,000
ALEXANDRIA, LA 1 $ 28,000 $ 28,000 $ 31,000
BALTIMORE, MD 1 $ 127,000 $ 127,000 $ 54,000
BOSTON, MA-NH 1 $ 15,000 $ 15,000 $ 13,000
CINCINNATI, OH-KY-IN 1 $ 100,000 $ 100,000 $ 30,000
COLUMBUS, GA-AL 1 $ 77,000 $ 77,000 $ 247,000
CORPUS CHRISTI, TX 1 $ 200,000 $ 200,000 $ 574,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 1 $ 3,000 $ 3,000 $ 18,000
FORT WORTH-ARLINGTON, TX 1 $ 800,000 $ 800,000 $ 400,000
GRAND RAPIDS-MUSKEGON-HOLLAND, MI 1 $ 13,000 $ 13,000 $ 32,000
HARTFORD, CT 1 $ 15,000 $ 15,000 $ 25,000
LAFAYETTE, IN 1 $ 54,000 $ 54,000 $ 16,000
LITTLE ROCK-NORTH LITTLE ROCK, AR 1 $ 295,000 $ 295,000 $ 169,000
LONGVIEW-MARSHALL, TX 1 $ 3,000 $ 3,000 $ 26,000
NORFOLK-VIRGINIA BEACH-NEWPORT NEWS, VA-NC 1 $ 60,000 $ 60,000 $ 33,000
PITTSBURGH, PA 1 $ 200,000 $ 200,000 $ 103,000
RALEIGH-DURHAM-CHAPEL HILL, NC 1 $ 15,000 $ 15,000 $ 50,000
RICHMOND-PETERSBURG, VA 1 $ 21,000 $ 21,000 $ 23,000
RIVERSIDE-SAN BERNARDINO, CA 1 $ 380,000 $ 380,000 $ 543,000
ROANOKE, VA 1 $ 74,000 $ 74,000 $ 32,000
VALLEJO-FAIRFIELD-NAPA, CA 1 $ 785,000 $ 785,000 $ 216,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Amsouth Bank in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 40,203 $4,287,764,000 $221,333 $7,800,000 $300,111 $9,999,000
Home Purchase (one-to-four family) 15,012 $2,571,422,000 $207,900 $6,500,000 $135,900 $9,999,000
Home Improvement (one-to-four family) 6,302 $110,168,000 $13,357 $2,025,000 $43,428 $948,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 20 $51,121,000 $1,875,250 $8,320,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 43,722 $5,814,235,000 $218,590 $7,800,000 $256,636 $9,999,000
Information not provided by applicant in mail or telephone application 9,898 $481,073,000 $43,571 $6,500,000 $52,785 $1,050,000
Black 5,585 $401,962,000 $129,846 $1,013,000 $85,307 $3,150,000
Hispanic 925 $102,518,000 $94,833 $1,900,000 $68,166 $908,000
Asian or Pacific Islander 625 $83,718,000 $107,857 $1,550,000 $69,857 $1,134,000
Other 543 $76,965,000 $108,000 $2,400,000 $89,000 $2,500,000
American Indian or Alaskan Native 163 $12,544,000 $82,428 $732,000 $61,714 $460,000
Not applicable 76 $47,460,000 $879,625 $8,320,000 $127,625 $4,682,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 60,113 $6,865,025,000 $196,166 $8,320,000 $224,458 $9,999,000
FHA-insured (Federal Housing Administration) 746 $74,342,000 $100,166 $264,000 $48,833 $1,144,000
VA-guaranteed (Veterans Administration) 678 $81,108,000 $109,500 $289,000 $51,000 $217,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 34,170 $4,806,098,000 $300,833 $8,320,000 $168,055 $9,999,000
Application Denied By Financial Institution 17,236 $1,081,973,000 $105,150 $6,500,000 $64,150 $9,999,000
Application Approved But Not Accepted 9,020 $986,607,000 $147,727 $4,800,000 $358,181 $3,000,000
Loan Purchased By The Institution 760 $66,681,000 $79,000 $312,000 $55,750 $309,000
Application Withdrawn By Applicant 177 $33,065,000 $163,666 $1,369,000 $91,166 $1,500,000
File Closed For Incompleteness 174 $46,051,000 $251,222 $3,000,000 $123,333 $2,564,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.

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