Inland Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Inland Bank & Trust 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inland Bank & Trust 1900 W State St Geneva, IL 60134 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,983 |
| Total Mortgage Loan Application Amount | $1,339,885,000 |
| Average Mortgage Loan Application Amount | $232,400 |
| Highest Mortgage Loan Application Amount | $4,685,000 |
| Average Applicant Income | $135,200 |
| Highest Applicant Income | $1,922,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Inland Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inland Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Inland Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inland Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Inland Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inland Bank & Trust's mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-NAPERVILLE, IL | 1,968 | $ 534,650,000 | $ 271,000 | $ 125,000 |
| SPRINGFIELD, MA | 342 | $ 54,730,000 | $ 160,000 | $ 64,000 |
| ELGIN, IL | 286 | $ 73,390,000 | $ 256,000 | $ 130,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 269 | $ 75,065,000 | $ 259,000 | $ 130,000 |
| NA (OUTSIDE OF MSA/MD) | 227 | $ 52,835,000 | $ 267,031 | $ 183,218 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 163 | $ 67,685,000 | $ 369,500 | $ 132,000 |
| PEORIA, IL | 153 | $ 13,115,000 | $ 85,000 | $ 56,000 |
| WORCESTER, MA-CT | 152 | $ 35,340,000 | $ 210,500 | $ 78,500 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 127 | $ 52,065,000 | $ 409,000 | $ 152,000 |
| PROVIDENCE-WARWICK, RI-MA | 122 | $ 30,890,000 | $ 271,500 | $ 105,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 115 | $ 53,495,000 | $ 465,000 | $ 152,000 |
| WICHITA, KS | 89 | $ 15,555,000 | $ 174,000 | $ 78,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 79 | $ 22,805,000 | $ 288,000 | $ 128,000 |
| BOSTON, MA | 74 | $ 34,880,000 | $ 471,000 | $ 181,000 |
| SPRINGFIELD, IL | 58 | $ 5,930,000 | $ 102,000 | $ 59,000 |
| GARY, IN | 47 | $ 10,365,000 | $ 220,000 | $ 92,000 |
| CLEVELAND-ELYRIA, OH | 34 | $ 5,770,000 | $ 169,000 | $ 86,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 31 | $ 7,435,000 | $ 239,000 | $ 105,000 |
| NEW YORK-NEWARK, NY | 30 | $ 10,330,000 | $ 334,500 | $ 158,000 |
| ROCKFORD, IL | 24 | $ 3,420,000 | $ 142,000 | $ 105,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 19 | $ 4,255,000 | $ 223,000 | $ 154,000 |
| BLOOMINGTON, IL | 16 | $ 1,360,000 | $ 85,000 | $ 51,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 16 | $ 4,600,000 | $ 285,500 | $ 122,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 16 | $ 3,010,000 | $ 188,000 | $ 158,000 |
| CAPE CORAL-FORT MYERS, FL | 15 | $ 4,445,000 | $ 296,000 | $ 156,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 15 | $ 4,585,000 | $ 305,000 | $ 133,000 |
| NEWARK, NJ-PA | 14 | $ 5,060,000 | $ 327,500 | $ 159,500 |
| BARNSTABLE TOWN, MA | 12 | $ 3,640,000 | $ 303,000 | $ 126,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 12 | $ 4,460,000 | $ 371,000 | $ 124,000 |
| DENVER-AURORA-LAKEWOOD, CO | 12 | $ 4,040,000 | $ 336,000 | $ 106,000 |
| COLUMBIA, SC | 11 | $ 2,275,000 | $ 206,000 | $ 79,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 11 | $ 3,915,000 | $ 355,000 | $ 172,000 |
| SAN DIEGO-CARLSBAD, CA | 11 | $ 6,215,000 | $ 565,000 | $ 165,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 11 | $ 4,955,000 | $ 431,666 | $ 182,000 |
| AKRON, OH | 10 | $ 2,240,000 | $ 224,000 | $ 66,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 10 | $ 3,530,000 | $ 353,000 | $ 171,000 |
| MICHIGAN CITY-LA PORTE, IN | 10 | $ 1,590,000 | $ 159,000 | $ 91,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 10 | $ 3,450,000 | $ 345,000 | $ 268,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 10 | $ 4,280,000 | $ 428,000 | $ 161,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 9 | $ 2,375,000 | $ 263,000 | $ 112,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 9 | $ 3,175,000 | $ 352,000 | $ 158,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 9 | $ 3,715,000 | $ 412,000 | $ 179,000 |
| OKLAHOMA CITY, OK | 8 | $ 1,360,000 | $ 170,000 | $ 189,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 8 | $ 3,610,000 | $ 451,000 | $ 144,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 7 | $ 3,975,000 | $ 567,000 | $ 202,000 |
| DALLAS-PLANO-IRVING, TX | 7 | $ 2,095,000 | $ 299,000 | $ 160,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 7 | $ 2,185,000 | $ 312,000 | $ 161,000 |
| RALEIGH, NC | 7 | $ 2,055,000 | $ 293,000 | $ 189,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 7 | $ 2,025,000 | $ 254,000 | $ 189,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 7 | $ 2,975,000 | $ 425,000 | $ 229,000 |
| CAMDEN, NJ | 6 | $ 2,120,000 | $ 353,000 | $ 173,000 |
| FARGO, ND-MN | 6 | $ 1,490,000 | $ 243,000 | $ 71,500 |
| KANSAS CITY, MO-KS | 6 | $ 1,630,000 | $ 245,000 | $ 142,500 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 6 | $ 2,070,000 | $ 345,000 | $ 141,000 |
| EAST STROUDSBURG, PA | 5 | $ 1,365,000 | $ 273,000 | $ 168,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 5 | $ 1,005,000 | $ 201,000 | $ 161,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 5 | $ 2,715,000 | $ 543,000 | $ 191,000 |
| NEW HAVEN-MILFORD, CT | 5 | $ 895,000 | $ 179,000 | $ 89,000 |
| NILES-BENTON HARBOR, MI | 5 | $ 1,445,000 | $ 289,000 | $ 207,000 |
| TRENTON, NJ | 5 | $ 1,715,000 | $ 343,000 | $ 192,000 |
| DURHAM-CHAPEL HILL, NC | 4 | $ 1,460,000 | $ 365,000 | $ 201,000 |
| FORT WORTH-ARLINGTON, TX | 4 | $ 770,000 | $ 192,000 | $ 77,000 |
| JACKSONVILLE, FL | 4 | $ 1,110,000 | $ 277,000 | $ 123,000 |
| JANESVILLE-BELOIT, WI | 4 | $ 840,000 | $ 210,000 | $ 62,000 |
| KINGSTON, NY | 4 | $ 1,030,000 | $ 257,000 | $ 119,000 |
| KNOXVILLE, TN | 4 | $ 1,210,000 | $ 302,000 | $ 260,000 |
| MADISON, WI | 4 | $ 1,450,000 | $ 362,000 | $ 151,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 4 | $ 830,000 | $ 207,000 | $ 250,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 4 | $ 600,000 | $ 150,000 | $ 129,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 4 | $ 1,440,000 | $ 360,000 | $ 247,000 |
| ALBANY-SCHENECTADY-TROY, NY | 3 | $ 485,000 | $ 161,000 | $ 120,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 1,085,000 | $ 361,000 | $ 174,000 |
| CHAMPAIGN-URBANA, IL | 3 | $ 275,000 | $ 91,000 | $ 44,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 3 | $ 665,000 | $ 221,000 | $ 70,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 3 | $ 715,000 | $ 202,500 | $ 125,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 3 | $ 1,585,000 | $ 528,000 | $ 300,000 |
| GLENS FALLS, NY | 3 | $ 1,245,000 | $ 415,000 | $ 135,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 3 | $ 1,235,000 | $ 411,000 | $ 130,000 |
| KANKAKEE, IL | 3 | $ 515,000 | $ 171,000 | $ 74,000 |
| LONGVIEW, WA | 3 | $ 545,000 | $ 181,000 | $ 71,000 |
| NORWICH-NEW LONDON, CT | 3 | $ 885,000 | $ 295,000 | $ 157,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 3 | $ 955,000 | $ 318,000 | $ 94,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 3 | $ 1,235,000 | $ 411,000 | $ 146,000 |
| SALISBURY, MD-DE | 3 | $ 1,515,000 | $ 505,000 | $ 214,000 |
| ST. LOUIS, MO-IL | 3 | $ 785,000 | $ 242,500 | $ 367,500 |
| WARNER ROBINS, GA | 3 | $ 225,000 | $ 75,000 | $ 32,000 |
| WINSTON-SALEM, NC | 3 | $ 935,000 | $ 311,000 | $ 105,000 |
| APPLETON, WI | 2 | $ 720,000 | $ 360,000 | $ 137,000 |
| AUSTIN-ROUND ROCK, TX | 2 | $ 610,000 | $ 305,000 | $ 142,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 2 | $ 1,440,000 | $ 720,000 | $ 42,000 |
| CHARLOTTESVILLE, VA | 2 | $ 940,000 | $ 470,000 | $ 190,000 |
| COLUMBUS, OH | 2 | $ 940,000 | $ 470,000 | $ 247,000 |
| DECATUR, AL | 2 | $ 390,000 | $ 195,000 | $ 55,000 |
| DECATUR, IL | 2 | $ 240,000 | $ 120,000 | $ 84,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 2 | $ 380,000 | $ 190,000 | $ 79,000 |
| ELKHART-GOSHEN, IN | 2 | $ 270,000 | $ 135,000 | $ 47,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 2 | $ 500,000 | $ 250,000 | $ 137,000 |
| FLAGSTAFF, AZ | 2 | $ 680,000 | $ 340,000 | $ 75,000 |
| FLINT, MI | 2 | $ 300,000 | $ 150,000 | $ 105,000 |
| FORT COLLINS, CO | 2 | $ 530,000 | $ 265,000 | $ 86,000 |
| FORT WAYNE, IN | 2 | $ 490,000 | $ 245,000 | $ 118,000 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 560,000 | $ 280,000 | $ 93,000 |
| GRANTS PASS, OR | 2 | $ 820,000 | $ 410,000 | $ 150,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 2 | $ 550,000 | $ 275,000 | $ 77,000 |
| LANSING-EAST LANSING, MI | 2 | $ 1,090,000 | $ 545,000 | $ 134,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 2 | $ 550,000 | $ 275,000 | $ 54,000 |
| MANCHESTER-NASHUA, NH | 2 | $ 580,000 | $ 290,000 | $ 66,000 |
| MEDFORD, OR | 2 | $ 850,000 | $ 425,000 | $ 159,000 |
| MEMPHIS, TN-MS-AR | 2 | $ 410,000 | $ 205,000 | $ 126,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2 | $ 440,000 | $ 220,000 | $ 57,000 |
| PROVO-OREM, UT | 2 | $ 500,000 | $ 250,000 | $ 62,000 |
| RACINE, WI | 2 | $ 350,000 | $ 175,000 | $ 50,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2 | $ 710,000 | $ 355,000 | $ 163,000 |
| SALINAS, CA | 2 | $ 1,050,000 | $ 525,000 | $ 121,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 2 | $ 1,180,000 | $ 590,000 | $ 154,000 |
| SANTA ROSA, CA | 2 | $ 970,000 | $ 485,000 | $ 136,000 |
| SHEBOYGAN, WI | 2 | $ 530,000 | $ 265,000 | $ 112,000 |
| SPARTANBURG, SC | 2 | $ 410,000 | $ 205,000 | $ 104,000 |
| TULSA, OK | 2 | $ 650,000 | $ 325,000 | $ 92,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 345,000 | $ 345,000 | $ 156,000 |
| ANN ARBOR, MI | 1 | $ 515,000 | $ 515,000 | $ 117,000 |
| ASHEVILLE, NC | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| BATON ROUGE, LA | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| BELLINGHAM, WA | 1 | $ 135,000 | $ 135,000 | $ 364,000 |
| BEND-REDMOND, OR | 1 | $ 345,000 | $ 345,000 | $ 144,000 |
| BOULDER, CO | 1 | $ 345,000 | $ 345,000 | $ 124,000 |
| BRUNSWICK, GA | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| CANTON-MASSILLON, OH | 1 | $ 365,000 | $ 365,000 | $ 126,000 |
| CHATTANOOGA, TN-GA | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| CINCINNATI, OH-KY-IN | 1 | $ 375,000 | $ 375,000 | $ 170,000 |
| COLORADO SPRINGS, CO | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 1 | $ 505,000 | $ 505,000 | $ 150,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 115,000 | $ 115,000 | $ 99,000 |
| DOVER, DE | 1 | $ 335,000 | $ 335,000 | $ 64,000 |
| DUBUQUE, IA | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| EL CENTRO, CA | 1 | $ 395,000 | $ 395,000 | $ 123,000 |
| EUGENE, OR | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| FAIRBANKS, AK | 1 | $ 295,000 | $ 295,000 | $ 162,000 |
| FAYETTEVILLE, NC | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| GAINESVILLE, GA | 1 | $ 325,000 | $ 325,000 | $ 278,000 |
| GREEN BAY, WI | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 245,000 | $ 245,000 | $ 0 |
| GREENVILLE, NC | 1 | $ 415,000 | $ 415,000 | $ 248,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 145,000 | $ 145,000 | $ 25,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 215,000 | $ 215,000 | $ 139,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 105,000 | $ 105,000 | $ 104,000 |
| KILLEEN-TEMPLE, TX | 1 | $ 195,000 | $ 195,000 | $ 0 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 435,000 | $ 435,000 | $ 318,000 |
| LAFAYETTE, LA | 1 | $ 305,000 | $ 305,000 | $ 422,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| LAWRENCE, KS | 1 | $ 135,000 | $ 135,000 | $ 395,000 |
| LEBANON, PA | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 175,000 | $ 175,000 | $ 28,000 |
| MIDLAND, MI | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| NEW BERN, NC | 1 | $ 265,000 | $ 265,000 | $ 122,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 1 | $ 435,000 | $ 435,000 | $ 157,000 |
| OCEAN CITY, NJ | 1 | $ 505,000 | $ 505,000 | $ 292,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| PITTSFIELD, MA | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| PORT ST. LUCIE, FL | 1 | $ 285,000 | $ 285,000 | $ 120,000 |
| REDDING, CA | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| ROCHESTER, NY | 1 | $ 195,000 | $ 195,000 | $ 116,000 |
| ROCKY MOUNT, NC | 1 | $ 425,000 | $ 425,000 | $ 183,000 |
| SALT LAKE CITY, UT | 1 | $ 415,000 | $ 415,000 | $ 212,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1 | $ 265,000 | $ 265,000 | $ 91,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 605,000 | $ 605,000 | $ 321,000 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 385,000 | $ 385,000 | $ 81,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| TACOMA-LAKEWOOD, WA | 1 | $ 215,000 | $ 215,000 | $ 89,000 |
| TERRE HAUTE, IN | 1 | $ 55,000 | $ 55,000 | $ 123,000 |
| TOPEKA, KS | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| TUCSON, AZ | 1 | $ 455,000 | $ 455,000 | $ 324,000 |
| URBAN HONOLULU, HI | 1 | $ 1,265,000 | $ 1,265,000 | $ 347,000 |
| WHEELING, WV-OH | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| WILMINGTON, NC | 1 | $ 125,000 | $ 125,000 | $ 196,000 |
| YORK-HANOVER, PA | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Inland Bank & Trust in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,226 | $516,450,000 | $232,000 | $4,685,000 | $98,000 | $1,055,000 |
| Refinancing | 2,104 | $646,070,000 | $307,000 | $3,405,000 | $144,000 | $1,922,000 |
| Cash-out Refinancing | 586 | $165,590,000 | $282,000 | $815,000 | $134,000 | $1,164,000 |
| Other Purpose | 61 | $10,785,000 | $176,000 | $655,000 | $153,000 | $640,000 |
| Home Improvement | 6 | $990,000 | $165,000 | $355,000 | $147,000 | $300,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,507 | $964,955,000 | $275,000 | $3,405,000 | $131,000 | $1,922,000 |
| Hispanic | 768 | $158,800,000 | $206,000 | $1,185,000 | $83,000 | $502,000 |
| Asian | 230 | $74,490,000 | $323,000 | $1,175,000 | $145,000 | $636,000 |
| Black or African American | 218 | $47,870,000 | $219,000 | $1,275,000 | $92,000 | $1,055,000 |
| Not Provided | 213 | $60,355,000 | $283,000 | $1,895,000 | $132,000 | $770,000 |
| Not applicable | 23 | $27,405,000 | $1,191,000 | $4,685,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $1,205,000 | $172,000 | $375,000 | $69,000 | $138,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $435,000 | $145,000 | $185,000 | $103,000 | $167,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,204 | $1,161,020,000 | $276,000 | $4,685,000 | $132,000 | $1,922,000 |
| FHA-insured (Federal Housing Administration) | 630 | $138,350,000 | $219,000 | $735,000 | $69,000 | $457,000 |
| VA-guaranteed (Veterans Administration) | 115 | $34,585,000 | $300,000 | $885,000 | $73,000 | $415,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 34 | $5,930,000 | $174,000 | $385,000 | $63,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,919 | $1,029,495,000 | $262,000 | $4,685,000 | $122,000 | $1,922,000 |
| Application Withdrawn By Applicant | 455 | $131,205,000 | $288,000 | $2,345,000 | $126,000 | $1,007,000 |
| Application Denied By Financial Institution | 304 | $84,070,000 | $276,000 | $1,435,000 | $99,000 | $991,000 |
| File Closed For Incompleteness | 273 | $84,955,000 | $311,000 | $1,845,000 | $135,000 | $1,164,000 |
| Application Approved But Not Accepted | 32 | $10,160,000 | $317,000 | $925,000 | $144,000 | $402,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,679 | $1,255,815,000 | $268,000 | $4,685,000 | $124,000 | $1,922,000 |
| Debt-To-Income Ratio | 106 | $27,720,000 | $261,000 | $1,195,000 | $61,000 | $231,000 |
| Collateral | 56 | $17,420,000 | $311,000 | $1,065,000 | $133,000 | $495,000 |
| Other | 46 | $13,190,000 | $286,000 | $655,000 | $122,000 | $991,000 |
| Credit History | 39 | $8,925,000 | $228,000 | $575,000 | $96,000 | $345,000 |
| Employment History | 24 | $6,860,000 | $285,000 | $1,435,000 | $105,000 | $525,000 |
| Unverifiable Information | 19 | $5,155,000 | $271,000 | $1,015,000 | $116,000 | $429,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $4,800,000 | $342,000 | $1,225,000 | $148,000 | $734,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inland Bank & Trust's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inland Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.