2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Americash
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Americash 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Americash 3080 Bristol Street, Suite 300 Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,707 |
| Total Mortgage Loan Application Amount | $965,789,000 |
| Average Mortgage Loan Application Amount | $262,000 |
| Highest Mortgage Loan Application Amount | $1,750,000 |
| Average Applicant Income | $115,000 |
| Highest Applicant Income | $7,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Americash. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Americash's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Americash's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Americash serves its applicants.
Each category highlights the total number of mortgage applications processed by Americash, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Americash's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Adams County Colorado | 5 | $ 1,378,000 | $ 275,000 | $ 98,000 |
| Alachua County Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Alameda County California | 78 | $ 31,470,000 | $ 403,000 | $ 130,000 |
| Albemarle County Virginia | 2 | $ 1,030,000 | $ 515,000 | $ 207,000 |
| Alexandria County Virginia | 3 | $ 1,324,000 | $ 441,000 | $ 169,000 |
| Anderson County Texas | 12 | $ 1,406,000 | $ 117,000 | $ 66,000 |
| Anne Arundel County Maryland | 2 | $ 520,000 | $ 260,000 | $ 70,000 |
| Appomattox County Virginia | 1 | $ 324,000 | $ 324,000 | $ 152,000 |
| Arapahoe County Colorado | 9 | $ 2,393,000 | $ 265,000 | $ 131,000 |
| Archuleta County Colorado | 1 | $ 319,000 | $ 319,000 | $ 81,000 |
| Arlington County Virginia | 6 | $ 2,509,000 | $ 418,000 | $ 196,000 |
| Armstrong County Pennsylvania | 2 | $ 622,000 | $ 311,000 | $ 143,000 |
| Atlantic County New Jersey | 1 | $ 140,000 | $ 140,000 | $ 65,000 |
| Austin County Texas | 1 | $ 233,000 | $ 233,000 | $ 73,000 |
| Baltimore County Maryland | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 385,000 | $ 385,000 | $ 53,000 |
| Bastrop County Texas | 1 | $ 163,000 | $ 163,000 | $ 61,000 |
| Beaver County Pennsylvania | 1 | $ 189,000 | $ 189,000 | $ 53,000 |
| Bedford County Virginia | 1 | $ 383,000 | $ 383,000 | $ 252,000 |
| Bell County Texas | 1 | $ 149,000 | $ 149,000 | $ 42,000 |
| Benton County Washington | 3 | $ 601,000 | $ 200,000 | $ 98,000 |
| Bergen County New Jersey | 2 | $ 575,000 | $ 287,000 | $ 31,000 |
| Berks County Pennsylvania | 1 | $ 248,000 | $ 248,000 | $ 104,000 |
| Bernalillo County New Mexico | 1 | $ 266,000 | $ 266,000 | $ 90,000 |
| Bexar County Texas | 7 | $ 1,807,000 | $ 258,000 | $ 116,000 |
| Blanco County Texas | 1 | $ 379,000 | $ 379,000 | $ 75,000 |
| Boulder County Colorado | 3 | $ 1,125,000 | $ 375,000 | $ 94,000 |
| Brazoria County Texas | 3 | $ 1,058,000 | $ 352,000 | $ 138,000 |
| Brazos County Texas | 3 | $ 636,000 | $ 212,000 | $ 93,000 |
| Brevard County Florida | 2 | $ 395,000 | $ 197,000 | $ 52,000 |
| Bristol County Massachusetts | 1 | $ 343,000 | $ 343,000 | $ 151,000 |
| Broward County Florida | 11 | $ 3,430,000 | $ 311,000 | $ 115,000 |
| Bucks County Pennsylvania | 5 | $ 1,413,000 | $ 282,000 | $ 147,000 |
| Burlington County New Jersey | 2 | $ 380,000 | $ 190,000 | $ 34,000 |
| Butte County California | 3 | $ 565,000 | $ 188,000 | $ 103,000 |
| Calaveras County California | 1 | $ 448,000 | $ 448,000 | $ 118,000 |
| Cameron County Texas | 2 | $ 401,000 | $ 200,000 | $ 61,000 |
| Canyon County Idaho | 1 | $ 202,000 | $ 202,000 | $ 103,000 |
| Catoosa County Georgia | 1 | $ 177,000 | $ 177,000 | $ 148,000 |
| Cecil County Maryland | 1 | $ 217,000 | $ 217,000 | $ 123,000 |
| Chelan County Washington | 1 | $ 417,000 | $ 417,000 | $ 103,000 |
| Cherokee County Georgia | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Chesapeake County Virginia | 6 | $ 1,742,000 | $ 290,000 | $ 121,000 |
| Chester County Pennsylvania | 5 | $ 1,663,000 | $ 332,000 | $ 127,000 |
| Chesterfield County Virginia | 2 | $ 590,000 | $ 295,000 | $ 148,000 |
| Clackamas County Oregon | 2 | $ 674,000 | $ 337,000 | $ 94,000 |
| Clark County Washington | 6 | $ 1,797,000 | $ 299,000 | $ 113,000 |
| Clarke County Virginia | 1 | $ 340,000 | $ 340,000 | $ 125,000 |
| Clay County Florida | 1 | $ 330,000 | $ 330,000 | $ 82,000 |
| Clay County Texas | 1 | $ 67,000 | $ 67,000 | $ 38,000 |
| Cleveland County Oklahoma | 1 | $ 197,000 | $ 197,000 | $ 119,000 |
| Cochise County Arizona | 1 | $ 271,000 | $ 271,000 | $ 63,000 |
| Coconino County Arizona | 3 | $ 1,418,000 | $ 472,000 | $ 130,000 |
| Collin County Texas | 19 | $ 6,253,000 | $ 329,000 | $ 128,000 |
| Colusa County California | 1 | $ 275,000 | $ 275,000 | $ 183,000 |
| Comal County Texas | 1 | $ 216,000 | $ 216,000 | $ 93,000 |
| Contra Costa County California | 51 | $ 21,727,000 | $ 426,000 | $ 140,000 |
| Cook County Illinois | 12 | $ 3,980,000 | $ 331,000 | $ 143,000 |
| Cowlitz County Washington | 1 | $ 283,000 | $ 283,000 | $ 82,000 |
| Dakota County Minnesota | 1 | $ 314,000 | $ 314,000 | $ 87,000 |
| Dallas County Texas | 17 | $ 4,369,000 | $ 257,000 | $ 108,000 |
| Dauphin County Pennsylvania | 3 | $ 1,071,000 | $ 357,000 | $ 145,000 |
| Davis County Utah | 1 | $ 189,000 | $ 189,000 | $ 168,000 |
| Denton County Texas | 11 | $ 2,600,000 | $ 236,000 | $ 114,000 |
| Denver County Colorado | 8 | $ 2,491,000 | $ 311,000 | $ 46,000 |
| Douglas County Colorado | 4 | $ 1,124,000 | $ 281,000 | $ 109,000 |
| DuPage County Illinois | 9 | $ 3,066,000 | $ 340,000 | $ 149,000 |
| Duval County Florida | 2 | $ 309,000 | $ 154,000 | $ 68,000 |
| El Dorado County California | 14 | $ 5,045,000 | $ 360,000 | $ 147,000 |
| El Paso County Colorado | 2 | $ 536,000 | $ 268,000 | $ 39,000 |
| El Paso County Texas | 2 | $ 637,000 | $ 318,000 | $ 133,000 |
| Ellis County Texas | 2 | $ 299,000 | $ 149,000 | $ 113,000 |
| Escambia County Florida | 1 | $ 360,000 | $ 360,000 | $ 85,000 |
| Essex County Massachusetts | 2 | $ 500,000 | $ 250,000 | $ 70,000 |
| Essex County New Jersey | 1 | $ 269,000 | $ 269,000 | $ 328,000 |
| Fairfax County Virginia | 41 | $ 15,746,000 | $ 384,000 | $ 166,000 |
| Fairfield County Connecticut | 5 | $ 1,651,000 | $ 330,000 | $ 129,000 |
| Falls Church County Virginia | 1 | $ 612,000 | $ 612,000 | $ 149,000 |
| Fauquier County Virginia | 2 | $ 710,000 | $ 355,000 | $ 80,000 |
| Flagler County Florida | 2 | $ 601,000 | $ 300,000 | $ 56,000 |
| Fort Bend County Texas | 15 | $ 5,285,000 | $ 352,000 | $ 149,000 |
| Franklin County Pennsylvania | 1 | $ 201,000 | $ 201,000 | $ 41,000 |
| Frederick County Maryland | 1 | $ 238,000 | $ 238,000 | $ 109,000 |
| Frederick County Virginia | 2 | $ 702,000 | $ 351,000 | $ 111,000 |
| Fresno County California | 16 | $ 4,154,000 | $ 259,000 | $ 144,000 |
| Fulton County Georgia | 2 | $ 560,000 | $ 280,000 | $ 141,000 |
| Galveston County Texas | 5 | $ 1,587,000 | $ 317,000 | $ 131,000 |
| Genesee County Michigan | 2 | $ 182,000 | $ 91,000 | $ 74,000 |
| Gila County Arizona | 2 | $ 704,000 | $ 352,000 | $ 227,000 |
| Glenn County California | 1 | $ 338,000 | $ 338,000 | $ 120,000 |
| Gloucester County New Jersey | 1 | $ 217,000 | $ 217,000 | $ 107,000 |
| Grant County Washington | 3 | $ 1,093,000 | $ 364,000 | $ 174,000 |
| Grayson County Texas | 1 | $ 248,000 | $ 248,000 | $ 245,000 |
| Gregg County Texas | 1 | $ 374,000 | $ 374,000 | $ 230,000 |
| Guadalupe County Texas | 1 | $ 570,000 | $ 570,000 | $ 105,000 |
| Gunnison County Colorado | 1 | $ 1,104,000 | $ 1,104,000 | $ 537,000 |
| Hall County Georgia | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
| Harris County Texas | 46 | $ 13,642,000 | $ 296,000 | $ 147,000 |
| Harrison County Texas | 1 | $ 89,000 | $ 89,000 | $ 37,000 |
| Hays County Texas | 2 | $ 777,000 | $ 388,000 | $ 159,000 |
| Henderson County Texas | 3 | $ 565,000 | $ 188,000 | $ 66,000 |
| Henrico County Virginia | 4 | $ 1,209,000 | $ 302,000 | $ 127,000 |
| Hidalgo County Texas | 3 | $ 818,000 | $ 272,000 | $ 119,000 |
| Hillsborough County Florida | 2 | $ 612,000 | $ 306,000 | $ 227,000 |
| Hood County Texas | 1 | $ 219,000 | $ 219,000 | $ 82,000 |
| Hopkins County Texas | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Horry County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 133,000 |
| Howard County Maryland | 2 | $ 655,000 | $ 327,000 | $ 89,000 |
| Hudson County New Jersey | 2 | $ 516,000 | $ 258,000 | $ 116,000 |
| Hunt County Texas | 2 | $ 181,000 | $ 90,000 | $ 48,000 |
| Inyo County California | 1 | $ 326,000 | $ 326,000 | $ 115,000 |
| Island County Washington | 1 | $ 259,000 | $ 259,000 | $ 43,000 |
| Isle of Wight County Virginia | 1 | $ 284,000 | $ 284,000 | $ 53,000 |
| Jackson County Oregon | 1 | $ 300,000 | $ 300,000 | $ 137,000 |
| James City County Virginia | 4 | $ 1,231,000 | $ 307,000 | $ 166,000 |
| Jefferson County Colorado | 3 | $ 776,000 | $ 258,000 | $ 61,000 |
| Johnson County Texas | 1 | $ 201,000 | $ 201,000 | $ 97,000 |
| Kane County Illinois | 4 | $ 1,029,000 | $ 257,000 | $ 94,000 |
| Kaufman County Texas | 2 | $ 264,000 | $ 132,000 | $ 63,000 |
| Kendall County Illinois | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| Kern County California | 16 | $ 4,035,000 | $ 252,000 | $ 139,000 |
| King County Washington | 62 | $ 21,647,000 | $ 349,000 | $ 130,000 |
| Kings County California | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Kitsap County Washington | 6 | $ 2,135,000 | $ 355,000 | $ 145,000 |
| La Plata County Colorado | 1 | $ 417,000 | $ 417,000 | $ 160,000 |
| Lake County Florida | 1 | $ 280,000 | $ 280,000 | $ 139,000 |
| Lake County Illinois | 5 | $ 2,198,000 | $ 439,000 | $ 194,000 |
| Lancaster County Virginia | 1 | $ 588,000 | $ 588,000 | $ 177,000 |
| Lane County Oregon | 1 | $ 209,000 | $ 209,000 | $ 102,000 |
| Larimer County Colorado | 3 | $ 683,000 | $ 227,000 | $ 89,000 |
| Lee County Florida | 3 | $ 494,000 | $ 164,000 | $ 61,000 |
| Leon County Florida | 2 | $ 560,000 | $ 280,000 | $ 238,000 |
| Lincoln County Washington | 1 | $ 264,000 | $ 264,000 | $ 56,000 |
| Linn County Oregon | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Litchfield County Connecticut | 1 | $ 365,000 | $ 365,000 | $ 130,000 |
| Los Angeles County California | 491 | $ 192,409,000 | $ 391,000 | $ 133,000 |
| Loudoun County Virginia | 17 | $ 5,851,000 | $ 344,000 | $ 165,000 |
| Lubbock County Texas | 1 | $ 480,000 | $ 480,000 | $ 139,000 |
| Luzerne County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 52,000 |
| Madera County California | 5 | $ 1,214,000 | $ 242,000 | $ 129,000 |
| Manassas Park County Virginia | 1 | $ 140,000 | $ 140,000 | $ 194,000 |
| Manatee County Florida | 1 | $ 285,000 | $ 285,000 | $ 180,000 |
| Maricopa County Arizona | 56 | $ 16,913,000 | $ 302,000 | $ 126,000 |
| Marin County California | 7 | $ 3,820,000 | $ 545,000 | $ 135,000 |
| Martin County Florida | 3 | $ 1,103,000 | $ 367,000 | $ 61,000 |
| Mason County Washington | 1 | $ 417,000 | $ 417,000 | $ 123,000 |
| McHenry County Illinois | 1 | $ 163,000 | $ 163,000 | $ 53,000 |
| McLennan County Texas | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Mecklenburg County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 70,000 |
| Mendocino County California | 2 | $ 1,211,000 | $ 605,000 | $ 299,000 |
| Merced County California | 9 | $ 2,394,000 | $ 266,000 | $ 67,000 |
| Mercer County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 270,000 |
| Miami-Dade County Florida | 5 | $ 1,335,000 | $ 267,000 | $ 96,000 |
| Middlesex County Connecticut | 2 | $ 477,000 | $ 238,000 | $ 36,000 |
| Middlesex County Massachusetts | 6 | $ 3,501,000 | $ 583,000 | $ 199,000 |
| Middlesex County New Jersey | 5 | $ 1,177,000 | $ 235,000 | $ 108,000 |
| Midland County Texas | 1 | $ 254,000 | $ 254,000 | $ 173,000 |
| Mohave County Arizona | 3 | $ 1,095,000 | $ 365,000 | $ 162,000 |
| Monmouth County New Jersey | 4 | $ 1,042,000 | $ 260,000 | $ 95,000 |
| Mono County California | 1 | $ 417,000 | $ 417,000 | $ 233,000 |
| Monroe County Florida | 2 | $ 695,000 | $ 347,000 | $ 228,000 |
| Monroe County Pennsylvania | 1 | $ 269,000 | $ 269,000 | $ 138,000 |
| Monterey County California | 23 | $ 7,787,000 | $ 338,000 | $ 133,000 |
| Montgomery County Maryland | 2 | $ 440,000 | $ 220,000 | $ 56,000 |
| Montgomery County Pennsylvania | 3 | $ 1,274,000 | $ 424,000 | $ 59,000 |
| Montgomery County Texas | 12 | $ 3,970,000 | $ 330,000 | $ 159,000 |
| Morgan County Georgia | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Morris County New Jersey | 2 | $ 1,022,000 | $ 511,000 | $ 275,000 |
| Multnomah County Oregon | 7 | $ 1,962,000 | $ 280,000 | $ 61,000 |
| Nacogdoches County Texas | 2 | $ 342,000 | $ 171,000 | $ 61,000 |
| Napa County California | 3 | $ 1,395,000 | $ 465,000 | $ 169,000 |
| Navarro County Texas | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Nevada County California | 9 | $ 3,085,000 | $ 342,000 | $ 77,000 |
| New London County Connecticut | 2 | $ 629,000 | $ 314,000 | $ 477,000 |
| Newport News County Virginia | 1 | $ 270,000 | $ 270,000 | $ 73,000 |
| Norfolk County Massachusetts | 3 | $ 1,309,000 | $ 436,000 | $ 153,000 |
| Northampton County Virginia | 1 | $ 315,000 | $ 315,000 | $ 89,000 |
| Oakland County Michigan | 1 | $ 204,000 | $ 204,000 | $ 44,000 |
| Ocean County New Jersey | 3 | $ 794,000 | $ 264,000 | $ 89,000 |
| Oklahoma County Oklahoma | 1 | $ 161,000 | $ 161,000 | $ 65,000 |
| Orange County California | 228 | $ 101,268,000 | $ 444,000 | $ 154,000 |
| Orange County Florida | 3 | $ 615,000 | $ 205,000 | $ 277,000 |
| Orange County Virginia | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Osceola County Florida | 1 | $ 276,000 | $ 276,000 | $ 210,000 |
| Palm Beach County Florida | 16 | $ 6,008,000 | $ 375,000 | $ 134,000 |
| Parker County Texas | 3 | $ 855,000 | $ 285,000 | $ 110,000 |
| Pasco County Florida | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 273,000 | $ 273,000 | $ 84,000 |
| Philadelphia County Pennsylvania | 2 | $ 348,000 | $ 174,000 | $ 87,000 |
| Pierce County Washington | 13 | $ 3,435,000 | $ 264,000 | $ 81,000 |
| Pima County Arizona | 10 | $ 3,063,000 | $ 306,000 | $ 132,000 |
| Pinal County Arizona | 2 | $ 564,000 | $ 282,000 | $ 45,000 |
| Pinellas County Florida | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Placer County California | 26 | $ 9,803,000 | $ 377,000 | $ 130,000 |
| Plymouth County Massachusetts | 1 | $ 323,000 | $ 323,000 | $ 79,000 |
| Polk County Florida | 1 | $ 248,000 | $ 248,000 | $ 65,000 |
| Pottawatomie County Oklahoma | 1 | $ 180,000 | $ 180,000 | $ 65,000 |
| Prince George's County Maryland | 9 | $ 2,233,000 | $ 248,000 | $ 74,000 |
| Prince William County Virginia | 9 | $ 2,265,000 | $ 251,000 | $ 137,000 |
| Rains County Texas | 1 | $ 196,000 | $ 196,000 | $ 55,000 |
| Riverside County California | 149 | $ 48,009,000 | $ 322,000 | $ 117,000 |
| Rockwall County Texas | 3 | $ 758,000 | $ 252,000 | $ 124,000 |
| Sacramento County California | 38 | $ 11,913,000 | $ 313,000 | $ 123,000 |
| Salt Lake County Utah | 1 | $ 378,000 | $ 378,000 | $ 175,000 |
| San Benito County California | 4 | $ 1,803,000 | $ 450,000 | $ 162,000 |
| San Bernardino County California | 139 | $ 47,228,000 | $ 339,000 | $ 118,000 |
| San Diego County California | 129 | $ 50,667,000 | $ 392,000 | $ 120,000 |
| San Francisco County California | 26 | $ 12,738,000 | $ 489,000 | $ 142,000 |
| San Joaquin County California | 31 | $ 9,605,000 | $ 309,000 | $ 107,000 |
| San Luis Obispo County California | 22 | $ 8,306,000 | $ 377,000 | $ 108,000 |
| San Mateo County California | 30 | $ 16,163,000 | $ 538,000 | $ 171,000 |
| Sangamon County Illinois | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Santa Barbara County California | 10 | $ 3,640,000 | $ 364,000 | $ 97,000 |
| Santa Clara County California | 91 | $ 41,246,000 | $ 453,000 | $ 138,000 |
| Santa Cruz County California | 12 | $ 5,655,000 | $ 471,000 | $ 119,000 |
| Santa Rosa County Florida | 1 | $ 229,000 | $ 229,000 | $ 250,000 |
| Schuylkill County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 29,000 |
| Seminole County Florida | 1 | $ 183,000 | $ 183,000 | $ 86,000 |
| Shasta County California | 4 | $ 1,010,000 | $ 252,000 | $ 120,000 |
| Skagit County Washington | 4 | $ 1,203,000 | $ 300,000 | $ 118,000 |
| Smith County Texas | 48 | $ 8,234,000 | $ 171,000 | $ 65,000 |
| Snohomish County Washington | 18 | $ 5,698,000 | $ 316,000 | $ 102,000 |
| Solano County California | 23 | $ 7,902,000 | $ 343,000 | $ 118,000 |
| Somerset County New Jersey | 2 | $ 931,000 | $ 465,000 | $ 238,000 |
| Sonoma County California | 18 | $ 7,359,000 | $ 408,000 | $ 119,000 |
| Spokane County Washington | 2 | $ 403,000 | $ 201,000 | $ 99,000 |
| Spotsylvania County Virginia | 2 | $ 787,000 | $ 393,000 | $ 128,000 |
| St. Lucie County Florida | 2 | $ 475,000 | $ 237,000 | $ 126,000 |
| Stafford County Virginia | 1 | $ 350,000 | $ 350,000 | $ 76,000 |
| Stanislaus County California | 11 | $ 3,235,000 | $ 294,000 | $ 92,000 |
| Suffolk County Massachusetts | 2 | $ 677,000 | $ 338,000 | $ 230,000 |
| Summit County Utah | 1 | $ 352,000 | $ 352,000 | $ 130,000 |
| Tarrant County Texas | 13 | $ 3,658,000 | $ 281,000 | $ 120,000 |
| Tehama County California | 1 | $ 363,000 | $ 363,000 | $ 107,000 |
| Thurston County Washington | 2 | $ 1,040,000 | $ 520,000 | $ 198,000 |
| Travis County Texas | 19 | $ 6,335,000 | $ 333,000 | $ 141,000 |
| Tulare County California | 5 | $ 1,309,000 | $ 261,000 | $ 52,000 |
| Tuolumne County California | 3 | $ 992,000 | $ 330,000 | $ 133,000 |
| Union County New Jersey | 4 | $ 1,096,000 | $ 274,000 | $ 69,000 |
| Upshur County Texas | 1 | $ 169,000 | $ 169,000 | $ 68,000 |
| Van Zandt County Texas | 2 | $ 265,000 | $ 132,000 | $ 38,000 |
| Ventura County California | 62 | $ 24,402,000 | $ 393,000 | $ 130,000 |
| Virginia Beach County Virginia | 4 | $ 1,155,000 | $ 288,000 | $ 101,000 |
| Volusia County Florida | 3 | $ 701,000 | $ 233,000 | $ 79,000 |
| Warren County New Jersey | 2 | $ 414,000 | $ 207,000 | $ 111,000 |
| Washington County Oregon | 2 | $ 475,000 | $ 237,000 | $ 120,000 |
| Waukesha County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 136,000 |
| Webb County Texas | 1 | $ 140,000 | $ 140,000 | $ 33,000 |
| Weld County Colorado | 2 | $ 459,000 | $ 229,000 | $ 45,000 |
| Whatcom County Washington | 2 | $ 442,000 | $ 221,000 | $ 137,000 |
| Wichita County Texas | 9 | $ 904,000 | $ 100,000 | $ 42,000 |
| Will County Illinois | 4 | $ 1,060,000 | $ 265,000 | $ 122,000 |
| Williamson County Texas | 5 | $ 1,554,000 | $ 310,000 | $ 189,000 |
| Wood County Texas | 1 | $ 122,000 | $ 122,000 | $ 35,000 |
| Worcester County Maryland | 1 | $ 270,000 | $ 270,000 | $ 75,000 |
| Yamhill County Oregon | 1 | $ 205,000 | $ 205,000 | $ 121,000 |
| Yavapai County Arizona | 4 | $ 1,412,000 | $ 353,000 | $ 36,000 |
| Yolo County California | 2 | $ 676,000 | $ 338,000 | $ 115,000 |
| York County Pennsylvania | 4 | $ 756,000 | $ 189,000 | $ 152,000 |
| York County Virginia | 1 | $ 221,000 | $ 221,000 | $ 120,000 |
| Yuba County California | 1 | $ 237,000 | $ 237,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for Americash in 2015
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,514 | $908,695,000 | $361,000 | $1,750,000 | $128,000 | $7,200,000 |
| Home Purchase | 192 | $56,965,000 | $296,000 | $1,279,000 | $122,000 | $1,401,000 |
| Home Improvement | 1 | $129,000 | $129,000 | $129,000 | $95,000 | $95,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,543 | $557,715,000 | $361,000 | $1,750,000 | $129,000 | $1,401,000 |
| Hispanic | 389 | $128,995,000 | $331,000 | $1,362,000 | $105,000 | $363,000 |
| Not Provided | 328 | $117,737,000 | $358,000 | $1,280,000 | $129,000 | $621,000 |
| Asian | 296 | $111,612,000 | $377,000 | $900,000 | $136,000 | $524,000 |
| Black or African American | 112 | $37,058,000 | $330,000 | $880,000 | $168,000 | $7,200,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $7,686,000 | $349,000 | $626,000 | $102,000 | $176,000 |
| American Indian or Alaskan Native | 16 | $4,656,000 | $291,000 | $676,000 | $98,000 | $245,000 |
| Not applicable | 1 | $330,000 | $330,000 | $330,000 | $114,000 | $114,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,267 | $826,852,000 | $364,000 | $1,750,000 | $137,000 | $7,200,000 |
| FHA-insured (Federal Housing Administration) | 344 | $103,485,000 | $300,000 | $636,000 | $73,000 | $337,000 |
| VA-guaranteed (Veterans Administration) | 94 | $35,175,000 | $374,000 | $714,000 | $93,000 | $275,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $277,000 | $138,000 | $161,000 | $58,000 | $60,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,500 | $533,968,000 | $355,000 | $1,362,000 | $129,000 | $1,028,000 |
| Application Withdrawn By Applicant | 736 | $261,556,000 | $355,000 | $1,750,000 | $134,000 | $7,200,000 |
| Application Denied By Financial Institution | 369 | $132,850,000 | $360,000 | $1,225,000 | $104,000 | $1,401,000 |
| File Closed For Incompleteness | 101 | $36,793,000 | $364,000 | $1,735,000 | $140,000 | $720,000 |
| Application Approved But Not Accepted | 1 | $622,000 | $622,000 | $622,000 | $130,000 | $130,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 110 | $41,685,000 | $378,000 | $1,225,000 | $85,000 | $404,000 |
| Other | 88 | $31,265,000 | $355,000 | $745,000 | $116,000 | $800,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 59 | $20,363,000 | $345,000 | $700,000 | $83,000 | $457,000 |
| Credit History | 54 | $18,334,000 | $339,000 | $1,119,000 | $121,000 | $1,401,000 |
| Collateral | 35 | $13,253,000 | $378,000 | $590,000 | $146,000 | $340,000 |
| Unverifiable Information | 5 | $1,739,000 | $347,000 | $558,000 | $99,000 | $142,000 |
| Employment History | 2 | $684,000 | $342,000 | $342,000 | $57,000 | $74,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Americash's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Americash's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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