Americanwest Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Americanwest Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Americanwest Bank P O Box 105 Chewelah, WA 99109 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,944 |
| Total Mortgage Loan Application Amount | $1,434,557,000 |
| Average Mortgage Loan Application Amount | $1,520,000 |
| Highest Mortgage Loan Application Amount | $16,124,000 |
| Average Applicant Income | $75,333 |
| Highest Applicant Income | $4,137,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Americanwest Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Americanwest Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Americanwest Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Americanwest Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Americanwest Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Americanwest Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Spokane County Washington | 363 | $ 55,429,000 | $ 152,000 | $ 66,000 |
| San Diego County California | 210 | $ 139,530,000 | $ 664,000 | $ 143,000 |
| King County Washington | 129 | $ 120,055,000 | $ 930,000 | $ 129,000 |
| Los Angeles County California | 103 | $ 161,873,000 | $ 1,571,000 | $ 71,000 |
| Riverside County California | 90 | $ 72,451,000 | $ 805,000 | $ 71,000 |
| Jackson County Oregon | 75 | $ 32,036,000 | $ 427,000 | $ 109,000 |
| Franklin County Washington | 60 | $ 7,316,000 | $ 121,000 | $ 44,000 |
| San Bernardino County California | 50 | $ 22,360,000 | $ 447,000 | $ 89,000 |
| Pierce County Washington | 50 | $ 83,054,000 | $ 1,661,000 | $ 55,000 |
| Stevens County Washington | 49 | $ 7,882,000 | $ 160,000 | $ 60,000 |
| Snohomish County Washington | 38 | $ 15,354,000 | $ 404,000 | $ 144,000 |
| Salt Lake County Utah | 37 | $ 82,833,000 | $ 2,238,000 | $ 94,000 |
| Benton County Washington | 37 | $ 20,756,000 | $ 560,000 | $ 53,000 |
| Sacramento County California | 35 | $ 54,588,000 | $ 1,559,000 | $ 42,000 |
| Utah County Utah | 30 | $ 17,947,000 | $ 598,000 | $ 50,000 |
| Kootenai County Idaho | 29 | $ 5,658,000 | $ 195,000 | $ 134,000 |
| Latah County Idaho | 28 | $ 5,534,000 | $ 197,000 | $ 88,000 |
| Yakima County Washington | 27 | $ 12,238,000 | $ 453,000 | $ 370,000 |
| Whitman County Washington | 24 | $ 5,090,000 | $ 212,000 | $ 96,000 |
| Douglas County Oregon | 21 | $ 5,243,000 | $ 249,000 | $ 91,000 |
| Orange County California | 20 | $ 26,572,000 | $ 1,328,000 | $ 113,000 |
| Tehama County California | 20 | $ 2,688,000 | $ 134,000 | $ 170,000 |
| Umatilla County Oregon | 19 | $ 2,242,000 | $ 118,000 | $ 39,000 |
| Grant County Washington | 19 | $ 3,567,000 | $ 187,000 | $ 194,000 |
| Fresno County California | 18 | $ 53,681,000 | $ 2,982,000 | $ 0 |
| Island County Washington | 16 | $ 4,219,000 | $ 263,000 | $ 88,000 |
| Walla Walla County Washington | 16 | $ 2,990,000 | $ 186,000 | $ 96,000 |
| Solano County California | 12 | $ 46,071,000 | $ 3,839,000 | $ 52,000 |
| Maricopa County Arizona | 11 | $ 21,902,000 | $ 1,991,000 | $ 12,000 |
| Contra Costa County California | 11 | $ 23,535,000 | $ 2,139,000 | $ 68,000 |
| Denver County Colorado | 11 | $ 40,555,000 | $ 3,686,000 | $ 0 |
| Jefferson County Colorado | 11 | $ 12,713,000 | $ 1,155,000 | $ 0 |
| Lincoln County Washington | 11 | $ 975,000 | $ 88,000 | $ 53,000 |
| Alameda County California | 10 | $ 31,188,000 | $ 3,118,000 | $ 0 |
| Ada County Idaho | 10 | $ 10,987,000 | $ 1,098,000 | $ 59,000 |
| Bonner County Idaho | 9 | $ 2,367,000 | $ 263,000 | $ 181,000 |
| El Paso County Colorado | 8 | $ 15,174,000 | $ 1,896,000 | $ 0 |
| Benewah County Idaho | 8 | $ 784,000 | $ 98,000 | $ 42,000 |
| Union County Oregon | 8 | $ 1,176,000 | $ 147,000 | $ 60,000 |
| Pima County Arizona | 7 | $ 25,026,000 | $ 3,575,000 | $ 0 |
| Josephine County Oregon | 7 | $ 1,185,000 | $ 169,000 | $ 58,000 |
| Multnomah County Oregon | 7 | $ 11,486,000 | $ 1,640,000 | $ 72,000 |
| Okanogan County Washington | 7 | $ 846,000 | $ 120,000 | $ 49,000 |
| Butte County California | 6 | $ 1,165,000 | $ 194,000 | $ 86,000 |
| San Francisco County California | 6 | $ 26,023,000 | $ 4,337,000 | $ 0 |
| Adams County Colorado | 6 | $ 5,750,000 | $ 958,000 | $ 0 |
| Asotin County Washington | 6 | $ 811,000 | $ 135,000 | $ 75,000 |
| Yolo County California | 5 | $ 647,000 | $ 129,000 | $ 133,000 |
| Nez Perce County Idaho | 5 | $ 913,000 | $ 182,000 | $ 95,000 |
| Chelan County Washington | 5 | $ 729,000 | $ 145,000 | $ 148,000 |
| Columbia County Washington | 5 | $ 958,000 | $ 191,000 | $ 72,000 |
| Thurston County Washington | 5 | $ 7,846,000 | $ 1,569,000 | $ 52,000 |
| Santa Clara County California | 4 | $ 6,437,000 | $ 1,609,000 | $ 0 |
| Siskiyou County California | 4 | $ 445,000 | $ 111,000 | $ 25,000 |
| Arapahoe County Colorado | 4 | $ 5,279,000 | $ 1,319,000 | $ 0 |
| Deschutes County Oregon | 4 | $ 3,259,000 | $ 814,000 | $ 339,000 |
| Davis County Utah | 4 | $ 6,024,000 | $ 1,506,000 | $ 195,000 |
| Kitsap County Washington | 4 | $ 2,137,000 | $ 534,000 | $ 277,000 |
| Mason County Washington | 4 | $ 768,000 | $ 192,000 | $ 71,000 |
| Nevada County California | 3 | $ 1,240,000 | $ 413,000 | $ 119,000 |
| San Mateo County California | 3 | $ 8,150,000 | $ 2,716,000 | $ 0 |
| Shasta County California | 3 | $ 5,151,000 | $ 1,717,000 | $ 55,000 |
| Sonoma County California | 3 | $ 6,722,000 | $ 2,240,000 | $ 141,000 |
| Shoshone County Idaho | 3 | $ 449,000 | $ 149,000 | $ 76,000 |
| Missoula County Montana | 3 | $ 616,000 | $ 205,000 | $ 50,000 |
| Klamath County Oregon | 3 | $ 342,000 | $ 114,000 | $ 63,000 |
| Washington County Utah | 3 | $ 597,000 | $ 199,000 | $ 179,000 |
| Weber County Utah | 3 | $ 6,804,000 | $ 2,268,000 | $ 0 |
| Cowlitz County Washington | 3 | $ 513,000 | $ 171,000 | $ 83,000 |
| Ferry County Washington | 3 | $ 402,000 | $ 134,000 | $ 40,000 |
| Mohave County Arizona | 2 | $ 281,000 | $ 140,000 | $ 152,000 |
| Imperial County California | 2 | $ 517,000 | $ 258,000 | $ 60,000 |
| Kern County California | 2 | $ 5,388,000 | $ 2,694,000 | $ 0 |
| Placer County California | 2 | $ 5,542,000 | $ 2,771,000 | $ 265,000 |
| San Joaquin County California | 2 | $ 2,222,000 | $ 1,111,000 | $ 0 |
| Stanislaus County California | 2 | $ 12,649,000 | $ 6,324,000 | $ 0 |
| Ventura County California | 2 | $ 2,117,000 | $ 1,058,000 | $ 92,000 |
| Bonneville County Idaho | 2 | $ 1,673,000 | $ 836,000 | $ 16,000 |
| Clearwater County Idaho | 2 | $ 352,000 | $ 176,000 | $ 42,000 |
| Bernalillo County New Mexico | 2 | $ 4,135,000 | $ 2,067,000 | $ 0 |
| Clackamas County Oregon | 2 | $ 3,298,000 | $ 1,649,000 | $ 180,000 |
| Lane County Oregon | 2 | $ 6,565,000 | $ 3,282,000 | $ 38,000 |
| Lincoln County Oregon | 2 | $ 534,000 | $ 267,000 | $ 149,000 |
| Morrow County Oregon | 2 | $ 303,000 | $ 151,000 | $ 72,000 |
| Rich County Utah | 2 | $ 300,000 | $ 150,000 | $ 254,000 |
| Tooele County Utah | 2 | $ 347,000 | $ 173,000 | $ 56,000 |
| Adams County Washington | 2 | $ 218,000 | $ 109,000 | $ 25,000 |
| Clark County Washington | 2 | $ 5,258,000 | $ 2,629,000 | $ 0 |
| Jefferson County Washington | 2 | $ 308,000 | $ 154,000 | $ 144,000 |
| Pacific County Washington | 2 | $ 122,000 | $ 61,000 | $ 27,000 |
| San Juan County Washington | 2 | $ 2,127,000 | $ 1,063,000 | $ 783,000 |
| Yuma County Arizona | 1 | $ 170,000 | $ 170,000 | $ 46,000 |
| El Dorado County California | 1 | $ 720,000 | $ 720,000 | $ 383,000 |
| Glenn County California | 1 | $ 50,000 | $ 50,000 | $ 4,000 |
| Marin County California | 1 | $ 677,000 | $ 677,000 | $ 126,000 |
| Mono County California | 1 | $ 400,000 | $ 400,000 | $ 183,000 |
| Monterey County California | 1 | $ 1,560,000 | $ 1,560,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 375,000 | $ 375,000 | $ 240,000 |
| Yuba County California | 1 | $ 100,000 | $ 100,000 | $ 218,000 |
| Lee County Florida | 1 | $ 360,000 | $ 360,000 | $ 4,137,000 |
| Maui County Hawaii | 1 | $ 440,000 | $ 440,000 | $ 183,000 |
| Canyon County Idaho | 1 | $ 899,000 | $ 899,000 | $ 0 |
| Lemhi County Idaho | 1 | $ 181,000 | $ 181,000 | $ 88,000 |
| Cascade County Montana | 1 | $ 167,000 | $ 167,000 | $ 80,000 |
| Dawson County Montana | 1 | $ 104,000 | $ 104,000 | $ 26,000 |
| Flathead County Montana | 1 | $ 232,000 | $ 232,000 | $ 52,000 |
| Gallatin County Montana | 1 | $ 147,000 | $ 147,000 | $ 34,000 |
| Yellowstone County Montana | 1 | $ 166,000 | $ 166,000 | $ 54,000 |
| Clatsop County Oregon | 1 | $ 314,000 | $ 314,000 | $ 281,000 |
| Crook County Oregon | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Linn County Oregon | 1 | $ 168,000 | $ 168,000 | $ 27,000 |
| Wallowa County Oregon | 1 | $ 392,000 | $ 392,000 | $ 771,000 |
| Washington County Oregon | 1 | $ 383,000 | $ 383,000 | $ 119,000 |
| Yamhill County Oregon | 1 | $ 404,000 | $ 404,000 | $ 237,000 |
| Iron County Utah | 1 | $ 192,000 | $ 192,000 | $ 93,000 |
| Clallam County Washington | 1 | $ 102,000 | $ 102,000 | $ 49,000 |
| Douglas County Washington | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
| Kittitas County Washington | 1 | $ 315,000 | $ 315,000 | $ 167,000 |
| Lewis County Washington | 1 | $ 171,000 | $ 171,000 | $ 96,000 |
| Pend Oreille County Washington | 1 | $ 112,000 | $ 112,000 | $ 157,000 |
| Skagit County Washington | 1 | $ 222,000 | $ 222,000 | $ 69,000 |
| Whatcom County Washington | 1 | $ 1,150,000 | $ 1,150,000 | $ 0 |
Mortgage Loan Application Detail Totals for Americanwest Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,095 | $549,528,000 | $501,000 | $13,125,000 | $86,000 | $4,137,000 |
| Refinancing | 807 | $753,751,000 | $934,000 | $16,124,000 | $106,000 | $2,619,000 |
| Home Improvement | 42 | $131,278,000 | $3,125,000 | $15,500,000 | $34,000 | $377,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,144 | $322,421,000 | $281,000 | $11,053,000 | $122,000 | $4,137,000 |
| Hispanic | 242 | $50,200,000 | $207,000 | $2,320,000 | $69,000 | $1,022,000 |
| Not applicable | 238 | $711,131,000 | $2,987,000 | $16,124,000 | $0 | $0 |
| Not Provided | 224 | $312,260,000 | $1,394,000 | $14,865,000 | $62,000 | $783,000 |
| Asian | 70 | $28,857,000 | $412,000 | $1,854,000 | $127,000 | $627,000 |
| Black or African American | 14 | $5,850,000 | $417,000 | $1,600,000 | $98,000 | $199,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $2,135,000 | $355,000 | $800,000 | $106,000 | $274,000 |
| American Indian or Alaskan Native | 6 | $1,703,000 | $283,000 | $720,000 | $121,000 | $383,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,530 | $1,355,733,000 | $886,000 | $16,124,000 | $102,000 | $4,137,000 |
| FHA-insured (Federal Housing Administration) | 257 | $44,345,000 | $172,000 | $552,000 | $53,000 | $184,000 |
| VA-guaranteed (Veterans Administration) | 102 | $25,440,000 | $249,000 | $573,000 | $80,000 | $274,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 55 | $9,039,000 | $164,000 | $443,000 | $50,000 | $135,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,106 | $571,858,000 | $517,000 | $16,124,000 | $101,000 | $2,619,000 |
| Application Denied By Financial Institution | 535 | $733,989,000 | $1,371,000 | $14,865,000 | $58,000 | $4,137,000 |
| Application Approved But Not Accepted | 157 | $80,855,000 | $515,000 | $10,150,000 | $107,000 | $2,127,000 |
| Application Withdrawn By Applicant | 134 | $43,213,000 | $322,000 | $2,900,000 | $133,000 | $1,486,000 |
| File Closed For Incompleteness | 12 | $4,642,000 | $386,000 | $1,500,000 | $306,000 | $783,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Americanwest Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Americanwest Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.