Americanwest Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Americanwest Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Americanwest Bank P O Box 105 Chewelah, WA 99109 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 961 |
| Total Mortgage Loan Application Amount | $169,624,000 |
| Average Mortgage Loan Application Amount | $147,333 |
| Highest Mortgage Loan Application Amount | $6,280,000 |
| Average Applicant Income | $76,666 |
| Highest Applicant Income | $3,522,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Americanwest Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Americanwest Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Americanwest Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Americanwest Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Americanwest Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Americanwest Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Spokane County Washington | 263 | $ 61,455,000 | $ 233,000 | $ 126,000 |
| Grant County Washington | 103 | $ 12,510,000 | $ 121,000 | $ 65,000 |
| Walla Walla County Washington | 65 | $ 9,214,000 | $ 141,000 | $ 75,000 |
| Yakima County Washington | 55 | $ 6,452,000 | $ 117,000 | $ 73,000 |
| Benton County Washington | 52 | $ 8,024,000 | $ 154,000 | $ 69,000 |
| Stevens County Washington | 42 | $ 4,984,000 | $ 118,000 | $ 48,000 |
| Whitman County Washington | 39 | $ 6,363,000 | $ 163,000 | $ 64,000 |
| Kootenai County Idaho | 37 | $ 9,193,000 | $ 248,000 | $ 119,000 |
| Shoshone County Idaho | 37 | $ 4,496,000 | $ 121,000 | $ 61,000 |
| Latah County Idaho | 32 | $ 3,413,000 | $ 106,000 | $ 59,000 |
| Benewah County Idaho | 28 | $ 2,833,000 | $ 101,000 | $ 58,000 |
| Nez Perce County Idaho | 22 | $ 3,202,000 | $ 145,000 | $ 57,000 |
| Kittitas County Washington | 20 | $ 3,900,000 | $ 195,000 | $ 60,000 |
| Columbia County Washington | 19 | $ 2,032,000 | $ 106,000 | $ 85,000 |
| Bonner County Idaho | 17 | $ 3,944,000 | $ 232,000 | $ 83,000 |
| Clearwater County Idaho | 17 | $ 1,618,000 | $ 95,000 | $ 37,000 |
| Franklin County Washington | 16 | $ 2,032,000 | $ 127,000 | $ 41,000 |
| Lincoln County Washington | 13 | $ 2,070,000 | $ 159,000 | $ 50,000 |
| Pend Oreille County Washington | 11 | $ 1,725,000 | $ 156,000 | $ 119,000 |
| Umatilla County Oregon | 9 | $ 1,137,000 | $ 126,000 | $ 61,000 |
| Ferry County Washington | 8 | $ 823,000 | $ 102,000 | $ 66,000 |
| King County Washington | 7 | $ 3,635,000 | $ 519,000 | $ 190,000 |
| Idaho County Idaho | 5 | $ 1,349,000 | $ 269,000 | $ 112,000 |
| Adams County Washington | 4 | $ 497,000 | $ 124,000 | $ 75,000 |
| Okanogan County Washington | 4 | $ 590,000 | $ 147,000 | $ 57,000 |
| Snohomish County Washington | 4 | $ 430,000 | $ 107,000 | $ 48,000 |
| Whatcom County Washington | 4 | $ 767,000 | $ 191,000 | $ 85,000 |
| Asotin County Washington | 3 | $ 336,000 | $ 112,000 | $ 33,000 |
| Boundary County Idaho | 2 | $ 391,000 | $ 195,000 | $ 148,000 |
| Lewis County Idaho | 2 | $ 173,000 | $ 86,000 | $ 68,000 |
| Multnomah County Oregon | 2 | $ 441,000 | $ 220,000 | $ 110,000 |
| Washington County Oregon | 2 | $ 438,000 | $ 219,000 | $ 75,000 |
| Tooele County Utah | 2 | $ 180,000 | $ 90,000 | $ 45,000 |
| Chelan County Washington | 2 | $ 404,000 | $ 202,000 | $ 60,000 |
| Clark County Washington | 2 | $ 547,000 | $ 273,000 | $ 109,000 |
| Maricopa County Arizona | 1 | $ 6,280,000 | $ 6,280,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 27,000 | $ 27,000 | $ 5,000 |
| Ada County Idaho | 1 | $ 177,000 | $ 177,000 | $ 66,000 |
| Bannock County Idaho | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Charlevoix County Michigan | 1 | $ 280,000 | $ 280,000 | $ 272,000 |
| Clatsop County Oregon | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Tillamook County Oregon | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Wallowa County Oregon | 1 | $ 46,000 | $ 46,000 | $ 33,000 |
| Grays Harbor County Washington | 1 | $ 190,000 | $ 190,000 | $ 114,000 |
| Klickitat County Washington | 1 | $ 137,000 | $ 137,000 | $ 44,000 |
| Lewis County Washington | 1 | $ 402,000 | $ 402,000 | $ 93,000 |
Mortgage Loan Application Detail Totals for Americanwest Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 577 | $116,449,000 | $201,000 | $6,280,000 | $96,000 | $3,522,000 |
| Refinancing | 303 | $45,863,000 | $151,000 | $1,600,000 | $69,000 | $574,000 |
| Home Improvement | 81 | $7,312,000 | $90,000 | $400,000 | $65,000 | $203,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 811 | $142,676,000 | $175,000 | $6,280,000 | $89,000 | $3,522,000 |
| Hispanic | 57 | $6,301,000 | $110,000 | $240,000 | $36,000 | $136,000 |
| Not Provided | 35 | $8,268,000 | $236,000 | $900,000 | $107,000 | $668,000 |
| Not applicable | 22 | $7,533,000 | $342,000 | $1,600,000 | $2,000 | $55,000 |
| American Indian or Alaskan Native | 20 | $2,463,000 | $123,000 | $250,000 | $96,000 | $397,000 |
| Asian | 12 | $1,820,000 | $151,000 | $380,000 | $98,000 | $295,000 |
| Black or African American | 2 | $133,000 | $66,000 | $112,000 | $89,000 | $89,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $430,000 | $215,000 | $270,000 | $74,000 | $96,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 902 | $161,128,000 | $178,000 | $6,280,000 | $87,000 | $3,522,000 |
| FHA-insured (Federal Housing Administration) | 42 | $5,649,000 | $134,000 | $260,000 | $51,000 | $183,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,316,000 | $146,000 | $269,000 | $42,000 | $73,000 |
| VA-guaranteed (Veterans Administration) | 8 | $1,531,000 | $191,000 | $358,000 | $47,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 606 | $116,111,000 | $191,000 | $6,280,000 | $96,000 | $3,522,000 |
| Application Approved But Not Accepted | 151 | $24,957,000 | $165,000 | $980,000 | $78,000 | $668,000 |
| Application Denied By Financial Institution | 116 | $14,385,000 | $124,000 | $980,000 | $50,000 | $450,000 |
| Application Withdrawn By Applicant | 78 | $12,736,000 | $163,000 | $510,000 | $70,000 | $314,000 |
| File Closed For Incompleteness | 10 | $1,435,000 | $143,000 | $324,000 | $69,000 | $164,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Americanwest Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Americanwest Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.