American Sterling Bank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for American Sterling Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | American Sterling Bank 535 S Sterling Sugar Creek, MO 64054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,405 |
| Total Mortgage Loan Application Amount | $1,184,447,000 |
| Average Mortgage Loan Application Amount | $177,661 |
| Highest Mortgage Loan Application Amount | $2,275,000 |
| Average Applicant Income | $97,423 |
| Highest Applicant Income | $2,220,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 732 | $ 188,114,000 | $ 256,000 | $ 112,000 |
| LAS VEGAS-PARADISE, NV | 607 | $ 136,243,000 | $ 224,000 | $ 121,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 586 | $ 181,533,000 | $ 309,000 | $ 119,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 481 | $ 180,010,000 | $ 374,000 | $ 133,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 419 | $ 145,864,000 | $ 348,000 | $ 120,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 205 | $ 37,227,000 | $ 181,000 | $ 82,000 |
| DENVER-AURORA, CO | 119 | $ 21,700,000 | $ 182,000 | $ 91,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 67 | $ 22,756,000 | $ 339,000 | $ 116,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 67 | $ 17,542,000 | $ 261,000 | $ 109,000 |
| HONOLULU, HI | 46 | $ 18,856,000 | $ 409,000 | $ 121,000 |
| KANSAS CITY, MO-KS | 44 | $ 3,064,000 | $ 69,000 | $ 55,000 |
| BAKERSFIELD, CA | 43 | $ 9,008,000 | $ 209,000 | $ 94,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 31 | $ 12,004,000 | $ 387,000 | $ 161,000 |
| STOCKTON, CA | 29 | $ 8,412,000 | $ 290,000 | $ 135,000 |
| VALLEJO-FAIRFIELD, CA | 28 | $ 8,195,000 | $ 292,000 | $ 148,000 |
| EL CENTRO, CA | 27 | $ 4,641,000 | $ 171,000 | $ 66,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 27 | $ 9,401,000 | $ 348,000 | $ 120,000 |
| FRESNO, CA | 24 | $ 5,008,000 | $ 208,000 | $ 72,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 24 | $ 10,297,000 | $ 429,000 | $ 117,000 |
| FORT COLLINS-LOVELAND, CO | 23 | $ 4,860,000 | $ 211,000 | $ 75,000 |
| YUMA, AZ | 22 | $ 2,946,000 | $ 133,000 | $ 76,000 |
| TUCSON, AZ | 20 | $ 3,180,000 | $ 159,000 | $ 95,000 |
| VISALIA-PORTERVILLE, CA | 19 | $ 3,091,000 | $ 162,000 | $ 124,000 |
| MODESTO, CA | 17 | $ 4,045,000 | $ 237,000 | $ 82,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 17 | $ 3,515,000 | $ 206,000 | $ 188,000 |
| RENO-SPARKS, NV | 16 | $ 6,209,000 | $ 388,000 | $ 109,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 15 | $ 3,611,000 | $ 240,000 | $ 154,000 |
| ST. LOUIS, MO-IL | 15 | $ 1,860,000 | $ 124,000 | $ 87,000 |
| ALBUQUERQUE, NM | 13 | $ 1,971,000 | $ 151,000 | $ 93,000 |
| SALT LAKE CITY, UT | 13 | $ 2,355,000 | $ 181,000 | $ 107,000 |
| BALTIMORE-TOWSON, MD | 12 | $ 2,669,000 | $ 222,000 | $ 86,000 |
| ORLANDO, FL | 12 | $ 1,891,000 | $ 157,000 | $ 88,000 |
| SANTA ROSA-PETALUMA, CA | 11 | $ 3,362,000 | $ 305,000 | $ 93,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 11 | $ 2,627,000 | $ 238,000 | $ 103,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 10 | $ 2,302,000 | $ 230,000 | $ 107,000 |
| GREELEY, CO | 9 | $ 1,801,000 | $ 200,000 | $ 71,000 |
| MERCED, CA | 9 | $ 2,493,000 | $ 277,000 | $ 172,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 9 | $ 2,232,000 | $ 248,000 | $ 71,000 |
| NEW HAVEN-MILFORD, CT | 9 | $ 2,637,000 | $ 293,000 | $ 77,000 |
| COLORADO SPRINGS, CO | 8 | $ 889,000 | $ 111,000 | $ 55,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 8 | $ 1,836,000 | $ 229,000 | $ 91,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 8 | $ 3,283,000 | $ 410,000 | $ 102,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 8 | $ 1,779,000 | $ 222,000 | $ 137,000 |
| CAPE CORAL-FORT MYERS, FL | 7 | $ 796,000 | $ 113,000 | $ 111,000 |
| CHICO, CA | 7 | $ 860,000 | $ 122,000 | $ 123,000 |
| PRESCOTT, AZ | 7 | $ 1,332,000 | $ 190,000 | $ 99,000 |
| SPRINGFIELD, MO | 7 | $ 877,000 | $ 125,000 | $ 64,000 |
| BOISE CITY-NAMPA, ID | 6 | $ 740,000 | $ 123,000 | $ 34,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 6 | $ 619,000 | $ 103,000 | $ 79,000 |
| HANFORD-CORCORAN, CA | 6 | $ 658,000 | $ 109,000 | $ 46,000 |
| REDDING, CA | 6 | $ 1,782,000 | $ 297,000 | $ 84,000 |
| SALINAS, CA | 6 | $ 2,453,000 | $ 408,000 | $ 116,000 |
| GRAND RAPIDS-WYOMING, MI | 5 | $ 520,000 | $ 104,000 | $ 51,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 5 | $ 692,000 | $ 138,000 | $ 53,000 |
| SARASOTA-BRADENTON-VENICE, FL | 5 | $ 1,019,000 | $ 203,000 | $ 90,000 |
| YUBA CITY, CA | 5 | $ 1,296,000 | $ 259,000 | $ 97,000 |
| BOSTON-QUINCY, MA | 4 | $ 977,000 | $ 244,000 | $ 66,000 |
| BOULDER, CO | 4 | $ 1,107,000 | $ 276,000 | $ 64,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 4 | $ 1,151,000 | $ 287,000 | $ 82,000 |
| MADERA, CA | 4 | $ 805,000 | $ 201,000 | $ 77,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 4 | $ 507,000 | $ 126,000 | $ 72,000 |
| SPOKANE, WA | 4 | $ 610,000 | $ 152,000 | $ 72,000 |
| CHEYENNE, WY | 3 | $ 300,000 | $ 100,000 | $ 54,000 |
| COEUR D'ALENE, ID | 3 | $ 427,000 | $ 142,000 | $ 138,000 |
| ESSEX COUNTY, MA | 3 | $ 978,000 | $ 326,000 | $ 76,000 |
| FLINT, MI | 3 | $ 422,000 | $ 140,000 | $ 59,000 |
| GARY, IN | 3 | $ 478,000 | $ 159,000 | $ 305,000 |
| JACKSONVILLE, FL | 3 | $ 410,000 | $ 136,000 | $ 87,000 |
| NILES-BENTON HARBOR, MI | 3 | $ 316,000 | $ 105,000 | $ 22,000 |
| NORWICH-NEW LONDON, CT | 3 | $ 433,000 | $ 144,000 | $ 65,000 |
| OCALA, FL | 3 | $ 980,000 | $ 326,000 | $ 153,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 3 | $ 465,000 | $ 155,000 | $ 57,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 3 | $ 807,000 | $ 269,000 | $ 329,000 |
| PROVO-OREM, UT | 3 | $ 577,000 | $ 192,000 | $ 86,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 3 | $ 777,000 | $ 259,000 | $ 94,000 |
| SANTA CRUZ-WATSONVILLE, CA | 3 | $ 1,249,000 | $ 416,000 | $ 397,000 |
| TACOMA, WA | 3 | $ 453,000 | $ 151,000 | $ 65,000 |
| TOPEKA, KS | 3 | $ 304,000 | $ 101,000 | $ 105,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 3 | $ 449,000 | $ 149,000 | $ 74,000 |
| BELLINGHAM, WA | 2 | $ 345,000 | $ 172,000 | $ 81,000 |
| BEND, OR | 2 | $ 353,000 | $ 176,000 | $ 126,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 2 | $ 511,000 | $ 255,000 | $ 65,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 495,000 | $ 247,000 | $ 134,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 2 | $ 662,000 | $ 331,000 | $ 79,000 |
| CARSON CITY, NV | 2 | $ 448,000 | $ 224,000 | $ 61,000 |
| CORVALLIS, OR | 2 | $ 340,000 | $ 170,000 | $ 64,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2 | $ 237,000 | $ 118,000 | $ 53,000 |
| EUGENE-SPRINGFIELD, OR | 2 | $ 461,000 | $ 230,000 | $ 120,000 |
| FORT WAYNE, IN | 2 | $ 186,000 | $ 93,000 | $ 36,000 |
| GRAND JUNCTION, CO | 2 | $ 265,000 | $ 132,000 | $ 84,000 |
| IOWA CITY, IA | 2 | $ 192,000 | $ 96,000 | $ 56,000 |
| JACKSON, MI | 2 | $ 325,000 | $ 162,000 | $ 51,000 |
| LAKELAND, FL | 2 | $ 291,000 | $ 145,000 | $ 67,000 |
| LAS CRUCES, NM | 2 | $ 378,000 | $ 189,000 | $ 65,000 |
| LOUISVILLE, KY-IN | 2 | $ 136,000 | $ 68,000 | $ 85,000 |
| LYNCHBURG, VA | 2 | $ 214,000 | $ 107,000 | $ 29,000 |
| OGDEN-CLEARFIELD, UT | 2 | $ 313,000 | $ 156,000 | $ 50,000 |
| OLYMPIA, WA | 2 | $ 405,000 | $ 202,000 | $ 68,000 |
| PANAMA CITY-LYNN HAVEN, FL | 2 | $ 570,000 | $ 285,000 | $ 108,000 |
| PUEBLO, CO | 2 | $ 372,000 | $ 186,000 | $ 518,000 |
| PUNTA GORDA, FL | 2 | $ 630,000 | $ 315,000 | $ 79,000 |
| RICHMOND, VA | 2 | $ 350,000 | $ 175,000 | $ 72,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2 | $ 542,000 | $ 271,000 | $ 69,000 |
| SALEM, OR | 2 | $ 360,000 | $ 180,000 | $ 45,000 |
| SPRINGFIELD, MA | 2 | $ 340,000 | $ 170,000 | $ 57,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 2 | $ 194,000 | $ 97,000 | $ 59,000 |
| BANGOR, ME | 1 | $ 113,000 | $ 113,000 | $ 62,000 |
| BARNSTABLE TOWN, MA | 1 | $ 431,000 | $ 431,000 | $ 134,000 |
| BOWLING GREEN, KY | 1 | $ 161,000 | $ 161,000 | $ 180,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 1 | $ 32,000 | $ 32,000 | $ 17,000 |
| CHARLOTTESVILLE, VA | 1 | $ 198,000 | $ 198,000 | $ 60,000 |
| COLUMBUS, IN | 1 | $ 354,000 | $ 354,000 | $ 193,000 |
| DES MOINES, IA | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
| DURHAM, NC | 1 | $ 200,000 | $ 200,000 | $ 70,000 |
| FARGO, ND-MN | 1 | $ 117,000 | $ 117,000 | $ 78,000 |
| FARMINGTON, NM | 1 | $ 104,000 | $ 104,000 | $ 34,000 |
| GAINESVILLE, FL | 1 | $ 166,000 | $ 166,000 | $ 87,000 |
| GRAND FORKS, ND-MN | 1 | $ 118,000 | $ 118,000 | $ 0 |
| HOLLAND-GRAND HAVEN, MI | 1 | $ 112,000 | $ 112,000 | $ 51,000 |
| IDAHO FALLS, ID | 1 | $ 88,000 | $ 88,000 | $ 33,000 |
| INDIANAPOLIS, IN | 1 | $ 99,000 | $ 99,000 | $ 47,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 140,000 | $ 140,000 | $ 102,000 |
| LANSING-EAST LANSING, MI | 1 | $ 250,000 | $ 250,000 | $ 115,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 195,000 | $ 195,000 | $ 88,000 |
| MANCHESTER-NASHUA, NH | 1 | $ 360,000 | $ 360,000 | $ 153,000 |
| MEDFORD, OR | 1 | $ 40,000 | $ 40,000 | $ 216,000 |
| MONROE, MI | 1 | $ 119,000 | $ 119,000 | $ 68,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 124,000 | $ 124,000 | $ 91,000 |
| MUSKEGON-NORTON SHORES, MI | 1 | $ 200,000 | $ 200,000 | $ 73,000 |
| NAPA, CA | 1 | $ 521,000 | $ 521,000 | $ 146,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 101,000 | $ 101,000 | $ 25,000 |
| PITTSFIELD, MA | 1 | $ 120,000 | $ 120,000 | $ 38,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 1 | $ 88,000 | $ 88,000 | $ 47,000 |
| ROANOKE, VA | 1 | $ 128,000 | $ 128,000 | $ 71,000 |
| ST. GEORGE, UT | 1 | $ 392,000 | $ 392,000 | $ 94,000 |
| VERO BEACH, FL | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| WORCESTER, MA | 1 | $ 154,000 | $ 154,000 | $ 45,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for American Sterling Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,082 | $844,657,000 | $178,266 | $2,275,000 | $76,733 | $2,220,000 |
| Home Purchase | 1,306 | $338,259,000 | $192,347 | $1,178,000 | $115,043 | $1,448,000 |
| Home Improvement | 17 | $1,531,000 | $118,333 | $600,000 | $133,333 | $370,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,015 | $537,266,000 | $175,300 | $2,275,000 | $90,233 | $2,220,000 |
| Not Provided | 1,049 | $292,707,000 | $195,807 | $2,000,000 | $85,807 | $862,000 |
| Hispanic | 816 | $200,328,000 | $204,466 | $1,000,000 | $75,800 | $852,000 |
| Asian | 261 | $86,011,000 | $245,500 | $1,178,000 | $149,500 | $1,500,000 |
| Black or African American | 193 | $47,394,000 | $193,555 | $708,000 | $86,222 | $480,000 |
| Native Hawaiian or Other Pacific Islander | 55 | $16,930,000 | $216,833 | $650,000 | $85,500 | $278,000 |
| American Indian or Alaskan Native | 16 | $3,811,000 | $216,666 | $432,000 | $84,666 | $131,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,400 | $1,183,570,000 | $175,593 | $2,275,000 | $83,781 | $2,220,000 |
| FHA-insured (Federal Housing Administration) | 5 | $877,000 | $206,500 | $259,000 | $56,500 | $80,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,028 | $560,995,000 | $185,586 | $2,275,000 | $80,379 | $979,000 |
| Application Approved But Not Accepted | 1,138 | $330,964,000 | $191,240 | $2,000,000 | $87,840 | $2,220,000 |
| Application Denied By Financial Institution | 717 | $158,585,000 | $170,045 | $980,000 | $98,545 | $1,184,000 |
| File Closed For Incompleteness | 374 | $95,325,000 | $179,823 | $1,500,000 | $93,235 | $1,500,000 |
| Application Withdrawn By Applicant | 120 | $30,972,000 | $164,071 | $1,860,000 | $71,357 | $600,000 |
| Preapproval Approved but not Accepted | 22 | $6,781,000 | $308,000 | $650,000 | $121,000 | $210,000 |
| Preapproval Denied by Financial Institution | 6 | $825,000 | $137,000 | $384,000 | $83,000 | $150,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 316 | $69,846,000 | $212,142 | $776,000 | $95,714 | $832,000 |
| Other | 218 | $49,108,000 | $167,222 | $800,000 | $96,166 | $1,184,000 |
| Collateral | 76 | $17,455,000 | $162,181 | $980,000 | $93,818 | $470,000 |
| Debt-To-Income Ratio | 71 | $13,826,000 | $160,333 | $664,000 | $61,083 | $276,000 |
| Employment History | 25 | $4,675,000 | $164,500 | $677,000 | $91,500 | $249,000 |
| Unverifiable Information | 12 | $3,179,000 | $271,500 | $840,000 | $129,500 | $420,000 |
| Credit Application Incomplete | 4 | $833,000 | $208,000 | $382,000 | $51,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $488,000 | $488,000 | $488,000 | $144,000 | $144,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.