American State Bank
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Iowa.
The mortgage statistics and data below are specific to mortgage loan applications for American State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | American State Bank 525 N Main Ave, Po Box 140 Sioux Center, IA 51250 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 903 |
| Total Mortgage Loan Application Amount | $187,015,000 |
| Average Mortgage Loan Application Amount | $212,600 |
| Highest Mortgage Loan Application Amount | $3,295,000 |
| Average Applicant Income | $155,400 |
| Highest Applicant Income | $1,313,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sioux County Iowa | 486 | $ 91,040,000 | $ 187,000 | $ 95,000 |
| Lyon County Iowa | 92 | $ 15,920,000 | $ 173,000 | $ 87,000 |
| Minnehaha County South Dakota | 40 | $ 10,780,000 | $ 269,000 | $ 122,000 |
| Lincoln County South Dakota | 36 | $ 13,230,000 | $ 367,000 | $ 141,000 |
| O'Brien County Iowa | 35 | $ 5,415,000 | $ 154,000 | $ 79,000 |
| Plymouth County Iowa | 27 | $ 6,745,000 | $ 249,000 | $ 93,000 |
| Dickinson County Iowa | 23 | $ 5,655,000 | $ 245,000 | $ 237,000 |
| Clay County Iowa | 12 | $ 2,110,000 | $ 175,000 | $ 147,000 |
| El Paso County Colorado | 9 | $ 2,055,000 | $ 228,000 | $ 281,000 |
| Cherokee County Iowa | 9 | $ 1,505,000 | $ 167,000 | $ 92,000 |
| Woodbury County Iowa | 9 | $ 1,025,000 | $ 113,000 | $ 91,000 |
| Douglas County Nebraska | 7 | $ 2,035,000 | $ 290,000 | $ 198,000 |
| Cook County Illinois | 6 | $ 1,830,000 | $ 305,000 | $ 355,000 |
| Ramsey County Minnesota | 6 | $ 1,210,000 | $ 201,000 | $ 116,000 |
| Osceola County Iowa | 4 | $ 490,000 | $ 122,000 | $ 43,000 |
| Palo Alto County Iowa | 4 | $ 750,000 | $ 187,000 | $ 147,000 |
| Carver County Minnesota | 4 | $ 1,580,000 | $ 395,000 | $ 163,000 |
| Union County South Dakota | 4 | $ 890,000 | $ 222,000 | $ 80,000 |
| Polk County Iowa | 3 | $ 875,000 | $ 291,000 | $ 131,000 |
| Rock County Minnesota | 3 | $ 585,000 | $ 195,000 | $ 94,000 |
| Turner County South Dakota | 3 | $ 435,000 | $ 145,000 | $ 106,000 |
| Dallas County Iowa | 2 | $ 450,000 | $ 225,000 | $ 165,000 |
| Marion County Iowa | 2 | $ 750,000 | $ 375,000 | $ 150,000 |
| Warren County Iowa | 2 | $ 290,000 | $ 145,000 | $ 68,000 |
| Blue Earth County Minnesota | 2 | $ 530,000 | $ 265,000 | $ 133,000 |
| Hennepin County Minnesota | 2 | $ 660,000 | $ 330,000 | $ 98,000 |
| Murray County Minnesota | 2 | $ 710,000 | $ 355,000 | $ 390,000 |
| Pipestone County Minnesota | 2 | $ 220,000 | $ 110,000 | $ 99,000 |
| Clay County Missouri | 2 | $ 680,000 | $ 340,000 | $ 210,000 |
| Platte County Missouri | 2 | $ 420,000 | $ 210,000 | $ 188,000 |
| Gallatin County Montana | 2 | $ 550,000 | $ 275,000 | $ 94,000 |
| Lancaster County Nebraska | 2 | $ 360,000 | $ 180,000 | $ 142,000 |
| Sarpy County Nebraska | 2 | $ 300,000 | $ 150,000 | $ 102,000 |
| Clay County South Dakota | 2 | $ 260,000 | $ 130,000 | $ 55,000 |
| Lake County South Dakota | 2 | $ 410,000 | $ 205,000 | $ 63,000 |
| Lawrence County South Dakota | 2 | $ 840,000 | $ 420,000 | $ 311,000 |
| Maricopa County Arizona | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Washington County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 121,000 |
| Kern County California | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Denver County Colorado | 1 | $ 545,000 | $ 545,000 | $ 200,000 |
| Douglas County Colorado | 1 | $ 395,000 | $ 395,000 | $ 137,000 |
| Elbert County Colorado | 1 | $ 405,000 | $ 405,000 | $ 195,000 |
| Jefferson County Colorado | 1 | $ 405,000 | $ 405,000 | $ 155,000 |
| Larimer County Colorado | 1 | $ 325,000 | $ 325,000 | $ 133,000 |
| Weld County Colorado | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Osceola County Florida | 1 | $ 525,000 | $ 525,000 | $ 248,000 |
| Palm Beach County Florida | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Pasco County Florida | 1 | $ 95,000 | $ 95,000 | $ 150,000 |
| Polk County Florida | 1 | $ 325,000 | $ 325,000 | $ 343,000 |
| Columbia County Georgia | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Bannock County Idaho | 1 | $ 545,000 | $ 545,000 | $ 235,000 |
| Putnam County Indiana | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Black Hawk County Iowa | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Bremer County Iowa | 1 | $ 245,000 | $ 245,000 | $ 181,000 |
| Buena Vista County Iowa | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
| Cass County Iowa | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Harrison County Iowa | 1 | $ 405,000 | $ 405,000 | $ 190,000 |
| Pottawattamie County Iowa | 1 | $ 245,000 | $ 245,000 | $ 92,000 |
| Shelby County Iowa | 1 | $ 205,000 | $ 205,000 | $ 97,000 |
| Story County Iowa | 1 | $ 325,000 | $ 325,000 | $ 194,000 |
| Geary County Kansas | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| McPherson County Kansas | 1 | $ 95,000 | $ 95,000 | $ 88,000 |
| Kent County Michigan | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Ottawa County Michigan | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Crow Wing County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| Dakota County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 105,000 |
| Goodhue County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 233,000 |
| Isanti County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Jackson County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Kandiyohi County Minnesota | 1 | $ 545,000 | $ 545,000 | $ 125,000 |
| Lincoln County Minnesota | 1 | $ 545,000 | $ 545,000 | $ 793,000 |
| Lyon County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Olmsted County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Wright County Minnesota | 1 | $ 425,000 | $ 425,000 | $ 98,000 |
| St. Louis County Missouri | 1 | $ 145,000 | $ 145,000 | $ 144,000 |
| Cass County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 103,000 |
| Cedar County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| Pierce County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Durham County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 103,000 |
| Wake County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 82,000 |
| Oklahoma County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Davison County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 118,000 |
| Fall River County South Dakota | 1 | $ 475,000 | $ 475,000 | $ 117,000 |
| Gregory County South Dakota | 1 | $ 515,000 | $ 515,000 | $ 324,000 |
| Roberts County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 257,000 |
| Whatcom County Washington | 1 | $ 545,000 | $ 545,000 | $ 215,000 |
| Sheboygan County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Iowa,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for American State Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 428 | $95,790,000 | $223,000 | $1,685,000 | $105,000 | $999,000 |
| Refinancing | 329 | $64,635,000 | $196,000 | $3,295,000 | $115,000 | $1,313,000 |
| Cash-out Refinancing | 133 | $23,565,000 | $177,000 | $515,000 | $100,000 | $320,000 |
| Other Purpose | 10 | $2,320,000 | $232,000 | $545,000 | $295,000 | $1,026,000 |
| Home Improvement | 3 | $705,000 | $235,000 | $545,000 | $162,000 | $386,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 722 | $151,560,000 | $209,000 | $3,295,000 | $114,000 | $1,026,000 |
| Hispanic | 78 | $11,750,000 | $150,000 | $365,000 | $68,000 | $252,000 |
| Not Provided | 59 | $11,495,000 | $194,000 | $575,000 | $116,000 | $1,313,000 |
| Not applicable | 37 | $10,645,000 | $287,000 | $1,685,000 | $0 | $0 |
| Asian | 3 | $505,000 | $168,000 | $315,000 | $82,000 | $100,000 |
| Black or African American | 1 | $135,000 | $135,000 | $135,000 | $57,000 | $57,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $425,000 | $425,000 | $425,000 | $290,000 | $290,000 |
| American Indian or Alaskan Native | 1 | $265,000 | $265,000 | $265,000 | $97,000 | $97,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 898 | $186,270,000 | $207,000 | $3,295,000 | $110,000 | $1,313,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $745,000 | $149,000 | $205,000 | $133,000 | $338,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 767 | $163,885,000 | $213,000 | $3,295,000 | $113,000 | $1,313,000 |
| Application Approved But Not Accepted | 70 | $13,250,000 | $189,000 | $545,000 | $114,000 | $792,000 |
| Application Denied By Financial Institution | 55 | $7,755,000 | $141,000 | $525,000 | $76,000 | $338,000 |
| Application Withdrawn By Applicant | 10 | $1,960,000 | $196,000 | $545,000 | $90,000 | $307,000 |
| File Closed For Incompleteness | 1 | $165,000 | $165,000 | $165,000 | $157,000 | $157,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 848 | $179,260,000 | $211,000 | $3,295,000 | $113,000 | $1,313,000 |
| Credit History | 27 | $3,465,000 | $128,000 | $285,000 | $95,000 | $338,000 |
| Debt-To-Income Ratio | 16 | $2,420,000 | $151,000 | $355,000 | $44,000 | $132,000 |
| Collateral | 8 | $970,000 | $121,000 | $195,000 | $72,000 | $155,000 |
| Employment History | 3 | $375,000 | $125,000 | $235,000 | $40,000 | $60,000 |
| Other | 1 | $525,000 | $525,000 | $525,000 | $248,000 | $248,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information at your convenience.