American State Bank
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Iowa.
The mortgage statistics and data below are specific to mortgage loan applications for American State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | American State Bank 525 N Main Ave, Po Box 140 Sioux Center, IA 51250 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 1,440 |
| Total Mortgage Loan Application Amount | $267,240,000 |
| Average Mortgage Loan Application Amount | $153,250 |
| Highest Mortgage Loan Application Amount | $605,000 |
| Average Applicant Income | $78,250 |
| Highest Applicant Income | $924,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sioux County Iowa | 803 | $ 144,535,000 | $ 179,000 | $ 100,000 |
| Lyon County Iowa | 177 | $ 27,465,000 | $ 155,000 | $ 85,000 |
| Minnehaha County South Dakota | 65 | $ 13,915,000 | $ 214,000 | $ 109,000 |
| Lincoln County South Dakota | 62 | $ 13,500,000 | $ 217,000 | $ 109,000 |
| O'Brien County Iowa | 54 | $ 8,120,000 | $ 150,000 | $ 91,000 |
| Dickinson County Iowa | 43 | $ 10,975,000 | $ 255,000 | $ 161,000 |
| Plymouth County Iowa | 41 | $ 8,145,000 | $ 198,000 | $ 101,000 |
| Woodbury County Iowa | 13 | $ 2,495,000 | $ 191,000 | $ 112,000 |
| Polk County Iowa | 10 | $ 2,610,000 | $ 261,000 | $ 173,000 |
| Douglas County Nebraska | 10 | $ 1,710,000 | $ 171,000 | $ 97,000 |
| Osceola County Iowa | 7 | $ 865,000 | $ 123,000 | $ 97,000 |
| Cherokee County Iowa | 6 | $ 1,000,000 | $ 166,000 | $ 119,000 |
| Clay County Iowa | 6 | $ 960,000 | $ 160,000 | $ 108,000 |
| Dallas County Iowa | 6 | $ 1,160,000 | $ 193,000 | $ 118,000 |
| El Paso County Colorado | 5 | $ 1,385,000 | $ 277,000 | $ 164,000 |
| Ramsey County Minnesota | 5 | $ 1,135,000 | $ 227,000 | $ 143,000 |
| Brookings County South Dakota | 5 | $ 675,000 | $ 135,000 | $ 181,000 |
| Pottawattamie County Iowa | 4 | $ 860,000 | $ 215,000 | $ 80,000 |
| Story County Iowa | 4 | $ 860,000 | $ 215,000 | $ 118,000 |
| Clay County South Dakota | 4 | $ 730,000 | $ 182,000 | $ 107,000 |
| Jackson County Minnesota | 3 | $ 155,000 | $ 51,000 | $ 0 |
| Murray County Minnesota | 3 | $ 505,000 | $ 168,000 | $ 124,000 |
| Sarpy County Nebraska | 3 | $ 745,000 | $ 248,000 | $ 130,000 |
| Lawrence County South Dakota | 3 | $ 915,000 | $ 305,000 | $ 125,000 |
| Turner County South Dakota | 3 | $ 195,000 | $ 65,000 | $ 121,000 |
| Maricopa County Arizona | 2 | $ 640,000 | $ 320,000 | $ 437,000 |
| Jefferson County Colorado | 2 | $ 390,000 | $ 195,000 | $ 70,000 |
| Houston County Georgia | 2 | $ 330,000 | $ 165,000 | $ 74,000 |
| Adams County Iowa | 2 | $ 90,000 | $ 45,000 | $ 33,000 |
| Buena Vista County Iowa | 2 | $ 320,000 | $ 160,000 | $ 104,000 |
| Palo Alto County Iowa | 2 | $ 210,000 | $ 105,000 | $ 101,000 |
| Kent County Michigan | 2 | $ 230,000 | $ 115,000 | $ 89,000 |
| Hennepin County Minnesota | 2 | $ 420,000 | $ 210,000 | $ 113,000 |
| Isanti County Minnesota | 2 | $ 630,000 | $ 315,000 | $ 104,000 |
| Rock County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 66,000 |
| Dakota County Nebraska | 2 | $ 260,000 | $ 130,000 | $ 99,000 |
| Dawes County Nebraska | 2 | $ 710,000 | $ 355,000 | $ 191,000 |
| Buffalo County South Dakota | 2 | $ 400,000 | $ 200,000 | $ 51,000 |
| Meade County South Dakota | 2 | $ 420,000 | $ 210,000 | $ 209,000 |
| Los Angeles County California | 1 | $ 515,000 | $ 515,000 | $ 334,000 |
| San Bernardino County California | 1 | $ 515,000 | $ 515,000 | $ 87,000 |
| Adams County Colorado | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Elbert County Colorado | 1 | $ 215,000 | $ 215,000 | $ 195,000 |
| Collier County Florida | 1 | $ 505,000 | $ 505,000 | $ 454,000 |
| Lee County Florida | 1 | $ 135,000 | $ 135,000 | $ 131,000 |
| Orange County Florida | 1 | $ 155,000 | $ 155,000 | $ 310,000 |
| Osceola County Florida | 1 | $ 515,000 | $ 515,000 | $ 310,000 |
| Polk County Florida | 1 | $ 355,000 | $ 355,000 | $ 464,000 |
| DeKalb County Georgia | 1 | $ 345,000 | $ 345,000 | $ 192,000 |
| Cook County Illinois | 1 | $ 325,000 | $ 325,000 | $ 115,000 |
| LaSalle County Illinois | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Boone County Iowa | 1 | $ 405,000 | $ 405,000 | $ 173,000 |
| Carroll County Iowa | 1 | $ 235,000 | $ 235,000 | $ 182,000 |
| Cass County Iowa | 1 | $ 75,000 | $ 75,000 | $ 116,000 |
| Guthrie County Iowa | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
| Harrison County Iowa | 1 | $ 355,000 | $ 355,000 | $ 165,000 |
| Jefferson County Iowa | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Madison County Iowa | 1 | $ 145,000 | $ 145,000 | $ 104,000 |
| Marion County Iowa | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Monona County Iowa | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Pocahontas County Iowa | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Warren County Iowa | 1 | $ 335,000 | $ 335,000 | $ 106,000 |
| Winnebago County Iowa | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Dickinson County Kansas | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Shawnee County Kansas | 1 | $ 195,000 | $ 195,000 | $ 112,000 |
| Ottawa County Michigan | 1 | $ 265,000 | $ 265,000 | $ 132,000 |
| Cass County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 114,000 |
| Crow Wing County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 26,000 |
| Dakota County Minnesota | 1 | $ 375,000 | $ 375,000 | $ 150,000 |
| Hubbard County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 191,000 |
| Kandiyohi County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 128,000 |
| Nobles County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 97,000 |
| Olmsted County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 147,000 |
| Otter Tail County Minnesota | 1 | $ 375,000 | $ 375,000 | $ 337,000 |
| Stearns County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Oktibbeha County Mississippi | 1 | $ 415,000 | $ 415,000 | $ 350,000 |
| Jasper County Missouri | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Platte County Missouri | 1 | $ 225,000 | $ 225,000 | $ 253,000 |
| St. Louis County Missouri | 1 | $ 155,000 | $ 155,000 | $ 160,000 |
| Taney County Missouri | 1 | $ 455,000 | $ 455,000 | $ 291,000 |
| Gallatin County Montana | 1 | $ 265,000 | $ 265,000 | $ 79,000 |
| Cass County Nebraska | 1 | $ 235,000 | $ 235,000 | $ 78,000 |
| Knox County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 368,000 |
| Washington County Nebraska | 1 | $ 355,000 | $ 355,000 | $ 235,000 |
| Wayne County Nebraska | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Cumberland County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Jackson County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 154,000 |
| Orange County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 56,000 |
| Bryan County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| Bon Homme County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 78,000 |
| Charles Mix County South Dakota | 1 | $ 85,000 | $ 85,000 | $ 85,000 |
| Codington County South Dakota | 1 | $ 295,000 | $ 295,000 | $ 174,000 |
| Davison County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Day County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Deuel County South Dakota | 1 | $ 255,000 | $ 255,000 | $ 106,000 |
| Hughes County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Moody County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Pennington County South Dakota | 1 | $ 355,000 | $ 355,000 | $ 250,000 |
| Union County South Dakota | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Yankton County South Dakota | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| Sevier County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 109,000 |
| Davis County Utah | 1 | $ 365,000 | $ 365,000 | $ 154,000 |
| Salt Lake County Utah | 1 | $ 425,000 | $ 425,000 | $ 72,000 |
| Eau Claire County Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 245,000 |
| Milwaukee County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 103,000 |
| Waukesha County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 111,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Iowa,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for American State Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 782 | $144,590,000 | $184,000 | $555,000 | $107,000 | $792,000 |
| Home Purchase | 389 | $71,215,000 | $183,000 | $605,000 | $94,000 | $924,000 |
| Cash-out Refinancing | 268 | $51,380,000 | $191,000 | $515,000 | $112,000 | $747,000 |
| Home Improvement | 1 | $55,000 | $55,000 | $55,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,265 | $235,445,000 | $186,000 | $515,000 | $106,000 | $924,000 |
| Not Provided | 76 | $14,930,000 | $196,000 | $515,000 | $117,000 | $747,000 |
| Hispanic | 62 | $9,840,000 | $158,000 | $345,000 | $70,000 | $252,000 |
| Not applicable | 20 | $4,030,000 | $201,000 | $605,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $1,405,000 | $200,000 | $335,000 | $72,000 | $146,000 |
| Asian | 3 | $505,000 | $168,000 | $325,000 | $49,000 | $60,000 |
| Black or African American | 3 | $535,000 | $178,000 | $255,000 | $98,000 | $108,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,435 | $266,295,000 | $185,000 | $605,000 | $105,000 | $924,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $945,000 | $189,000 | $305,000 | $71,000 | $143,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,214 | $225,870,000 | $186,000 | $605,000 | $108,000 | $924,000 |
| Application Denied By Financial Institution | 110 | $19,340,000 | $175,000 | $475,000 | $74,000 | $281,000 |
| Application Approved But Not Accepted | 102 | $19,080,000 | $187,000 | $515,000 | $102,000 | $427,000 |
| Application Withdrawn By Applicant | 11 | $2,505,000 | $227,000 | $395,000 | $132,000 | $611,000 |
| File Closed For Incompleteness | 3 | $445,000 | $148,000 | $225,000 | $65,000 | $122,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,440 | $267,240,000 | $185,000 | $605,000 | $105,000 | $924,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information at your convenience.