American State Bank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for American State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | American State Bank 1401 Avenue Q Lubbock, TX 79401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,198 |
| Total Mortgage Loan Application Amount | $183,987,000 |
| Average Mortgage Loan Application Amount | $140,500 |
| Highest Mortgage Loan Application Amount | $1,529,000 |
| Average Applicant Income | $164,000 |
| Highest Applicant Income | $5,539,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lubbock County Texas | 1,047 | $ 99,295,000 | $ 94,000 | $ 104,000 |
| Hale County Texas | 177 | $ 12,154,000 | $ 68,000 | $ 47,000 |
| Taylor County Texas | 114 | $ 8,086,000 | $ 70,000 | $ 60,000 |
| Midland County Texas | 84 | $ 8,851,000 | $ 105,000 | $ 166,000 |
| Ector County Texas | 56 | $ 3,970,000 | $ 70,000 | $ 138,000 |
| Scurry County Texas | 53 | $ 2,532,000 | $ 47,000 | $ 72,000 |
| Hockley County Texas | 48 | $ 2,426,000 | $ 50,000 | $ 50,000 |
| Lamb County Texas | 48 | $ 1,723,000 | $ 35,000 | $ 75,000 |
| Terry County Texas | 46 | $ 3,063,000 | $ 66,000 | $ 47,000 |
| Brown County Texas | 35 | $ 1,259,000 | $ 35,000 | $ 60,000 |
| Comanche County Texas | 30 | $ 1,730,000 | $ 57,000 | $ 63,000 |
| Howard County Texas | 23 | $ 897,000 | $ 39,000 | $ 76,000 |
| Floyd County Texas | 22 | $ 1,012,000 | $ 46,000 | $ 79,000 |
| Gaines County Texas | 13 | $ 1,022,000 | $ 78,000 | $ 48,000 |
| Callahan County Texas | 12 | $ 865,000 | $ 72,000 | $ 58,000 |
| Eastland County Texas | 12 | $ 623,000 | $ 51,000 | $ 72,000 |
| Jones County Texas | 11 | $ 665,000 | $ 60,000 | $ 55,000 |
| Swisher County Texas | 11 | $ 465,000 | $ 42,000 | $ 64,000 |
| Randall County Texas | 10 | $ 665,000 | $ 66,000 | $ 74,000 |
| Andrews County Texas | 9 | $ 390,000 | $ 43,000 | $ 192,000 |
| Palo Pinto County Texas | 8 | $ 1,019,000 | $ 127,000 | $ 225,000 |
| Lincoln County New Mexico | 6 | $ 1,021,000 | $ 170,000 | $ 109,000 |
| Crosby County Texas | 6 | $ 396,000 | $ 66,000 | $ 51,000 |
| Bailey County Texas | 5 | $ 219,000 | $ 43,000 | $ 45,000 |
| Santa Fe County New Mexico | 4 | $ 1,368,000 | $ 342,000 | $ 539,000 |
| Collin County Texas | 4 | $ 416,000 | $ 104,000 | $ 146,000 |
| Hood County Texas | 4 | $ 541,000 | $ 135,000 | $ 100,000 |
| Cochran County Texas | 3 | $ 48,000 | $ 16,000 | $ 26,000 |
| Denton County Texas | 3 | $ 379,000 | $ 126,000 | $ 122,000 |
| Harris County Texas | 3 | $ 506,000 | $ 168,000 | $ 135,000 |
| Lynn County Texas | 3 | $ 169,000 | $ 56,000 | $ 33,000 |
| Parker County Texas | 3 | $ 346,000 | $ 115,000 | $ 120,000 |
| Maricopa County Arizona | 2 | $ 210,000 | $ 105,000 | $ 64,000 |
| Larimer County Colorado | 2 | $ 635,000 | $ 317,000 | $ 289,000 |
| Bell County Texas | 2 | $ 466,000 | $ 233,000 | $ 330,000 |
| Bexar County Texas | 2 | $ 434,000 | $ 217,000 | $ 120,000 |
| Borden County Texas | 2 | $ 31,000 | $ 15,000 | $ 57,000 |
| Dallas County Texas | 2 | $ 502,000 | $ 251,000 | $ 122,000 |
| El Paso County Texas | 2 | $ 104,000 | $ 52,000 | $ 50,000 |
| Garza County Texas | 2 | $ 161,000 | $ 80,000 | $ 42,000 |
| Hidalgo County Texas | 2 | $ 102,000 | $ 51,000 | $ 51,000 |
| Kerr County Texas | 2 | $ 236,000 | $ 118,000 | $ 92,000 |
| Llano County Texas | 2 | $ 295,000 | $ 147,000 | $ 184,000 |
| Martin County Texas | 2 | $ 268,000 | $ 134,000 | $ 83,000 |
| Potter County Texas | 2 | $ 94,000 | $ 47,000 | $ 40,000 |
| Tarrant County Texas | 2 | $ 165,000 | $ 82,000 | $ 335,000 |
| Williamson County Texas | 2 | $ 203,000 | $ 101,000 | $ 66,000 |
| Wise County Texas | 2 | $ 70,000 | $ 35,000 | $ 27,000 |
| Yoakum County Texas | 2 | $ 135,000 | $ 67,000 | $ 59,000 |
| James City County Virginia | 2 | $ 306,000 | $ 153,000 | $ 422,000 |
| Jackson County Missouri | 1 | $ 192,000 | $ 192,000 | $ 136,000 |
| Curry County New Mexico | 1 | $ 39,000 | $ 39,000 | $ 64,000 |
| Otero County New Mexico | 1 | $ 60,000 | $ 60,000 | $ 60,000 |
| Brazos County Texas | 1 | $ 9,000 | $ 9,000 | $ 85,000 |
| Briscoe County Texas | 1 | $ 38,000 | $ 38,000 | $ 32,000 |
| Burnet County Texas | 1 | $ 7,000 | $ 7,000 | $ 85,000 |
| Coleman County Texas | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Concho County Texas | 1 | $ 70,000 | $ 70,000 | $ 50,000 |
| Dawson County Texas | 1 | $ 18,000 | $ 18,000 | $ 56,000 |
| Erath County Texas | 1 | $ 120,000 | $ 120,000 | $ 25,000 |
| Glasscock County Texas | 1 | $ 13,000 | $ 13,000 | $ 30,000 |
| Gray County Texas | 1 | $ 83,000 | $ 83,000 | $ 33,000 |
| Guadalupe County Texas | 1 | $ 146,000 | $ 146,000 | $ 116,000 |
| Jack County Texas | 1 | $ 43,000 | $ 43,000 | $ 53,000 |
| Kaufman County Texas | 1 | $ 1,529,000 | $ 1,529,000 | $ 3,363,000 |
| Kent County Texas | 1 | $ 29,000 | $ 29,000 | $ 62,000 |
| Mills County Texas | 1 | $ 32,000 | $ 32,000 | $ 46,000 |
| Mitchell County Texas | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Montague County Texas | 1 | $ 51,000 | $ 51,000 | $ 35,000 |
| Motley County Texas | 1 | $ 6,000 | $ 6,000 | $ 41,000 |
| Parmer County Texas | 1 | $ 114,000 | $ 114,000 | $ 92,000 |
| Sterling County Texas | 1 | $ 42,000 | $ 42,000 | $ 43,000 |
| Tom Green County Texas | 1 | $ 122,000 | $ 122,000 | $ 39,000 |
| Wood County Texas | 1 | $ 15,000 | $ 15,000 | $ 71,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for American State Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,709 | $147,763,000 | $165,571 | $1,529,000 | $192,857 | $5,539,000 |
| Refinancing | 306 | $30,678,000 | $108,000 | $1,173,000 | $102,500 | $1,538,000 |
| Home Improvement | 183 | $5,546,000 | $30,000 | $211,000 | $85,000 | $739,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,593 | $140,054,000 | $166,285 | $1,529,000 | $189,571 | $3,363,000 |
| Hispanic | 449 | $31,267,000 | $61,000 | $1,180,000 | $51,000 | $330,000 |
| Black or African American | 56 | $3,746,000 | $66,000 | $296,000 | $48,000 | $320,000 |
| Not applicable | 40 | $3,255,000 | $81,000 | $1,173,000 | $377,000 | $5,539,000 |
| Asian | 25 | $2,200,000 | $88,000 | $236,000 | $81,000 | $165,000 |
| Not Provided | 18 | $1,644,000 | $88,000 | $264,000 | $108,000 | $824,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $1,465,000 | $148,000 | $184,000 | $75,500 | $285,000 |
| American Indian or Alaskan Native | 5 | $356,000 | $71,000 | $200,000 | $172,000 | $560,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,616 | $134,046,000 | $163,285 | $1,529,000 | $188,714 | $5,539,000 |
| FHA-insured (Federal Housing Administration) | 538 | $45,606,000 | $83,000 | $174,000 | $37,500 | $222,000 |
| VA-guaranteed (Veterans Administration) | 44 | $4,335,000 | $88,000 | $240,000 | $42,500 | $135,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,813 | $158,347,000 | $176,666 | $1,529,000 | $211,833 | $5,539,000 |
| Preapproval Denied by Financial Institution | 225 | $18,625,000 | $82,000 | $315,000 | $40,000 | $209,000 |
| Application Denied By Financial Institution | 132 | $5,364,000 | $40,000 | $398,000 | $47,000 | $739,000 |
| Application Approved But Not Accepted | 17 | $731,000 | $43,000 | $200,000 | $81,000 | $285,000 |
| Application Withdrawn By Applicant | 10 | $870,000 | $87,000 | $425,000 | $45,000 | $90,000 |
| File Closed For Incompleteness | 1 | $50,000 | $50,000 | $50,000 | $220,000 | $220,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.