American State Bank
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for American State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | American State Bank 1116 Troup Hwy Tyler, TX 75701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 324 |
| Total Mortgage Loan Application Amount | $321,080,000 |
| Average Mortgage Loan Application Amount | $600,000 |
| Highest Mortgage Loan Application Amount | $16,005,000 |
| Average Applicant Income | $205,800 |
| Highest Applicant Income | $4,727,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Smith County Texas | 49 | $ 23,175,000 | $ 472,000 | $ 356,000 |
| Lubbock County Texas | 43 | $ 24,845,000 | $ 577,000 | $ 306,000 |
| Montgomery County Texas | 32 | $ 34,220,000 | $ 1,069,000 | $ 325,000 |
| Harris County Texas | 20 | $ 24,210,000 | $ 1,210,000 | $ 495,000 |
| Nacogdoches County Texas | 13 | $ 3,955,000 | $ 304,000 | $ 323,000 |
| Randall County Texas | 13 | $ 12,585,000 | $ 968,000 | $ 191,000 |
| Angelina County Texas | 11 | $ 2,235,000 | $ 203,000 | $ 119,000 |
| Shelby County Texas | 11 | $ 1,255,000 | $ 114,000 | $ 71,000 |
| Tarrant County Texas | 9 | $ 11,875,000 | $ 1,319,000 | $ 158,000 |
| Collin County Texas | 7 | $ 14,045,000 | $ 2,006,000 | $ 411,000 |
| Potter County Texas | 7 | $ 9,375,000 | $ 1,339,000 | $ 55,000 |
| Travis County Texas | 6 | $ 5,100,000 | $ 850,000 | $ 518,000 |
| Henderson County Texas | 5 | $ 785,000 | $ 157,000 | $ 176,000 |
| Walton County Florida | 4 | $ 4,760,000 | $ 1,190,000 | $ 540,000 |
| Gregg County Texas | 4 | $ 14,710,000 | $ 3,677,000 | $ 2,508,000 |
| Dallas County Texas | 3 | $ 12,925,000 | $ 4,308,000 | $ 176,000 |
| Floyd County Texas | 3 | $ 205,000 | $ 68,000 | $ 0 |
| Galveston County Texas | 3 | $ 1,675,000 | $ 558,000 | $ 955,000 |
| Hale County Texas | 3 | $ 195,000 | $ 65,000 | $ 66,000 |
| Kerr County Texas | 3 | $ 1,225,000 | $ 408,000 | $ 272,000 |
| Tyler County Texas | 3 | $ 625,000 | $ 208,000 | $ 166,000 |
| Williamson County Texas | 3 | $ 1,505,000 | $ 501,000 | $ 147,000 |
| Jefferson County Colorado | 2 | $ 1,060,000 | $ 530,000 | $ 188,000 |
| Routt County Colorado | 2 | $ 8,930,000 | $ 4,465,000 | $ 2,400,000 |
| Tangipahoa County Louisiana | 2 | $ 3,150,000 | $ 1,575,000 | $ 0 |
| Anderson County Texas | 2 | $ 1,940,000 | $ 970,000 | $ 0 |
| Atascosa County Texas | 2 | $ 9,360,000 | $ 4,680,000 | $ 0 |
| Bexar County Texas | 2 | $ 460,000 | $ 230,000 | $ 26,000 |
| Calhoun County Texas | 2 | $ 180,000 | $ 90,000 | $ 401,000 |
| Fannin County Texas | 2 | $ 1,420,000 | $ 710,000 | $ 216,000 |
| Frio County Texas | 2 | $ 3,250,000 | $ 1,625,000 | $ 0 |
| Grimes County Texas | 2 | $ 840,000 | $ 420,000 | $ 189,000 |
| Hays County Texas | 2 | $ 2,150,000 | $ 1,075,000 | $ 393,000 |
| Kleberg County Texas | 2 | $ 3,610,000 | $ 1,805,000 | $ 0 |
| Lamb County Texas | 2 | $ 220,000 | $ 110,000 | $ 51,000 |
| Van Zandt County Texas | 2 | $ 660,000 | $ 330,000 | $ 151,000 |
| Walker County Texas | 2 | $ 2,560,000 | $ 1,280,000 | $ 296,000 |
| Wood County Texas | 2 | $ 1,650,000 | $ 825,000 | $ 82,000 |
| Los Angeles County California | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Orange County California | 1 | $ 1,605,000 | $ 1,605,000 | $ 0 |
| San Diego County California | 1 | $ 7,005,000 | $ 7,005,000 | $ 0 |
| El Paso County Colorado | 1 | $ 5,565,000 | $ 5,565,000 | $ 0 |
| Grand County Colorado | 1 | $ 3,825,000 | $ 3,825,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 655,000 | $ 655,000 | $ 245,000 |
| Pinellas County Florida | 1 | $ 475,000 | $ 475,000 | $ 179,000 |
| East Baton Rouge County Louisiana | 1 | $ 5,565,000 | $ 5,565,000 | $ 0 |
| Hancock County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Lorain County Ohio | 1 | $ 465,000 | $ 465,000 | $ 222,000 |
| Lexington County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Austin County Texas | 1 | $ 555,000 | $ 555,000 | $ 160,000 |
| Cass County Texas | 1 | $ 245,000 | $ 245,000 | $ 213,000 |
| Castro County Texas | 1 | $ 285,000 | $ 285,000 | $ 94,000 |
| Cherokee County Texas | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Coleman County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| El Paso County Texas | 1 | $ 16,005,000 | $ 16,005,000 | $ 0 |
| Ellis County Texas | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Erath County Texas | 1 | $ 1,255,000 | $ 1,255,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 605,000 | $ 605,000 | $ 203,000 |
| Grayson County Texas | 1 | $ 225,000 | $ 225,000 | $ 71,000 |
| Hood County Texas | 1 | $ 3,005,000 | $ 3,005,000 | $ 0 |
| Hunt County Texas | 1 | $ 255,000 | $ 255,000 | $ 58,000 |
| Johnson County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Kaufman County Texas | 1 | $ 6,265,000 | $ 6,265,000 | $ 0 |
| Kimble County Texas | 1 | $ 3,135,000 | $ 3,135,000 | $ 0 |
| Liberty County Texas | 1 | $ 205,000 | $ 205,000 | $ 212,000 |
| Maverick County Texas | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Moore County Texas | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Orange County Texas | 1 | $ 205,000 | $ 205,000 | $ 432,000 |
| Palo Pinto County Texas | 1 | $ 965,000 | $ 965,000 | $ 0 |
| Polk County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Swisher County Texas | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Upshur County Texas | 1 | $ 585,000 | $ 585,000 | $ 154,000 |
| Wichita County Texas | 1 | $ 9,255,000 | $ 9,255,000 | $ 0 |
| Wilson County Texas | 1 | $ 455,000 | $ 455,000 | $ 283,000 |
| Sheridan County Wyoming | 1 | $ 2,455,000 | $ 2,455,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for American State Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 199 | $203,175,000 | $1,020,000 | $9,965,000 | $379,000 | $4,727,000 |
| Cash-out Refinancing | 77 | $101,205,000 | $1,314,000 | $16,005,000 | $227,000 | $858,000 |
| Refinancing | 37 | $15,285,000 | $413,000 | $2,825,000 | $170,000 | $628,000 |
| Other Purpose | 6 | $890,000 | $148,000 | $255,000 | $74,000 | $93,000 |
| Home Improvement | 5 | $525,000 | $105,000 | $185,000 | $179,000 | $401,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 147 | $80,035,000 | $544,000 | $4,005,000 | $333,000 | $4,727,000 |
| Not applicable | 127 | $216,805,000 | $1,707,000 | $16,005,000 | $0 | $0 |
| Not Provided | 21 | $9,475,000 | $451,000 | $1,425,000 | $197,000 | $478,000 |
| Hispanic | 16 | $5,710,000 | $356,000 | $1,855,000 | $323,000 | $1,317,000 |
| Black or African American | 9 | $3,875,000 | $430,000 | $1,035,000 | $245,000 | $565,000 |
| Asian | 1 | $405,000 | $405,000 | $405,000 | $325,000 | $325,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 323 | $320,865,000 | $993,000 | $16,005,000 | $321,000 | $4,727,000 |
| VA-guaranteed (Veterans Administration) | 1 | $215,000 | $215,000 | $215,000 | $57,000 | $57,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 261 | $290,125,000 | $1,111,000 | $16,005,000 | $363,000 | $4,727,000 |
| Application Withdrawn By Applicant | 32 | $12,650,000 | $395,000 | $2,005,000 | $250,000 | $1,243,000 |
| Application Denied By Financial Institution | 21 | $9,815,000 | $467,000 | $3,285,000 | $134,000 | $595,000 |
| Application Approved But Not Accepted | 6 | $6,830,000 | $1,138,000 | $2,825,000 | $472,000 | $1,728,000 |
| File Closed For Incompleteness | 4 | $1,660,000 | $415,000 | $505,000 | $212,000 | $364,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 324 | $321,080,000 | $990,000 | $16,005,000 | $319,000 | $4,727,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.