Waterfield Bank
Mortgage Loan Application
Totals and Details
for 2006

Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Waterfield Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Waterfield Bank
6903 Rockledge Drive, Suite 525
Bethesda, MD 20817
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  
Total Number of Mortgage Applications 1,310
Total Mortgage Loan Application Amount $345,307,000
Average Mortgage Loan Application Amount $258,333
Highest Mortgage Loan Application Amount $1,570,000
Average Applicant Income $117,000
Highest Applicant Income $1,700,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Waterfield Bank by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Montgomery County Maryland 150 $ 55,897,000 $ 372,000 $ 155,000
Prince George's County Maryland 87 $ 23,099,000 $ 265,000 $ 123,000
District of Columbia County District Of Columbia 82 $ 29,000,000 $ 353,000 $ 200,000
Bergen County New Jersey 55 $ 16,566,000 $ 301,000 $ 113,000
Ocean County New Jersey 39 $ 10,399,000 $ 266,000 $ 128,000
Philadelphia County Pennsylvania 39 $ 4,013,000 $ 102,000 $ 93,000
Monmouth County New Jersey 37 $ 11,872,000 $ 320,000 $ 118,000
Miami-Dade County Florida 34 $ 11,071,000 $ 325,000 $ 163,000
Burlington County New Jersey 32 $ 8,882,000 $ 277,000 $ 113,000
Orange County Florida 31 $ 7,439,000 $ 239,000 $ 115,000
Fairfax County Virginia 30 $ 16,429,000 $ 547,000 $ 309,000
Allegheny County Pennsylvania 28 $ 3,269,000 $ 116,000 $ 75,000
Baltimore City County Maryland 25 $ 4,832,000 $ 193,000 $ 111,000
Anne Arundel County Maryland 21 $ 4,788,000 $ 228,000 $ 122,000
Howard County Maryland 21 $ 6,143,000 $ 292,000 $ 117,000
Gloucester County New Jersey 19 $ 4,995,000 $ 262,000 $ 91,000
Montgomery County Pennsylvania 19 $ 4,151,000 $ 218,000 $ 95,000
Essex County New Jersey 17 $ 4,816,000 $ 283,000 $ 102,000
Hudson County New Jersey 15 $ 4,752,000 $ 316,000 $ 118,000
Middlesex County New Jersey 15 $ 3,557,000 $ 237,000 $ 75,000
Morris County New Jersey 15 $ 4,340,000 $ 289,000 $ 110,000
Camden County New Jersey 14 $ 2,545,000 $ 181,000 $ 91,000
Passaic County New Jersey 14 $ 4,061,000 $ 290,000 $ 102,000
Prince William County Virginia 14 $ 3,119,000 $ 222,000 $ 69,000
Sussex County Delaware 13 $ 4,679,000 $ 359,000 $ 295,000
Baltimore County Maryland 13 $ 2,792,000 $ 214,000 $ 109,000
Calvert County Maryland 13 $ 3,088,000 $ 237,000 $ 112,000
Frederick County Maryland 13 $ 2,726,000 $ 209,000 $ 89,000
Atlantic County New Jersey 12 $ 2,497,000 $ 208,000 $ 90,000
Mercer County New Jersey 12 $ 2,430,000 $ 202,000 $ 81,000
Marion County Indiana 10 $ 827,000 $ 82,000 $ 98,000
Union County New Jersey 10 $ 3,279,000 $ 327,000 $ 132,000
Hillsborough County Florida 9 $ 2,085,000 $ 231,000 $ 79,000
Delaware County Pennsylvania 9 $ 742,000 $ 82,000 $ 58,000
Westmoreland County Pennsylvania 9 $ 1,391,000 $ 154,000 $ 97,000
Seminole County Florida 8 $ 2,320,000 $ 290,000 $ 54,000
Volusia County Florida 8 $ 1,268,000 $ 158,000 $ 101,000
Beaver County Pennsylvania 8 $ 665,000 $ 83,000 $ 70,000
Bucks County Pennsylvania 7 $ 1,401,000 $ 200,000 $ 112,000
Lancaster County Pennsylvania 7 $ 914,000 $ 130,000 $ 85,000
Arlington County Virginia 7 $ 3,091,000 $ 441,000 $ 165,000
Loudoun County Virginia 7 $ 2,133,000 $ 304,000 $ 176,000
Osceola County Florida 6 $ 1,101,000 $ 183,000 $ 114,000
Pasco County Florida 6 $ 970,000 $ 161,000 $ 74,000
Hamilton County Indiana 6 $ 769,000 $ 128,000 $ 101,000
Somerset County New Jersey 6 $ 1,582,000 $ 263,000 $ 84,000
Monroe County New York 6 $ 383,000 $ 63,000 $ 65,000
Adams County Pennsylvania 6 $ 1,375,000 $ 229,000 $ 99,000
Alexandria County Virginia 6 $ 1,854,000 $ 309,000 $ 176,000
Brevard County Florida 5 $ 1,154,000 $ 230,000 $ 59,000
Palm Beach County Florida 5 $ 1,375,000 $ 275,000 $ 288,000
Washington County Maryland 5 $ 901,000 $ 180,000 $ 81,000
Berks County Pennsylvania 5 $ 1,099,000 $ 219,000 $ 106,000
Washington County Pennsylvania 5 $ 566,000 $ 113,000 $ 138,000
Berkeley County West Virginia 5 $ 623,000 $ 124,000 $ 41,000
Broward County Florida 4 $ 1,149,000 $ 287,000 $ 152,000
Pinellas County Florida 4 $ 408,000 $ 102,000 $ 89,000
Carroll County Maryland 4 $ 1,229,000 $ 307,000 $ 147,000
Harford County Maryland 4 $ 860,000 $ 215,000 $ 85,000
Worcester County Maryland 4 $ 2,087,000 $ 521,000 $ 261,000
Chester County Pennsylvania 4 $ 1,150,000 $ 287,000 $ 87,000
Somerset County Pennsylvania 4 $ 317,000 $ 79,000 $ 45,000
Wayne County Pennsylvania 4 $ 433,000 $ 108,000 $ 78,000
Chesterfield County Virginia 4 $ 1,644,000 $ 411,000 $ 238,000
Duval County Florida 3 $ 259,000 $ 86,000 $ 18,000
Monroe County Florida 3 $ 2,280,000 $ 760,000 $ 382,000
Polk County Florida 3 $ 458,000 $ 152,000 $ 45,000
St. Lucie County Florida 3 $ 713,000 $ 237,000 $ 104,000
Cass County Indiana 3 $ 217,000 $ 72,000 $ 45,000
Decatur County Indiana 3 $ 503,000 $ 167,000 $ 83,000
Dorchester County Maryland 3 $ 700,000 $ 233,000 $ 32,000
Norfolk County Massachusetts 3 $ 245,000 $ 81,000 $ 94,000
Queens County New York 3 $ 625,000 $ 208,000 $ 68,000
Richmond County New York 3 $ 1,325,000 $ 441,000 $ 99,000
Cumberland County North Carolina 3 $ 225,000 $ 75,000 $ 50,000
Bedford County Pennsylvania 3 $ 253,000 $ 84,000 $ 16,000
Lehigh County Pennsylvania 3 $ 705,000 $ 235,000 $ 59,000
Monroe County Pennsylvania 3 $ 650,000 $ 216,000 $ 81,000
Travis County Texas 3 $ 945,000 $ 315,000 $ 259,000
Jefferson County West Virginia 3 $ 1,451,000 $ 483,000 $ 207,000
Maricopa County Arizona 2 $ 247,000 $ 123,000 $ 67,000
Hall County Georgia 2 $ 622,000 $ 311,000 $ 325,000
Allen County Indiana 2 $ 378,000 $ 189,000 $ 109,000
Hendricks County Indiana 2 $ 272,000 $ 136,000 $ 72,000
Howard County Indiana 2 $ 123,000 $ 61,000 $ 52,000
Johnson County Indiana 2 $ 228,000 $ 114,000 $ 53,000
Monroe County Indiana 2 $ 120,000 $ 60,000 $ 52,000
Morgan County Indiana 2 $ 190,000 $ 95,000 $ 46,000
Boyd County Kentucky 2 $ 379,000 $ 189,000 $ 50,000
Salem County New Jersey 2 $ 290,000 $ 145,000 $ 117,000
Sussex County New Jersey 2 $ 314,000 $ 157,000 $ 43,000
New York County New York 2 $ 525,000 $ 262,000 $ 0
Currituck County North Carolina 2 $ 530,000 $ 265,000 $ 277,000
Forsyth County North Carolina 2 $ 257,000 $ 128,000 $ 75,000
Tulsa County Oklahoma 2 $ 115,000 $ 57,000 $ 70,000
Butler County Pennsylvania 2 $ 389,000 $ 194,000 $ 83,000
Cambria County Pennsylvania 2 $ 352,000 $ 176,000 $ 73,000
Centre County Pennsylvania 2 $ 249,000 $ 124,000 $ 58,000
Lackawanna County Pennsylvania 2 $ 131,000 $ 65,000 $ 40,000
Susquehanna County Pennsylvania 2 $ 191,000 $ 95,000 $ 89,000
Charleston County South Carolina 2 $ 463,000 $ 231,000 $ 82,000
Kershaw County South Carolina 2 $ 170,000 $ 85,000 $ 0
Wilson County Tennessee 2 $ 348,000 $ 174,000 $ 151,000
Fairfax City County Virginia 2 $ 594,000 $ 297,000 $ 139,000
Stafford County Virginia 2 $ 634,000 $ 317,000 $ 621,000
Fresno County California 1 $ 125,000 $ 125,000 $ 16,000
Imperial County California 1 $ 256,000 $ 256,000 $ 76,000
Kern County California 1 $ 210,000 $ 210,000 $ 82,000
Los Angeles County California 1 $ 75,000 $ 75,000 $ 20,000
Adams County Colorado 1 $ 196,000 $ 196,000 $ 63,000
Hartford County Connecticut 1 $ 225,000 $ 225,000 $ 86,000
New Haven County Connecticut 1 $ 108,000 $ 108,000 $ 130,000
Alachua County Florida 1 $ 95,000 $ 95,000 $ 89,000
Citrus County Florida 1 $ 167,000 $ 167,000 $ 56,000
Clay County Florida 1 $ 100,000 $ 100,000 $ 32,000
Collier County Florida 1 $ 297,000 $ 297,000 $ 84,000
Flagler County Florida 1 $ 196,000 $ 196,000 $ 96,000
Hendry County Florida 1 $ 206,000 $ 206,000 $ 106,000
Lake County Florida 1 $ 269,000 $ 269,000 $ 89,000
Lee County Florida 1 $ 266,000 $ 266,000 $ 468,000
Manatee County Florida 1 $ 182,000 $ 182,000 $ 247,000
Okaloosa County Florida 1 $ 234,000 $ 234,000 $ 78,000
DeKalb County Georgia 1 $ 105,000 $ 105,000 $ 53,000
Emanuel County Georgia 1 $ 92,000 $ 92,000 $ 0
Greene County Georgia 1 $ 652,000 $ 652,000 $ 842,000
Walton County Georgia 1 $ 144,000 $ 144,000 $ 70,000
Adams County Idaho 1 $ 125,000 $ 125,000 $ 51,000
Lincoln County Idaho 1 $ 115,000 $ 115,000 $ 80,000
Champaign County Illinois 1 $ 53,000 $ 53,000 $ 48,000
Lake County Illinois 1 $ 84,000 $ 84,000 $ 70,000
Elkhart County Indiana 1 $ 143,000 $ 143,000 $ 50,000
Hancock County Indiana 1 $ 115,000 $ 115,000 $ 34,000
Lawrence County Kentucky 1 $ 59,000 $ 59,000 $ 33,000
Madison County Kentucky 1 $ 100,000 $ 100,000 $ 0
Allegany County Maryland 1 $ 45,000 $ 45,000 $ 18,000
Cecil County Maryland 1 $ 208,000 $ 208,000 $ 62,000
Charles County Maryland 1 $ 165,000 $ 165,000 $ 94,000
Garrett County Maryland 1 $ 605,000 $ 605,000 $ 384,000
St. Mary's County Maryland 1 $ 230,000 $ 230,000 $ 76,000
Bristol County Massachusetts 1 $ 170,000 $ 170,000 $ 52,000
Midland County Michigan 1 $ 40,000 $ 40,000 $ 16,000
Carver County Minnesota 1 $ 370,000 $ 370,000 $ 145,000
Barton County Missouri 1 $ 19,000 $ 19,000 $ 58,000
Bollinger County Missouri 1 $ 73,000 $ 73,000 $ 45,000
Franklin County Missouri 1 $ 120,000 $ 120,000 $ 51,000
Clark County Nevada 1 $ 194,000 $ 194,000 $ 58,000
Cape May County New Jersey 1 $ 425,000 $ 425,000 $ 184,000
Cumberland County New Jersey 1 $ 319,000 $ 319,000 $ 123,000
Warren County New Jersey 1 $ 250,000 $ 250,000 $ 80,000
Albany County New York 1 $ 94,000 $ 94,000 $ 81,000
Bronx County New York 1 $ 200,000 $ 200,000 $ 49,000
Kings County New York 1 $ 48,000 $ 48,000 $ 31,000
Lewis County New York 1 $ 68,000 $ 68,000 $ 64,000
Nassau County New York 1 $ 375,000 $ 375,000 $ 56,000
Rensselaer County New York 1 $ 128,000 $ 128,000 $ 52,000
St. Lawrence County New York 1 $ 64,000 $ 64,000 $ 128,000
Suffolk County New York 1 $ 550,000 $ 550,000 $ 640,000
Sullivan County New York 1 $ 236,000 $ 236,000 $ 85,000
Washington County New York 1 $ 300,000 $ 300,000 $ 112,000
Durham County North Carolina 1 $ 139,000 $ 139,000 $ 50,000
Lincoln County North Carolina 1 $ 250,000 $ 250,000 $ 75,000
Mecklenburg County North Carolina 1 $ 170,000 $ 170,000 $ 35,000
Vance County North Carolina 1 $ 45,000 $ 45,000 $ 37,000
Wake County North Carolina 1 $ 163,000 $ 163,000 $ 120,000
Montgomery County Ohio 1 $ 50,000 $ 50,000 $ 26,000
Stark County Ohio 1 $ 87,000 $ 87,000 $ 54,000
Summit County Ohio 1 $ 123,000 $ 123,000 $ 66,000
Blair County Pennsylvania 1 $ 58,000 $ 58,000 $ 144,000
Cumberland County Pennsylvania 1 $ 162,000 $ 162,000 $ 62,000
Fayette County Pennsylvania 1 $ 67,000 $ 67,000 $ 45,000
Franklin County Pennsylvania 1 $ 108,000 $ 108,000 $ 47,000
Lebanon County Pennsylvania 1 $ 206,000 $ 206,000 $ 90,000
Georgetown County South Carolina 1 $ 392,000 $ 392,000 $ 84,000
Bledsoe County Tennessee 1 $ 135,000 $ 135,000 $ 36,000
Hampton County Virginia 1 $ 80,000 $ 80,000 $ 40,000
Hanover County Virginia 1 $ 300,000 $ 300,000 $ 100,000
Newport News County Virginia 1 $ 92,000 $ 92,000 $ 93,000
Northumberland County Virginia 1 $ 290,000 $ 290,000 $ 203,000
Roanoke County Virginia 1 $ 95,000 $ 95,000 $ 0
Spotsylvania County Virginia 1 $ 298,000 $ 298,000 $ 77,000
Virginia Beach County Virginia 1 $ 650,000 $ 650,000 $ 205,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Waterfield Bank in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 656 $173,169,000 $263,000 $1,570,000 $109,000 $1,236,000
Home Purchase 615 $162,437,000 $264,000 $1,500,000 $146,000 $1,700,000
Home Improvement 39 $9,701,000 $248,000 $950,000 $96,000 $841,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 666 $185,000,000 $277,000 $1,570,000 $135,000 $1,320,000
Not Provided 228 $57,143,000 $250,000 $1,500,000 $121,000 $1,700,000
Hispanic 201 $48,263,000 $240,000 $975,000 $90,000 $483,000
Black or African American 161 $37,592,000 $233,000 $960,000 $126,000 $471,000
Asian 49 $15,700,000 $320,000 $1,200,000 $179,000 $552,000
Native Hawaiian or Other Pacific Islander 4 $1,533,000 $383,000 $600,000 $153,000 $311,000
American Indian or Alaskan Native 1 $76,000 $76,000 $76,000 $78,000 $78,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,309 $345,107,000 $263,000 $1,570,000 $126,000 $1,700,000
FHA-insured (Federal Housing Administration) 1 $200,000 $200,000 $200,000 $166,000 $166,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,050 $273,620,000 $260,000 $1,500,000 $121,000 $1,700,000
Application Approved But Not Accepted 129 $36,417,000 $282,000 $1,500,000 $130,000 $978,000
Application Denied By Financial Institution 94 $22,071,000 $234,000 $1,570,000 $141,000 $873,000
Application Withdrawn By Applicant 37 $13,199,000 $356,000 $1,499,000 $224,000 $1,236,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 21 $4,299,000 $204,000 $680,000 $118,000 $513,000
Collateral 17 $4,842,000 $284,000 $1,000,000 $160,000 $424,000
Debt-To-Income Ratio 15 $2,155,000 $143,000 $640,000 $62,000 $129,000
Unverifiable Information 15 $3,991,000 $266,000 $1,570,000 $149,000 $873,000
Other 11 $1,877,000 $170,000 $496,000 $70,000 $168,000
Insufficient Cash (Downpayment, Closing Cost) 9 $3,135,000 $348,000 $705,000 $321,000 $666,000
Employment History 4 $987,000 $246,000 $328,000 $177,000 $311,000
Credit Application Incomplete 2 $785,000 $392,000 $417,000 $251,000 $376,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.

Download the Maryland Lender List