Waterfield Bank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Waterfield Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Waterfield Bank 6903 Rockledge Drive, Suite 525 Bethesda, MD 20817 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 176 |
| Total Mortgage Loan Application Amount | $37,549,000 |
| Average Mortgage Loan Application Amount | $278,914 |
| Highest Mortgage Loan Application Amount | $2,340,000 |
| Average Applicant Income | $128,000 |
| Highest Applicant Income | $1,051,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Marion County Indiana | 31 | $ 4,689,000 | $ 151,000 | $ 99,000 |
| Hamilton County Indiana | 16 | $ 4,340,000 | $ 271,000 | $ 154,000 |
| Boone County Indiana | 14 | $ 1,469,000 | $ 104,000 | $ 75,000 |
| Johnson County Indiana | 8 | $ 780,000 | $ 97,000 | $ 54,000 |
| Palm Beach County Florida | 6 | $ 2,836,000 | $ 472,000 | $ 47,000 |
| Kosciusko County Indiana | 5 | $ 132,000 | $ 26,000 | $ 248,000 |
| Elkhart County Indiana | 4 | $ 83,000 | $ 20,000 | $ 51,000 |
| Somerset County Maine | 4 | $ 449,000 | $ 112,000 | $ 37,000 |
| Anne Arundel County Maryland | 4 | $ 995,000 | $ 248,000 | $ 85,000 |
| District of Columbia County District Of Columbia | 3 | $ 842,000 | $ 280,000 | $ 210,000 |
| Hendricks County Indiana | 3 | $ 282,000 | $ 94,000 | $ 53,000 |
| Lake County Indiana | 3 | $ 900,000 | $ 300,000 | $ 147,000 |
| Tippecanoe County Indiana | 3 | $ 324,000 | $ 108,000 | $ 66,000 |
| Carroll County Maryland | 3 | $ 842,000 | $ 280,000 | $ 102,000 |
| Montgomery County Maryland | 3 | $ 2,890,000 | $ 963,000 | $ 349,000 |
| Mobile County Alabama | 2 | $ 144,000 | $ 72,000 | $ 39,000 |
| Okeechobee County Florida | 2 | $ 138,000 | $ 69,000 | $ 42,000 |
| Vermilion County Illinois | 2 | $ 190,000 | $ 95,000 | $ 69,000 |
| Cass County Indiana | 2 | $ 192,000 | $ 96,000 | $ 145,000 |
| Franklin County Indiana | 2 | $ 243,000 | $ 121,000 | $ 67,000 |
| Madison County Indiana | 2 | $ 698,000 | $ 349,000 | $ 93,000 |
| Monroe County Indiana | 2 | $ 408,000 | $ 204,000 | $ 85,000 |
| Worcester County Maryland | 2 | $ 787,000 | $ 393,000 | $ 1,051,000 |
| Wayne County Michigan | 2 | $ 163,000 | $ 81,000 | $ 28,000 |
| Barton County Missouri | 2 | $ 185,000 | $ 92,000 | $ 60,000 |
| Essex County New York | 2 | $ 60,000 | $ 30,000 | $ 52,000 |
| Alexandria County Virginia | 2 | $ 682,000 | $ 341,000 | $ 162,000 |
| Los Angeles County California | 1 | $ 1,200,000 | $ 1,200,000 | $ 408,000 |
| Sussex County Delaware | 1 | $ 2,340,000 | $ 2,340,000 | $ 631,000 |
| Lee County Florida | 1 | $ 117,000 | $ 117,000 | $ 138,000 |
| Manatee County Florida | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 156,000 | $ 156,000 | $ 83,000 |
| Fulton County Georgia | 1 | $ 148,000 | $ 148,000 | $ 198,000 |
| Sangamon County Illinois | 1 | $ 31,000 | $ 31,000 | $ 43,000 |
| Bartholomew County Indiana | 1 | $ 203,000 | $ 203,000 | $ 94,000 |
| Clay County Indiana | 1 | $ 9,000 | $ 9,000 | $ 53,000 |
| Clinton County Indiana | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| Howard County Indiana | 1 | $ 240,000 | $ 240,000 | $ 78,000 |
| Jefferson County Indiana | 1 | $ 113,000 | $ 113,000 | $ 56,000 |
| LaGrange County Indiana | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Morgan County Indiana | 1 | $ 64,000 | $ 64,000 | $ 156,000 |
| Owen County Indiana | 1 | $ 127,000 | $ 127,000 | $ 91,000 |
| Rush County Indiana | 1 | $ 250,000 | $ 250,000 | $ 87,000 |
| St. Joseph County Indiana | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Steuben County Indiana | 1 | $ 284,000 | $ 284,000 | $ 230,000 |
| Vigo County Indiana | 1 | $ 90,000 | $ 90,000 | $ 236,000 |
| Atchison County Kansas | 1 | $ 26,000 | $ 26,000 | $ 72,000 |
| Prince George's County Maryland | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Alcona County Michigan | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Gogebic County Michigan | 1 | $ 248,000 | $ 248,000 | $ 137,000 |
| Watonwan County Minnesota | 1 | $ 1,000 | $ 1,000 | $ 32,000 |
| Vernon County Missouri | 1 | $ 10,000 | $ 10,000 | $ 68,000 |
| Sussex County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 63,000 |
| Bernalillo County New Mexico | 1 | $ 336,000 | $ 336,000 | $ 182,000 |
| Sullivan County New York | 1 | $ 43,000 | $ 43,000 | $ 57,000 |
| Dare County North Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 392,000 |
| Guilford County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 480,000 |
| Steele County North Dakota | 1 | $ 13,000 | $ 13,000 | $ 29,000 |
| Beaufort County South Carolina | 1 | $ 788,000 | $ 788,000 | $ 0 |
| Chittenden County Vermont | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Arlington County Virginia | 1 | $ 1,650,000 | $ 1,650,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 30,000 | $ 30,000 | $ 50,000 |
| Fairfax County Virginia | 1 | $ 70,000 | $ 70,000 | $ 136,000 |
| Louisa County Virginia | 1 | $ 400,000 | $ 400,000 | $ 209,000 |
| Rockingham County Virginia | 1 | $ 15,000 | $ 15,000 | $ 131,000 |
| Waynesboro County Virginia | 1 | $ 93,000 | $ 93,000 | $ 70,000 |
| Lewis County West Virginia | 1 | $ 47,000 | $ 47,000 | $ 28,000 |
| Preston County West Virginia | 1 | $ 70,000 | $ 70,000 | $ 89,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Waterfield Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 104 | $22,482,000 | $412,785 | $2,340,000 | $154,500 | $1,051,000 |
| Refinancing | 57 | $12,103,000 | $184,153 | $1,995,000 | $108,692 | $1,051,000 |
| Home Improvement | 15 | $2,964,000 | $198,625 | $1,260,000 | $113,000 | $472,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 140 | $26,935,000 | $283,100 | $2,340,000 | $127,700 | $1,051,000 |
| Not Provided | 23 | $4,589,000 | $231,714 | $1,040,000 | $100,428 | $480,000 |
| Black or African American | 6 | $1,987,000 | $393,250 | $1,200,000 | $150,500 | $408,000 |
| Not applicable | 5 | $3,331,000 | $1,035,000 | $1,650,000 | $0 | $0 |
| Hispanic | 1 | $126,000 | $126,000 | $126,000 | $39,000 | $39,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $581,000 | $581,000 | $581,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 176 | $37,549,000 | $332,782 | $2,340,000 | $134,826 | $1,051,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 120 | $25,302,000 | $352,684 | $2,340,000 | $150,894 | $1,051,000 |
| Application Denied By Financial Institution | 28 | $5,424,000 | $277,777 | $1,200,000 | $73,222 | $408,000 |
| Application Approved But Not Accepted | 22 | $5,550,000 | $338,714 | $1,650,000 | $32,428 | $269,000 |
| Application Withdrawn By Applicant | 6 | $1,273,000 | $261,000 | $600,000 | $226,250 | $480,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 16 | $1,332,000 | $84,333 | $200,000 | $26,833 | $144,000 |
| Collateral | 5 | $972,000 | $177,500 | $340,000 | $79,500 | $132,000 |
| Employment History | 3 | $1,832,000 | $758,000 | $1,200,000 | $259,000 | $408,000 |
| Debt-To-Income Ratio | 2 | $543,000 | $271,000 | $340,000 | $87,000 | $94,000 |
| Unverifiable Information | 2 | $745,000 | $372,500 | $620,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.