American National Bank & Trust
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for American National Bank & Trust.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | American National Bank & Trust 2732 Midwestern Pkwy Wichita Falls, TX 76308 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 790 |
| Total Mortgage Loan Application Amount | $150,830,000 |
| Average Mortgage Loan Application Amount | $163,800 |
| Highest Mortgage Loan Application Amount | $7,395,000 |
| Average Applicant Income | $127,000 |
| Highest Applicant Income | $1,369,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wichita County Texas | 456 | $ 68,330,000 | $ 149,000 | $ 88,000 |
| Denton County Texas | 70 | $ 16,710,000 | $ 238,000 | $ 137,000 |
| Tarrant County Texas | 53 | $ 18,505,000 | $ 349,000 | $ 207,000 |
| Archer County Texas | 50 | $ 10,080,000 | $ 201,000 | $ 119,000 |
| Clay County Texas | 31 | $ 5,305,000 | $ 171,000 | $ 113,000 |
| Wilbarger County Texas | 17 | $ 1,755,000 | $ 103,000 | $ 80,000 |
| Cooke County Texas | 11 | $ 1,765,000 | $ 160,000 | $ 274,000 |
| Dallas County Texas | 10 | $ 3,150,000 | $ 315,000 | $ 241,000 |
| Baylor County Texas | 9 | $ 845,000 | $ 93,000 | $ 72,000 |
| Collin County Texas | 6 | $ 1,520,000 | $ 253,000 | $ 182,000 |
| Hardeman County Texas | 6 | $ 450,000 | $ 75,000 | $ 89,000 |
| Bosque County Texas | 5 | $ 1,185,000 | $ 237,000 | $ 159,000 |
| Brown County Texas | 5 | $ 465,000 | $ 93,000 | $ 77,000 |
| Lubbock County Texas | 5 | $ 1,865,000 | $ 373,000 | $ 150,000 |
| Parker County Texas | 5 | $ 1,475,000 | $ 295,000 | $ 131,000 |
| Montague County Texas | 4 | $ 250,000 | $ 62,000 | $ 90,000 |
| Hood County Texas | 3 | $ 715,000 | $ 238,000 | $ 128,000 |
| Howard County Texas | 3 | $ 445,000 | $ 148,000 | $ 104,000 |
| Somervell County Texas | 3 | $ 405,000 | $ 135,000 | $ 115,000 |
| Comanche County Texas | 2 | $ 320,000 | $ 160,000 | $ 134,000 |
| Taylor County Texas | 2 | $ 400,000 | $ 200,000 | $ 92,000 |
| Garland County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 24,000 |
| Adams County Colorado | 1 | $ 265,000 | $ 265,000 | $ 101,000 |
| Broward County Florida | 1 | $ 285,000 | $ 285,000 | $ 103,000 |
| Walton County Florida | 1 | $ 415,000 | $ 415,000 | $ 102,000 |
| Leelanau County Michigan | 1 | $ 245,000 | $ 245,000 | $ 201,000 |
| Clark County Nevada | 1 | $ 245,000 | $ 245,000 | $ 1,369,000 |
| Lincoln County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 104,000 |
| Comanche County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Cotton County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 113,000 |
| Johnston County Oklahoma | 1 | $ 365,000 | $ 365,000 | $ 180,000 |
| Murray County Oklahoma | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Tillman County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| Lawrence County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 129,000 |
| Pennington County South Dakota | 1 | $ 365,000 | $ 365,000 | $ 375,000 |
| Sequatchie County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| Bell County Texas | 1 | $ 7,395,000 | $ 7,395,000 | $ 0 |
| Callahan County Texas | 1 | $ 315,000 | $ 315,000 | $ 187,000 |
| Coryell County Texas | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| Fort Bend County Texas | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Galveston County Texas | 1 | $ 245,000 | $ 245,000 | $ 194,000 |
| Hansford County Texas | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Hill County Texas | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| Jack County Texas | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Knox County Texas | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| McLennan County Texas | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Navarro County Texas | 1 | $ 305,000 | $ 305,000 | $ 98,000 |
| Palo Pinto County Texas | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| Polk County Texas | 1 | $ 195,000 | $ 195,000 | $ 105,000 |
| Rockwall County Texas | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| Smith County Texas | 1 | $ 155,000 | $ 155,000 | $ 240,000 |
| Stephens County Texas | 1 | $ 715,000 | $ 715,000 | $ 388,000 |
| Williamson County Texas | 1 | $ 175,000 | $ 175,000 | $ 196,000 |
| Wise County Texas | 1 | $ 85,000 | $ 85,000 | $ 126,000 |
| Young County Texas | 1 | $ 75,000 | $ 75,000 | $ 123,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for American National Bank & Trust in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 538 | $99,670,000 | $185,000 | $1,055,000 | $108,000 | $1,369,000 |
| Cash-out Refinancing | 111 | $26,335,000 | $237,000 | $7,395,000 | $114,000 | $948,000 |
| Refinancing | 105 | $21,515,000 | $204,000 | $785,000 | $122,000 | $388,000 |
| Home Improvement | 21 | $1,405,000 | $66,000 | $255,000 | $163,000 | $948,000 |
| Other Purpose | 15 | $1,905,000 | $127,000 | $475,000 | $128,000 | $436,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 596 | $108,660,000 | $182,000 | $785,000 | $115,000 | $1,369,000 |
| Not Provided | 97 | $17,615,000 | $181,000 | $485,000 | $109,000 | $453,000 |
| Hispanic | 52 | $8,370,000 | $160,000 | $485,000 | $103,000 | $469,000 |
| Asian | 17 | $2,675,000 | $157,000 | $305,000 | $129,000 | $351,000 |
| Black or African American | 13 | $1,965,000 | $151,000 | $235,000 | $77,000 | $117,000 |
| Not applicable | 12 | $11,110,000 | $925,000 | $7,395,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $435,000 | $145,000 | $175,000 | $63,000 | $84,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 602 | $121,000,000 | $200,000 | $7,395,000 | $125,000 | $1,369,000 |
| FHA-insured (Federal Housing Administration) | 101 | $12,815,000 | $126,000 | $295,000 | $68,000 | $156,000 |
| VA-guaranteed (Veterans Administration) | 87 | $17,015,000 | $195,000 | $785,000 | $82,000 | $319,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 681 | $133,255,000 | $195,000 | $7,395,000 | $113,000 | $948,000 |
| Application Denied By Financial Institution | 58 | $8,500,000 | $146,000 | $475,000 | $118,000 | $1,369,000 |
| Application Withdrawn By Applicant | 41 | $6,685,000 | $163,000 | $415,000 | $95,000 | $310,000 |
| Application Approved But Not Accepted | 10 | $2,390,000 | $239,000 | $725,000 | $135,000 | $370,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 732 | $142,330,000 | $194,000 | $7,395,000 | $112,000 | $948,000 |
| Credit Application Incomplete | 15 | $2,515,000 | $167,000 | $325,000 | $105,000 | $240,000 |
| Debt-To-Income Ratio | 14 | $1,700,000 | $121,000 | $305,000 | $69,000 | $155,000 |
| Credit History | 13 | $2,045,000 | $157,000 | $475,000 | $101,000 | $300,000 |
| Other | 8 | $1,160,000 | $145,000 | $475,000 | $112,000 | $287,000 |
| Collateral | 5 | $755,000 | $151,000 | $245,000 | $391,000 | $1,369,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $240,000 | $120,000 | $125,000 | $46,000 | $49,000 |
| Unverifiable Information | 1 | $85,000 | $85,000 | $85,000 | $75,000 | $75,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.