American National Bank And Trust Company
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for American National Bank And Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | American National Bank And Trust Company 628 Main Street Danville, VA 24541 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,009 |
| Total Mortgage Loan Application Amount | $247,165,000 |
| Average Mortgage Loan Application Amount | $194,600 |
| Highest Mortgage Loan Application Amount | $27,625,000 |
| Average Applicant Income | $123,800 |
| Highest Applicant Income | $2,629,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Guilford County North Carolina | 106 | $ 40,680,000 | $ 383,000 | $ 178,000 |
| Alamance County North Carolina | 103 | $ 34,225,000 | $ 332,000 | $ 137,000 |
| Pittsylvania County Virginia | 101 | $ 10,465,000 | $ 103,000 | $ 80,000 |
| Franklin County Virginia | 90 | $ 13,330,000 | $ 148,000 | $ 107,000 |
| Roanoke City County Virginia | 79 | $ 12,225,000 | $ 154,000 | $ 151,000 |
| Roanoke County Virginia | 58 | $ 11,990,000 | $ 206,000 | $ 112,000 |
| Danville County Virginia | 55 | $ 5,365,000 | $ 97,000 | $ 91,000 |
| Bedford County Virginia | 49 | $ 8,545,000 | $ 174,000 | $ 121,000 |
| Halifax County Virginia | 46 | $ 5,980,000 | $ 130,000 | $ 128,000 |
| Henry County Virginia | 43 | $ 9,305,000 | $ 216,000 | $ 92,000 |
| Forsyth County North Carolina | 34 | $ 9,150,000 | $ 269,000 | $ 135,000 |
| Montgomery County Virginia | 29 | $ 4,775,000 | $ 164,000 | $ 143,000 |
| Lynchburg County Virginia | 21 | $ 3,705,000 | $ 176,000 | $ 182,000 |
| Caswell County North Carolina | 16 | $ 1,400,000 | $ 87,000 | $ 79,000 |
| Martinsville County Virginia | 15 | $ 1,095,000 | $ 73,000 | $ 79,000 |
| Campbell County Virginia | 12 | $ 3,720,000 | $ 310,000 | $ 129,000 |
| Wake County North Carolina | 11 | $ 3,655,000 | $ 332,000 | $ 298,000 |
| Pulaski County Virginia | 10 | $ 1,710,000 | $ 171,000 | $ 105,000 |
| Salem County Virginia | 10 | $ 2,310,000 | $ 231,000 | $ 199,000 |
| Botetourt County Virginia | 9 | $ 2,035,000 | $ 226,000 | $ 156,000 |
| Davidson County North Carolina | 7 | $ 1,425,000 | $ 203,000 | $ 127,000 |
| Johnston County North Carolina | 6 | $ 1,370,000 | $ 228,000 | $ 98,000 |
| Mecklenburg County North Carolina | 6 | $ 1,170,000 | $ 195,000 | $ 645,000 |
| New Hanover County North Carolina | 5 | $ 905,000 | $ 181,000 | $ 99,000 |
| Orange County North Carolina | 5 | $ 865,000 | $ 173,000 | $ 112,000 |
| Amherst County Virginia | 5 | $ 565,000 | $ 113,000 | $ 80,000 |
| Rockingham County North Carolina | 4 | $ 380,000 | $ 95,000 | $ 81,000 |
| Giles County Virginia | 4 | $ 410,000 | $ 102,000 | $ 187,000 |
| Smyth County Virginia | 4 | $ 540,000 | $ 135,000 | $ 83,000 |
| Brunswick County North Carolina | 3 | $ 835,000 | $ 278,000 | $ 181,000 |
| Dare County North Carolina | 3 | $ 4,515,000 | $ 1,505,000 | $ 130,000 |
| Durham County North Carolina | 3 | $ 685,000 | $ 228,000 | $ 139,000 |
| Randolph County North Carolina | 3 | $ 545,000 | $ 181,000 | $ 98,000 |
| Horry County South Carolina | 3 | $ 725,000 | $ 241,000 | $ 96,000 |
| Floyd County Virginia | 3 | $ 565,000 | $ 188,000 | $ 156,000 |
| Nelson County Virginia | 3 | $ 415,000 | $ 138,000 | $ 91,000 |
| Wythe County Virginia | 3 | $ 415,000 | $ 138,000 | $ 62,000 |
| Iredell County North Carolina | 2 | $ 27,760,000 | $ 13,880,000 | $ 88,000 |
| Montgomery County North Carolina | 2 | $ 660,000 | $ 330,000 | $ 67,000 |
| Person County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 328,000 |
| Watauga County North Carolina | 2 | $ 890,000 | $ 445,000 | $ 169,000 |
| Yadkin County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 116,000 |
| Charlottesville County Virginia | 2 | $ 850,000 | $ 425,000 | $ 0 |
| Patrick County Virginia | 2 | $ 340,000 | $ 170,000 | $ 117,000 |
| Radford County Virginia | 2 | $ 7,510,000 | $ 3,755,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 275,000 | $ 275,000 | $ 143,000 |
| Collier County Florida | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 285,000 | $ 285,000 | $ 287,000 |
| Carteret County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 145,000 |
| Chowan County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 82,000 |
| Columbus County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 126,000 |
| Craven County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 190,000 |
| Davie County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 88,000 |
| Franklin County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Granville County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 130,000 |
| Madison County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 143,000 |
| Moore County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 577,000 |
| Pamlico County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 263,000 |
| Rowan County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Wilson County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 245,000 |
| Albemarle County Virginia | 1 | $ 1,345,000 | $ 1,345,000 | $ 222,000 |
| Bath County Virginia | 1 | $ 205,000 | $ 205,000 | $ 137,000 |
| Carroll County Virginia | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Chesterfield County Virginia | 1 | $ 65,000 | $ 65,000 | $ 92,000 |
| Craig County Virginia | 1 | $ 305,000 | $ 305,000 | $ 147,000 |
| Fredericksburg County Virginia | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Grayson County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Powhatan County Virginia | 1 | $ 105,000 | $ 105,000 | $ 103,000 |
| Richmond City County Virginia | 1 | $ 315,000 | $ 315,000 | $ 99,000 |
| Tazewell County Virginia | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for American National Bank And Trust Company in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 426 | $128,080,000 | $300,000 | $27,625,000 | $116,000 | $2,238,000 |
| Refinancing | 300 | $82,950,000 | $276,000 | $12,505,000 | $123,000 | $1,587,000 |
| Other Purpose | 161 | $20,085,000 | $124,000 | $1,605,000 | $142,000 | $2,629,000 |
| Home Improvement | 67 | $5,705,000 | $85,000 | $755,000 | $112,000 | $645,000 |
| Cash-out Refinancing | 55 | $10,345,000 | $188,000 | $1,005,000 | $126,000 | $1,311,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 671 | $103,385,000 | $154,000 | $1,605,000 | $124,000 | $2,629,000 |
| Not applicable | 206 | $123,140,000 | $597,000 | $27,625,000 | $0 | $0 |
| Not Provided | 83 | $14,255,000 | $171,000 | $485,000 | $138,000 | $724,000 |
| Black or African American | 27 | $3,035,000 | $112,000 | $485,000 | $121,000 | $645,000 |
| Asian | 16 | $2,800,000 | $175,000 | $1,105,000 | $82,000 | $248,000 |
| Hispanic | 4 | $450,000 | $112,000 | $215,000 | $73,000 | $113,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 911 | $231,105,000 | $253,000 | $27,625,000 | $132,000 | $2,629,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 36 | $4,720,000 | $131,000 | $265,000 | $48,000 | $82,000 |
| FHA-insured (Federal Housing Administration) | 33 | $5,355,000 | $162,000 | $315,000 | $69,000 | $163,000 |
| VA-guaranteed (Veterans Administration) | 29 | $5,985,000 | $206,000 | $485,000 | $85,000 | $452,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 812 | $213,030,000 | $262,000 | $27,625,000 | $123,000 | $1,587,000 |
| Application Denied By Financial Institution | 98 | $14,570,000 | $148,000 | $1,605,000 | $86,000 | $312,000 |
| Application Withdrawn By Applicant | 91 | $18,165,000 | $199,000 | $1,005,000 | $173,000 | $2,629,000 |
| Application Approved But Not Accepted | 5 | $795,000 | $159,000 | $265,000 | $107,000 | $165,000 |
| File Closed For Incompleteness | 3 | $605,000 | $201,000 | $315,000 | $113,000 | $163,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 911 | $232,595,000 | $255,000 | $27,625,000 | $130,000 | $2,629,000 |
| Other | 32 | $3,990,000 | $124,000 | $665,000 | $86,000 | $287,000 |
| Debt-To-Income Ratio | 29 | $4,845,000 | $167,000 | $615,000 | $71,000 | $300,000 |
| Credit History | 21 | $3,575,000 | $170,000 | $1,605,000 | $94,000 | $264,000 |
| Collateral | 13 | $1,445,000 | $111,000 | $665,000 | $110,000 | $312,000 |
| Unverifiable Information | 2 | $550,000 | $275,000 | $405,000 | $95,000 | $114,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $165,000 | $165,000 | $165,000 | $33,000 | $33,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.