American Lending Group, Inc
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for American Lending Group, Inc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | American Lending Group, Inc 3288 Eagle View Ln, Ste 300 Lexington, KY 40509 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 |
| Total Number of Mortgage Applications | 1,012 |
| Total Mortgage Loan Application Amount | $122,367,000 |
| Average Mortgage Loan Application Amount | $175,793 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $63,413 |
| Highest Applicant Income | $700,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fayette County Kentucky | 225 | $ 26,173,000 | $ 116,000 | $ 36,000 |
| Jefferson County Kentucky | 26 | $ 3,442,000 | $ 132,000 | $ 51,000 |
| Jessamine County Kentucky | 25 | $ 3,472,000 | $ 138,000 | $ 67,000 |
| Woodford County Kentucky | 23 | $ 2,487,000 | $ 108,000 | $ 54,000 |
| Madison County Kentucky | 17 | $ 1,402,000 | $ 82,000 | $ 50,000 |
| Scott County Kentucky | 15 | $ 1,391,000 | $ 92,000 | $ 60,000 |
| Anderson County Kentucky | 10 | $ 1,394,000 | $ 139,000 | $ 53,000 |
| Clark County Kentucky | 8 | $ 525,000 | $ 65,000 | $ 36,000 |
| Warren County Kentucky | 8 | $ 485,000 | $ 60,000 | $ 50,000 |
| Mercer County Kentucky | 6 | $ 590,000 | $ 98,000 | $ 33,000 |
| Bullitt County Kentucky | 5 | $ 1,222,000 | $ 244,000 | $ 77,000 |
| Daviess County Kentucky | 5 | $ 264,000 | $ 52,000 | $ 41,000 |
| Garrard County Kentucky | 5 | $ 750,000 | $ 150,000 | $ 57,000 |
| Bourbon County Kentucky | 4 | $ 967,000 | $ 241,000 | $ 102,000 |
| Franklin County Kentucky | 4 | $ 526,000 | $ 131,000 | $ 38,000 |
| Washington County Kentucky | 4 | $ 396,000 | $ 99,000 | $ 22,000 |
| Kenton County Kentucky | 3 | $ 469,000 | $ 156,000 | $ 44,000 |
| Montgomery County Kentucky | 3 | $ 325,000 | $ 108,000 | $ 29,000 |
| Nelson County Kentucky | 3 | $ 135,000 | $ 45,000 | $ 32,000 |
| Volusia County Florida | 2 | $ 1,125,000 | $ 562,000 | $ 500,000 |
| Boone County Kentucky | 2 | $ 889,000 | $ 444,000 | $ 129,000 |
| Campbell County Kentucky | 2 | $ 206,000 | $ 103,000 | $ 40,000 |
| Hopkins County Kentucky | 2 | $ 328,000 | $ 164,000 | $ 25,000 |
| McCracken County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 55,000 |
| Shelby County Kentucky | 2 | $ 104,000 | $ 52,000 | $ 25,000 |
| Spencer County Kentucky | 2 | $ 245,000 | $ 122,000 | $ 38,000 |
| Baldwin County Alabama | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
| Maricopa County Arizona | 1 | $ 322,000 | $ 322,000 | $ 68,000 |
| Pima County Arizona | 1 | $ 144,000 | $ 144,000 | $ 29,000 |
| Fresno County California | 1 | $ 359,000 | $ 359,000 | $ 121,000 |
| Lake County California | 1 | $ 35,000 | $ 35,000 | $ 10,000 |
| Orange County California | 1 | $ 190,000 | $ 190,000 | $ 41,000 |
| Sacramento County California | 1 | $ 239,000 | $ 239,000 | $ 54,000 |
| Broward County Florida | 1 | $ 342,000 | $ 342,000 | $ 95,000 |
| Pinellas County Florida | 1 | $ 90,000 | $ 90,000 | $ 29,000 |
| Sarasota County Florida | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Chatham County Georgia | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| DeKalb County Georgia | 1 | $ 154,000 | $ 154,000 | $ 50,000 |
| Douglas County Georgia | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Fulton County Georgia | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Clark County Indiana | 1 | $ 63,000 | $ 63,000 | $ 10,000 |
| Shelby County Indiana | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Barren County Kentucky | 1 | $ 203,000 | $ 203,000 | $ 50,000 |
| Boyd County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Carter County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 10,000 |
| Floyd County Kentucky | 1 | $ 160,000 | $ 160,000 | $ 88,000 |
| Gallatin County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Grant County Kentucky | 1 | $ 149,000 | $ 149,000 | $ 53,000 |
| Graves County Kentucky | 1 | $ 157,000 | $ 157,000 | $ 32,000 |
| Grayson County Kentucky | 1 | $ 114,000 | $ 114,000 | $ 80,000 |
| Hardin County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 130,000 |
| Harrison County Kentucky | 1 | $ 158,000 | $ 158,000 | $ 56,000 |
| Laurel County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Lincoln County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Logan County Kentucky | 1 | $ 252,000 | $ 252,000 | $ 146,000 |
| McLean County Kentucky | 1 | $ 69,000 | $ 69,000 | $ 37,000 |
| Meade County Kentucky | 1 | $ 129,000 | $ 129,000 | $ 61,000 |
| Oldham County Kentucky | 1 | $ 127,000 | $ 127,000 | $ 24,000 |
| Trigg County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 20,000 |
| Oakland County Michigan | 1 | $ 75,000 | $ 75,000 | $ 10,000 |
| Van Buren County Michigan | 1 | $ 68,000 | $ 68,000 | $ 28,000 |
| Clark County Nevada | 1 | $ 40,000 | $ 40,000 | $ 47,000 |
| Nassau County New York | 1 | $ 100,000 | $ 100,000 | $ 10,000 |
| Robeson County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 67,000 |
| Butler County Ohio | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Hamilton County Ohio | 1 | $ 117,000 | $ 117,000 | $ 39,000 |
| Stark County Ohio | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Union County Oregon | 1 | $ 74,000 | $ 74,000 | $ 48,000 |
| Horry County South Carolina | 1 | $ 79,000 | $ 79,000 | $ 67,000 |
| Bradley County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| San Jacinto County Texas | 1 | $ 47,000 | $ 47,000 | $ 24,000 |
| Tom Green County Texas | 1 | $ 40,000 | $ 40,000 | $ 38,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for American Lending Group, Inc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 674 | $86,304,000 | $223,384 | $800,000 | $67,538 | $700,000 |
| Refinancing | 337 | $36,048,000 | $145,266 | $1,000,000 | $62,333 | $520,000 |
| Home Improvement | 1 | $15,000 | $15,000 | $15,000 | $26,000 | $26,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 521 | $66,041,000 | $161,200 | $1,000,000 | $64,133 | $520,000 |
| Not Provided | 436 | $49,123,000 | $174,000 | $800,000 | $55,416 | $700,000 |
| Black or African American | 38 | $4,899,000 | $223,250 | $460,000 | $61,500 | $119,000 |
| Asian | 11 | $1,571,000 | $112,000 | $300,000 | $26,500 | $80,000 |
| Hispanic | 6 | $733,000 | $130,500 | $162,000 | $33,000 | $52,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 976 | $117,700,000 | $174,388 | $1,000,000 | $66,333 | $700,000 |
| FHA-insured (Federal Housing Administration) | 18 | $2,099,000 | $109,000 | $182,000 | $32,666 | $70,000 |
| VA-guaranteed (Veterans Administration) | 18 | $2,568,000 | $171,500 | $332,000 | $49,250 | $79,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 496 | $62,790,000 | $172,823 | $800,000 | $68,823 | $700,000 |
| Loan Originated | 306 | $40,914,000 | $199,200 | $1,000,000 | $71,800 | $480,000 |
| Application Denied By Financial Institution | 210 | $18,663,000 | $77,142 | $650,000 | $31,571 | $200,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 152 | $12,380,000 | $82,000 | $260,000 | $34,666 | $113,000 |
| Debt-To-Income Ratio | 31 | $3,175,000 | $99,000 | $256,000 | $23,000 | $99,000 |
| Employment History | 12 | $1,646,000 | $94,333 | $650,000 | $31,000 | $200,000 |
| Other | 8 | $807,000 | $72,500 | $210,000 | $22,500 | $68,000 |
| Collateral | 7 | $655,000 | $83,500 | $148,000 | $32,000 | $60,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.