American First
Mortgage Loan Application
Totals and Details
for 2009

Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for American First.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address American First
6 Pointe Drive, Ste 400
Brea, CA 92821
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,160
Total Mortgage Loan Application Amount $261,838,000
Average Mortgage Loan Application Amount $239,666
Highest Mortgage Loan Application Amount $792,000
Average Applicant Income $111,000
Highest Applicant Income $564,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for American First by Metropolitan Area in 2009

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
SANTA ANA-ANAHEIM-IRVINE, CA 378 $ 99,000,000 $ 261,000 $ 94,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 241 $ 56,250,000 $ 233,000 $ 79,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 181 $ 37,578,000 $ 207,000 $ 92,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 37 $ 8,418,000 $ 227,000 $ 95,000
PHOENIX-MESA-SCOTTSDALE, AZ 26 $ 4,486,000 $ 172,000 $ 68,000
CHICAGO-NAPERVILLE-JOLIET, IL 24 $ 3,817,000 $ 159,000 $ 91,000
OAKLAND-FREMONT-HAYWARD, CA 22 $ 4,445,000 $ 202,000 $ 101,000
LAS VEGAS-PARADISE, NV 16 $ 1,988,000 $ 124,000 $ 91,000
LAKE HAVASU CITY-KINGMAN, AZ 12 $ 1,907,000 $ 158,000 $ 94,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 10 $ 1,942,000 $ 194,000 $ 69,000
BOISE CITY-NAMPA, ID 8 $ 1,531,000 $ 191,000 $ 96,000
OXNARD-THOUSAND OAKS-VENTURA, CA 6 $ 1,207,000 $ 201,000 $ 90,000
SALT LAKE CITY, UT 6 $ 846,000 $ 141,000 $ 86,000
PRESCOTT, AZ 5 $ 867,000 $ 173,000 $ 61,000
MICHIGAN CITY-LA PORTE, IN 4 $ 467,000 $ 116,000 $ 86,000
TUCSON, AZ 4 $ 321,000 $ 80,000 $ 56,000
BAKERSFIELD, CA 3 $ 467,000 $ 155,000 $ 54,000
DENVER-AURORA-BROOMFIELD, CO 3 $ 502,000 $ 167,000 $ 62,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 3 $ 466,000 $ 177,500 $ 92,500
VALLEJO-FAIRFIELD, CA 3 $ 676,000 $ 225,000 $ 92,000
ALBUQUERQUE, NM 2 $ 520,000 $ 260,000 $ 151,000
KANSAS CITY, MO-KS 2 $ 302,000 $ 151,000 $ 120,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 2 $ 452,000 $ 226,000 $ 147,000
SALINAS, CA 2 $ 557,000 $ 278,000 $ 125,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 2 $ 443,000 $ 221,000 $ 77,000
SAN LUIS OBISPO-PASO ROBLES, CA 2 $ 550,000 $ 275,000 $ 65,000
SANTA BARBARA-SANTA MARIA-GOLETA, CA 2 $ 550,000 $ 275,000 $ 80,000
SEATTLE-BELLEVUE-EVERETT, WA 2 $ 585,000 $ 292,000 $ 155,000
ST. GEORGE, UT 2 $ 191,000 $ 95,000 $ 87,000
VISALIA-PORTERVILLE, CA 2 $ 230,000 $ 115,000 $ 31,000
AUSTIN-ROUND ROCK, TX 1 $ 70,000 $ 70,000 $ 98,000
BALTIMORE-TOWSON, MD 1 $ 255,000 $ 255,000 $ 160,000
BIRMINGHAM-HOOVER, AL 1 $ 149,000 $ 149,000 $ 34,000
BLOOMINGTON-NORMAL, IL 1 $ 123,000 $ 123,000 $ 72,000
BOSTON-QUINCY, MA 1 $ 319,000 $ 319,000 $ 146,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 1 $ 295,000 $ 295,000 $ 212,000
CANTON-MASSILLON, OH 1 $ 54,000 $ 54,000 $ 56,000
CAPE CORAL-FORT MYERS, FL 1 $ 108,000 $ 108,000 $ 173,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 1 $ 266,000 $ 266,000 $ 193,000
CHICO, CA 1 $ 152,000 $ 152,000 $ 46,000
COLORADO SPRINGS, CO 1 $ 148,000 $ 148,000 $ 59,000
DALLAS-PLANO-IRVING, TX 1 $ 100,000 $ 100,000 $ 36,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 1 $ 285,000 $ 285,000 $ 148,000
FLAGSTAFF, AZ 1 $ 195,000 $ 195,000 $ 55,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 1 $ 248,000 $ 248,000 $ 76,000
FORT WORTH-ARLINGTON, TX 1 $ 283,000 $ 283,000 $ 124,000
GARY, IN 1 $ 200,000 $ 200,000 $ 85,000
HONOLULU, HI 1 $ 246,000 $ 246,000 $ 173,000
KALAMAZOO-PORTAGE, MI 1 $ 114,000 $ 114,000 $ 147,000
KANKAKEE-BRADLEY, IL 1 $ 200,000 $ 200,000 $ 81,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 1 $ 228,000 $ 228,000 $ 150,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 1 $ 107,000 $ 107,000 $ 44,000
MERCED, CA 1 $ 84,000 $ 84,000 $ 69,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 1 $ 391,000 $ 391,000 $ 100,000
MODESTO, CA 1 $ 260,000 $ 260,000 $ 138,000
NAPA, CA 1 $ 126,000 $ 126,000 $ 77,000
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 1 $ 321,000 $ 321,000 $ 85,000
NEWARK-UNION, NJ-PA 1 $ 80,000 $ 80,000 $ 66,000
OMAHA-COUNCIL BLUFFS, NE-IA 1 $ 52,000 $ 52,000 $ 36,000
ORLANDO-KISSIMMEE, FL 1 $ 187,000 $ 187,000 $ 190,000
REDDING, CA 1 $ 74,000 $ 74,000 $ 25,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 1 $ 373,000 $ 373,000 $ 79,000
SPRINGFIELD, MO 1 $ 340,000 $ 340,000 $ 67,000
ST. LOUIS, MO-IL 1 $ 50,000 $ 50,000 $ 144,000
STOCKTON, CA 1 $ 20,000 $ 20,000 $ 76,000
TOPEKA, KS 1 $ 74,000 $ 74,000 $ 104,000
WARREN-TROY-FARMINGTON HILLS, MI 1 $ 311,000 $ 311,000 $ 125,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 1 $ 293,000 $ 293,000 $ 178,000
WEIRTON-STEUBENVILLE, WV-OH 1 $ 16,000 $ 16,000 $ 127,000
WILMINGTON, DE-MD-NJ 1 $ 139,000 $ 139,000 $ 89,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 1 $ 62,000 $ 62,000 $ 38,000
YUMA, AZ 1 $ 326,000 $ 326,000 $ 85,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for American First in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 990 $220,571,000 $222,000 $792,000 $89,000 $564,000
Home Purchase 169 $41,012,000 $242,000 $690,000 $84,000 $342,000
Home Improvement 1 $255,000 $255,000 $255,000 $160,000 $160,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 711 $161,704,000 $227,000 $792,000 $91,000 $564,000
Hispanic 259 $57,131,000 $220,000 $625,000 $78,000 $239,000
Not Provided 80 $16,700,000 $208,000 $660,000 $88,000 $225,000
Asian 65 $17,050,000 $262,000 $680,000 $112,000 $342,000
Black or African American 27 $5,367,000 $198,000 $411,000 $77,000 $166,000
American Indian or Alaskan Native 11 $1,934,000 $175,000 $478,000 $72,000 $138,000
Native Hawaiian or Other Pacific Islander 7 $1,952,000 $278,000 $380,000 $48,000 $94,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,089 $242,878,000 $223,000 $792,000 $89,000 $564,000
FHA-insured (Federal Housing Administration) 71 $18,960,000 $267,000 $621,000 $81,000 $342,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 830 $183,666,000 $221,000 $710,000 $89,000 $564,000
Application Withdrawn By Applicant 117 $26,779,000 $228,000 $702,000 $87,000 $342,000
Application Denied By Financial Institution 105 $27,016,000 $257,000 $792,000 $88,000 $264,000
File Closed For Incompleteness 80 $18,233,000 $227,000 $680,000 $91,000 $251,000
Preapproval Denied by Financial Institution 15 $2,617,000 $174,000 $331,000 $51,000 $104,000
Preapproval Approved but not Accepted 13 $3,527,000 $271,000 $560,000 $75,000 $135,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 51 $13,690,000 $268,000 $729,000 $88,000 $192,000
Debt-To-Income Ratio 28 $6,886,000 $245,000 $792,000 $58,000 $139,000
Other 20 $4,157,000 $207,000 $665,000 $110,000 $264,000
Credit History 8 $1,136,000 $142,000 $321,000 $71,000 $119,000
Unverifiable Information 5 $1,610,000 $322,000 $417,000 $105,000 $186,000
Mortgage Insurance Denied 3 $941,000 $313,000 $463,000 $94,000 $118,000
Employment History 2 $821,000 $410,000 $621,000 $109,000 $168,000
Credit Application Incomplete 2 $232,000 $116,000 $167,000 $41,000 $60,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.

Download the California Lender List