American Financial Resources, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

American Financial Resources, Inc. 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address American Financial Resources, Inc.
9 Sylvan Way
Parsippany-Troy Hills, NJ 07054
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2006  2005  2004  
Total Number of Mortgage Applications 12,509
Total Mortgage Loan Application Amount $2,339,063,000
Average Mortgage Loan Application Amount $175,333
Highest Mortgage Loan Application Amount $1,520,000
Average Applicant Income $65,666
Highest Applicant Income $1,117,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with American Financial Resources, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Financial Resources, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2010 breaks down American Financial Resources, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Financial Resources, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by American Financial Resources, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Financial Resources, Inc.'s mortgage activity for 2010.

Mortgage Loan Application Totals for American Financial Resources, Inc. by Metropolitan Area in 2010

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 638 $ 222,600,000 $ 346,000 $ 106,500
NEWARK-UNION, NJ-PA 465 $ 131,121,000 $ 205,500 $ 74,000
BALTIMORE-TOWSON, MD 341 $ 81,069,000 $ 237,000 $ 68,000
EDISON-NEW BRUNSWICK, NJ 306 $ 89,639,000 $ 292,000 $ 91,000
PHILADELPHIA, PA 301 $ 61,258,000 $ 203,000 $ 71,000
NASSAU-SUFFOLK, NY 239 $ 77,891,000 $ 325,000 $ 108,000
CAMDEN, NJ 237 $ 48,492,000 $ 204,000 $ 71,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 233 $ 61,265,000 $ 235,000 $ 75,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 231 $ 38,187,000 $ 165,000 $ 64,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 182 $ 39,997,000 $ 221,000 $ 73,000
CHICAGO-JOLIET-NAPERVILLE, IL 181 $ 35,861,000 $ 198,000 $ 59,000
ST. LOUIS, MO-IL 164 $ 23,792,000 $ 130,000 $ 50,500
TAMPA-ST. PETERSBURG-CLEARWATER, FL 152 $ 21,147,000 $ 139,000 $ 57,000
PITTSBURGH, PA 150 $ 20,210,000 $ 134,000 $ 63,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 142 $ 40,412,000 $ 284,000 $ 80,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 138 $ 28,792,000 $ 216,500 $ 85,000
ALBANY-SCHENECTADY-TROY, NY 134 $ 23,063,000 $ 172,000 $ 73,000
COLUMBUS, OH 117 $ 16,977,000 $ 145,000 $ 54,000
SEATTLE-BELLEVUE-EVERETT, WA 117 $ 29,834,000 $ 254,000 $ 70,000
HOUSTON-SUGAR LAND-BAYTOWN, TX 114 $ 15,490,000 $ 135,000 $ 65,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 111 $ 22,353,000 $ 201,000 $ 77,000
ORLANDO-KISSIMMEE-SANFORD, FL 97 $ 13,861,000 $ 142,000 $ 55,000
PHOENIX-MESA-GLENDALE, AZ 94 $ 12,737,000 $ 135,000 $ 48,000
ROCHESTER, NY 92 $ 12,129,000 $ 131,000 $ 61,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 87 $ 12,219,000 $ 120,000 $ 52,333
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 85 $ 17,493,000 $ 205,000 $ 63,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 83 $ 11,096,000 $ 133,000 $ 58,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 81 $ 10,930,000 $ 134,000 $ 49,000
WILMINGTON, DE-MD-NJ 80 $ 17,262,000 $ 192,333 $ 70,333
CHARLOTTE-GASTONIA-ROCK HILL, NC-SC 78 $ 10,857,000 $ 135,500 $ 50,500
CLEVELAND-ELYRIA-MENTOR, OH 78 $ 10,649,000 $ 136,000 $ 57,000
DALLAS-PLANO-IRVING, TX 78 $ 11,728,000 $ 150,000 $ 68,000
BUFFALO-NIAGARA FALLS, NY 75 $ 10,694,000 $ 142,000 $ 72,000
MIAMI-MIAMI BEACH-KENDALL, FL 75 $ 11,846,000 $ 157,000 $ 53,000
MEMPHIS, TN-MS-AR 68 $ 9,724,000 $ 134,000 $ 43,000
TACOMA, WA 68 $ 12,729,000 $ 187,000 $ 57,000
BETHESDA-ROCKVILLE-FREDERICK, MD 66 $ 20,359,000 $ 308,000 $ 96,000
BIRMINGHAM-HOOVER, AL 66 $ 9,208,000 $ 139,000 $ 51,000
COLUMBIA, SC 65 $ 7,550,000 $ 116,000 $ 53,000
BRIDGEPORT-STAMFORD-NORWALK, CT 64 $ 18,600,000 $ 290,000 $ 88,000
LOUISVILLE-JEFFERSON COUNTY, KY-IN 64 $ 8,448,000 $ 128,500 $ 56,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 62 $ 10,502,000 $ 169,000 $ 60,000
NEW HAVEN-MILFORD, CT 62 $ 12,663,000 $ 204,000 $ 75,000
RICHMOND, VA 62 $ 11,342,000 $ 182,000 $ 66,000
JACKSONVILLE, FL 59 $ 9,415,000 $ 159,000 $ 55,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 58 $ 13,618,000 $ 234,000 $ 71,000
INDIANAPOLIS-CARMEL, IN 58 $ 7,806,000 $ 134,000 $ 60,000
OKLAHOMA CITY, OK 57 $ 7,524,000 $ 132,000 $ 61,000
ALBUQUERQUE, NM 54 $ 9,047,000 $ 167,000 $ 72,000
DENVER-AURORA-BROOMFIELD, CO 54 $ 11,727,000 $ 217,000 $ 58,000
KANSAS CITY, MO-KS 54 $ 7,933,000 $ 149,500 $ 59,500
WARREN-TROY-FARMINGTON HILLS, MI 54 $ 6,911,000 $ 127,000 $ 57,000
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 52 $ 12,622,000 $ 242,000 $ 86,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 52 $ 10,163,000 $ 195,000 $ 67,000
SAN ANTONIO-NEW BRAUNFELS, TX 51 $ 6,228,000 $ 122,000 $ 68,000
BATON ROUGE, LA 49 $ 7,454,000 $ 152,000 $ 84,000
RALEIGH-CARY, NC 48 $ 7,770,000 $ 161,000 $ 56,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 47 $ 8,884,000 $ 193,500 $ 75,500
OAKLAND-FREMONT-HAYWARD, CA 47 $ 15,191,000 $ 323,000 $ 103,000
HARRISBURG-CARLISLE, PA 46 $ 7,073,000 $ 153,000 $ 65,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 46 $ 8,204,000 $ 178,000 $ 63,000
GARY, IN 44 $ 6,420,000 $ 145,000 $ 57,000
YORK-HANOVER, PA 44 $ 7,526,000 $ 171,000 $ 67,000
ASHEVILLE, NC 43 $ 5,296,000 $ 123,000 $ 50,000
FORT WORTH-ARLINGTON, TX 43 $ 5,740,000 $ 133,000 $ 68,000
NEW ORLEANS-METAIRIE-KENNER, LA 42 $ 7,302,000 $ 173,000 $ 68,000
CHATTANOOGA, TN-GA 38 $ 4,364,000 $ 110,000 $ 42,500
EUGENE-SPRINGFIELD, OR 38 $ 6,217,000 $ 163,000 $ 48,000
AUSTIN-ROUND ROCK-SAN MARCOS, TX 37 $ 5,171,000 $ 139,000 $ 69,000
LAS VEGAS-PARADISE, NV 37 $ 4,397,000 $ 118,000 $ 45,000
SCRANTON--WILKES-BARRE, PA 37 $ 5,433,000 $ 146,000 $ 57,000
KNOXVILLE, TN 36 $ 4,874,000 $ 135,000 $ 63,000
SALEM, OR 36 $ 5,914,000 $ 164,000 $ 60,000
TUCSON, AZ 36 $ 4,086,000 $ 113,000 $ 60,000
BOSTON-QUINCY, MA 34 $ 9,300,000 $ 273,000 $ 58,000
SHREVEPORT-BOSSIER CITY, LA 34 $ 3,812,000 $ 112,000 $ 50,000
PEABODY, MA 33 $ 8,908,000 $ 269,000 $ 64,000
TRENTON-EWING, NJ 33 $ 6,263,000 $ 189,000 $ 76,000
CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC 32 $ 4,089,000 $ 127,000 $ 53,000
LANCASTER, PA 30 $ 5,196,000 $ 173,000 $ 48,000
UTICA-ROME, NY 30 $ 3,070,000 $ 102,000 $ 50,000
LAKELAND-WINTER HAVEN, FL 28 $ 3,113,000 $ 111,000 $ 46,000
SALT LAKE CITY, UT 28 $ 5,503,000 $ 196,000 $ 49,000
SYRACUSE, NY 28 $ 3,493,000 $ 124,000 $ 60,000
MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC 27 $ 3,242,000 $ 120,000 $ 45,000
SPOKANE, WA 27 $ 4,601,000 $ 170,000 $ 73,000
VINELAND-MILLVILLE-BRIDGETON, NJ 27 $ 4,274,000 $ 158,000 $ 58,000
DOVER, DE 26 $ 4,471,000 $ 171,000 $ 63,000
GREENSBORO-HIGH POINT, NC 26 $ 3,856,000 $ 148,000 $ 61,000
OLYMPIA, WA 26 $ 4,950,000 $ 190,000 $ 56,000
HUNTSVILLE, AL 25 $ 3,056,000 $ 122,000 $ 55,000
ATLANTIC CITY-HAMMONTON, NJ 24 $ 4,879,000 $ 203,000 $ 75,000
BREMERTON-SILVERDALE, WA 24 $ 3,691,000 $ 153,000 $ 57,000
GREENVILLE-MAULDIN-EASLEY, SC 24 $ 2,830,000 $ 117,000 $ 59,000
LAFAYETTE, LA 24 $ 3,209,000 $ 133,000 $ 53,000
WILMINGTON, NC 24 $ 2,842,000 $ 118,000 $ 40,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 23 $ 7,212,000 $ 313,000 $ 73,000
DAYTON, OH 23 $ 3,357,000 $ 145,000 $ 59,000
GAINESVILLE, FL 23 $ 3,006,000 $ 130,000 $ 44,000
GLENS FALLS, NY 23 $ 4,416,000 $ 192,000 $ 75,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 23 $ 4,687,000 $ 202,500 $ 50,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 23 $ 6,744,000 $ 293,000 $ 101,000
DETROIT-LIVONIA-DEARBORN, MI 22 $ 2,151,000 $ 97,000 $ 50,000
MOBILE, AL 22 $ 2,890,000 $ 131,000 $ 54,000
SANTA ANA-ANAHEIM-IRVINE, CA 22 $ 7,712,000 $ 350,000 $ 119,000
FARMINGTON, NM 21 $ 3,613,000 $ 172,000 $ 56,000
GRAND RAPIDS-WYOMING, MI 21 $ 2,367,000 $ 112,000 $ 44,000
SPRINGFIELD, MO 21 $ 3,330,000 $ 158,000 $ 65,000
AKRON, OH 20 $ 2,700,000 $ 135,000 $ 49,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 20 $ 2,038,000 $ 101,000 $ 60,000
NORTH PORT-BRADENTON-SARASOTA, FL 20 $ 3,450,000 $ 172,000 $ 50,000
ROANOKE, VA 20 $ 2,762,000 $ 138,000 $ 50,000
BAKERSFIELD-DELANO, CA 19 $ 2,714,000 $ 142,000 $ 72,000
BOISE CITY-NAMPA, ID 19 $ 2,804,000 $ 147,000 $ 50,000
CAPE CORAL-FORT MYERS, FL 19 $ 2,515,000 $ 132,000 $ 73,000
DES MOINES-WEST DES MOINES, IA 19 $ 2,601,000 $ 136,000 $ 49,000
GREEN BAY, WI 19 $ 2,359,000 $ 124,000 $ 53,000
OCALA, FL 19 $ 2,133,000 $ 112,000 $ 44,000
TULSA, OK 19 $ 2,544,000 $ 133,000 $ 60,000
AUGUSTA-RICHMOND COUNTY, GA-SC 18 $ 2,003,000 $ 110,500 $ 49,000
BELLINGHAM, WA 18 $ 3,201,000 $ 177,000 $ 52,000
DURHAM-CHAPEL HILL, NC 18 $ 2,422,000 $ 134,000 $ 71,000
EL PASO, TX 18 $ 2,639,000 $ 146,000 $ 92,000
EVANSVILLE, IN-KY 18 $ 1,646,000 $ 93,500 $ 51,500
FRESNO, CA 18 $ 2,981,000 $ 165,000 $ 50,000
JOHNSON CITY, TN 18 $ 1,904,000 $ 105,000 $ 54,000
KENNEWICK-PASCO-RICHLAND, WA 18 $ 3,226,000 $ 179,000 $ 63,000
LYNCHBURG, VA 18 $ 2,367,000 $ 131,000 $ 56,000
OXNARD-THOUSAND OAKS-VENTURA, CA 18 $ 5,441,000 $ 302,000 $ 98,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 18 $ 3,404,000 $ 189,000 $ 62,000
CORPUS CHRISTI, TX 17 $ 2,103,000 $ 123,000 $ 59,000
JACKSON, TN 17 $ 1,950,000 $ 114,000 $ 37,000
SANTA FE, NM 17 $ 2,862,000 $ 168,000 $ 62,000
SAVANNAH, GA 17 $ 2,435,000 $ 143,000 $ 49,000
BEND, OR 16 $ 2,212,000 $ 138,000 $ 45,000
CHARLESTON, WV 16 $ 2,094,000 $ 130,000 $ 48,000
JACKSON, MS 16 $ 2,424,000 $ 151,000 $ 56,000
STOCKTON, CA 16 $ 2,789,000 $ 174,000 $ 51,000
HAGERSTOWN-MARTINSBURG, MD-WV 15 $ 2,835,000 $ 188,000 $ 72,500
NORWICH-NEW LONDON, CT 15 $ 3,514,000 $ 234,000 $ 78,000
PORT ST. LUCIE, FL 15 $ 1,648,000 $ 109,000 $ 51,000
TOLEDO, OH 15 $ 2,208,000 $ 147,000 $ 74,000
YAKIMA, WA 15 $ 2,226,000 $ 148,000 $ 50,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 14 $ 2,944,000 $ 211,500 $ 76,000
MANSFIELD, OH 14 $ 1,677,000 $ 119,000 $ 55,000
MCALLEN-EDINBURG-MISSION, TX 14 $ 1,997,000 $ 142,000 $ 71,000
MONTGOMERY, AL 14 $ 2,261,000 $ 161,000 $ 51,000
OMAHA-COUNCIL BLUFFS, NE-IA 14 $ 2,180,000 $ 127,500 $ 57,500
PALM BAY-MELBOURNE-TITUSVILLE, FL 14 $ 2,236,000 $ 159,000 $ 52,000
BEAUMONT-PORT ARTHUR, TX 13 $ 1,722,000 $ 132,000 $ 58,000
BISMARCK, ND 13 $ 2,270,000 $ 174,000 $ 51,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 13 $ 1,324,000 $ 112,500 $ 39,000
OCEAN CITY, NJ 13 $ 2,758,000 $ 212,000 $ 94,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 13 $ 7,383,000 $ 567,000 $ 145,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 13 $ 1,310,000 $ 106,000 $ 48,000
CHARLOTTESVILLE, VA 12 $ 2,311,000 $ 192,000 $ 31,000
HICKORY-LENOIR-MORGANTON, NC 12 $ 1,474,000 $ 122,000 $ 60,000
LANSING-EAST LANSING, MI 12 $ 1,409,000 $ 117,000 $ 59,000
LAS CRUCES, NM 12 $ 1,970,000 $ 164,000 $ 62,000
LEXINGTON-FAYETTE, KY 12 $ 1,530,000 $ 127,000 $ 51,000
READING, PA 12 $ 1,901,000 $ 158,000 $ 52,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 12 $ 2,686,000 $ 223,000 $ 49,000
SPRINGFIELD, MA 12 $ 1,924,000 $ 160,000 $ 48,000
WENATCHEE-EAST WENATCHEE, WA 12 $ 2,078,000 $ 173,000 $ 63,000
WORCESTER, MA 12 $ 2,413,000 $ 201,000 $ 63,000
BINGHAMTON, NY 11 $ 1,294,000 $ 117,000 $ 56,000
BLOOMINGTON, IN 11 $ 1,195,000 $ 108,000 $ 51,000
FLORENCE, SC 11 $ 1,265,000 $ 115,000 $ 64,000
JEFFERSON CITY, MO 11 $ 1,262,000 $ 114,000 $ 47,000
KINGSTON, NY 11 $ 2,269,000 $ 206,000 $ 98,000
LONGVIEW, WA 11 $ 2,133,000 $ 193,000 $ 64,000
MONROE, LA 11 $ 1,152,000 $ 104,000 $ 43,000
MORRISTOWN, TN 11 $ 1,256,000 $ 114,000 $ 40,000
MOUNT VERNON-ANACORTES, WA 11 $ 2,451,000 $ 222,000 $ 54,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 11 $ 4,646,000 $ 422,000 $ 104,000
ST. GEORGE, UT 11 $ 1,682,000 $ 152,000 $ 28,000
ALEXANDRIA, LA 10 $ 1,142,000 $ 114,000 $ 57,000
BANGOR, ME 10 $ 1,249,000 $ 124,000 $ 44,000
BRUNSWICK, GA 10 $ 1,141,000 $ 114,000 $ 28,000
COLORADO SPRINGS, CO 10 $ 2,271,000 $ 227,000 $ 79,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 10 $ 900,000 $ 90,000 $ 42,000
ERIE, PA 10 $ 1,691,000 $ 169,000 $ 90,000
HONOLULU, HI 10 $ 4,046,000 $ 404,000 $ 114,000
MACON, GA 10 $ 1,168,000 $ 116,000 $ 46,000
PENSACOLA-FERRY PASS-BRENT, FL 10 $ 1,238,000 $ 123,000 $ 60,000
SALISBURY, MD 10 $ 1,659,000 $ 165,000 $ 50,000
SOUTH BEND-MISHAWAKA, IN-MI 10 $ 1,197,000 $ 92,500 $ 36,000
TALLAHASSEE, FL 10 $ 1,420,000 $ 142,000 $ 56,000
TERRE HAUTE, IN 10 $ 1,225,000 $ 122,000 $ 64,000
TUSCALOOSA, AL 10 $ 1,756,000 $ 175,000 $ 66,000
WICHITA, KS 10 $ 1,261,000 $ 126,000 $ 56,000
WINSTON-SALEM, NC 10 $ 1,167,000 $ 116,000 $ 35,000
CEDAR RAPIDS, IA 9 $ 1,434,000 $ 159,000 $ 70,000
DANVILLE, VA 9 $ 861,000 $ 95,000 $ 38,000
HARRISONBURG, VA 9 $ 1,582,000 $ 175,000 $ 65,000
KALAMAZOO-PORTAGE, MI 9 $ 652,000 $ 72,000 $ 35,000
MANCHESTER-NASHUA, NH 9 $ 1,954,000 $ 217,000 $ 61,000
NAPLES-MARCO ISLAND, FL 9 $ 1,459,000 $ 162,000 $ 61,000
ALBANY, GA 8 $ 949,000 $ 118,000 $ 38,000
ANDERSON, SC 8 $ 909,000 $ 113,000 $ 44,000
AUBURN-OPELIKA, AL 8 $ 1,180,000 $ 147,000 $ 77,000
CLEVELAND, TN 8 $ 831,000 $ 103,000 $ 40,000
DALTON, GA 8 $ 747,000 $ 93,000 $ 39,000
DOTHAN, AL 8 $ 746,000 $ 93,000 $ 25,000
ELKHART-GOSHEN, IN 8 $ 989,000 $ 123,000 $ 44,000
GAINESVILLE, GA 8 $ 1,363,000 $ 170,000 $ 60,000
IDAHO FALLS, ID 8 $ 969,000 $ 121,000 $ 41,000
LONGVIEW, TX 8 $ 1,020,000 $ 127,000 $ 49,000
MADISON, WI 8 $ 1,346,000 $ 168,000 $ 45,000
MEDFORD, OR 8 $ 1,462,000 $ 182,000 $ 62,000
MICHIGAN CITY-LA PORTE, IN 8 $ 856,000 $ 107,000 $ 56,000
SPRINGFIELD, OH 8 $ 1,169,000 $ 146,000 $ 69,000
ALTOONA, PA 7 $ 995,000 $ 142,000 $ 51,000
FAYETTEVILLE, NC 7 $ 1,057,000 $ 151,000 $ 63,000
JOPLIN, MO 7 $ 849,000 $ 121,000 $ 56,000
LAKE HAVASU CITY-KINGMAN, AZ 7 $ 963,000 $ 137,000 $ 83,000
POCATELLO, ID 7 $ 745,000 $ 106,000 $ 83,000
PROVO-OREM, UT 7 $ 1,275,000 $ 182,000 $ 45,000
ROCKY MOUNT, NC 7 $ 735,000 $ 105,000 $ 58,000
SANTA ROSA-PETALUMA, CA 7 $ 2,407,000 $ 343,000 $ 133,000
STEUBENVILLE-WEIRTON, OH-WV 7 $ 653,000 $ 100,000 $ 50,500
WARNER ROBINS, GA 7 $ 713,000 $ 101,000 $ 42,000
YUBA CITY, CA 7 $ 1,425,000 $ 203,000 $ 75,000
ATHENS-CLARKE COUNTY, GA 6 $ 500,000 $ 83,000 $ 50,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 6 $ 623,000 $ 103,000 $ 70,000
CANTON-MASSILLON, OH 6 $ 669,000 $ 111,000 $ 40,000
CHICO, CA 6 $ 939,000 $ 156,000 $ 122,000
COLUMBIA, MO 6 $ 702,000 $ 117,000 $ 41,000
COLUMBUS, GA-AL 6 $ 824,000 $ 156,500 $ 52,000
CORVALLIS, OR 6 $ 1,174,000 $ 195,000 $ 69,000
DULUTH, MN-WI 6 $ 966,000 $ 161,000 $ 41,000
FARGO, ND-MN 6 $ 889,000 $ 163,500 $ 74,500
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 6 $ 697,000 $ 118,500 $ 31,500
HOUMA-BAYOU CANE-THIBODAUX, LA 6 $ 821,000 $ 136,000 $ 56,000
HUNTINGTON-ASHLAND, WV-KY-OH 6 $ 870,000 $ 153,000 $ 59,500
JACKSONVILLE, NC 6 $ 677,000 $ 112,000 $ 39,000
JANESVILLE, WI 6 $ 922,000 $ 153,000 $ 48,000
KILLEEN-TEMPLE-FORT HOOD, TX 6 $ 631,000 $ 105,000 $ 60,000
LAKE CHARLES, LA 6 $ 769,000 $ 128,000 $ 73,000
LEWISTON-AUBURN, ME 6 $ 792,000 $ 132,000 $ 55,000
PRESCOTT, AZ 6 $ 492,000 $ 82,000 $ 33,000
PUNTA GORDA, FL 6 $ 702,000 $ 117,000 $ 51,000
SAN LUIS OBISPO-PASO ROBLES, CA 6 $ 1,583,000 $ 263,000 $ 87,000
SPARTANBURG, SC 6 $ 1,097,000 $ 182,000 $ 58,000
TEXARKANA, TX-TEXARKANA, AR 6 $ 669,000 $ 118,000 $ 48,000
VALLEJO-FAIRFIELD, CA 6 $ 1,195,000 $ 199,000 $ 92,000
WINCHESTER, VA-WV 6 $ 1,245,000 $ 174,000 $ 72,500
ANN ARBOR, MI 5 $ 825,000 $ 165,000 $ 39,000
BARNSTABLE TOWN, MA 5 $ 1,281,000 $ 256,000 $ 63,000
BURLINGTON-SOUTH BURLINGTON, VT 5 $ 793,000 $ 158,000 $ 58,000
CLARKSVILLE, TN-KY 5 $ 577,000 $ 115,000 $ 41,000
FLORENCE-MUSCLE SHOALS, AL 5 $ 723,000 $ 144,000 $ 42,000
FORT SMITH, AR-OK 5 $ 486,000 $ 99,500 $ 42,500
FORT WAYNE, IN 5 $ 488,000 $ 97,000 $ 60,000
LOGAN, UT-ID 5 $ 634,000 $ 125,000 $ 42,000
MERCED, CA 5 $ 690,000 $ 138,000 $ 39,000
MIDLAND, TX 5 $ 432,000 $ 86,000 $ 49,000
MODESTO, CA 5 $ 933,000 $ 186,000 $ 61,000
MORGANTOWN, WV 5 $ 778,000 $ 155,000 $ 58,000
RAPID CITY, SD 5 $ 482,000 $ 96,000 $ 55,000
REDDING, CA 5 $ 949,000 $ 189,000 $ 66,000
STATE COLLEGE, PA 5 $ 822,000 $ 164,000 $ 82,000
SUMTER, SC 5 $ 442,000 $ 88,000 $ 39,000
TOPEKA, KS 5 $ 528,000 $ 105,000 $ 62,000
ANCHORAGE, AK 4 $ 1,108,000 $ 277,000 $ 62,000
APPLETON, WI 4 $ 587,000 $ 146,000 $ 56,000
CHEYENNE, WY 4 $ 728,000 $ 182,000 $ 69,000
COEUR D'ALENE, ID 4 $ 825,000 $ 206,000 $ 124,000
CUMBERLAND, MD-WV 4 $ 482,000 $ 120,000 $ 52,000
DECATUR, AL 4 $ 593,000 $ 148,000 $ 63,000
ELIZABETHTOWN, KY 4 $ 589,000 $ 147,000 $ 52,000
GREELEY, CO 4 $ 602,000 $ 150,000 $ 45,000
HINESVILLE-FORT STEWART, GA 4 $ 571,000 $ 142,000 $ 63,000
HOLLAND-GRAND HAVEN, MI 4 $ 560,000 $ 140,000 $ 41,000
JOHNSTOWN, PA 4 $ 592,000 $ 148,000 $ 67,000
LAFAYETTE, IN 4 $ 478,000 $ 119,000 $ 49,000
MADERA-CHOWCHILLA, CA 4 $ 863,000 $ 215,000 $ 40,000
MANHATTAN, KS 4 $ 785,000 $ 196,000 $ 56,000
OGDEN-CLEARFIELD, UT 4 $ 821,000 $ 205,000 $ 67,000
SANTA BARBARA-SANTA MARIA-GOLETA, CA 4 $ 790,000 $ 197,000 $ 66,000
SEBASTIAN-VERO BEACH, FL 4 $ 720,000 $ 180,000 $ 27,000
TYLER, TX 4 $ 569,000 $ 142,000 $ 55,000
WHEELING, WV-OH 4 $ 657,000 $ 164,000 $ 108,000
ANDERSON, IN 3 $ 278,000 $ 92,000 $ 58,000
CASPER, WY 3 $ 506,000 $ 168,000 $ 51,000
CHAMPAIGN-URBANA, IL 3 $ 402,000 $ 134,000 $ 59,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 3 $ 420,000 $ 140,000 $ 66,000
DUBUQUE, IA 3 $ 424,000 $ 141,000 $ 66,000
ELMIRA, NY 3 $ 300,000 $ 100,000 $ 51,000
FORT COLLINS-LOVELAND, CO 3 $ 506,000 $ 168,000 $ 80,000
JACKSON, MI 3 $ 311,000 $ 103,000 $ 28,000
LAREDO, TX 3 $ 563,000 $ 187,000 $ 83,000
MONROE, MI 3 $ 380,000 $ 126,000 $ 36,000
MUSKEGON-NORTON SHORES, MI 3 $ 279,000 $ 93,000 $ 51,000
NAPA, CA 3 $ 938,000 $ 312,000 $ 87,000
OSHKOSH-NEENAH, WI 3 $ 320,000 $ 106,000 $ 36,000
PALM COAST, FL 3 $ 447,000 $ 149,000 $ 76,000
PARKERSBURG-MARIETTA-VIENNA, WV-OH 3 $ 404,000 $ 134,000 $ 64,000
PINE BLUFF, AR 3 $ 473,000 $ 157,000 $ 71,000
ROME, GA 3 $ 393,000 $ 131,000 $ 50,000
SANDUSKY, OH 3 $ 447,000 $ 149,000 $ 76,000
SHEBOYGAN, WI 3 $ 416,000 $ 138,000 $ 68,000
ST. CLOUD, MN 3 $ 430,000 $ 143,000 $ 46,000
ST. JOSEPH, MO-KS 3 $ 302,000 $ 100,000 $ 43,000
ABILENE, TX 2 $ 160,000 $ 80,000 $ 51,000
AMARILLO, TX 2 $ 305,000 $ 152,000 $ 45,000
AMES, IA 2 $ 241,000 $ 120,000 $ 48,000
BATTLE CREEK, MI 2 $ 202,000 $ 101,000 $ 63,000
BOWLING GREEN, KY 2 $ 260,000 $ 130,000 $ 76,000
BROWNSVILLE-HARLINGEN, TX 2 $ 178,000 $ 89,000 $ 40,000
BURLINGTON, NC 2 $ 366,000 $ 183,000 $ 76,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 2 $ 313,000 $ 156,500 $ 80,000
EAU CLAIRE, WI 2 $ 306,000 $ 153,000 $ 76,000
EL CENTRO, CA 2 $ 425,000 $ 212,000 $ 0
FLAGSTAFF, AZ 2 $ 404,000 $ 202,000 $ 120,000
FLINT, MI 2 $ 138,000 $ 69,000 $ 23,000
FOND DU LAC, WI 2 $ 272,000 $ 136,000 $ 52,000
GOLDSBORO, NC 2 $ 155,000 $ 77,000 $ 69,000
GRAND JUNCTION, CO 2 $ 422,000 $ 211,000 $ 97,000
GREENVILLE, NC 2 $ 349,000 $ 174,000 $ 79,000
HANFORD-CORCORAN, CA 2 $ 455,000 $ 227,000 $ 85,000
HOT SPRINGS, AR 2 $ 226,000 $ 113,000 $ 40,000
ITHACA, NY 2 $ 223,000 $ 111,000 $ 46,000
LEBANON, PA 2 $ 236,000 $ 118,000 $ 20,000
LUBBOCK, TX 2 $ 182,000 $ 91,000 $ 51,000
MISSOULA, MT 2 $ 307,000 $ 153,000 $ 51,000
NILES-BENTON HARBOR, MI 2 $ 248,000 $ 124,000 $ 59,000
PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL 2 $ 244,000 $ 122,000 $ 55,000
ROCHESTER, MN 2 $ 246,000 $ 123,000 $ 46,000
ROCKFORD, IL 2 $ 308,000 $ 154,000 $ 75,000
SAGINAW-SAGINAW TOWNSHIP NORTH, MI 2 $ 311,000 $ 155,000 $ 11,000
SPRINGFIELD, IL 2 $ 209,000 $ 104,000 $ 45,000
WILLIAMSPORT, PA 2 $ 228,000 $ 114,000 $ 51,000
ANNISTON-OXFORD, AL 1 $ 102,000 $ 102,000 $ 25,000
BAY CITY, MI 1 $ 192,000 $ 192,000 $ 86,000
BILLINGS, MT 1 $ 156,000 $ 156,000 $ 62,000
BLOOMINGTON-NORMAL, IL 1 $ 235,000 $ 235,000 $ 123,000
BOULDER, CO 1 $ 238,000 $ 238,000 $ 65,000
COLUMBUS, IN 1 $ 121,000 $ 121,000 $ 124,000
DANVILLE, IL 1 $ 94,000 $ 94,000 $ 71,000
GADSDEN, AL 1 $ 65,000 $ 65,000 $ 25,000
GRAND FORKS, ND-MN 1 $ 113,000 $ 113,000 $ 74,000
GREAT FALLS, MT 1 $ 199,000 $ 199,000 $ 92,000
GULFPORT-BILOXI, MS 1 $ 155,000 $ 155,000 $ 36,000
IOWA CITY, IA 1 $ 45,000 $ 45,000 $ 36,000
KANKAKEE-BRADLEY, IL 1 $ 181,000 $ 181,000 $ 53,000
LAWTON, OK 1 $ 87,000 $ 87,000 $ 45,000
LEWISTON, ID-WA 1 $ 114,000 $ 114,000 $ 55,000
LIMA, OH 1 $ 72,000 $ 72,000 $ 35,000
LINCOLN, NE 1 $ 142,000 $ 142,000 $ 73,000
MUNCIE, IN 1 $ 96,000 $ 96,000 $ 39,000
ODESSA, TX 1 $ 140,000 $ 140,000 $ 38,000
OWENSBORO, KY 1 $ 136,000 $ 136,000 $ 60,000
PASCAGOULA, MS 1 $ 184,000 $ 184,000 $ 53,000
PEORIA, IL 1 $ 113,000 $ 113,000 $ 94,000
RACINE, WI 1 $ 112,000 $ 112,000 $ 26,000
RENO-SPARKS, NV 1 $ 175,000 $ 175,000 $ 47,000
SANTA CRUZ-WATSONVILLE, CA 1 $ 333,000 $ 333,000 $ 200,000
SHERMAN-DENISON, TX 1 $ 109,000 $ 109,000 $ 35,000
SIOUX FALLS, SD 1 $ 107,000 $ 107,000 $ 42,000
VISALIA-PORTERVILLE, CA 1 $ 172,000 $ 172,000 $ 71,000
WATERLOO-CEDAR FALLS, IA 1 $ 97,000 $ 97,000 $ 25,000
WAUSAU, WI 1 $ 121,000 $ 121,000 $ 36,000
YUMA, AZ 1 $ 105,000 $ 105,000 $ 34,000

Mortgage Loan Application Detail Totals for American Financial Resources, Inc. in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 7,209 $1,436,925,000 $199,000 $1,520,000 $69,000 $1,117,000
Home Purchase 5,189 $884,624,000 $170,000 $810,000 $64,000 $720,000
Home Improvement 111 $17,514,000 $157,000 $626,000 $64,000 $336,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,602 $1,581,992,000 $183,000 $1,080,000 $68,000 $1,117,000
Black or African American 1,594 $285,245,000 $178,000 $720,000 $59,000 $452,000
Hispanic 1,064 $201,266,000 $189,000 $946,000 $62,000 $720,000
Not Provided 956 $198,836,000 $207,000 $1,520,000 $69,000 $400,000
Asian 234 $60,616,000 $259,000 $746,000 $90,000 $912,000
Native Hawaiian or Other Pacific Islander 37 $7,742,000 $209,000 $495,000 $61,000 $180,000
American Indian or Alaskan Native 22 $3,366,000 $153,000 $325,000 $53,000 $140,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 11,391 $2,055,419,000 $180,000 $989,000 $62,000 $1,020,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,111 $281,636,000 $253,000 $1,520,000 $121,000 $1,117,000
VA-guaranteed (Veterans Administration) 7 $2,008,000 $286,000 $718,000 $107,000 $241,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,458 $1,021,334,000 $187,000 $989,000 $66,000 $788,000
Application Denied By Financial Institution 2,845 $494,969,000 $173,000 $946,000 $60,000 $336,000
Application Approved But Not Accepted 2,157 $370,665,000 $171,000 $746,000 $62,000 $912,000
Application Withdrawn By Applicant 1,766 $399,734,000 $226,000 $1,520,000 $88,000 $1,117,000
File Closed For Incompleteness 283 $52,361,000 $185,000 $643,000 $57,000 $360,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 728 $126,293,000 $173,000 $946,000 $61,000 $330,000
Debt-To-Income Ratio 489 $95,156,000 $194,000 $742,000 $54,000 $276,000
Credit History 349 $60,354,000 $172,000 $486,000 $61,000 $275,000
Collateral 285 $45,041,000 $158,000 $618,000 $62,000 $245,000
Unverifiable Information 63 $12,414,000 $197,000 $450,000 $72,000 $336,000
Employment History 55 $9,656,000 $175,000 $424,000 $51,000 $215,000
Credit Application Incomplete 15 $2,935,000 $195,000 $395,000 $55,000 $170,000
Insufficient Cash (Downpayment, Closing Cost) 12 $2,428,000 $202,000 $493,000 $65,000 $115,000
Mortgage Insurance Denied 11 $2,488,000 $226,000 $452,000 $80,000 $200,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Financial Resources, Inc.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Financial Resources, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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