American Bank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for American Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | American Bank 9001 Edmonston Road, Suite 100 Greenbelt, MD 20770 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,113 |
| Total Mortgage Loan Application Amount | $251,360,000 |
| Average Mortgage Loan Application Amount | $238,187 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $95,812 |
| Highest Applicant Income | $964,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 248 | $ 59,220,000 | $ 238,000 | $ 79,000 |
| Prince William County Virginia | 170 | $ 38,387,000 | $ 225,000 | $ 74,000 |
| Montgomery County Maryland | 109 | $ 30,098,000 | $ 276,000 | $ 94,000 |
| Prince George's County Maryland | 98 | $ 19,286,000 | $ 196,000 | $ 79,000 |
| Loudoun County Virginia | 60 | $ 15,538,000 | $ 258,000 | $ 102,000 |
| Anne Arundel County Maryland | 50 | $ 12,302,000 | $ 246,000 | $ 91,000 |
| District of Columbia County District Of Columbia | 41 | $ 12,815,000 | $ 312,000 | $ 155,000 |
| Manassas County Virginia | 36 | $ 5,890,000 | $ 163,000 | $ 62,000 |
| Baltimore County Maryland | 22 | $ 3,690,000 | $ 167,000 | $ 87,000 |
| Frederick County Maryland | 22 | $ 4,268,000 | $ 194,000 | $ 93,000 |
| Worcester County Maryland | 17 | $ 4,550,000 | $ 267,000 | $ 134,000 |
| Arlington County Virginia | 16 | $ 3,793,000 | $ 237,000 | $ 73,000 |
| Alexandria County Virginia | 15 | $ 2,375,000 | $ 158,000 | $ 51,000 |
| Chesapeake County Virginia | 15 | $ 3,111,000 | $ 207,000 | $ 93,000 |
| Stafford County Virginia | 13 | $ 2,683,000 | $ 206,000 | $ 76,000 |
| Virginia Beach County Virginia | 13 | $ 1,819,000 | $ 139,000 | $ 78,000 |
| Manassas Park County Virginia | 12 | $ 2,372,000 | $ 197,000 | $ 62,000 |
| Kent County Delaware | 11 | $ 1,644,000 | $ 149,000 | $ 65,000 |
| Baltimore City County Maryland | 10 | $ 1,462,000 | $ 146,000 | $ 87,000 |
| Howard County Maryland | 10 | $ 2,013,000 | $ 201,000 | $ 141,000 |
| Fairfax City County Virginia | 9 | $ 2,066,000 | $ 229,000 | $ 45,000 |
| Frederick County Virginia | 8 | $ 992,000 | $ 124,000 | $ 69,000 |
| Spotsylvania County Virginia | 8 | $ 1,795,000 | $ 224,000 | $ 48,000 |
| Caroline County Virginia | 7 | $ 954,000 | $ 136,000 | $ 62,000 |
| New Castle County Delaware | 6 | $ 707,000 | $ 117,000 | $ 53,000 |
| Culpeper County Virginia | 6 | $ 963,000 | $ 160,000 | $ 40,000 |
| Falls Church County Virginia | 6 | $ 1,400,000 | $ 233,000 | $ 47,000 |
| Hampton County Virginia | 6 | $ 594,000 | $ 99,000 | $ 61,000 |
| Sussex County Delaware | 4 | $ 679,000 | $ 169,000 | $ 24,000 |
| Carroll County Maryland | 4 | $ 1,071,000 | $ 267,000 | $ 106,000 |
| Charles County Maryland | 4 | $ 1,018,000 | $ 254,000 | $ 133,000 |
| Norfolk County Virginia | 4 | $ 508,000 | $ 127,000 | $ 30,000 |
| Queen Anne's County Maryland | 3 | $ 516,000 | $ 172,000 | $ 76,000 |
| Newport News County Virginia | 3 | $ 1,010,000 | $ 336,000 | $ 108,000 |
| Orange County Virginia | 3 | $ 774,000 | $ 258,000 | $ 32,000 |
| Harford County Maryland | 2 | $ 779,000 | $ 389,000 | $ 76,000 |
| Wicomico County Maryland | 2 | $ 484,000 | $ 242,000 | $ 45,000 |
| Adams County Pennsylvania | 2 | $ 582,000 | $ 291,000 | $ 146,000 |
| Chester County Pennsylvania | 2 | $ 167,000 | $ 83,000 | $ 82,000 |
| Lancaster County Pennsylvania | 2 | $ 214,000 | $ 107,000 | $ 60,000 |
| Philadelphia County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 90,000 |
| Washington County Pennsylvania | 2 | $ 516,000 | $ 258,000 | $ 113,000 |
| York County Pennsylvania | 2 | $ 482,000 | $ 241,000 | $ 145,000 |
| Richland County South Carolina | 2 | $ 194,000 | $ 97,000 | $ 57,000 |
| Botetourt County Virginia | 2 | $ 162,000 | $ 81,000 | $ 75,000 |
| Chesterfield County Virginia | 2 | $ 358,000 | $ 179,000 | $ 99,000 |
| Fauquier County Virginia | 2 | $ 250,000 | $ 125,000 | $ 56,000 |
| Roanoke City County Virginia | 2 | $ 325,000 | $ 162,000 | $ 175,000 |
| Suffolk County Virginia | 2 | $ 463,000 | $ 231,000 | $ 113,000 |
| Calvert County Maryland | 1 | $ 180,000 | $ 180,000 | $ 82,000 |
| Caroline County Maryland | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Dorchester County Maryland | 1 | $ 120,000 | $ 120,000 | $ 55,000 |
| Kent County Maryland | 1 | $ 270,000 | $ 270,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Talbot County Maryland | 1 | $ 358,000 | $ 358,000 | $ 0 |
| Craven County North Carolina | 1 | $ 263,000 | $ 263,000 | $ 72,000 |
| Durham County North Carolina | 1 | $ 161,000 | $ 161,000 | $ 182,000 |
| Auglaize County Ohio | 1 | $ 139,000 | $ 139,000 | $ 130,000 |
| Franklin County Ohio | 1 | $ 234,000 | $ 234,000 | $ 103,000 |
| Hanover County Virginia | 1 | $ 188,000 | $ 188,000 | $ 88,000 |
| Westmoreland County Virginia | 1 | $ 264,000 | $ 264,000 | $ 363,000 |
| Tucker County West Virginia | 1 | $ 327,000 | $ 327,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for American Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 855 | $181,607,000 | $238,000 | $800,000 | $93,333 | $964,000 |
| Refinancing | 258 | $69,753,000 | $238,428 | $1,000,000 | $99,000 | $420,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 609 | $128,005,000 | $189,200 | $788,000 | $81,800 | $700,000 |
| White | 304 | $76,394,000 | $222,222 | $1,000,000 | $98,555 | $964,000 |
| Black or African American | 126 | $29,174,000 | $218,400 | $889,000 | $102,600 | $299,000 |
| Not Provided | 41 | $9,327,000 | $161,800 | $730,000 | $72,000 | $333,000 |
| Asian | 27 | $7,120,000 | $357,000 | $720,000 | $118,250 | $220,000 |
| American Indian or Alaskan Native | 4 | $953,000 | $238,000 | $400,000 | $133,500 | $218,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $387,000 | $193,000 | $248,000 | $24,000 | $48,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,113 | $251,360,000 | $246,500 | $1,000,000 | $92,400 | $964,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 897 | $199,034,000 | $192,625 | $889,000 | $96,375 | $964,000 |
| Application Approved But Not Accepted | 97 | $21,757,000 | $209,250 | $881,000 | $74,500 | $330,000 |
| Application Denied By Financial Institution | 80 | $20,319,000 | $323,250 | $750,000 | $96,000 | $279,000 |
| Application Withdrawn By Applicant | 37 | $9,935,000 | $330,600 | $1,000,000 | $117,600 | $420,000 |
| File Closed For Incompleteness | 2 | $315,000 | $157,000 | $252,000 | $68,000 | $68,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 26 | $6,180,000 | $223,500 | $641,000 | $94,500 | $216,000 |
| Unverifiable Information | 19 | $4,865,000 | $236,500 | $648,000 | $86,500 | $150,000 |
| Credit History | 17 | $3,640,000 | $216,000 | $584,000 | $96,500 | $188,000 |
| Other | 7 | $2,483,000 | $358,000 | $750,000 | $128,000 | $279,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $2,269,000 | $324,500 | $650,000 | $106,750 | $195,000 |
| Debt-To-Income Ratio | 4 | $882,000 | $220,000 | $360,000 | $86,000 | $90,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.